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STFT Finance Private Limited - financial services in Gurgaon, Haryana, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹15.95 Cr
▲ 50% YoY
Net loss · FY 2025
₹2.61 Cr
Net margin -16.4%
EBITDA · FY 2025
₹3.29 Cr
EBITDA margin 20.6%
Authorised capital
₹42 Cr
Registered with MCA
Paid-up capital
₹32.8 Cr
Issued & subscribed
Open charges
₹90.14 Cr
Satisfied ₹8 Cr
Company age
7 yrs
Est. 2019
Employees · EPFO
124
Provident fund records
About STFT Finance Private Limited
Data last updated:
STFT Finance Private Limited is a private limited company based in Gurgaon, Haryana, India, recognised as a startup by DPIIT. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 13 May 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67200HR2019PTC080310. Its GSTIN is 06ABCCS0493D1ZL (Haryana). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹42 Cr and a paid-up capital of ₹32.8 Cr. It is led by directors including Diwakar Pundir and Hemani Rawat Pundir.
Its last annual general meeting (AGM) was held on 23 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Gurgaon, Haryana.
As per the financials filed for FY 2025, the company reported a revenue of ₹15.95 Cr, a growth of 50% compared to the previous year. For the same year it recorded a net loss of ₹2.61 Cr (net margin -16.4%) and EBITDA of ₹3.29 Cr (EBITDA margin 20.6%). Revenue has grown at a compounded annual rate (CAGR) of 74% over three years and 136% over five years.
The company has about 124 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: STFT Finance. As per MCA filings, the company has open charges of ₹90.14 Cr and satisfied charges of ₹8 Cr on record. Court records list 420 cases involving the company, including 417 filed by the company and 3 filed against it; 387 cases are pending. The company has 4 deals on record (2 rights issues, 1 debt financing, 1 funding round), with disclosed funding of ₹19.55 Cr; the latest was in August 2023.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website stftfinance.com.
Company details
CIN U67200HR2019PTC080310
Registration Number 080310
Incorporation Date 13 May 2019
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 23 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Recognitions & Rankings of STFT Finance
Contact details
STFT Finance Private Limited's registered office is in Gurgaon, Haryana. Its website is stftfinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressUnit 1005 10th Floor Jmd Megapolis, Sector – 48 Sohna Road, Gurgaon, Haryana, India – 122018
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of STFT Finance Private Limited, buy the company report.
Comprehensive company report
STFT Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
STFT Finance operates one associated brand: STFT Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Non-Bank Finance Company providing loans to MSMEs and individuals. | stftfinance.com |
Business activity
The main business activity of STFT Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of STFT Finance Private Limited, buy the company report.
Financials of STFT Finance Private Limited
FY 2025 filings availableSTFT Finance Private Limited reported revenue of ₹15.95 Cr (up 50% YoY) for FY 2025.
Revenue · FY 2025
₹15.95 Cr ▲ 50%
Net loss · FY 2025
₹2.61 Cr margin -16.4%
EBITDA · FY 2025
₹3.29 Cr margin 20.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 50%
3 years · compounded
▲ 74%
5 years · compounded
▲ 136%
EBITDA CAGR growth
1 year
▲ 62%
3 years · compounded
▲ 62%
5 years · compounded
▲ 52%
Revenue has grown at a compounded annual rate (CAGR) of 136% over five years, including 50% growth in the latest year. EBITDA rose 62% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.29 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹2.61 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 20.6% | ||||
| Net Profit Margin | -16.4% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of STFT Finance Private Limited, buy the company report.
Board of directors and KMP of STFT Finance Private Limited
STFT Finance Private Limited currently reports 4 directors and 1 key managerial person.
Current Directors and KMP
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Diwakar Pundir Also directs: Sindhuja Microcredit Private Limited | Director | 13 May 2019 | 7 Years 5 Months | Current |
| Hemani Rawat Pundir | Director | 13 May 2019 | 7 Years 5 Months | Current |
| Vishal Gupta | Director | 08 Sep 2022 | 4 Years 1 Months | Current |
| Akshay Bhatia Also directs: Playnova LLP | Company Secretary | 27 Apr 2022 | 4 Years 5 Months | Current |
| Neeraj Chawla | Director | 10 Aug 2024 | 2 Years 2 Months | Current |
Auditor
STFT Finance Private Limited is audited by BAJ & COMPANY for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| BAJ & COMPANY | FY 2023 | 017086N |
Shareholding
The shareholding of STFT Finance Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of STFT Finance Private Limited, buy the company report.
Charges & borrowings
Open charges
₹90.14 Cr
Satisfied charges
₹8 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Dec 2025 | 101220838 | Others | ₹3 Cr | Open | |
| 22 Dec 2025 | 101214383 | Others | ₹7.5 Cr | Open | |
| 22 Sep 2025 | 101179522 | Others | ₹5 Cr | Open | |
| 30 Jul 2025 | 101137052 | Others | ₹5 Cr | Open | |
| 26 Mar 2025 | 101073257 | Others | ₹5 Cr | Open |
To see the full charge records of STFT Finance Private Limited, buy the company report.
Total charge records: 24 View all charges
Deals & funding
STFT Finance Private Limited has 4 deals on record (2 rights issues, 1 debt financing, 1 funding round), with disclosed funding of ₹19.55 Cr; the latest was in August 2023.
Total deals
4
Rights issues
2
Debt financing
1
Funding round
1
Disclosed funding
₹19.55 Cr
Deals on record (4 of 4)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Aug 2023 | Funding round | ₹10.5 Cr | Investors: 4 individuals |
| Dec 2022 | Debt financing | ₹9.05 Cr | Investors: 4 individuals |
| Mar 2022 | Rights issue | ₹7.5 Cr | Investors: 4 individuals |
| Jun 2019 | Rights issue | ₹9.49 Cr | Investors: 4 individuals |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
STFT Finance Private Limited has 420 court cases on record: 417 filed by STFT Finance, 3 filed against it. 387 cases are pending and 33 are disposed.
Total cases
420
Filed by the company
417
Filed against the company
3
Pending
387
Disposed
33
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 420 | 3 | 387 |
Cases on record (5 of 420)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Karnal, Haryana | Civil suit | Filed against the company by an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
To see the full case history of STFT Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for STFT Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
STFT Finance Private Limited has a workforce of 124 employees on its EPFO records as of Apr 08, 2024, across 1 active EPFO establishment.
Employee count
124
Active EPFO establishments
1
Employee growth
133.96%
GST
STFT Finance has 2 GST registrations: 1 active and 1 cancelled or inactive.
Total GSTINs
2
Active
1
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06ABCCS0493D1ZL | Haryana | Active | 27 Sep 2019 |
To see the full GST registrations and return filing status of STFT Finance Private Limited, buy the company report.
Recent activity
STFT Finance Private Limited has 5 board changes on record since 2019: 5 appointments. The latest: Neeraj Chawla was appointed as Director on 10 Aug 2024.
Charges
A charge with Others amounted to Rs. 3.00 Cr with Charge ID 101220838 was registered on 26 Dec 2025.
Charges
A charge with Others amounted to Rs. 7.50 Cr with Charge ID 101214383 was registered on 22 Dec 2025.
AGM
Stft Finance Private Limited last Annual general meeting of members was held on 23 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101179522 was registered on 22 Sep 2025.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101137052 was registered on 30 Jul 2025.
Filing
Stft Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101073257 was registered on 26 Mar 2025.
Charges
A charge registered on 26 Feb 2021 via Charge ID 100449985 with Others was fully satisfied on 22 Jan 2025.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101033633 was registered on 26 Dec 2024.
Charges
A charge registered on 17 Feb 2022 via Charge ID 100544896 with Others was fully satisfied on 26 Dec 2024.
Charges
A charge with Others amounted to Rs. 2.50 Cr with Charge ID 100999715 was registered on 29 Oct 2024.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 100988549 was registered on 25 Sep 2024.
23 earlier events are in the company report.
Frequently asked questions
STFT Finance is an active private limited company based in Gurgaon, Haryana, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 13 May 2019 (7+ years old) and is registered under CIN U67200HR2019PTC080310.
STFT Finance has 5 current directors and KMP:
- Diwakar Pundir - Director
- Hemani Rawat Pundir - Director
- Vishal Gupta - Director
- Neeraj Chawla - Director
- Akshay Bhatia - Company Secretary
The latest financial statements of STFT Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of STFT Finance is 06ABCCS0493D1ZL, registered in Haryana. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of STFT Finance is U67200HR2019PTC080310. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
STFT Finance has 420 court cases on record: 417 filed by the company and 3 filed against it. 387 are pending.
STFT Finance was incorporated on 13 May 2019, making it 7+ years old. It is registered with the Registrar of Companies, Delhi.
STFT Finance has 4 deals on record (2 rights issues, 1 debt financing, 1 funding round), with disclosed funding of ₹19.55 Cr; the latest was in August 2023.
Neeraj Chawla was appointed as Director on 10 Aug 2024. Vishal Gupta was appointed as Director on 08 Sep 2022. Akshay Bhatia was appointed as Company Secretary on 27 Apr 2022. STFT Finance has 5 board changes on record in total.
Yes, STFT Finance is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).