About Svasti Microfinance Private Limited
Data last updated: 11 January 2026
Svasti Microfinance Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 23 February 1995, the company has been in operation for over 31 years.
Registered with ROC Chennai under CIN U65922TN1995PLC030293.
Capital: an authorised share capital of ₹7.23 Cr and a paid-up capital of ₹5.15 Cr. Formerly known as Svasti Microfinance Limited and Easy Housing and Finance Limited. It is led by directors including Bhagavathi Narayanan Subramaniam and Arunkumar Padmanabhan.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 6 First Floor First Street Tiger Varadachari Road Kalakshetra Colony Besant Nagar, Chennai, Tamil Nadu, India – 600090.
As per the financials filed for FY 2025, the company reported a revenue of ₹256.12 Cr, a decline of 10% compared to the previous year.
The company has a workforce of approximately 1,990 employees as per the latest available data.
The company is associated with 1 brand - Svasti Microfinance. As per MCA filings, the company has open charges of ₹764.06 Cr and satisfied charges of ₹1,906.21 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website svasti.in.
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Registered Address6 First Floor First Street Tiger Varadachari Road Kalakshetra Colony Besant Nagar, Chennai, Tamil Nadu, India – 600090
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Svasti Microfinance Private Limited
Svasti Microfinance Private Limited has undergone 2 name changes throughout its history. The company was previously known as Svasti Microfinance Limited, and Easy Housing And Finance Limited. The current legal name is Svasti Microfinance Private Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Svasti Microfinance Private Limited | Current |
| Svasti Microfinance Limited | Previous |
| Easy Housing And Finance Limited | Previous |
CIN History of Svasti Microfinance Private Limited
Svasti Microfinance Private Limited has one previous CIN (Corporate Identification Number): U65922TN1995PLC030293. The current CIN is U65922TN1995PTC030293, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65922TN1995PTC030293 | Current |
| U65922TN1995PLC030293 | Previous |
Associated Brands with Svasti Microfinance Private Limited
Svasti Microfinance Private Limited operates one associated brand: Svasti Microfinance. These brands represent Svasti Microfinance Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Microfinance services are extended to urban poor communities. | svasti.in |
Competitors & Alternatives of Svasti Microfinance Private Limited
Brands and companies operating in the same space as Svasti Microfinance Private Limited include AU Small Finance Bank, Ujjivan Small Finance Bank, ESAF and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
AU Small Finance Bank
|
Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | Jaipur, India, India | 1996 |
Ujjivan Small Finance Bank
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Small finance services are extended to underserved segments in India. | Bengaluru, India, India | 2005 |
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Jana Small Finance Bank
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Microfinance bank | Bengaluru, India, India | 1999 |
Suryoday
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Small finance bank offering savings accounts, deposits, and loan products | Mumbai, India, India | 2008 |
Equitas Small Finance Bank
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Small finance bank | Chennai, India, India | 2007 |
Utkarsh Bank
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Small finance bank | Varanasi, India, India | 2009 |
Capital Small Finance Bank
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Microfinance services including savings accounts and loans are provided. | Jalandhar, India, India | 2016 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Business Activity of Svasti Microfinance Private Limited
Svasti Microfinance Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Svasti Microfinance Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Board of Directors of Svasti Microfinance Private Limited
Svasti Microfinance Private Limited is currently managed by 5 directors, with 12 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Bhagavathi Narayanan Subramaniam
Also directs:
Svasti Financial Services Private Limited, Svasti Foundation
|
Whole-Time Director | 15 Mar 2010 | 16 Years 4 Months | Current |
| Arunkumar Padmanabhan | Whole-Time Director | 15 Mar 2010 | 16 Years 4 Months | Current |
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Ramanathan Annamalai
Also directs:
Gilada Finance And Investments Limited, Mangal Credit And Fincorp Limited, Go Dairy Private Limited and 2 more
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Director | 06 Nov 2019 | 6 Years 8 Months | Current |
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Jagriti Bhandari
Also directs:
Sindhuja Microcredit Private Limited
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Nominee Director | 10 Dec 2022 | 3 Years 7 Months | Current |
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Jaya Janardanan
Also directs:
Byld Capital Finance Limited, Krayontek Solutions Private Limited
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Director | 10 Jun 2024 | 2 Years 1 Months | Current |
Financials of Svasti Microfinance Private Limited FY 2025 filings available
Svasti Microfinance Private Limited reported revenue of ₹256.12 Cr (down 10.00% YoY) for FY 2025.
Ten-year financial statements for Svasti Microfinance Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Charges & Borrowings of Svasti Microfinance Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 29 Sep 2025 | Others | ₹10 Cr | Open |
| 30 Jun 2025 | Others | ₹5 Cr | Open |
| 31 Mar 2025 | Others | ₹5 Cr | Open |
| 29 Mar 2025 | Others | ₹20 Cr | Open |
| 25 Mar 2025 | Others | ₹12 Cr | Open |
Total charge records: 284 View all charges
Employees and EPFO Compliance at Svasti Microfinance Private Limited
View historical data on people associated with Svasti Microfinance Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Svasti Microfinance Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Svasti Microfinance Private Limited
GST registrations and filing compliance for Svasti Microfinance Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Svasti Microfinance Private Limited
Credit ratings, litigation, and regulatory alerts for Svasti Microfinance Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Svasti Microfinance Private Limited
MSME payment history for Svasti Microfinance Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Svasti Microfinance Private Limited
Corporate group structure for Svasti Microfinance Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Svasti Microfinance Private Limited
MCA filings and documents for Svasti Microfinance Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Svasti Microfinance Private Limited
Recent News on Svasti Microfinance Private Limited
Frequently Asked Questions about Svasti Microfinance Private Limited
Svasti Microfinance Private Limited is an active private limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 23 February 1995 (31+ years old) and is registered under CIN U65922TN1995PTC030293. The company has 1,990 employees.
Svasti Microfinance Private Limited reported revenue of ₹256.12 Cr for FY 2025 (down 10.00% YoY).
The current directors of Svasti Microfinance Private Limited are:
- Bhagavathi Narayanan Subramaniam - Whole-Time Director
- Arunkumar Padmanabhan - Whole-Time Director
- Ramanathan Annamalai - Director
- Jagriti Bhandari - Nominee Director
- Jaya Janardanan - Director
The primary industry of Svasti Microfinance Private Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Svasti Microfinance Private Limited can be reached at the registered office: 6 First Floor First Street Tiger Varadachari Road Kalakshetra Colony Besant Nagar, Chennai, Tamil Nadu, India – 600090, or through the website svasti.in.
The authorised capital is ₹7.23 Cr, and the paid-up capital is ₹5.15 Cr.