Stepping Stone Financial Services Private Limited
About Stepping Stone Financial Services Private Limited
Data last updated:
Stepping Stone Financial Services Private Limited is a private limited company based in Surat, Gujarat, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 16 April 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U67120GJ2012PTC069894. Its GSTIN is 24AARCS4013K1Z7 (Gujarat).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Sweety Sunil Dangi and Gaurav Sunil Dangi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at D – 612 International Trade Centre Majura Gate, Surat, Gujarat, India – 395002.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.13 Lakh. For the same year it recorded a net loss of ₹70.78 Lakh and EBITDA of ₹1.7 Lakh (EBITDA margin 54.4%). Revenue has declined at a compounded annual rate (CAGR) of 31% over three years and 45% over five years.
As per MCA filings, the company has open charges of ₹5 Cr and satisfied charges of ₹2.85 Cr on record. Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Stepping Stone Financial Services Private Limited's registered office is in Surat, Gujarat. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressD – 612 International Trade Centre Majura Gate, Surat, Gujarat, India – 395002
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Stepping Stone Financial Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Stepping Stone Financial Services Private Limited
FY 2025 filings availableStepping Stone Financial Services Private Limited reported revenue of ₹3.13 Lakh for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 45% over five years. EBITDA rose 145% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.7 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹70.78 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 54.4% | ||||
| Net Profit Margin | |||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Stepping Stone Financial Services Private Limited, buy the company report.
Board of directors of Stepping Stone Financial Services Private Limited
Stepping Stone Financial Services has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sweety Sunil Dangi Also directs: Rumi Grown Diamonds Private Limited | Director | 18 Mar 2014 | 12 Years 7 Months | Current |
| Gaurav Sunil Dangi Also directs: Rumi Grown Diamonds Private Limited | Director | 18 Mar 2014 | 12 Years 7 Months | Current |
Peer comparison
Stepping Stone Financial Services Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Varsha Credit Private Limited | ₹3.13 Lakh (FY 2025) | -40.0% | Kolkata, West Bengal, India | |||
| Celebrity Finvest Private Limited. | ₹3.13 Lakh (FY 2025) | Mumbai, Maharashtra, India | ||||
| Aarav Dealtrade Private Limited | ₹3.13 Lakh (FY 2017) | 1153.0% | Kolkata, West Bengal, India | |||
| Stepping Stone Financial Services Private Limitedthis company | ₹3.13 Lakh (FY 2025) | -₹70.78 Lakh | Surat, Gujarat, India | |||
| Shubhayush Nidhi Limited | ₹3.12 Lakh (FY 2025) | 22.0% | Dehradun, Uttarakhand, India | |||
| D'mitra Finance and Leasing Co Pvt Ltd | ₹3.12 Lakh (FY 2025) | 0.0% | Aurangabad, Maharashtra, India |
To see the full peer comparison of Stepping Stone Financial Services Private Limited, buy the company report.
Auditor
Stepping Stone Financial Services Private Limited is audited by D G S M & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| D G S M & CO | FY 2021 | 101606W |
Shareholding
The shareholding of Stepping Stone Financial Services Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Stepping Stone Financial Services Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Jan 2018 | 100153998 | Others | ₹5 Cr | Open | |
| 06 May 2014 | 10504308 | New India Co-Op Bank Limited | ₹2.85 Cr | Satisfied |
To see the full charge records of Stepping Stone Financial Services Private Limited, buy the company report.
Total charge records: 2 View all charges
Legal cases
Stepping Stone Financial Services Private Limited has 1 court case on record: 1 filed by Stepping Stone Financial Services. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| NCLT | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| NCLT, Mumbai | Insolvency matter | Filed by the company against Pacific Multi - Commodity Ltd | Disposed |
To see the full case history of Stepping Stone Financial Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Stepping Stone Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Stepping Stone Financial Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 24AARCS4013K1Z7 | Gujarat | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Stepping Stone Financial Services Private Limited, buy the company report.
Recent activity
Stepping Stone Financial Services Private Limited has 4 board changes on record since 2014: 2 appointments and 2 cessations. The latest: Neeta Bhandari Sunil ceased to be Director on 22 Mar 2014.
Frequently asked questions
Stepping Stone Financial Services is an active private limited company based in Surat, Gujarat, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 16 April 2012 (14+ years old) and is registered under CIN U67120GJ2012PTC069894.
Stepping Stone Financial Services has 2 current directors:
- Sweety Sunil Dangi - Director
- Gaurav Sunil Dangi - Director
The latest financial statements of Stepping Stone Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Stepping Stone Financial Services is 24AARCS4013K1Z7, registered in Gujarat.
The CIN (Corporate Identification Number) of Stepping Stone Financial Services is U67120GJ2012PTC069894. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Stepping Stone Financial Services has 1 court case on record: 1 filed by the company.
Stepping Stone Financial Services was incorporated on 16 April 2012, making it 14+ years old. It is registered with the Registrar of Companies, Ahmedabad.
The peers of Stepping Stone Financial Services by revenue are Varsha Credit Private Limited, Celebrity Finvest Private Limited, Aarav Dealtrade Private Limited, Shubhayush Nidhi Limited, D'mitra Finance and Leasing Co Pvt Ltd, all in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities).
Neeta Bhandari Sunil ceased to be Director on 22 Mar 2014. Sunil Karansingh Bhandari ceased to be Director on 22 Mar 2014. Gaurav Sunil Dangi was appointed as Director on 18 Mar 2014. Stepping Stone Financial Services has 4 board changes on record in total.
The registered office of Stepping Stone Financial Services is at D – 612 International Trade Centre Majura Gate, Surat, Gujarat, India – 395002.
Stepping Stone Financial Services operates in the financial services industry, in the diversified financial services segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
