- Total income
- ₹8,563 Cr
- Profit
- ₹1,879 Cr

About Sundaram Finance Limited
Data last updated:
Sundaram Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 11 August 1954 and has been in existence for over 72 years.
Sundaram Finance is ranked #299 on the Fortune India 500 (2025). It is part of the Nifty 500 index. Its director Viji Santhanam is #1,028 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN L65191TN1954PLC002429. Its GSTIN is 33AAACS4944A1ZU (Tamil Nadu). The company holds 35 GST registrations, of which 32 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 590071 and NSE: SUNDARMFIN.
The company has an authorised share capital of ₹278.1 Cr and a paid-up capital of ₹111.1 Cr. It is led by directors including Rajiv Lochan Chellappa (Managing Director) and Harsha Viji (Whole-Time Director).
Its last annual general meeting (AGM) was held on 22 July 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 21 Patullos Road, Chennai, Tamil Nadu, India – 600002.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹9,851.53 Cr, a growth of 15.7% compared to the previous year. For the same year it recorded a net profit of ₹2,108.66 Cr (net margin 21.4%) and EBITDA of ₹7,649.96 Cr (EBITDA margin 77.7%). The net worth stands at ₹14,894 Cr (up 12.9% YoY). Total assets are valued at ₹84,530 Cr (up 13.8% YoY).
The company has about 7,385 employees on its provident fund (EPFO) records. Its group structure includes 9 subsidiaries and 1 joint venture.
The company is associated with 1 brand: Sundaram Finance. As per MCA filings, the company has open charges of ₹45,542 Cr and satisfied charges of ₹68,121 Cr on record. Court records list 34,542 cases involving the company, including 31,088 filed by the company and 3,457 filed against it; 7,932 cases are pending. The company has 25 deals on record (25 market trades); the latest was in October 2025. Its 4 peer companies in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (activities auxiliary to financial service and insurance activities) are compared by revenue, 3 larger and 1 smaller; the largest is Hero Fincorp Limited with revenue of ₹9,903.33 Cr. The company has 16 MSME Form 1 returns on record between 2019 and 2024, listing 79 overdue payments to 33 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sundaramfinance.in.
Company details
CIN history
Sundaram Finance has one previous CIN (Corporate Identification Number): U65191TN1954PLC002429. The current CIN is L65191TN1954PLC002429, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65191TN1954PLC002429 | Current |
| U65191TN1954PLC002429 | Previous |
Recognitions & Rankings of Sundaram Finance
- Valuation
- ₹48,570 Cr
- #1,028 Viji Santhanam ₹2,600 Cr
Contact details
Sundaram Finance Limited's registered office is in Chennai, Tamil Nadu. Its website is sundaramfinance.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address21 Patullos Road, Chennai, Tamil Nadu, India – 600002
- IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
To see the full contact details of Sundaram Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Sundaram Finance operates one associated brand: Sundaram Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provider of consumer & SME loans and equipment & vehicle leasing services | sundaramfinance.in |
Business activity
The main business activity of Sundaram Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Sundaram Finance Limited, buy the company report.
Financials of Sundaram Finance Limited
FY 2025-26 filings availableSundaram Finance Limited reported revenue of ₹9,851.53 Cr (up 15.7% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 9,852 | 8,513 | 7,274 | 5,501 | 5,111 | 5,292 | 4,707 |
| Revenue growth | +15.7% | +17.0% | +32.2% | +7.6% | -3.4% | +12.4% | - |
| EBITDA | 7,650 | 6,846 | 5,550 | 4,216 | 3,719 | 4,058 | 3,501 |
| EBITDA margin | +77.7% | +80.4% | +76.3% | +76.6% | +72.8% | +76.7% | +74.4% |
| Profit before tax | 2,681 | 2,447 | 1,961 | 1,711 | 1,417 | 1,330 | 1,016 |
| Net profit | 2,109 | 1,854 | 1,501 | 1,325 | 1,165 | 1,160 | 778 |
| Net profit margin | +21.4% | +21.8% | +20.6% | +24.1% | +22.8% | +21.9% | +16.5% |
| EPS (₹) | 186.81 | 170.53 | 130.31 | 120.49 | 106.48 | 105.74 | 71.85 |
| Balance sheet | |||||||
| Total assets | 84,530 | 74,280 | 63,412 | 55,342 | 47,445 | 45,912 | 44,072 |
| Net worth | 14,894 | 13,197 | 11,078 | 9,920 | 8,795 | 7,730 | 6,677 |
| Total debt | 69,636 | 61,084 | 52,334 | 42,694 | 36,356 | 36,461 | 35,939 |
| Cash & bank | 1,520 | 2,132 | 1,503 | 1,145 | 715 | 789 | 785 |
| Net working capital | 819 | 1,722 | 1,368 | 1,152 | 610 | 800 | 752 |
| Cash flow | |||||||
| Cash from operations | (5,892) | (8,985) | (8,488) | (6,504) | 1,781 | 450 | 8.78 |
| Cash from investing | (1,371) | 931 | 88.90 | 669 | (1,597) | (243) | (1,983) |
| Cash from financing | 7,478 | 7,821 | 8,754 | 5,890 | (200) | (122) | 1,862 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,738 | 2,644 | 2,560 | 2,514 | 2,386 | 2,349 | 2,259 | 2,190 |
| Revenue growth (YoY) | +14.8% | +12.6% | +13.3% | +14.8% | +14.4% | +20.4% | - | - |
| Other income | 11.79 | 9.21 | 28.99 | 16.00 | 15.04 | 4.17 | 41.17 | 17.04 |
| EBITDA | 2,116 | 2,064 | 2,008 | 1,938 | 1,871 | 1,790 | 1,891 | 1,729 |
| EBITDA margin | +77.3% | +78.1% | +78.4% | +77.1% | +78.4% | +76.2% | +83.7% | +78.9% |
| Depreciation | 68.68 | 59.54 | 66.99 | 62.83 | 59.99 | 55.87 | 63.28 | 57.87 |
| Interest | 1,314 | 1,247 | 1,197 | 1,209 | 1,176 | 1,163 | 1,104 | 1,087 |
| Profit before tax | 745 | 767 | 773 | 682 | 650 | 575 | 765 | 601 |
| Tax | 188 | 198 | 192 | 160 | 159 | 164 | 211 | 150 |
| Net profit | 557 | 569 | 581 | 522 | 491 | 412 | 554 | 451 |
| EPS (₹) | 46.88 | 57.71 | 50.28 | 49.12 | 44.29 | 43.12 | 50.17 | 41.33 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 7,722 | 6,546 | 5,483 | 4,068 | 3,870 | 3,994 | 3,911 |
| Revenue growth | +18.0% | +19.4% | +34.8% | +5.1% | -3.1% | +2.1% | - |
| EBITDA | 6,213 | 5,433 | 4,393 | 3,252 | 2,929 | 3,137 | 3,074 |
| EBITDA margin | +80.5% | +83.0% | +80.1% | +79.9% | +75.7% | +78.6% | +78.6% |
| Profit before tax | 2,369 | 2,062 | 1,831 | 1,420 | 1,177 | 1,056 | 945 |
| Net profit | 1,892 | 1,517 | 1,349 | 1,085 | 897 | 804 | 722 |
| Net profit margin | +24.5% | +23.2% | +24.6% | +26.7% | +23.2% | +20.1% | +18.5% |
| EPS (₹) | 165.09 | 138.85 | 130.87 | 97.96 | 81.32 | 72.82 | 65.16 |
| Balance sheet | |||||||
| Total assets | 67,306 | 58,459 | 50,349 | 40,492 | 34,723 | 34,393 | 32,884 |
| Net worth | 12,715 | 11,139 | 9,472 | 7,737 | 6,893 | 6,179 | 5,547 |
| Total debt | 54,590 | 47,320 | 40,877 | 32,755 | 27,830 | 28,213 | 27,337 |
| Cash & bank | 1,298 | 1,975 | 1,418 | 1,070 | 617 | 693 | 630 |
| Net working capital | 621 | 1,515 | 1,215 | 988 | 459 | 509 | 419 |
| Cash flow | |||||||
| Cash from operations | (5,005) | (7,050) | (7,225) | (4,981) | 1,739 | (251) | 304 |
| Cash from investing | (1,112) | 1,120 | 246 | 467 | (1,077) | 81.64 | (1,734) |
| Cash from financing | 6,253 | 5,617 | 7,363 | 4,573 | (687) | 253 | 1,319 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,147 | 2,076 | 2,075 | 1,911 | 1,814 | 1,883 | 1,803 | 1,648 |
| Revenue growth (YoY) | +18.4% | +10.2% | +15.1% | +16.0% | +13.3% | +28.3% | - | - |
| Other income | 3.04 | 9.81 | 27.94 | 16.56 | 4.16 | 2.86 | 40.54 | 15.70 |
| Total expenses | 445 | 390 | 349 | 413 | 356 | 390 | 218 | 317 |
| EBITDA | 1,702 | 1,686 | 1,726 | 1,498 | 1,458 | 1,493 | 1,586 | 1,331 |
| EBITDA margin | +79.3% | +81.2% | +83.2% | +78.4% | +80.4% | +79.3% | +87.9% | +80.8% |
| Depreciation | 53.32 | 45.09 | 52.20 | 48.63 | 45.97 | 42.38 | 48.36 | 43.98 |
| Interest | 1,033 | 972 | 933 | 940 | 901 | 894 | 851 | 835 |
| Profit before tax | 618 | 679 | 768 | 526 | 515 | 560 | 727 | 467 |
| Tax | 143 | 157 | 160 | 123 | 120 | 131 | 181 | 118 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,738 | 2,644 | 2,560 | 2,514 | 2,386 | 2,349 | 2,259 | 2,190 |
| Revenue growth (YoY) | +14.8% | +12.6% | +13.3% | +14.8% | +14.4% | +20.4% | - | - |
| Other income | 11.79 | 9.21 | 28.99 | 16.00 | 15.04 | 4.17 | 41.17 | 17.04 |
| EBITDA | 2,116 | 2,064 | 2,008 | 1,938 | 1,871 | 1,790 | 1,891 | 1,729 |
| EBITDA margin | +77.3% | +78.1% | +78.4% | +77.1% | +78.4% | +76.2% | +83.7% | +78.9% |
| Depreciation | 68.68 | 59.54 | 66.99 | 62.83 | 59.99 | 55.87 | 63.28 | 57.87 |
| Interest | 1,314 | 1,247 | 1,197 | 1,209 | 1,176 | 1,163 | 1,104 | 1,087 |
| Profit before tax | 745 | 767 | 773 | 682 | 650 | 575 | 765 | 601 |
| Tax | 188 | 198 | 192 | 160 | 159 | 164 | 211 | 150 |
| Net profit | 557 | 569 | 581 | 522 | 491 | 412 | 554 | 451 |
| EPS (₹) | 46.88 | 57.71 | 50.28 | 49.12 | 44.29 | 43.12 | 50.17 | 41.33 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 9,852 | 8,513 | 7,274 | 5,501 | 5,111 | 5,292 | 4,707 |
| Revenue growth | +15.7% | +17.0% | +32.2% | +7.6% | -3.4% | +12.4% | - |
| Other income | 21.59 | 50.16 | 11.77 | 43.44 | 35.03 | 24.30 | 31.95 |
| Total expenses | 2,202 | 1,667 | 1,724 | 1,285 | 1,392 | 1,235 | 1,206 |
| Employee cost | 1,059 | 946 | 832 | 673 | 619 | 561 | 502 |
| EBITDA | 7,650 | 6,846 | 5,550 | 4,216 | 3,719 | 4,058 | 3,501 |
| EBITDA margin | +77.7% | +80.4% | +76.3% | +76.6% | +72.8% | +76.7% | +74.4% |
| Depreciation | 246 | 223 | 183 | 139 | 101 | 92.97 | 89.53 |
| Interest | 4,745 | 4,226 | 3,418 | 2,410 | 2,236 | 2,659 | 2,427 |
| Profit before tax | 2,681 | 2,447 | 1,961 | 1,711 | 1,417 | 1,330 | 1,016 |
| Tax | 675 | 635 | 539 | 429 | 350 | 328 | 210 |
| Net profit | 2,109 | 1,854 | 1,501 | 1,325 | 1,165 | 1,160 | 778 |
| Net profit margin | +21.4% | +21.8% | +20.6% | +24.1% | +22.8% | +21.9% | +16.5% |
| EPS (₹) | 186.81 | 170.53 | 130.31 | 120.49 | 106.48 | 105.74 | 71.85 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 110 | 110 | 110 | 110 | 110 | 110 | 110 |
| Reserves & surplus | 14,783 | 13,087 | 10,968 | 9,810 | 8,685 | 7,620 | 6,567 |
| Shareholders' funds (net worth) | 14,894 | 13,197 | 11,078 | 9,920 | 8,795 | 7,730 | 6,677 |
| Minority interest | 0.00 | 0.00 | 0.00 | 2,729 | 2,294 | 1,720 | 1,455 |
| Secured loans | 31,259 | 26,887 | 24,387 | 16,311 | 10,528 | 10,556 | 10,884 |
| Unsecured loans | 38,378 | 34,196 | 27,947 | 26,383 | 25,829 | 25,905 | 25,055 |
| Total debt | 69,636 | 61,084 | 52,334 | 42,694 | 36,356 | 36,461 | 35,939 |
| Total liabilities | 84,530 | 74,280 | 63,412 | 55,342 | 47,445 | 45,912 | 44,072 |
| Assets | |||||||
| Gross block | 2,186 | 2,073 | 1,885 | 1,682 | 1,421 | 1,117 | 1,105 |
| Net block | 1,457 | 1,450 | 1,389 | 1,296 | 1,117 | 865 | 903 |
| Capital work in progress | 5.02 | 1.25 | 5.26 | 0.60 | 0.00 | 0.00 | 0.02 |
| Investments | 9,029 | 6,481 | 5,732 | 8,082 | 8,088 | 6,057 | 5,096 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 99.46 | 89.41 | 87.43 | 74.51 | 43.90 | 57.41 | 42.23 |
| Cash & bank balances | 1,520 | 2,132 | 1,503 | 1,145 | 715 | 789 | 785 |
| Loans & advances | 431 | 536 | 641 | 666 | 561 | 602 | 574 |
| Total current assets | 2,050 | 2,757 | 2,231 | 1,885 | 1,319 | 1,448 | 1,402 |
| Total current liabilities | 1,231 | 1,035 | 864 | 734 | 709 | 648 | 649 |
| Net working capital | 819 | 1,722 | 1,368 | 1,152 | 610 | 800 | 752 |
| Total assets | 84,530 | 74,280 | 63,412 | 55,342 | 47,445 | 45,912 | 44,072 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 311 | 544 | 188 | 134 | 150 | 64.40 | 176 |
| Net cash from operating activities | (5,892) | (8,985) | (8,488) | (6,504) | 1,781 | 450 | 8.78 |
| Net cash from investing activities | (1,371) | 931 | 88.90 | 669 | (1,597) | (243) | (1,983) |
| Net cash from financing activities | 7,478 | 7,821 | 8,754 | 5,890 | (200) | (122) | 1,862 |
| Net change in cash | 215 | (233) | 356 | 54.36 | (15.53) | 85.10 | (111) |
| Closing cash | 1,520 | 2,132 | 1,503 | 1,145 | 715 | 789 | 785 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +15.7% | +17.0% | +32.2% | +7.6% | -3.4% | +12.4% | - |
| EBITDA growth | +11.8% | +23.4% | +31.7% | +13.4% | -8.4% | +15.9% | - |
| PBT growth | +9.5% | +24.8% | +14.6% | +20.8% | +6.6% | +30.9% | -28.4% |
| Net income growth | +13.7% | +23.5% | +13.3% | +13.7% | +0.5% | +49.1% | - |
| Revenue CAGR (3Y) | +21.4% | +18.5% | +11.2% | +5.3% | +11.4% | -5.8% | -5.6% |
| EBITDA CAGR (3Y) | +22.0% | +22.6% | +11.0% | +6.4% | +10.4% | +18.7% | +7.1% |
| Profitability & leverage | |||||||
| Net income margin | +20.4% | +21.3% | +19.6% | +23.3% | +20.9% | +18.9% | +17.1% |
| Return on capital employed | +9.4% | +9.7% | +9.3% | +8.4% | +8.2% | +9.2% | +9.3% |
| Return on net worth | +14.3% | +14.9% | +13.6% | +13.7% | +12.9% | +13.9% | +12.5% |
| Debt / equity | 4.65 | 4.67 | 4.53 | 4.22 | 4.41 | 5.03 | 4.71 |
| Long-term debt / equity | 4.08 | 4.13 | 4.07 | 3.80 | 4.03 | 4.46 | 4.11 |
| Interest cover | 64.09 | 63.81 | 63.68 | 59.10 | 61.81 | 67.08 | 71.16 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 4.64 | 4.33 | 4.08 | 3.57 | 4.06 | 4.79 | 5.70 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 104.55 | 96.84 | 89.98 | 93.64 | 101.58 | 106.72 | 109.55 |
| EPS (₹) | 186.81 | 170.53 | 130.31 | 120.49 | 106.48 | 105.74 | 71.85 |
| Dividend per share (₹) | 40.00 | 35.00 | 30.00 | 27.00 | 20.00 | 18.00 | 13.00 |
| Book value per share (₹) | 1,351.39 | 1,197.43 | 1,005.28 | 900.16 | 798.15 | 701.60 | 606.09 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,147 | 2,076 | 2,075 | 1,911 | 1,814 | 1,883 | 1,803 | 1,648 |
| Revenue growth (YoY) | +18.4% | +10.2% | +15.1% | +16.0% | +13.3% | +28.3% | - | - |
| Other income | 3.04 | 9.81 | 27.94 | 16.56 | 4.16 | 2.86 | 40.54 | 15.70 |
| Total expenses | 445 | 390 | 349 | 413 | 356 | 390 | 218 | 317 |
| EBITDA | 1,702 | 1,686 | 1,726 | 1,498 | 1,458 | 1,493 | 1,586 | 1,331 |
| EBITDA margin | +79.3% | +81.2% | +83.2% | +78.4% | +80.4% | +79.3% | +87.9% | +80.8% |
| Depreciation | 53.32 | 45.09 | 52.20 | 48.63 | 45.97 | 42.38 | 48.36 | 43.98 |
| Interest | 1,033 | 972 | 933 | 940 | 901 | 894 | 851 | 835 |
| Profit before tax | 618 | 679 | 768 | 526 | 515 | 560 | 727 | 467 |
| Tax | 143 | 157 | 160 | 123 | 120 | 131 | 181 | 118 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 7,722 | 6,546 | 5,483 | 4,068 | 3,870 | 3,994 | 3,911 |
| Revenue growth | +18.0% | +19.4% | +34.8% | +5.1% | -3.1% | +2.1% | - |
| Other income | 12.81 | 50.30 | 145 | 41.94 | 20.37 | 19.96 | 16.19 |
| Total expenses | 1,509 | 1,112 | 1,090 | 816 | 941 | 857 | 837 |
| Employee cost | 723 | 643 | 549 | 447 | 414 | 382 | 359 |
| EBITDA | 6,213 | 5,433 | 4,393 | 3,252 | 2,929 | 3,137 | 3,074 |
| EBITDA margin | +80.5% | +83.0% | +80.1% | +79.9% | +75.7% | +78.6% | +78.6% |
| Depreciation | 189 | 168 | 132 | 93.54 | 72.64 | 70.26 | 72.98 |
| Interest | 3,668 | 3,254 | 2,576 | 1,780 | 1,700 | 2,031 | 2,072 |
| Profit before tax | 2,369 | 2,062 | 1,831 | 1,420 | 1,177 | 1,056 | 945 |
| Tax | 534 | 519 | 377 | 332 | 273 | 247 | 221 |
| Net profit | 1,892 | 1,517 | 1,349 | 1,085 | 897 | 804 | 722 |
| Net profit margin | +24.5% | +23.2% | +24.6% | +26.7% | +23.2% | +20.1% | +18.5% |
| EPS (₹) | 165.09 | 138.85 | 130.87 | 97.96 | 81.32 | 72.82 | 65.16 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 111 | 111 | 111 | 111 | 111 | 111 | 111 |
| Reserves & surplus | 12,604 | 11,028 | 9,361 | 7,626 | 6,782 | 6,068 | 5,436 |
| Shareholders' funds (net worth) | 12,715 | 11,139 | 9,472 | 7,737 | 6,893 | 6,179 | 5,547 |
| Secured loans | 24,984 | 22,127 | 19,347 | 11,987 | 7,348 | 6,860 | 6,669 |
| Unsecured loans | 29,606 | 25,193 | 21,530 | 20,768 | 20,482 | 21,353 | 20,668 |
| Total debt | 54,590 | 47,320 | 40,877 | 32,755 | 27,830 | 28,213 | 27,337 |
| Total liabilities | 67,306 | 58,459 | 50,349 | 40,492 | 34,723 | 34,393 | 32,884 |
| Assets | |||||||
| Gross block | 1,304 | 1,194 | 1,020 | 795 | 590 | 517 | 514 |
| Net block | 769 | 731 | 657 | 513 | 360 | 331 | 360 |
| Capital work in progress | 3.52 | 0.45 | 1.30 | 0.60 | 0.00 | 0.00 | 0.00 |
| Investments | 9,408 | 6,863 | 6,383 | 5,063 | 5,319 | 4,052 | 3,938 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 25.10 | 19.29 | 27.89 | 25.56 | 14.32 | 16.38 | 18.53 |
| Cash & bank balances | 1,298 | 1,975 | 1,418 | 1,070 | 617 | 693 | 630 |
| Loans & advances | 191 | 253 | 408 | 459 | 392 | 326 | 306 |
| Total current assets | 1,514 | 2,247 | 1,855 | 1,555 | 1,023 | 1,036 | 954 |
| Total current liabilities | 893 | 732 | 639 | 566 | 565 | 527 | 535 |
| Net working capital | 621 | 1,515 | 1,215 | 988 | 459 | 509 | 419 |
| Total assets | 67,306 | 58,459 | 50,349 | 40,492 | 34,723 | 34,393 | 32,884 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 208 | 522 | 137 | 78.01 | 102 | 18.99 | 130 |
| Net cash from operating activities | (5,005) | (7,050) | (7,225) | (4,981) | 1,739 | (251) | 304 |
| Net cash from investing activities | (1,112) | 1,120 | 246 | 467 | (1,077) | 81.64 | (1,734) |
| Net cash from financing activities | 6,253 | 5,617 | 7,363 | 4,573 | (687) | 253 | 1,319 |
| Net change in cash | 137 | (314) | 385 | 59.26 | (24.37) | 83.39 | (111) |
| Closing cash | 1,298 | 1,975 | 1,418 | 1,070 | 617 | 693 | 630 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +18.0% | +19.4% | +34.8% | +5.1% | -3.1% | +2.1% | - |
| EBITDA growth | +14.4% | +23.7% | +35.1% | +11.0% | -6.6% | +2.1% | - |
| PBT growth | +14.9% | +12.6% | +28.9% | +20.7% | +11.4% | +11.8% | -36.5% |
| Net income growth | +24.7% | +12.5% | +24.3% | +21.0% | +11.6% | +11.3% | - |
| Revenue CAGR (3Y) | +23.8% | +19.2% | +11.1% | +1.3% | +5.2% | +12.0% | +17.5% |
| EBITDA CAGR (3Y) | +24.1% | +22.9% | +11.9% | +1.9% | +2.8% | +11.8% | +16.4% |
| Profitability & leverage | |||||||
| Net income margin | +23.8% | +23.6% | +26.5% | +26.8% | +23.3% | +20.3% | +18.5% |
| Return on capital employed | +9.6% | +9.8% | +9.7% | +8.5% | +8.3% | +9.2% | +9.6% |
| Return on net worth | +15.4% | +15.0% | +16.9% | +14.9% | +13.8% | +13.8% | +13.7% |
| Debt / equity | 4.27 | 4.28 | 4.28 | 4.14 | 4.29 | 4.74 | 4.94 |
| Long-term debt / equity | 3.70 | 3.75 | 3.79 | 3.68 | 3.91 | 4.15 | 4.28 |
| Interest cover | 60.89 | 61.80 | 60.44 | 56.37 | 59.51 | 66.21 | 69.05 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 6.19 | 5.96 | 6.20 | 5.93 | 7.03 | 7.78 | 8.54 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 348.48 | 279.61 | 210.60 | 206.11 | 253.45 | 229.97 | 207.06 |
| EPS (₹) | 165.09 | 138.85 | 130.87 | 97.96 | 81.32 | 72.82 | 65.16 |
| Dividend per share (₹) | 40.00 | 35.00 | 30.00 | 27.00 | 20.00 | 18.00 | 13.00 |
| Book value per share (₹) | 1,144.50 | 1,002.62 | 852.54 | 696.44 | 620.44 | 556.21 | 499.30 |
To see the full year-wise statements and ratios of Sundaram Finance Limited, buy the company report.
Board of directors of Sundaram Finance Limited
Sundaram Finance has 12 current directors and 18 former directors. Current directors are listed first, with their designation and appointment date.
Peer comparison
Sundaram Finance Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Hero Fincorp Limited | ₹9,903.33 Cr (FY 2025) | 18.0% | New Delhi, Delhi, India | |||
| Sundaram Finance Limitedthis company | ₹9,851.53 Cr (FY 2026) | ₹2,108.66 Cr | 21.4% | 15.7% | 7,385 | Chennai, Tamil Nadu, India |
| SMFG India Credit Company Limited | ₹8,083.02 Cr (FY 2024) | 41.0% | Sriperumbudur, Tamil Nadu, India | |||
| Bajaj Housing Finance Limited | ₹7,617.71 Cr (FY 2024) | 34.0% | Pune, Maharashtra, India | |||
| PNB Housing Finance Limited | ₹6,529.66 Cr (FY 2023) | 5.0% | New Delhi, Delhi, India |
To see the full peer comparison of Sundaram Finance Limited, buy the company report.
Auditor
Sundaram Finance Limited is audited by R.G.N. Price & Co for the financial year 2025.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R.G.N. Price & Co | FY 2025 | 002785S |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 37.20%, foreign institutional investors hold 18.60%, domestic institutional investors hold 8.00% and retail and other public shareholders hold 36.20%.
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 37.20% | 37.20% | 37.20% | 37.20% |
| Public | 62.80% | 62.80% | 62.80% | 62.80% |
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 18 Sep 2026 | 101397389 | Axis Bank Limited | ₹500 Cr | Open | |
| 18 Sep 2026 | 101397393 | Axis Bank Limited | ₹750 Cr | Open | |
| 19 Aug 2026 | 101374470 | Idbi Trusteeship Services Limited | ₹750 Cr | Open | |
| 28 Jul 2026 | 101357165 | Idbi Trusteeship Services Limited | ₹515 Cr | Open | |
| 01 Jul 2026 | 101337478 | Idbi Trusteeship Services Limited | ₹750 Cr | Open |
To see the full charge records of Sundaram Finance Limited, buy the company report.
Total charge records: 746 View all charges
Deals & funding
Sundaram Finance Limited has 25 deals on record (25 market trades); the latest was in October 2025.
Deals on record (5 of 25)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Oct 2025 | Market trade | ₹40.97 Cr | Buyer: Goldman Sachs Bank Europese Seller: Goldman Sachs Public Market Fund |
| Feb 2015 | Market trade | ₹509.5 Cr | Buyer: Sbi Mutual Fund, India Capital Management Limited Ac India Capital Opportunit, Reliance Mutual Fund Seller: an individual |
| May 2009 | Market trade | ₹10.2 Cr | Buyer: Bright Star Investments Private Limited Seller: Derive Trading and Resorts Private Limited |
| Feb 2008 | Market trade | ₹19.8 Cr | Buyer: Derive Trading and Resorts Private Limited Seller: Reliance Capital Asset Management Ltd Account Pms |
| Feb 2008 | Market trade | ₹9.9 Cr | Buyer: Derive Trading and Resorts Private Limited Seller: Reliance Capital Asset Management Ltd A/C. Pms |
To see the full deal history of Sundaram Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Sundaram Finance Limited has 34,542 court cases on record: 31,088 filed by Sundaram Finance, 3,457 filed against it. 7,932 cases are pending and 26,610 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 27,383 | 1,364 | 7,191 |
| High courts | 7,094 | 2,067 | 734 |
| Supreme Court | 57 | 19 | 6 |
| NCLAT | 5 | 5 | 1 |
| NCLT | 3 | 2 | 0 |
Cases on record (5 of 34,542)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case (0304-Arbitration Law and Other Alternative Dispute Resolution : Challenge to arbitral award, matters relating to execution under Section 36, under Section 34/Section 37 of the Arbitration & Conciliation Act, 1996 and challenges to arbitral award under Arbitration Act, 1940) | Filed by the company against M/S Seshaiah Naidu Constructions and 4 others | Pending |
| Supreme Court | Court case (2405-Indirect Taxation : Service Tax) | Filed against the company by Commissioner of GST and Cce Chennai | Pending |
| District court, Solan, Himachal Pradesh | Court case (Suit For Permanent Injunction) | Filed against the company by an individual | Pending |
| District court, Sirmaur, Himachal Pradesh | Civil suit | Filed against the company | Pending |
| District court, Yamunanagar, Haryana | Civil suit | Filed against the company | Pending |
To see the full case history of Sundaram Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Sundaram Finance Limited was last rated by Crisil on 14 Sep 2020.
| Rating agency | Rated on | Rating |
|---|---|---|
| Crisil | 14 Sep 2020 |
To see the full credit ratings and regulatory alerts of Sundaram Finance Limited, buy the company report.
MSME payment delays
Sundaram Finance Limited has 16 MSME Form 1 returns on record between 2019 and 2024, listing 79 overdue payments to 33 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 33)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | |||
| an individual supplier | |||
| Careernet Technologies Private Limited | |||
| Office 2000 Solutions Private Limited | |||
| Techno Seatings |
To see the full MSME payment records of Sundaram Finance Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Group structure & subsidiaries
Sundaram Finance has 9 subsidiary companies, 1 joint venture, and 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Samc Support Services Private Limited | U25000MH1991PTC064092 | |
| Sundaram Home Finance Limited | U65922TN1999PLC042759 | |
| Sundaram Alternate Assets Limited | U65990TN2018PLC120641 | |
| Sundaram Trustee Company Limited | U65999TN2003PLC052058 | |
| Samc Trustee Private Limited | U67110MH2000PTC129483 | |
| Sundaram Fund Services Limited | U67120TN2008PLC068388 |
To see the full group structure of Sundaram Finance Limited, buy the company report.
Employees & EPFO
Sundaram Finance Limited has a workforce of 7,385 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 7,385 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Sundaram Finance Limited, buy the company report.
GST
Sundaram Finance has 35 GST registrations: 32 active and 3 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAACS4944A1ZU | Tamil Nadu | Active | 01 Jul 2017 |
| 33AAACS4944A2ZT | Tamil Nadu | Active | 01 Jul 2017 |
| 02AAACS4944A1ZZ | Himachal Pradesh | Active | 01 Jul 2017 |
| 03AAACS4944A1ZX | Punjab | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Sundaram Finance Limited, buy the company report.
Recent activity
Sundaram Finance Limited has 46 board changes on record since 1984: 30 appointments and 16 cessations. The latest: Mahalingam Seturaman ceased to be Director on 26 May 2024.
2032 earlier events are in the company report.
News
Frequently asked questions
Sundaram Finance is an active public limited company based in Chennai, Tamil Nadu, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 11 August 1954 (72+ years old) and is registered under CIN L65191TN1954PLC002429. Listed on BSE: 590071 and NSE: SUNDARMFIN.
Sundaram Finance reported revenue of ₹9,851.53 Cr for FY 2025-26 (up 15.7% YoY) based on consolidated financials.
Sundaram Finance has 12 current directors:
- Rajiv Lochan Chellappa - Managing Director
- Harsha Viji - Whole-Time Director
- Ayalur Natarajan Raju - Whole-Time Director
- Santhanam Viji - Director
- Raghavendra Raghuttama Rao - Director
- Ganesh Lakshminarayan - Director
- Thiruvallur Thattai Srinivasaraghavan - Director
- Srivats Ram - Director
- Balasubramanian Bhavani - Director
- Ramachandran Venkatraman - Director
- Anuradha Rao - Director
- Kshama Fernandes - Director
The latest financial statements of Sundaram Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 22 July 2026. Year-wise statements from 2015 are in the company report.
The GSTIN of Sundaram Finance is 33AAACS4944A1ZU, registered in Tamil Nadu. The company has 35 GST registrations in all, of which 32 are active and 3 are cancelled or inactive. Other active GSTINs include 33AAACS4944A2ZT (Tamil Nadu), 02AAACS4944A1ZZ (Himachal Pradesh), 03AAACS4944A1ZX (Punjab).
The CIN (Corporate Identification Number) of Sundaram Finance is L65191TN1954PLC002429. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Sundaram Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 590071) and NSE (symbol: SUNDARMFIN).
Sundaram Finance has 34,542 court cases on record: 31,088 filed by the company and 3,457 filed against it. 7,932 are pending. Most are in the district courts.
Sundaram Finance was incorporated on 11 August 1954, making it 72+ years old. It is registered with the Registrar of Companies, Chennai.
Sundaram Finance has 25 deals on record (25 market trades); the latest was in October 2025.
The peers of Sundaram Finance by revenue are Hero Fincorp Limited, SMFG India Credit Company Limited, Bajaj Housing Finance Limited, PNB Housing Finance Limited, all in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (activities auxiliary to financial service and insurance activities).
Mahalingam Seturaman ceased to be Director on 26 May 2024. Anuradha Rao was appointed as Director on 01 Apr 2024. Pudugramam Narayanaswamy Venkatachalam ceased to be Director on 01 Apr 2024. Sundaram Finance has 46 board changes on record in total.

