About Pb Fintech Limited
Data last updated: 14 July 2026
Pb Fintech Limited is a public limited company based in Gurgaon, Haryana, India. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 04 June 2008, the company has been in operation for over 18 years.
Registered with ROC Haryana under CIN L51909HR2008PLC037998. Listed on BSE: 543390 and NSE: POLICYBZR.
Capital: an authorised share capital of ₹155.5 Cr and a paid-up capital of ₹92.54 Cr. Formerly known as Etechaces Marketing and Consulting Private Limited and Pb Fintech Private Limited. It is led by directors including Yashish Dahiya and Alok Bansal.
Last AGM: 26 September 2025. Financial statements filed for year ended 31 March 2025. Office: Plot No. 119 Sector 44, Gurgaon, Haryana, India – 122001.
As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹6,794.02 Cr, a growth of 36.5% compared to the previous year. The net worth stands at ₹7,317.52 Cr (up 13.66% YoY). Total assets are valued at ₹8,706.52 Cr (up 15.63% YoY).
The company has a workforce of approximately 162 employees as per the latest available data. Its group structure includes 10 subsidiaries.
The company is associated with 3 brands - Policybazaar, Pb Fintech, Etechaces.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website pbfintech.in.
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EmailLocked
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Website
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Social MediaLocked
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Registered AddressPlot No. 119 Sector 44, Gurgaon, Haryana, India – 122001
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Pb Fintech Limited
Pb Fintech Limited has undergone 2 name changes throughout its history. The company was previously known as Etechaces Marketing And Consulting Private Limited, and Pb Fintech Private Limited. The current legal name is Pb Fintech Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Pb Fintech Limited | Current |
| Etechaces Marketing And Consulting Private Limited | Previous |
| Pb Fintech Private Limited | Previous |
CIN History of Pb Fintech Limited
Pb Fintech Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L51909HR2008PLC037998, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L51909HR2008PLC037998 | Current |
| U51909HR2008PTC037998 | Previous |
| U51909HR2008PLC037998 | Previous |
Associated Brands with Pb Fintech Limited
Pb Fintech Limited operates multiple associated brands including Policybazaar, PB Fintech, and Etechaces. These brands represent Pb Fintech Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Insurance plans are compared and purchased via an online marketplace. | policybazaar.com | |
| Online platform for insurance and lending products is operated. | pbfintech.in | |
| Digital marketing, advertising, and market research services are offered. | etechaces.com |
Competitors & Alternatives of Pb Fintech Limited
Brands and companies operating in the same space as Pb Fintech Limited include S⁴Capital, Townsquare Media, InsuranceDekho and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
S⁴Capital
|
Digital advertising and content marketing services are provided globally. | London, United Kingdom, United Kingdom | 2014 |
Townsquare Media
|
Media Company focused on radio broadcasting, live events, marketing solutions | Greenwich, United States, United States | 2010 |
InsuranceDekho
|
Online insurance policies are compared and purchased through the platform. | Gurugram, India, India | 2016 |
Tinuiti
|
Digital marketing services including paid search and e-commerce are provided. | New York, United States, United States | 2004 |
Prophet
|
Brand and marketing consulting solutions provider | San Francisco, United States, United States | 1992 |
Advantage Solutions
|
Consumer packaged goods sales and digital marketing services are provided. | Irvine, United States, United States | 1987 |
Media.Monks
|
Digital marketing, advertising, and IT services are provided globally. | Hilversum, Netherlands, Netherlands | 2001 |
Finhaat
|
A B2B platform is provided for distributing financial products. | Mumbai, India, India | 2021 |
Turtlemint
|
Provider of platform for comparing and purchasing insurance, loans, and funds | Mumbai, India, India | 2015 |
QuickInsure
|
Online platform for comparing and buying insurance policies is operated. | Pune, India, India | 2016 |
Business Activity of Pb Fintech Limited
Pb Fintech Limited is engaged in the principal business activity of information and communication, with detailed activities including other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
Business activity turnover details for Pb Fintech Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Pb Fintech Limited
Pb Fintech Limited is audited by Walker Chandiok & Co LLP (ICAI peer reviewed, certificate valid till 2028-05-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| Walker Chandiok & Co LLP (ICAI peer reviewed, certificate valid till 2028-05-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Pb Fintech Limited
Pb Fintech Limited is currently managed by 8 directors, with 14 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
Financials of Pb Fintech Limited FY 2026 filings available
Pb Fintech Limited reported revenue of ₹6,794.02 Cr (up 36.5% YoY) for FY 2026.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹6,794.02 Cr | ₹4,977.21 Cr | ₹3,437.68 Cr | ₹2,557.85 Cr | ₹1,424.89 Cr |
| Other Income | ₹372.43 Cr | ₹407.73 Cr | ₹380.57 Cr | ₹258.99 Cr | ₹125.39 Cr |
| Total Income | ₹7,166.45 Cr | ₹5,384.94 Cr | ₹3,818.25 Cr | ₹2,816.84 Cr | ₹1,550.28 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹2,465.91 Cr | ₹1,958.67 Cr | ₹1,644.12 Cr | ₹1,539.6 Cr | ₹1,255.54 Cr |
| Finance Costs | ₹37.09 Cr | ₹33.83 Cr | ₹26.46 Cr | ₹21.36 Cr | ₹13.57 Cr |
| Depreciation & Amortisation | ₹135.97 Cr | ₹121.27 Cr | ₹88.72 Cr | ₹63.82 Cr | ₹42.84 Cr |
| Other Expenses | ₹3,818.87 Cr | ₹2,924.86 Cr | ₹1,979.82 Cr | ₹1,679.85 Cr | ₹1,071.68 Cr |
| Total Expenses | ₹6,457.84 Cr | ₹5,038.63 Cr | ₹3,739.12 Cr | ₹3,304.63 Cr | ₹2,383.63 Cr |
| Profit Before Exceptional Items & Tax | ₹708.61 Cr | ₹346.31 Cr | ₹79.13 Cr | -₹487.79 Cr | -₹833.35 Cr |
| Exceptional Items | ₹0 | ₹41.05 Cr | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹708.61 Cr | ₹387.36 Cr | ₹79.13 Cr | -₹487.79 Cr | -₹833.35 Cr |
| Total Tax Expense | ₹37.24 Cr | ₹34.46 Cr | ₹12.7 Cr | -₹1.92 Lakh | -₹47.96 Lakh |
| Net Profit | ₹670.13 Cr | ₹353.16 Cr | ₹64.41 Cr | -₹487.94 Cr | -₹832.91 Cr |
| attributable to Owners | ₹669.94 Cr | ₹353.01 Cr | - | -₹487.22 Cr | - |
| attributable to NCI | ₹19 Lakh | ₹15 Lakh | - | -₹71.89 Lakh | - |
| Other Comprehensive Income | ₹12.23 Cr | -₹7.32 Cr | -₹3.35 Cr | ₹2.72 Cr | ₹28.92 Lakh |
| Total Comprehensive Income | ₹682.36 Cr | ₹345.84 Cr | ₹61.06 Cr | -₹485.22 Cr | -₹832.62 Cr |
| EBITDA (computed) | ₹881.67 Cr | ₹501.41 Cr | ₹194.31 Cr | -₹402.61 Cr | -₹776.95 Cr |
| Basic EPS | ₹14.58 | ₹7.77 | ₹1.50 | ₹-10.97 | ₹20.34 |
| Diluted EPS | ₹14.16 | ₹7.65 | ₹1.45 | ₹-10.97 | ₹20.34 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹8,706.52 Cr | ₹7,529.41 Cr | ₹6,728.51 Cr | ₹6,254.02 Cr |
| Non-current Assets | ₹4,330.5 Cr | ₹3,676.21 Cr | ₹1,906.05 Cr | ₹2,131.8 Cr |
| Current Assets | ₹4,376.02 Cr | ₹3,853.2 Cr | ₹4,822.46 Cr | ₹4,122.22 Cr |
| Property, Plant & Equipment | ₹430.4 Cr | ₹411.1 Cr | ₹315.36 Cr | ₹269.78 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | ₹1,728.7 Cr | ₹999.61 Cr | ₹650.52 Cr | ₹677.31 Cr |
| Cash & Equivalents | ₹746.26 Cr | ₹560.51 Cr | ₹324.86 Cr | ₹72.34 Cr |
| Equity (Net Worth) | ₹7,317.52 Cr | ₹6,437.82 Cr | ₹5,876.47 Cr | ₹5,484.8 Cr |
| Equity Share Capital | ₹92.54 Cr | ₹91.85 Cr | ₹90.24 Cr | ₹90.02 Cr |
| Borrowings (Non-current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Borrowings (Current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Debt (computed) | ₹0 | ₹0 | ₹0 | ₹0 |
| Current Liabilities | ₹991.97 Cr | ₹751.28 Cr | ₹603.17 Cr | ₹550.92 Cr |
| Total Liabilities | ₹1,389 Cr | ₹1,091.59 Cr | ₹852.04 Cr | ₹769.23 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | ₹41.49 Cr | -₹183.14 Cr | ₹8.65 Cr | -₹299.01 Cr | -₹1,567.89 Cr |
| Investing Cash Flow | ₹213.77 Cr | ₹457.68 Cr | ₹300.81 Cr | ₹41.45 Cr | -₹2,126.6 Cr |
| Financing Cash Flow | -₹81.24 Cr | -₹72.69 Cr | -₹56.83 Cr | -₹42.51 Cr | ₹3,621.42 Cr |
| Capital Expenditure | ₹79.9 Cr | ₹97.12 Cr | ₹63.35 Cr | ₹59.55 Cr | ₹32.73 Cr |
| Free Cash Flow (computed) | -₹38.41 Cr | -₹280.26 Cr | -₹54.7 Cr | -₹358.55 Cr | -₹1,600.61 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹185.74 Cr | ₹201.6 Cr | ₹252.52 Cr | -₹295.06 Cr | -₹71.37 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹2,061.33 Cr | ₹1,771.15 Cr | ₹1,613.55 Cr | ₹1,347.99 Cr | ₹1,507.87 Cr | ₹1,291.62 Cr | ₹1,167.23 Cr | ₹1,010.49 Cr | ₹1,089.57 Cr | ₹870.89 Cr | ₹811.63 Cr | ₹665.59 Cr |
| Other Income | ₹104.31 Cr | ₹84.85 Cr | ₹84.51 Cr | ₹98.75 Cr | ₹101.09 Cr | ₹100.38 Cr | ₹106 Cr | ₹100.26 Cr | ₹98.31 Cr | ₹93.61 Cr | ₹97.49 Cr | ₹91.16 Cr |
| Total Income | ₹2,165.64 Cr | ₹1,856 Cr | ₹1,698.06 Cr | ₹1,446.74 Cr | ₹1,608.96 Cr | ₹1,392 Cr | ₹1,273.23 Cr | ₹1,110.75 Cr | ₹1,187.88 Cr | ₹964.5 Cr | ₹909.12 Cr | ₹756.75 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹699.34 Cr | ₹606.7 Cr | ₹600.01 Cr | ₹559.86 Cr | ₹508.21 Cr | ₹487.43 Cr | ₹507.57 Cr | ₹455.46 Cr | ₹439.63 Cr | ₹397.75 Cr | ₹422.84 Cr | ₹383.9 Cr |
| Finance Costs | ₹9.78 Cr | ₹9.31 Cr | ₹9.23 Cr | ₹8.77 Cr | ₹9.17 Cr | ₹9.31 Cr | ₹8.98 Cr | ₹6.37 Cr | ₹6.57 Cr | ₹6.44 Cr | ₹7.18 Cr | ₹6.26 Cr |
| Depreciation & Amortisation | ₹34.87 Cr | ₹33.76 Cr | ₹33.86 Cr | ₹33.48 Cr | ₹33.29 Cr | ₹33.57 Cr | ₹29.39 Cr | ₹25.02 Cr | ₹23.8 Cr | ₹23.08 Cr | ₹22.32 Cr | ₹19.52 Cr |
| Other Expenses | ₹1,143.73 Cr | ₹1,005.67 Cr | ₹915.72 Cr | ₹753.74 Cr | ₹886.62 Cr | ₹776.51 Cr | ₹667.45 Cr | ₹594.28 Cr | ₹644.52 Cr | ₹498.64 Cr | ₹477.88 Cr | ₹358.78 Cr |
| Total Expenses | ₹1,887.72 Cr | ₹1,655.44 Cr | ₹1,558.82 Cr | ₹1,355.85 Cr | ₹1,437.29 Cr | ₹1,306.82 Cr | ₹1,213.39 Cr | ₹1,081.13 Cr | ₹1,114.52 Cr | ₹925.91 Cr | ₹930.22 Cr | ₹768.47 Cr |
| Profit Before Exceptional Items & Tax | ₹277.92 Cr | ₹200.56 Cr | ₹139.24 Cr | ₹90.89 Cr | ₹171.67 Cr | ₹85.18 Cr | ₹59.84 Cr | ₹29.62 Cr | ₹73.36 Cr | ₹38.59 Cr | -₹21.1 Cr | -₹11.72 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹41.05 Cr | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹277.92 Cr | ₹200.56 Cr | ₹139.24 Cr | ₹90.89 Cr | ₹171.67 Cr | ₹85.18 Cr | ₹59.84 Cr | ₹70.67 Cr | ₹73.36 Cr | ₹38.59 Cr | -₹21.1 Cr | -₹11.72 Cr |
| Total Tax Expense | ₹10.74 Cr | ₹11.64 Cr | ₹7.17 Cr | ₹7.69 Cr | ₹79 Lakh | ₹13.58 Cr | ₹9.27 Cr | ₹10.82 Cr | ₹12.7 Cr | ₹0 | -₹32.43 Lakh | ₹32.43 Lakh |
| Net Profit | ₹261.16 Cr | ₹189.43 Cr | ₹134.89 Cr | ₹84.65 Cr | ₹170.66 Cr | ₹71.54 Cr | ₹50.98 Cr | ₹59.98 Cr | ₹60.19 Cr | ₹37.23 Cr | -₹21.11 Cr | -₹11.9 Cr |
| attributable to Owners | ₹261.11 Cr | ₹189.38 Cr | ₹134.86 Cr | ₹84.59 Cr | ₹170.62 Cr | ₹71.54 Cr | ₹50.67 Cr | ₹60.18 Cr | - | ₹38.05 Cr | -₹20.24 Cr | -₹11.42 Cr |
| attributable to NCI | ₹5 Lakh | ₹5 Lakh | ₹3 Lakh | ₹6 Lakh | ₹4 Lakh | ₹0 | ₹31 Lakh | -₹20 Lakh | - | -₹81.6 Lakh | -₹86.43 Lakh | -₹48.81 Lakh |
| Other Comprehensive Income | ₹3.07 Cr | ₹1.92 Cr | ₹9.85 Cr | -₹2.61 Cr | -₹6.52 Cr | ₹2.46 Cr | ₹88 Lakh | -₹4.14 Cr | -₹2.63 Cr | ₹28.92 Lakh | ₹1.24 Cr | -₹2.24 Cr |
| Total Comprehensive Income | ₹264.23 Cr | ₹191.35 Cr | ₹144.74 Cr | ₹82.04 Cr | ₹164.14 Cr | ₹74 Cr | ₹51.86 Cr | ₹55.84 Cr | ₹57.56 Cr | ₹37.52 Cr | -₹19.87 Cr | -₹14.15 Cr |
| EBITDA (computed) | ₹322.57 Cr | ₹243.63 Cr | ₹182.33 Cr | ₹133.14 Cr | ₹214.13 Cr | ₹128.06 Cr | ₹98.21 Cr | ₹61.01 Cr | ₹103.73 Cr | ₹68.11 Cr | ₹8.4 Cr | ₹14.06 Cr |
| Basic EPS | ₹5.65 | ₹4.11 | ₹2.94 | ₹1.85 | ₹3.73 | ₹1.57 | ₹1.12 | ₹1.34 | ₹1.35 | ₹0.85 | ₹-0.45 | ₹-0.26 |
| Diluted EPS | ₹5.61 | ₹4.08 | ₹2.89 | ₹1.82 | ₹3.67 | ₹1.55 | ₹1.09 | ₹1.31 | ₹1.31 | ₹0.83 | ₹-0.45 | ₹-0.26 |
| Segment · Q4 FY26 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Insurance broker services | ₹1,900.6 Cr | ₹301.55 Cr | ₹4,193.76 Cr | ₹1,018.24 Cr |
| Other services | ₹160.73 Cr | -₹19.87 Cr | ₹4,512.76 Cr | ₹370.76 Cr |
| Segment · FY 2026 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Insurance broker services | ₹6,089.28 Cr | ₹860.76 Cr | - | - |
| Other services | ₹704.74 Cr | -₹116.3 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹208.37 Cr | ₹153.44 Cr | ₹110.29 Cr | ₹134.15 Cr | ₹103.18 Cr |
| Other Income | ₹213.34 Cr | ₹258.49 Cr | ₹252.11 Cr | ₹194.74 Cr | ₹114.25 Cr |
| Total Income | ₹421.71 Cr | ₹411.93 Cr | ₹362.4 Cr | ₹328.88 Cr | ₹217.43 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹137.27 Cr | ₹169.17 Cr | ₹238.39 Cr | ₹381.98 Cr | ₹483.8 Cr |
| Finance Costs | ₹2.76 Cr | ₹28 Lakh | ₹62 Lakh | ₹89.7 Lakh | ₹1.15 Cr |
| Depreciation & Amortisation | ₹3.58 Cr | ₹3.28 Cr | ₹3.05 Cr | ₹3.74 Cr | ₹3.9 Cr |
| Other Expenses | ₹240.96 Cr | ₹238.62 Cr | ₹75.82 Cr | ₹16.43 Cr | ₹28.83 Cr |
| Total Expenses | ₹384.57 Cr | ₹411.35 Cr | ₹317.88 Cr | ₹403.04 Cr | ₹517.68 Cr |
| Profit Before Exceptional Items & Tax | ₹37.14 Cr | ₹58 Lakh | ₹44.52 Cr | -₹74.16 Cr | -₹300.25 Cr |
| Exceptional Items | ₹9.53 Cr | ₹14.38 Cr | -₹27 Lakh | ₹0 | ₹0 |
| Profit Before Tax | ₹46.67 Cr | ₹14.96 Cr | ₹44.25 Cr | -₹74.16 Cr | -₹300.25 Cr |
| Total Tax Expense | ₹5.23 Cr | ₹1.49 Cr | ₹8.06 Cr | -₹13,000 | -₹56.14 Lakh |
| Net Profit | ₹41.44 Cr | ₹13.47 Cr | ₹36.19 Cr | -₹74.16 Cr | -₹299.68 Cr |
| Other Comprehensive Income | ₹49 Lakh | -₹77 Lakh | -₹49 Lakh | ₹19.17 Lakh | ₹94.17 Lakh |
| Total Comprehensive Income | ₹41.93 Cr | ₹12.7 Cr | ₹35.7 Cr | -₹73.96 Cr | -₹298.74 Cr |
| EBITDA (computed) | ₹43.48 Cr | ₹4.14 Cr | ₹48.19 Cr | -₹69.52 Cr | -₹295.2 Cr |
| Basic EPS | ₹0.90 | ₹0.30 | ₹0.81 | ₹-1.67 | ₹-7.32 |
| Diluted EPS | ₹0.89 | ₹0.29 | ₹0.78 | ₹-1.67 | ₹-7.32 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹8,297.08 Cr | ₹8,059.45 Cr | ₹7,805.64 Cr | ₹7,387.04 Cr |
| Non-current Assets | ₹6,451.8 Cr | ₹6,015.75 Cr | ₹4,936.39 Cr | ₹5,197.97 Cr |
| Current Assets | ₹1,845.28 Cr | ₹2,043.7 Cr | ₹2,869.25 Cr | ₹2,189.07 Cr |
| Property, Plant & Equipment | ₹26.53 Cr | ₹2.61 Cr | ₹5.56 Cr | ₹7.76 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | ₹2.8 Cr | ₹66 Lakh | ₹1.81 Cr | ₹89.32 Lakh |
| Cash & Equivalents | ₹225.15 Cr | ₹374.21 Cr | ₹163.9 Cr | ₹29.43 Cr |
| Equity (Net Worth) | ₹8,196.73 Cr | ₹7,957.53 Cr | ₹7,729.37 Cr | ₹7,362.7 Cr |
| Equity Share Capital | ₹92.54 Cr | ₹91.85 Cr | ₹90.24 Cr | ₹90.02 Cr |
| Borrowings (Non-current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Borrowings (Current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Debt (computed) | ₹0 | ₹0 | ₹0 | ₹0 |
| Current Liabilities | ₹73.4 Cr | ₹99.53 Cr | ₹72.68 Cr | ₹16.46 Cr |
| Total Liabilities | ₹100.35 Cr | ₹101.92 Cr | ₹76.27 Cr | ₹24.33 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹134.6 Cr | -₹102.88 Cr | ₹42.64 Cr | -₹4.95 Cr | -₹56.73 Cr |
| Investing Cash Flow | -₹14.56 Cr | ₹315.69 Cr | ₹95.32 Cr | -₹179.71 Cr | -₹3,748.45 Cr |
| Financing Cash Flow | ₹9 Lakh | -₹2.5 Cr | -₹3.49 Cr | -₹3.48 Cr | ₹3,641.82 Cr |
| Capital Expenditure | ₹2.05 Cr | ₹1.16 Cr | -₹6 Lakh | ₹29.7 Lakh | ₹4.76 Lakh |
| Free Cash Flow (computed) | -₹136.65 Cr | -₹104.04 Cr | ₹42.58 Cr | -₹5.25 Cr | -₹56.78 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹149.07 Cr | ₹210.31 Cr | ₹134.47 Cr | -₹188.14 Cr | -₹163.36 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹65.14 Cr | ₹53.66 Cr | ₹49.38 Cr | ₹40.19 Cr | ₹46.85 Cr | ₹38.89 Cr | ₹37.63 Cr | ₹30.07 Cr | ₹34.31 Cr | ₹27.14 Cr | ₹13.62 Cr | ₹35.22 Cr |
| Other Income | ₹50.35 Cr | ₹54.05 Cr | ₹52.48 Cr | ₹56.45 Cr | ₹63.22 Cr | ₹65.36 Cr | ₹67.71 Cr | ₹62.2 Cr | ₹63.37 Cr | ₹63.15 Cr | ₹63.9 Cr | ₹61.69 Cr |
| Total Income | ₹115.49 Cr | ₹107.71 Cr | ₹101.86 Cr | ₹96.64 Cr | ₹110.07 Cr | ₹104.25 Cr | ₹105.34 Cr | ₹92.27 Cr | ₹97.68 Cr | ₹90.29 Cr | ₹77.52 Cr | ₹96.92 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹30.6 Cr | ₹32.07 Cr | ₹37.38 Cr | ₹37.22 Cr | ₹36.76 Cr | ₹34.52 Cr | ₹49.03 Cr | ₹48.86 Cr | ₹47.56 Cr | ₹47.41 Cr | ₹72.42 Cr | ₹71 Cr |
| Finance Costs | ₹82 Lakh | ₹82 Lakh | ₹83 Lakh | ₹29 Lakh | ₹4 Lakh | ₹5 Lakh | ₹9 Lakh | ₹10 Lakh | ₹13 Lakh | ₹13.91 Lakh | ₹17.04 Lakh | ₹17.89 Lakh |
| Depreciation & Amortisation | ₹92 Lakh | ₹89 Lakh | ₹91 Lakh | ₹86 Lakh | ₹84 Lakh | ₹82 Lakh | ₹81 Lakh | ₹81 Lakh | ₹74 Lakh | ₹74.64 Lakh | ₹74.64 Lakh | ₹81.42 Lakh |
| Other Expenses | ₹74.06 Cr | ₹54.49 Cr | ₹62.01 Cr | ₹50.39 Cr | ₹104.69 Cr | ₹50.78 Cr | ₹49.1 Cr | ₹34.05 Cr | ₹55.6 Cr | ₹15.03 Cr | ₹2.29 Cr | ₹2.91 Cr |
| Total Expenses | ₹106.4 Cr | ₹88.27 Cr | ₹101.13 Cr | ₹88.76 Cr | ₹142.33 Cr | ₹86.17 Cr | ₹99.03 Cr | ₹83.82 Cr | ₹104.03 Cr | ₹63.33 Cr | ₹75.63 Cr | ₹74.9 Cr |
| Profit Before Exceptional Items & Tax | ₹9.09 Cr | ₹19.44 Cr | ₹73 Lakh | ₹7.88 Cr | -₹32.26 Cr | ₹18.08 Cr | ₹6.31 Cr | ₹8.45 Cr | -₹6.35 Cr | ₹26.96 Cr | ₹1.89 Cr | ₹22.02 Cr |
| Exceptional Items | ₹9.53 Cr | ₹0 | ₹0 | ₹0 | ₹11.16 Cr | ₹0 | ₹0 | ₹3.22 Cr | -₹27 Lakh | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹18.62 Cr | ₹19.44 Cr | ₹73 Lakh | ₹7.88 Cr | -₹21.1 Cr | ₹18.08 Cr | ₹6.31 Cr | ₹11.67 Cr | -₹6.62 Cr | ₹26.96 Cr | ₹1.89 Cr | ₹22.02 Cr |
| Total Tax Expense | ₹84 Lakh | ₹3.69 Cr | ₹4 Lakh | ₹66 Lakh | -₹5.31 Cr | ₹4.11 Cr | ₹92 Lakh | ₹1.77 Cr | ₹8.06 Cr | ₹0 | ₹0 | ₹0 |
| Net Profit | ₹17.78 Cr | ₹15.75 Cr | ₹69 Lakh | ₹7.22 Cr | -₹15.79 Cr | ₹13.97 Cr | ₹5.39 Cr | ₹9.9 Cr | -₹14.68 Cr | ₹26.96 Cr | ₹1.89 Cr | ₹22.02 Cr |
| Other Comprehensive Income | -₹13 Lakh | ₹60 Lakh | ₹20 Lakh | -₹18 Lakh | -₹43 Lakh | -₹4 Lakh | -₹13 Lakh | -₹17 Lakh | -₹23 Lakh | -₹2.1 Lakh | -₹8.71 Lakh | -₹15.27 Lakh |
| Total Comprehensive Income | ₹17.65 Cr | ₹16.35 Cr | ₹89 Lakh | ₹7.04 Cr | -₹16.22 Cr | ₹13.93 Cr | ₹5.26 Cr | ₹9.73 Cr | -₹14.91 Cr | ₹26.94 Cr | ₹1.8 Cr | ₹21.86 Cr |
| EBITDA (computed) | ₹10.83 Cr | ₹21.15 Cr | ₹2.47 Cr | ₹9.03 Cr | -₹31.38 Cr | ₹18.95 Cr | ₹7.21 Cr | ₹9.36 Cr | -₹5.48 Cr | ₹27.85 Cr | ₹2.81 Cr | ₹23.01 Cr |
| Basic EPS | ₹0.38 | ₹0.34 | ₹0.01 | ₹0.16 | ₹-0.34 | ₹0.31 | ₹0.12 | ₹0.22 | ₹-0.33 | ₹0.60 | ₹0.04 | ₹0.49 |
| Diluted EPS | ₹0.38 | ₹0.34 | ₹0.01 | ₹0.16 | ₹-0.34 | ₹0.30 | ₹0.12 | ₹0.21 | ₹-0.33 | ₹0.59 | ₹0.04 | ₹0.48 |
Shareholding Pattern of Pb Fintech Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 0.00%, foreign institutional investors hold 39.94%, domestic institutional investors hold 36.73%, retail and other public shareholders hold 23.18% of Pb Fintech Limited. The company had 153,261 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public | 99.86% | 99.86% | 99.73% | 99.72% | 99.72% | 99.72% |
| Employee Trusts | 0.14% | 0.14% | 0.27% | 0.28% | 0.28% | 0.28% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | |
|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public | 99.86% | 99.72% | 99.41% | 99.17% | 97.69% |
| Employee Trusts | 0.14% | 0.28% | 0.59% | 0.83% | 2.31% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | +0.00 | +0.00 | - |
Board & Governance of Pb Fintech Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Pb Fintech Limited has 9 directors - 5 independent and 3 executive. The board is chaired by Yashish Dahiya.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| Yashish Dahiya | Executive Director · CEO · Chairperson | 2008-06-10 | 2 |
| Alok Bansal | Executive Director | 2008-06-04 | 1 |
| Sarbvir Singh | Executive Director · CEO | 2020-06-05 | 1 |
| Kaushik Dutta | Non-Executive - Independent Director | 2021-06-19 | 5 |
| Nilesh Bhaskar Sathe | Non-Executive - Independent Director | 2021-06-19 | 1 |
| Veena Vikas Mankar | Non-Executive - Independent Director | 2021-06-19 | 3 |
| Dhruv Shringi | Non-Executive - Independent Director | 2024-08-06 | 2 |
| Kitty Agarwal | Non-Executive - Nominee Director | 2018-02-07 | 1 |
| Lilian Jessie Paul | Non-Executive - Independent Director | 2021-06-19 | 3 |
| Committee | Members |
|---|---|
| Audit Committee | Kaushik Dutta (Chairperson), Nilesh Bhaskar Sathe, Kitty Agarwal |
| Nomination and remuneration committee | Veena Vikas Mankar (Chairperson), Nilesh Bhaskar Sathe, Kitty Agarwal |
| Stakeholders Relationship Committee | Kitty Agarwal (Chairperson), Nilesh Bhaskar Sathe, Lilian Jessie Paul, Alok Bansal |
| Risk Management Committee | Yashish Dahiya (Chairperson), Alok Bansal, Dhruv Shringi |
| Corporate Social Responsibility Committee | Yashish Dahiya (Chairperson), Lilian Jessie Paul, Alok Bansal |
Group Structure of Pb Fintech Limited
Pb Fintech Limited has 10 subsidiary companies and 1 associated company. This group structure data is as of FY 2024. The corporate group structure reflects Pb Fintech Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Myloancare Ventures Private Limited | U65100DL2013PTC258637 | - |
| Pb Financial Account Aggregators Private Limited | U67100HR2022PTC101081 | - |
| Mlc Finotech Private Limited | U67100HR2022PTC107092 | - |
| Icall Support Services Private Limited | U72400HR2008PTC038134 | - |
| Visit Internet Services Private Limited | U72900DL2012PTC231178 | - |
| Pb Marketing And Consulting Private Limited | U74900HR2008PTC038523 | - |
Showing major subsidiaries. Total: 10.
Charges & Borrowings Pb Fintech Limited
Pb Fintech Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Pb Fintech Limited
Pb Fintech Limited has a workforce of 162 employees as of Apr 05, 2024.
Employee and EPFO history for Pb Fintech Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Pb Fintech Limited
GST registrations and filing compliance for Pb Fintech Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
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Credit Ratings, Litigation & Regulatory Alerts for Pb Fintech Limited
Credit ratings, litigation, and regulatory alerts for Pb Fintech Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
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MSME Payment Delays by Pb Fintech Limited
MSME payment history for Pb Fintech Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
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Subsidiaries & Group Companies of Pb Fintech Limited
Corporate group structure for Pb Fintech Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
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MCA Filings & Documents of Pb Fintech Limited
MCA filings and documents for Pb Fintech Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
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Recent Activity on Pb Fintech Limited
Recent News on Pb Fintech Limited
Frequently Asked Questions about Pb Fintech Limited
Pb Fintech Limited is an active public limited company in the internet sector based in Gurgaon, Haryana, India. It was incorporated on 04 June 2008 (18+ years old) and is registered under CIN L51909HR2008PLC037998. Listed on BSE: 543390 and NSE: POLICYBZR. The company has 162 employees.
Pb Fintech Limited reported revenue of ₹6,794.02 Cr for FY 2026 (up 36.5% YoY) based on consolidated NSE filings.
The current directors of Pb Fintech Limited are:
- Yashish Dahiya - Director
- Alok Bansal - Whole-Time Director
- Kitty Agarwal - Nominee Director
- Veena Vikas Mankar - Director
- Sarbvir Singh - Whole-Time Director
- Nilesh Bhaskar Sathe - Director
- Dhruv Shringi - Director
- Jyotsana Vempati Aggarwal - Director
The primary industry of Pb Fintech Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Yes. Pb Fintech Limited is listed on both BSE (code: 543390) and NSE (symbol: POLICYBZR).
Pb Fintech Limited can be reached at the registered office: Plot No. 119 Sector 44, Gurgaon, Haryana, India – 122001, or through the website pbfintech.in.