About Swadhaar Finaccess
Data last updated:
Swadhaar Finaccess is a private not for profit company based in Mumbai, Maharashtra, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 04 March 2005 and has been in existence for over 21 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U91990MH2005NPL151790.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹6 Lakh. It is led by directors including Veena Vikas Mankar and Dharini Mathur.
Its last annual general meeting (AGM) was held on 20 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Flat No. 603 517 Shree Prasad 35th Road Tps III, Mumbai, Maharashtra, India – 400050.
As per the financials filed for FY 2025, the company reported a revenue of ₹19.47 Cr, a growth of 42% compared to the previous year. For the same year it recorded a net loss of ₹13.92 Lakh (net margin -0.7%) and EBITDA of -₹64,954 (EBITDA margin 0%). Revenue has grown at a compounded annual rate (CAGR) of 63% over three years and 36% over five years.
The company has about 361 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Swadhaar FinAccess. As per MCA filings, the company has satisfied charges of ₹1.25 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website swadhaar.org.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressFlat No. 603 517 Shree Prasad 35th Road Tps III, Mumbai, Maharashtra, India – 400050
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Swadhaar Finaccess
The main business activity of Swadhaar Finaccess is education. In detail, this covers sports, recreation, cultural and other education.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| P | Education | P3 | Sports, recreation, cultural and other education | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Swadhaar Finaccess FY 2025 filings available
Swadhaar Finaccess reported revenue of ₹19.47 Cr (up 42% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Swadhaar Finaccess
Revenue has grown at a compounded annual rate (CAGR) of 36% over five years, including 42% growth in the latest year. EBITDA rose 96% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Swadhaar Finaccess
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹64,954 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹13.92 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Swadhaar Finaccess
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 0% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -0.7% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Swadhaar Finaccess are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Swadhaar Finaccess
Swadhaar Finaccess is compared with the companies closest to it by revenue in the Business Services industry (Business Auxiliary Services, Other Financial Services). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Paytm Cloud Technologies Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
| Oister Global Investment Platform Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
| Key Fincorp Services Private Limited | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Mapple Enterprises Private Limited | •••• | •••• | •••• | •••• | - | Hyderabad, Telangana, India |
| The Xavier Kelavni Mandal Private Limited | •••• | •••• | •••• | •••• | - | Ahmedabad, Gujarat, India |
| Swadhaar Finaccess this company | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Murata Vios Private Limited | •••• | •••• | •••• | •••• | 35 | Bangalore, Karnataka, India |
| Writemind Consultancy Private Limited | •••• | •••• | •••• | •••• | - | Jogeshwari East, Maharashtra, India |
| Adisseo Animal Nutrition Private Limited | •••• | •••• | •••• | •••• | 22 | Bangalore, Karnataka, India |
| Brugg Cables (India) Private Limited | •••• | •••• | •••• | •••• | - | Gurgaon, Haryana, India |
| Amentum International Business Services Private Limited | •••• | •••• | •••• | •••• | 69 | Bangalore, Karnataka, India |
Peers are the five companies nearest above and the five nearest below Swadhaar Finaccess by revenue in the Business Services industry (Business Auxiliary Services, Other Financial Services), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of Swadhaar Finaccess
Swadhaar Finaccess is audited by Walker Chandiok and Co. LLP for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Walker Chandiok and Co. LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Swadhaar Finaccess
Swadhaar Finaccess has 5 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Veena Vikas Mankar | Director | 14 Feb 2017 | 9 Years 7 Months | Current |
| Dharini Mathur | Director | 31 May 2024 | 2 Years 4 Months | Current |
| Anuradha Shripad Nadkarni Also directs: Stacklife LLP, Picola Stacklife LLP, Canara Robeco Asset Management Company Limited and 1 more | Director | 01 Nov 2025 | 0 Years 11 Months | Current |
| Vikas Bhagwan Mankar Also directs: R A Net (India) Private Limited | Director | 08 Nov 2008 | 17 Years 11 Months | Current |
| Gulamhusein Asgeraly Vahanvaty | Director | 06 May 2015 | 11 Years 5 Months | Current |
Ownership and Shareholding of Swadhaar Finaccess
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Swadhaar Finaccess
| Date | Lender | Amount | Status |
|---|---|---|---|
| 29 Oct 2007 | Hdfc Bank Limited | ₹50 Lakh | Satisfied |
| 24 Apr 2007 | Hdfc Bank Limited | ₹25 Lakh | Satisfied |
| 12 May 2006 | Icici Bank Limited | ₹50 Lakh | Satisfied |
Total charge records: 3 View all charges
Associated Brands with Swadhaar Finaccess
Swadhaar Finaccess operates one associated brand: Swadhaar FinAccess. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial education and inclusion services provided in India. | swadhaar.org |
Employees and EPFO Compliance at Swadhaar Finaccess
Swadhaar Finaccess has a workforce of 361 employees as of Apr 08, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
CIN History of Swadhaar Finaccess
Swadhaar Finaccess has one previous CIN (Corporate Identification Number): U91990MH2005PTC151790. The current CIN is U91990MH2005NPL151790, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U91990MH2005NPL151790 | Current |
| U91990MH2005PTC151790 | Previous |
Recent Activity on Swadhaar Finaccess
Swadhaar Finaccess has 18 board changes on record since 2007: 5 appointments and 13 cessations. The latest: Anuradha Shripad Nadkarni was appointed as Director on 01 Nov 2025.
15 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Swadhaar Finaccess
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Swadhaar Finaccess
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Swadhaar Finaccess
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Swadhaar Finaccess
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Swadhaar Finaccess
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Swadhaar Finaccess
Swadhaar Finaccess is an active private not for profit company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 04 March 2005 (21+ years old) and is registered under CIN U91990MH2005NPL151790.
Swadhaar Finaccess reported revenue of ₹19.47 Cr for FY 2025 (up 42% YoY).
Swadhaar Finaccess has 5 current directors:
- Veena Vikas Mankar - Director
- Dharini Mathur - Director
- Anuradha Shripad Nadkarni - Director
- Vikas Bhagwan Mankar - Director
- Gulamhusein Asgeraly Vahanvaty - Director
Swadhaar Finaccess reported a net loss of ₹13.92 Lakh (net margin -0.7%) and EBITDA of -₹64,954 (EBITDA margin 0%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Swadhaar Finaccess is 63% over three years and 36% over five years. In the latest year (FY 2025) revenue rose 42%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Swadhaar Finaccess is U91990MH2005NPL151790. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Swadhaar Finaccess was incorporated on 04 March 2005, making it 21+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Swadhaar Finaccess by revenue are Paytm Cloud Technologies Limited, Oister Global Investment Platform Private Limited, Key Fincorp Services Private Limited, Mapple Enterprises Private Limited, The Xavier Kelavni Mandal Private Limited and 5 more, all in the Business Services industry (Business Auxiliary Services, Other Financial Services).
Anuradha Shripad Nadkarni was appointed as Director on 01 Nov 2025. Dharini Mathur ceased to be Additional Director on 17 Sep 2024. Dharini Mathur was appointed as Director on 31 May 2024. Swadhaar Finaccess has 18 board changes on record in total.
Swadhaar Finaccess can be reached through the website swadhaar.org. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Swadhaar Finaccess is at Flat No. 603 517 Shree Prasad 35th Road Tps III, Mumbai, Maharashtra, India – 400050.