About Smart Prism Fincap Private Limited
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Smart Prism Fincap Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 25 July 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65990DL2019PTC353036. Its GSTIN is 07ABCCS4085R1ZM (Delhi).
The company has an authorised share capital of ₹8.25 Cr and a paid-up capital of ₹6.01 Cr. It is led by directors Pradeep Lalwani and Neeti Garg.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at D130 Okhla Industrial Area Phase – 1, New Delhi, Delhi, India – 110020.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.36 Cr, a growth of 77% compared to the previous year. For the same year it recorded a net profit of ₹56.85 Lakh (net margin 24.1%) and EBITDA of ₹81.96 Lakh (EBITDA margin 34.7%). Revenue has grown at a compounded annual rate (CAGR) of 126% over three years and 131% over five years.
The company is associated with 1 brand: Smart Prism Fincap. Court records list 41 cases involving the company, including 41 filed by the company; 41 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website smartprismfincap.com.
Company details
Contact details
Smart Prism Fincap Private Limited's registered office is in New Delhi, Delhi. Its website is smartprismfincap.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressD130 Okhla Industrial Area Phase – 1, New Delhi, Delhi, India – 110020
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Smart Prism Fincap Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Smart Prism Fincap operates one associated brand: Smart Prism Fincap. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides loans and financial services for agriculture and business needs worldwide. | smartprismfincap.com |
Business activity
The main business activity of Smart Prism Fincap is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Smart Prism Fincap Private Limited, buy the company report.
Financials of Smart Prism Fincap Private Limited
FY 2025 filings availableSmart Prism Fincap Private Limited reported revenue of ₹2.36 Cr (up 77% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 131% over five years, including 77% growth in the latest year. EBITDA rose 55% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹81.96 Lakh | ||||
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| Net Profit (PAT) | ₹56.85 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 34.7% | ||||
| Net Profit Margin | 24.1% | ||||
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To see the full financial statements and ratios of Smart Prism Fincap Private Limited, buy the company report.
Board of directors of Smart Prism Fincap Private Limited
Smart Prism Fincap has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pradeep Lalwani Also directs: Smart Prism Mobility LLP, Dynamic Embroideries Pvt. Ltd. | Director | 25 Jul 2019 | 7 Years 3 Months | Current |
| Neeti Garg Also directs: Smart Prism Mobility LLP | Director | 25 Jul 2019 | 7 Years 3 Months | Current |
Peer comparison
Smart Prism Fincap Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Brilliant Portfolios Limited | ₹2.36 Cr (FY 2018) | 137.0% | New Delhi, Delhi, India | |||
| Rupali Trade & Holdings (India) Pvt Ltd | ₹2.36 Cr (FY 2025) | 0.0% | Kolkata, West Bengal, India | |||
| Smart Prism Fincap Private Limitedthis company | ₹2.36 Cr (FY 2025) | ₹56.85 Lakh | 24.1% | 77.0% | New Delhi, Delhi, India | |
| Kumari Investment Corporation Private Limited | ₹2.36 Cr (FY 2025) | 5.0% | Thiruvananthapuram, Kerala, India |
To see the full peer comparison of Smart Prism Fincap Private Limited, buy the company report.
Auditor
Smart Prism Fincap Private Limited is audited by KUDSIAANDASSOCIATES for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KUDSIAANDASSOCIATES | FY 2022 | 009771N |
Shareholding
The shareholding of Smart Prism Fincap Private Limited is on record for 3 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Smart Prism Fincap Private Limited, buy the company report.
Legal cases
Smart Prism Fincap Private Limited has 41 court cases on record: 41 filed by Smart Prism Fincap. All cases are pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 41 | 0 | 41 |
Cases on record (5 of 41)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South East, Delhi | Cheque dishonour complaint | Filed by the company against Cytochrome Life Sciences Pvt Ltd | Pending |
| District court, South East, Delhi | Cheque dishonour complaint | Filed by the company against M/S Shree Balaji Sanitary Private Ltd. Ors | Pending |
| District court, South East, Delhi | Criminal case | Filed by the company against Adcom Pack Industries India Private Limited | Pending |
| District court, South East, Delhi | Cheque dishonour complaint | Filed by the company against Kings Containers Pvt Ltd | Pending |
| District court, South East, Delhi | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Smart Prism Fincap Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Smart Prism Fincap Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Smart Prism Fincap has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07ABCCS4085R1ZM | Delhi | Active | 28 May 2021 |
To see the full GST registrations and return filing status of Smart Prism Fincap Private Limited, buy the company report.
Recent activity
Smart Prism Fincap Private Limited has 4 board changes on record since 2019: 2 appointments and 2 cessations. The latest: Radhe Shyam Goel ceased to be Additional Director on 10 Jan 2024.
Frequently asked questions
Smart Prism Fincap is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 25 July 2019 (7+ years old) and is registered under CIN U65990DL2019PTC353036.
Smart Prism Fincap has 2 current directors:
- Pradeep Lalwani - Director
- Neeti Garg - Director
The latest financial statements of Smart Prism Fincap on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Smart Prism Fincap is 07ABCCS4085R1ZM, registered in Delhi.
The CIN (Corporate Identification Number) of Smart Prism Fincap is U65990DL2019PTC353036. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Smart Prism Fincap has 41 court cases on record: 41 filed by the company. 41 are pending.
Smart Prism Fincap was incorporated on 25 July 2019, making it 7+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Smart Prism Fincap by revenue are Brilliant Portfolios Limited, Rupali Trade & Holdings (India) Pvt Ltd, Kumari Investment Corporation Private Limited, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Radhe Shyam Goel ceased to be Additional Director on 10 Jan 2024. Pradeep Lalwani ceased to be Director on 01 Jul 2020. Neeti Garg was appointed as Director on 25 Jul 2019. Smart Prism Fincap has 4 board changes on record in total.
Smart Prism Fincap can be reached through the website smartprismfincap.com. Its registered office is in New Delhi, Delhi, India.
The registered office of Smart Prism Fincap is at D130 Okhla Industrial Area Phase – 1, New Delhi, Delhi, India – 110020.
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