About Sindhuja Microcredit Private Limited
Data last updated: 20 July 2026
Sindhuja Microcredit Private Limited is a private limited company based in Gautam Budh Nagar, Uttar Pradesh, India, recognised as a startup by DPIIT. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 01 December 2017, the company has been in operation for over 9 years.
Registered with ROC Uttar Pradesh under CIN U65990UP2017PTC099006.
Capital: an authorised share capital of ₹71.7 Cr and a paid-up capital of ₹55.84 Cr. Formerly known as Sindhuja Micro Finance Private Limited and Sindhuja Fintech Private Limited. It is led by directors including Abhisheka Kumar and Malkit Singh Didyala.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 701A – 721A 7A Floor Tower C Noida One Plot No. – 8, Block – B Sector – 62 Noida, Uttar Pradesh, India – 201301.
As per the financials filed for FY 2025, the company reported a revenue of ₹256.91 Cr, a growth of 15.26% compared to the previous year.
The company has a workforce of approximately 1,540 employees as per the latest available data.
The company is associated with 1 brand - Sindhuja Microcredit. As per MCA filings, the company has open charges of ₹1,250.6 Cr and satisfied charges of ₹1,751.21 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sindhujamicrocredit.com.
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Registered Address701A – 721A 7A Floor Tower C Noida One Plot No. – 8, Block – B Sector – 62 Noida, Uttar Pradesh, India – 201301
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IndustryFinancial Services, NBFC, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Sindhuja Microcredit Private Limited
Sindhuja Microcredit Private Limited has undergone 3 name changes throughout its history. The company was previously known as Sindhuja Micro Finance Private Limited, Sindhuja Fintech Private Limited, and Sindhuja Microcredit Private Limited. The current legal name is Sindhuja Microcredit Private Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Sindhuja Microcredit Private Limited | Current |
| Sindhuja Micro Finance Private Limited | Previous |
| Sindhuja Fintech Private Limited | Previous |
Associated Brands with Sindhuja Microcredit Private Limited
Sindhuja Microcredit Private Limited operates one associated brand: Sindhuja Microcredit. These brands represent Sindhuja Microcredit Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Microcredit and insurance services are offered to low-income groups. | sindhujamicrocredit.com |
Competitors & Alternatives of Sindhuja Microcredit Private Limited
Brands and companies operating in the same space as Sindhuja Microcredit Private Limited include AU Small Finance Bank, Ujjivan Small Finance Bank, ESAF and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
AU Small Finance Bank
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Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | Jaipur, India, India | 1996 |
Ujjivan Small Finance Bank
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Small finance services are extended to underserved segments in India. | Bengaluru, India, India | 2005 |
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Jana Small Finance Bank
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Microfinance bank | Bengaluru, India, India | 1999 |
Suryoday
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Small finance bank offering savings accounts, deposits, and loan products | Mumbai, India, India | 2008 |
Equitas Small Finance Bank
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Small finance bank | Chennai, India, India | 2007 |
Utkarsh Bank
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Small finance bank | Varanasi, India, India | 2009 |
Capital Small Finance Bank
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Microfinance services including savings accounts and loans are provided. | Jalandhar, India, India | 2016 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Business Activity of Sindhuja Microcredit Private Limited
Sindhuja Microcredit Private Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
Detailed business activity records for Sindhuja Microcredit Private Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Sindhuja Microcredit Private Limited
Sindhuja Microcredit Private Limited is audited by SCV & Co. LLP for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SCV & Co. LLP | Locked | Locked | Locked |
Complete auditor history for Sindhuja Microcredit Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Sindhuja Microcredit Private Limited
Sindhuja Microcredit Private Limited is currently managed by 9 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Abhisheka Kumar | Managing Director | 01 Dec 2017 | 8 Years 8 Months | Current |
| Malkit Singh Didyala | Whole-Time Director | 01 Dec 2017 | 8 Years 8 Months | Current |
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Abhishek Sharman
Also directs:
Carpediem Capital Llp, Inc.5 Shoes Private Limited, Food Service Network Private Limited and 4 more
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Nominee Director | 05 Sep 2019 | 6 Years 11 Months | Current |
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Diwakar Pundir
Also directs:
Stft Finance Private Limited
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Director | 09 Jun 2022 | 4 Years 2 Months | Current |
| Sandeep Shashidhar Phanasgaonkar | Director | 25 Mar 2021 | 5 Years 4 Months | Current |
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Jagriti Bhandari
Also directs:
Svasti Microfinance Private Limited
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Nominee Director | 16 Dec 2022 | 3 Years 8 Months | Current |
Financials of Sindhuja Microcredit Private Limited FY 2025 filings available
Sindhuja Microcredit Private Limited reported revenue of ₹256.91 Cr (up 15.26% YoY) for FY 2025.
Ten-year financial statements for Sindhuja Microcredit Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Sindhuja Microcredit Private Limited
Shareholding and ownership data for Sindhuja Microcredit Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Sindhuja Microcredit Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Jun 2026 | Others | ₹15 Cr | Open |
| 25 Jun 2026 | Idbi Bank Limited | ₹20 Cr | Open |
| 23 Jun 2026 | Others | ₹10 Cr | Open |
| 23 Jun 2026 | Others | ₹10 Cr | Open |
| 29 May 2026 | Others | ₹15.5 Cr | Open |
Total charge records: 210 View all charges
Employees and EPFO Compliance at Sindhuja Microcredit Private Limited
Sindhuja Microcredit Private Limited has a workforce of 1,540 employees as of Apr 09, 2024.
Employee and EPFO history for Sindhuja Microcredit Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Sindhuja Microcredit Private Limited
GST registrations and filing compliance for Sindhuja Microcredit Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Sindhuja Microcredit Private Limited
Credit ratings, litigation, and regulatory alerts for Sindhuja Microcredit Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Sindhuja Microcredit Private Limited
MSME payment history for Sindhuja Microcredit Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Sindhuja Microcredit Private Limited
Corporate group structure for Sindhuja Microcredit Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Sindhuja Microcredit Private Limited
MCA filings and documents for Sindhuja Microcredit Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Sindhuja Microcredit Private Limited
Recent News on Sindhuja Microcredit Private Limited
Frequently Asked Questions about Sindhuja Microcredit Private Limited
Sindhuja Microcredit Private Limited is an active private limited company in the financial services sector based in Gautam Budh Nagar, Uttar Pradesh, India. It was incorporated on 01 December 2017 (9+ years old) and is registered under CIN U65990UP2017PTC099006. The company has 1,540 employees.
Sindhuja Microcredit Private Limited reported revenue of ₹256.91 Cr for FY 2025 (up 15.26% YoY).
The current directors of Sindhuja Microcredit Private Limited are:
- Abhisheka Kumar - Managing Director
- Malkit Singh Didyala - Whole-Time Director
- Abhishek Sharman - Nominee Director
- Diwakar Pundir - Director
- Sandeep Shashidhar Phanasgaonkar - Director
- Jagriti Bhandari - Nominee Director
- Agustin Vitorica - Nominee Director
- Laetitia Counye - Nominee Director
- Ameet Goyall - Nominee Director
The primary industry of Sindhuja Microcredit Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes, Sindhuja Microcredit Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Sindhuja Microcredit Private Limited can be reached at the registered office: 701A – 721A 7A Floor Tower C Noida One Plot No. – 8, Block – B Sector – 62 Noida, Uttar Pradesh, India – 201301, or through the website sindhujamicrocredit.com.