- Total income
- ₹5,462 Cr
- Profit
- ₹353 Cr
About PB Fintech
PB Fintech is a publicly listed company based in Gurugram (India) founded in 2008 by Manoj Sharma, Tarun Mathur, Alok Bansal, Avaneesh Nirjar, and Yashish Dahiya. Online platform for insurance and lending products is operated. PB Fintech has raised $443.26 million across 11 funding rounds from investors including Info Edge, Intel and Temasek. The company has 23,430 employees. PB Fintech was last valued at $2.08 billion in February 2021. Its chief executive, as recorded, is Yashish Dahiya. Its Indian entity Pb Fintech Limited reported revenue of βΉ7,166 Cr. Its focus areas include FinTech, Internet First Insurance Platforms, Insurance Comparison Platforms and Diversified. Its competitors include Policybazaar, InsuranceDekho and Turtlemint; 2 of its 3 listed competitors have raised funding.
Company details
Founded in 2008 and based in Gurugram, India, an online platform is provided by PB Fintech for insurance and lending products through flagship brands. Insurance solutions are offered for death, disease, and damage protection, alongside a lending platform for individuals and businesses. Risk assessment models, fraud detection, and underwriting solutions are also included in the services within the fintech sector.
PB Fintech is ranked #436 on the Fortune India 500 (2025).
Recognitions & Rankings of PB Fintech
- Headquarters Gurugram, India
- Employees 23,430
- Founders Manoj Sharma, Tarun Mathur, Alok Bansal, Avaneesh Nirjar, Yashish Dahiya
- Stage Public
- SectorsFinancial Services
- Emailβ’β’β’β’β’β’β’β’
- Phoneβ’β’β’β’ β’β’β’β’
- Website pbfintech.in
- Legal Name Pb Fintech Limited
- Market Cap₹48,029 Cr
POLICYBZR · NSE
- Share Price₹1,015.00
-2.21% today
- Revenue₹6,794 Cr
FY 2025-26 · +36.5% YoY
- EBITDA₹508 Cr
Margin 7.5%
- Net Profit₹670 Cr
FY 2025-26 · +118.2% YoY
- P/E (TTM)62.3x
P/B 6.4x
- ROE7.8%
ROCE 8.3%
- Debt / Equity0.05
Interest cover 10.1x
- Total Equity Funding$443.26M (USD)
in 11 rounds
- Latest Funding Round$75M (USD), Series G
Feb 2021
- InvestorsInfo Edge
& 30 more
- Employee Count23,430
Associated legal entities of PB Fintech
PB Fintech operates through Pb Fintech Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Pb Fintech Limited Listed CIN L51909HR2008PLC037998 | Active | 04 Jun 2008 | Gurgaon, Haryana | ₹7,166 Cr | 162 | 12 | View details |
Funding Insights of PB Fintech
PB Fintech has successfully raised a total of $443.26M across 11 strategic funding rounds. The most recent funding activity was a Series G round of $75 million completed in February 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $443.26M
- Total Rounds 11
- Last Round Series G β $75M
- First Round $4.32M
(Sep 2008)
- Investors Count 31
Latest 10 of 11 funding rounds of PB Fintech with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Feb 2021 | $75M | Series G | $2.08B | Alpha Wave Global, Falcon Edge Capital | β |
| Jun 2020 | $47.44M | Series F | $1.01B | SoftBank Vision Fund | β |
| Apr 2019 | $152.47M | Series F | $β’β’β’β’β’ | SoftBank Vision Fund | |
| Oct 2017 | $78.6M | Series E | $β’β’β’β’β’ | True North | |
| Aug 2015 | $7.51M | Series D | $β’β’β’β’β’ | MakeSense Technology | |
| Apr 2015 | $41.11M | Series D | $β’β’β’β’β’ | Premji Invest | |
| May 2014 | $20.07M | Series C | $β’β’β’β’β’ | Tiger Global Management | |
| Apr 2013 | $1.38M | Series B | $β’β’β’β’β’ | Intel | β |
| May 2012 | $6.19M | Series B | $β’β’β’β’β’ | Intel | |
| Apr 2011 | $9.17M | Series A | $β’β’β’β’β’ | Intel |
| Date | Valuation | Stage |
|---|---|---|
| Feb 2021 | $2.08B | β’β’β’β’β’β’β’β’ |
| Jun 2020 | $1.01B | β’β’β’β’β’β’β’β’ |
| Apr 2019 | $β’β’β’β’β’ | β’β’β’β’β’β’β’β’ |
| Oct 2017 | $β’β’β’β’β’ | β’β’β’β’β’β’β’β’ |
| Aug 2015 | $β’β’β’β’β’ | β’β’β’β’β’β’β’β’ |
| Apr 2015 | $β’β’β’β’β’ | β’β’β’β’β’β’β’β’ |
| May 2014 | $β’β’β’β’β’ | β’β’β’β’β’β’β’β’ |
| Apr 2013 | $β’β’β’β’β’ | β’β’β’β’β’β’β’β’ |
Full valuation and stage history of PB Fintech
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $2.08B (Feb 2021). 31 investors in total: 28 institutional and 3 angel.
Investors in PB Fintech
PB Fintech has secured backing from 31 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Info Edge, Intel and Temasek.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital firm focused on growth-stage companies | alphawaveglobal.com | New York, United States | ||
Venture capital investments in technology and startups. | 2016 | visionfund.com | London, United Kingdom | |
Private equity is invested by True North in mid-market companies. | truenorth.co.in | Mumbai, India | ||
Venture and private equity investments are managed with global diversification. | tigerglobal.com | New York, United States | ||
Provides venture capital for technology startups and enterprise innovations worldwide. | premjiinvest.com | Bengaluru, India | ||
Venture capital fund focused on seed-stage startups | chiratae.com | Bengaluru, India | ||
Venture capital firm focused on multiple sectors | puranassociates.tcc.mode | Delhi, India | ||
Early-stage venture capital investments are provided by Athera. | 2008 | atheravp.com | Bengaluru, India | |
Venture capital firm | idgcapital.com | New York, United States | ||
An investment platform is provided for diverse sectors and geographies. | 1974 | temasek.com.sg | Singapore, Singapore |
Investor details for PB Fintech
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Pb Fintech Limited (PB Fintech)
Pb Fintech Limited is the primary company behind PB Fintech. The board of Pb Fintech Limited currently have 8 directors; the longest-serving is Yashish Dahiya, appointed in 2008. 14 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Yashish Dahiya DIN 00706336 | Director | 10 Jun 2008 | 18 yrs 4 mo | Pb Fintech Limited |
| Alok Bansal DIN 01653526 | Whole-time director | 20 Oct 2017 | 9 yrs | Pb Fintech Limited |
| Kitty Agarwal DIN 07624308 | Nominee Director | 07 Feb 2018 | 8 yrs 8 mo | Pb Fintech Limited |
| Sarbvir Singh DIN 00509959 | Whole-time director | 05 Jun 2020 | 6 yrs 4 mo | Pb Fintech Limited |
| Veena Vikas Mankar DIN 00004168 | Director | 19 Jun 2021 | 5 yrs 4 mo | Pb Fintech Limited |
| Nilesh Bhaskar Sathe DIN 02372576 | Director | 19 Jun 2021 | 5 yrs 4 mo | Pb Fintech Limited |
| Dhruv Shringi DIN 00334986 | Director | 06 Aug 2024 | 2 yrs 2 mo | Pb Fintech Limited |
| Jyotsana Vempati Aggarwal DIN 07018413 | Director | 11 May 2026 | 5 mo | Pb Fintech Limited |
People of PB Fintech
5 people are tracked at PB Fintech (5 in leadership); the tracked headcount is 23,430.
| Name | Role | Group |
|---|---|---|
| Co-Founder & Group Deputy CFO | Leadership | |
Tarun Mathur | Co-Founder & CBO | Leadership |
| Co-Founder | Leadership | |
Avaneesh Nirjar | Co-Founder & COO | Leadership |
| Co-Founder & CEO | Leadership |
Complete people profiles for PB Fintech
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of PB Fintech
PB Fintech is a publicly listed company on the NSE with ticker symbol POLICYBZR in India, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date15 Nov 2021
- Listed onBSE: 543390 · NSE: POLICYBZR
- Listed entityPB Fintech Limited
- Exchange sectorTechnology services
- ISININE417T01026
- Share price₹1,060.80 (-0.58% on the day) · 2026-10-14
- Market capitalisation₹49,283 Cr
- Price to earnings66.0
- EPS (diluted, trailing year)₹16.08
- Volume (last session)1,715,223
Financials of PB Fintech
Exchange-reported figures of Pb Fintech Limited, the listed company behind PB Fintech (NSE: POLICYBZR).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6,794 | 4,977 | 3,438 | 2,558 | 1,425 | 887 | 771 |
| Revenue growth | +36.5% | +44.8% | +34.4% | +79.5% | +60.7% | +15.0% | - |
| EBITDA | 508 | 57.00 | (188) | (662) | (902) | (160) | (320) |
| EBITDA margin | +7.5% | +1.2% | -5.5% | -25.9% | -63.3% | -18.0% | -41.5% |
| Profit before tax | 707 | 387 | 77.11 | (488) | (833) | (142) | (295) |
| Net profit | 670 | 307 | 66.95 | (487) | (831) | (178) | (376) |
| Net profit margin | +9.9% | +6.2% | +2.0% | -19.1% | -58.4% | -20.1% | -48.7% |
| EPS (βΉ) | 14.48 | 7.67 | 1.48 | (10.82) | (18.53) | (6,589.55) | (80,007.63) |
| Balance sheet | |||||||
| Total assets | 7,770 | 6,825 | 6,165 | 5,736 | 5,596 | 2,123 | 1,388 |
| Net worth | 7,312 | 6,432 | 5,871 | 5,476 | 5,412 | 1,992 | 1,266 |
| Total debt | 360 | 322 | 253 | 227 | 159 | 109 | 108 |
| Cash & bank | 760 | 793 | 735 | 763 | 3,700 | 1,810 | 1,106 |
| Net working capital | 2,084 | 2,509 | 3,819 | 3,042 | 4,925 | 1,794 | 1,121 |
| Cash flow | |||||||
| Cash from operations | 41.49 | (183) | 8.65 | (299) | (1,568) | 28.71 | (364) |
| Cash from investing | 225 | 492 | 301 | 46.41 | (2,125) | (1,202) | 79.18 |
| Cash from financing | (81.24) | (72.69) | (56.83) | (42.50) | 3,621 | 759 | 1,031 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,888 | 2,061 | 1,771 | 1,614 | 1,348 | 1,508 | 1,292 | 1,167 |
| Revenue growth (YoY) | +40.1% | +36.7% | +37.1% | +38.2% | +33.4% | - | - | - |
| Other income | 93.04 | 104 | 85.36 | 87.33 | 100 | 101 | 100 | 106 |
| EBITDA | 137 | 212 | 159 | 97.82 | 34.39 | 112 | 27.56 | (7.81) |
| EBITDA margin | +7.2% | +10.3% | +9.0% | +6.1% | +2.6% | +7.4% | +2.1% | -0.7% |
| Depreciation | 40.12 | 34.87 | 33.76 | 33.86 | 33.48 | 33.29 | 33.57 | 29.39 |
| Interest | 11.13 | 9.78 | 9.31 | 9.23 | 8.77 | 9.17 | 9.31 | 8.98 |
| Profit before tax | 179 | 272 | 201 | 142 | 92.35 | 171 | 85.08 | 60.25 |
| Tax | 15.67 | 10.74 | 11.64 | 7.17 | 7.69 | 0.78 | 13.58 | 9.27 |
| Net profit | 163 | 261 | 189 | 135 | 84.66 | 170 | 71.50 | 50.98 |
| EPS (βΉ) | 3.50 | 5.61 | 4.08 | 2.89 | 1.82 | 3.65 | 1.55 | 1.09 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 208 | 153 | 110 | 134 | 103 | 123 | 61.11 |
| Revenue growth | +35.8% | +39.1% | -17.8% | +30.0% | -16.4% | +102.0% | - |
| EBITDA | (170) | (282) | (204) | (264) | (409) | (22.55) | (57.31) |
| EBITDA margin | -81.5% | -183.8% | -185.1% | -196.9% | -396.8% | -18.3% | -93.8% |
| Profit before tax | 46.67 | 14.02 | 44.25 | (74.15) | (300) | 27.34 | 18.93 |
| Net profit | 24.40 | (6.28) | 32.22 | (85.38) | (310) | 1.97 | (19.24) |
| Net profit margin | +11.7% | -4.1% | +29.2% | -63.7% | -300.0% | +1.6% | -31.5% |
| EPS (βΉ) | 0.90 | 0.27 | 0.80 | (1.65) | (6.67) | 833.66 | 2,564.03 |
| Balance sheet | |||||||
| Total assets | 8,225 | 7,961 | 7,737 | 7,374 | 6,909 | 2,958 | 2,047 |
| Net worth | 8,197 | 7,958 | 7,729 | 7,363 | 6,895 | 2,941 | 2,043 |
| Total debt | 27.23 | 1.00 | 4.81 | 8.03 | 10.76 | 13.51 | 2.06 |
| Cash & bank | 226 | 577 | 504 | 489 | 3,243 | 1,751 | 1,068 |
| Net working capital | 758 | 1,463 | 2,701 | 2,070 | 4,449 | 1,771 | 1,111 |
| Cash flow | |||||||
| Cash from operations | (135) | (103) | 42.64 | (4.95) | (56.73) | 70.77 | (12.91) |
| Cash from investing | (14.56) | 316 | 95.32 | (180) | (3,748) | (1,283) | (267) |
| Cash from financing | 0.09 | (2.50) | (3.49) | (3.48) | 3,642 | 776 | 1,050 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 398 | 65.14 | 53.66 | 49.38 | 40.19 | 46.85 | 38.89 | 37.63 |
| Revenue growth (YoY) | +890.3% | +39.0% | +38.0% | +31.2% | +33.7% | - | - | - |
| Other income | 55.18 | 59.88 | 54.05 | 52.48 | 56.46 | 74.40 | 65.38 | 67.73 |
| Total expenses | 30.32 | 105 | 86.56 | 99.39 | 87.62 | 142 | 85.36 | 98.14 |
| EBITDA | 368 | (39.52) | (32.90) | (50.01) | (47.43) | (95.55) | (46.47) | (60.51) |
| EBITDA margin | +92.4% | -60.7% | -61.3% | -101.3% | -118.0% | -203.9% | -119.5% | -160.8% |
| Depreciation | 0.88 | 0.92 | 0.89 | 0.91 | 0.86 | 0.84 | 0.82 | 0.81 |
| Interest | 0.80 | 0.82 | 0.82 | 0.83 | 0.29 | 0.04 | 0.05 | 0.09 |
| Profit before tax | 421 | 18.62 | 19.44 | 0.73 | 7.88 | (22.03) | 18.04 | 6.32 |
| Tax | 13.47 | 0.84 | 3.69 | 0.04 | 0.66 | (5.32) | 4.11 | 0.93 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,888 | 2,061 | 1,771 | 1,614 | 1,348 | 1,508 | 1,292 | 1,167 |
| Revenue growth (YoY) | +40.1% | +36.7% | +37.1% | +38.2% | +33.4% | - | - | - |
| Other income | 93.04 | 104 | 85.36 | 87.33 | 100 | 101 | 100 | 106 |
| EBITDA | 137 | 212 | 159 | 97.82 | 34.39 | 112 | 27.56 | (7.81) |
| EBITDA margin | +7.2% | +10.3% | +9.0% | +6.1% | +2.6% | +7.4% | +2.1% | -0.7% |
| Depreciation | 40.12 | 34.87 | 33.76 | 33.86 | 33.48 | 33.29 | 33.57 | 29.39 |
| Interest | 11.13 | 9.78 | 9.31 | 9.23 | 8.77 | 9.17 | 9.31 | 8.98 |
| Profit before tax | 179 | 272 | 201 | 142 | 92.35 | 171 | 85.08 | 60.25 |
| Tax | 15.67 | 10.74 | 11.64 | 7.17 | 7.69 | 0.78 | 13.58 | 9.27 |
| Net profit | 163 | 261 | 189 | 135 | 84.66 | 170 | 71.50 | 50.98 |
| EPS (βΉ) | 3.50 | 5.61 | 4.08 | 2.89 | 1.82 | 3.65 | 1.55 | 1.09 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6,794 | 4,977 | 3,438 | 2,558 | 1,425 | 887 | 771 |
| Revenue growth | +36.5% | +44.8% | +34.4% | +79.5% | +60.7% | +15.0% | - |
| Other income | 372 | 485 | 381 | 259 | 125 | 70.75 | 84.27 |
| Total expenses | 6,286 | 4,920 | 3,626 | 3,219 | 2,327 | 1,046 | 1,091 |
| Employee cost | 2,466 | 1,959 | 1,644 | 1,540 | 1,256 | 554 | 521 |
| EBITDA | 508 | 57.00 | (188) | (662) | (902) | (160) | (320) |
| EBITDA margin | +7.5% | +1.2% | -5.5% | -25.9% | -63.3% | -18.0% | -41.5% |
| Depreciation | 136 | 121 | 88.72 | 63.82 | 42.84 | 41.38 | 47.30 |
| Interest | 37.58 | 34.05 | 26.72 | 21.60 | 13.76 | 11.66 | 12.05 |
| Profit before tax | 707 | 387 | 77.11 | (488) | (833) | (142) | (295) |
| Tax | 37.24 | 34.46 | 12.70 | (0.02) | (0.48) | 8.33 | 9.19 |
| Net profit | 670 | 307 | 66.95 | (487) | (831) | (178) | (376) |
| Net profit margin | +9.9% | +6.2% | +2.0% | -19.1% | -58.4% | -20.1% | -48.7% |
| EPS (βΉ) | 14.48 | 7.67 | 1.48 | (10.82) | (18.53) | (6,589.55) | (80,007.63) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 92.54 | 91.85 | 90.24 | 90.02 | 89.90 | 1.23 | 1.11 |
| Reserves & surplus | 7,219 | 6,341 | 5,781 | 5,386 | 5,322 | 1,990 | 1,265 |
| Shareholders' funds (net worth) | 7,312 | 6,432 | 5,871 | 5,476 | 5,412 | 1,992 | 1,266 |
| Minority interest | 5.73 | 5.54 | 5.44 | 8.50 | 0.00 | 0.00 | 0.00 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 360 | 322 | 253 | 227 | 159 | 109 | 108 |
| Total debt | 360 | 322 | 253 | 227 | 159 | 109 | 108 |
| Total liabilities | 7,770 | 6,825 | 6,165 | 5,736 | 5,596 | 2,123 | 1,388 |
| Assets | |||||||
| Gross block | 869 | 753 | 585 | 474 | 321 | 212 | 206 |
| Net block | 441 | 418 | 359 | 313 | 205 | 125 | 147 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3,211 | 2,173 | 1,358 | 622 | 373 | 138 | 1.99 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 1,729 | 1,000 | 634 | 677 | 361 | 173 | 179 |
| Cash & bank balances | 760 | 793 | 735 | 763 | 3,700 | 1,810 | 1,106 |
| Loans & advances | 532 | 1,422 | 3,013 | 2,120 | 1,183 | 18.70 | 24.55 |
| Total current assets | 3,020 | 3,214 | 4,382 | 3,560 | 5,244 | 2,002 | 1,309 |
| Total current liabilities | 937 | 706 | 564 | 518 | 320 | 208 | 188 |
| Net working capital | 2,084 | 2,509 | 3,819 | 3,042 | 4,925 | 1,794 | 1,121 |
| Total assets | 7,770 | 6,825 | 6,165 | 5,736 | 5,596 | 2,123 | 1,388 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 561 | 325 | 72.34 | 367 | 439 | 853 | 107 |
| Net cash from operating activities | 41.49 | (183) | 8.65 | (299) | (1,568) | 28.71 | (364) |
| Net cash from investing activities | 225 | 492 | 301 | 46.41 | (2,125) | (1,202) | 79.18 |
| Net cash from financing activities | (81.24) | (72.69) | (56.83) | (42.50) | 3,621 | 759 | 1,031 |
| Net change in cash | 186 | 236 | 253 | (295) | (71.37) | (415) | 746 |
| Closing cash | 760 | 793 | 735 | 763 | 3,700 | 1,810 | 1,106 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +36.5% | +44.8% | +34.4% | +79.5% | +60.7% | +15.0% | - |
| EBITDA growth | +792.1% | +130.3% | +71.6% | +26.7% | -465.2% | +50.1% | - |
| PBT growth | +82.9% | +401.5% | +9998.0% | +41.5% | -487.2% | +51.9% | +12.6% |
| Net income growth | +118.2% | +358.5% | +113.7% | +41.4% | -366.1% | +52.5% | - |
| Revenue CAGR (3Y) | +38.5% | +51.7% | +57.1% | +49.1% | +42.5% | +38.5% | +104.6% |
| EBITDA CAGR (3Y) | - | - | +5.6% | +27.4% | +39.0% | +44.9% | +36.3% |
| Profitability & leverage | |||||||
| Net income margin | +9.9% | +7.1% | +1.9% | -19.1% | -58.5% | -17.0% | -39.4% |
| Return on capital employed | +8.3% | +4.4% | +1.5% | 0.0% | 0.0% | 0.0% | 0.0% |
| Return on net worth | +7.9% | +3.7% | +0.9% | 0.0% | 0.0% | 0.0% | 0.0% |
| Debt / equity | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.07 | 0.11 |
| Long-term debt / equity | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.06 | 0.09 |
| Interest cover | 10.09 | -52.98 | -9.66 | -2.98 | -1.46 | -5.80 | -3.28 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 8.37 | 7.44 | 6.49 | 6.44 | 5.35 | 4.24 | 4.26 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 4.98 | 6.09 | 5.24 | 4.93 | 5.34 | 5.04 | 4.98 |
| EPS (βΉ) | 14.48 | 7.67 | 1.48 | (10.82) | (18.53) | (6,589.55) | (80,007.63) |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 158.02 | 140.06 | 130.12 | 121.67 | 120.39 | 87,304.61 | 3,32,835.79 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 398 | 65.14 | 53.66 | 49.38 | 40.19 | 46.85 | 38.89 | 37.63 |
| Revenue growth (YoY) | +890.3% | +39.0% | +38.0% | +31.2% | +33.7% | - | - | - |
| Other income | 55.18 | 59.88 | 54.05 | 52.48 | 56.46 | 74.40 | 65.38 | 67.73 |
| Total expenses | 30.32 | 105 | 86.56 | 99.39 | 87.62 | 142 | 85.36 | 98.14 |
| EBITDA | 368 | (39.52) | (32.90) | (50.01) | (47.43) | (95.55) | (46.47) | (60.51) |
| EBITDA margin | +92.4% | -60.7% | -61.3% | -101.3% | -118.0% | -203.9% | -119.5% | -160.8% |
| Depreciation | 0.88 | 0.92 | 0.89 | 0.91 | 0.86 | 0.84 | 0.82 | 0.81 |
| Interest | 0.80 | 0.82 | 0.82 | 0.83 | 0.29 | 0.04 | 0.05 | 0.09 |
| Profit before tax | 421 | 18.62 | 19.44 | 0.73 | 7.88 | (22.03) | 18.04 | 6.32 |
| Tax | 13.47 | 0.84 | 3.69 | 0.04 | 0.66 | (5.32) | 4.11 | 0.93 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 208 | 153 | 110 | 134 | 103 | 123 | 61.11 |
| Revenue growth | +35.8% | +39.1% | -17.8% | +30.0% | -16.4% | +102.0% | - |
| Other income | 223 | 300 | 252 | 195 | 114 | 56.02 | 86.88 |
| Total expenses | 378 | 435 | 314 | 398 | 513 | 146 | 118 |
| Employee cost | 137 | 169 | 238 | 382 | 484 | 130 | 76.15 |
| EBITDA | (170) | (282) | (204) | (264) | (409) | (22.55) | (57.31) |
| EBITDA margin | -81.5% | -183.8% | -185.1% | -196.9% | -396.8% | -18.3% | -93.8% |
| Depreciation | 3.58 | 3.28 | 3.05 | 3.74 | 3.90 | 3.80 | 9.20 |
| Interest | 2.83 | 0.31 | 0.69 | 1.00 | 1.18 | 2.33 | 1.44 |
| Profit before tax | 46.67 | 14.02 | 44.25 | (74.15) | (300) | 27.34 | 18.93 |
| Tax | 5.23 | 1.49 | 8.06 | 0.00 | (0.56) | 8.33 | 9.18 |
| Net profit | 24.40 | (6.28) | 32.22 | (85.38) | (310) | 1.97 | (19.24) |
| Net profit margin | +11.7% | -4.1% | +29.2% | -63.7% | -300.0% | +1.6% | -31.5% |
| EPS (βΉ) | 0.90 | 0.27 | 0.80 | (1.65) | (6.67) | 833.66 | 2,564.03 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 92.54 | 91.85 | 90.24 | 90.02 | 89.90 | 1.23 | 1.11 |
| Reserves & surplus | 8,104 | 7,866 | 7,639 | 7,273 | 6,805 | 2,940 | 2,042 |
| Shareholders' funds (net worth) | 8,197 | 7,958 | 7,729 | 7,363 | 6,895 | 2,941 | 2,043 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 27.23 | 1.00 | 4.81 | 8.03 | 10.76 | 13.51 | 2.06 |
| Total debt | 27.23 | 1.00 | 4.81 | 8.03 | 10.76 | 13.51 | 2.06 |
| Total liabilities | 8,225 | 7,961 | 7,737 | 7,374 | 6,909 | 2,958 | 2,047 |
| Assets | |||||||
| Gross block | 32.72 | 23.46 | 23.43 | 22.66 | 22.77 | 24.17 | 10.98 |
| Net block | 28.57 | 2.73 | 5.72 | 8.00 | 11.49 | 15.73 | 3.48 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6,328 | 5,370 | 4,840 | 3,903 | 2,416 | 1,146 | 914 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 2.80 | 0.66 | 1.81 | 0.89 | 5.56 | 11.95 | 7.76 |
| Cash & bank balances | 226 | 577 | 504 | 489 | 3,243 | 1,751 | 1,068 |
| Loans & advances | 601 | 985 | 2,264 | 1,593 | 1,217 | 48.29 | 52.94 |
| Total current assets | 830 | 1,563 | 2,770 | 2,083 | 4,465 | 1,812 | 1,129 |
| Total current liabilities | 72.08 | 99.49 | 68.90 | 13.27 | 15.61 | 41.01 | 17.54 |
| Net working capital | 758 | 1,463 | 2,701 | 2,070 | 4,449 | 1,771 | 1,111 |
| Total assets | 8,225 | 7,961 | 7,737 | 7,374 | 6,909 | 2,958 | 2,047 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 374 | 164 | 29.43 | 218 | 381 | 817 | 47.16 |
| Net cash from operating activities | (135) | (103) | 42.64 | (4.95) | (56.73) | 70.77 | (12.91) |
| Net cash from investing activities | (14.56) | 316 | 95.32 | (180) | (3,748) | (1,283) | (267) |
| Net cash from financing activities | 0.09 | (2.50) | (3.49) | (3.48) | 3,642 | 776 | 1,050 |
| Net change in cash | (149) | 210 | 134 | (188) | (163) | (436) | 770 |
| Closing cash | 226 | 577 | 504 | 489 | 3,243 | 1,751 | 1,068 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +35.8% | +39.1% | -17.8% | +30.0% | -16.4% | +102.0% | - |
| EBITDA growth | +39.8% | -38.2% | +22.7% | +35.5% | -1715.6% | +60.7% | - |
| PBT growth | +232.9% | -68.3% | +9998.0% | +75.3% | - | +44.4% | +9998.0% |
| Net income growth | +488.5% | -119.5% | +137.7% | +72.4% | - | +110.2% | - |
| Revenue CAGR (3Y) | +15.8% | +14.1% | -3.7% | +30.0% | +27.4% | +16.0% | -16.5% |
| EBITDA CAGR (3Y) | -13.7% | -11.7% | +108.4% | +66.4% | +118.1% | -19.4% | - |
| Profitability & leverage | |||||||
| Net income margin | +19.9% | +8.2% | +32.8% | -55.3% | -290.4% | +15.4% | +16.0% |
| Return on capital employed | +0.4% | -0.0% | +0.5% | 0.0% | 0.0% | +0.2% | -1.1% |
| Return on net worth | +0.3% | -0.1% | +0.4% | 0.0% | 0.0% | +0.1% | -1.2% |
| Debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-term debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | -1.63 | -0.11 | -0.33 | -0.37 | -0.29 | -8.84 | -2.17 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 7.42 | 6.54 | 4.79 | 5.91 | 4.40 | 7.02 | 7.88 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 120.45 | 124.24 | 81.70 | 41.60 | 11.79 | 12.52 | 10.28 |
| EPS (βΉ) | 0.90 | 0.27 | 0.80 | (1.65) | (6.67) | 833.66 | 2,564.03 |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 177.15 | 173.28 | 171.31 | 163.58 | 153.39 | 1,28,938.86 | 5,37,323.26 |
Timeline of PB Fintech
7 dated milestones of PB Fintech across 13 years, from founding to its latest funding, stage changes and deals.
- Founded PB Fintech is founded.
- Funding First funding round of $4.3M.
- Milestone Reaches Minicorn status.
- Milestone Reaches Soonicorn status.
- Milestone Reaches Unicorn status.
- Funding Latest funding round, Series G, of $75.0M.
- IPO Lists on the stock exchange (IPO).
Competitors of PB Fintech
PB Fintech has 3 listed competitors in our database, 2 of them funded. They include Policybazaar, InsuranceDekho and Turtlemint.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| policybazaar.com | 2008 | Gurugram, India | 24,206 | Insurance plans are compared and purchased via an online marketplace. | ||
| insurancedekho.com | 2016 | Gurugram, India | $394.5M | 2,077 | Online insurance policies are compared and purchased through the platform. | |
| turtlemint.com | 2015 | Mumbai, India | $220.08M | 2,400 | Provider of platform for comparing and purchasing insurance, loans, and funds |
Detailed competitors of PB Fintech
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- Full competitor set
- Operating metrics
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Web traffic of PB Fintech
The website of PB Fintech (pbfintech.in) receives about 6.7K visits a month.
- Monthly visits6.7K
Websites whose visitors overlap most with PB Fintech. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| kaynestechnology.co.in | 100% | 43.6K | #503,752 | View details | |
| investwellonline.com | 98% | 29.2K | #978,289 | View details | |
| smcindiaonline.com | 95% | 99K | #634,872 | View details | |
| kfintech.com | 87% | 5.4M | #6,917 | View details | |
| thearcweb.com | 87% | 49K | #528,591 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 17 similar websites and full traffic analytics for PB Fintech
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- 17 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Insurance Providers
3 companies that operate in the same segment as PB Fintech (Insurance Providers) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
General and life insurance products are provided across multiple categories. | 2016 | Bengaluru, Karnataka, India | USD 462.45 M | USD 1.12 B | 4,589 | |
Insurance products for vehicles, health, travel, and life are offered. | 2016 | Bengaluru, Karnataka, India | USD 746.17 M | USD 216.04 M | 1,306 | |
Insurance plans are compared and purchased via an online marketplace. | 2008 | Gurugram, Haryana, India | USD 502.59 M | 31,422 |
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Related news about Pb Fintech
Complete news archive for PB Fintech
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Articles about PB Fintech on our blog
Frequently Asked Questions about PB Fintech
PB Fintech was founded in 2008.
PB Fintech is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Yashish Dahiya is the CEO of PB Fintech, as recorded in our data. They have also founded this company.
PB Fintech is a funded company, having raised a total of $443.26M across 11 funding rounds to date. The company's 1st funding round was a Series A of $9.17M, raised on Sep 2008.
PB Fintech has 23,430 employees.
The primary company behind PB Fintech, Pb Fintech Limited, reported revenue of βΉ7,166 Cr for FY 2026, up 36% year on year.
Founded in 2008 and based in Gurugram, India, an online platform is provided by PB Fintech for insurance and lending products through flagship brands. Insurance solutions are offered for death, disease, and damage protection, alongside a lending platform for individuals and businesses. Risk assessment models, fraud detection, and underwriting solutions are also included in the services within the fintech sector.
PB Fintech's top competitors include Policybazaar, InsuranceDekho and Turtlemint.
Yes, PB Fintech is publicly traded on NSE under the ticker symbol POLICYBZR.
PB Fintech has 31 investors. Key investors include Info Edge, Intel, Temasek, SoftBank Vision Fund, and Athera Venture Partners.
The valuation of PB Fintech is $2.08B as of Feb 2021.
PB Fintech operates through Pb Fintech Limited.

