Etechaces

Gurugram, India Founded: 2008 • Age: 18 yrs Listed
Digital marketing, advertising, and market research services are offered.

About Etechaces

Etechaces is a publicly listed company based in Gurugram (India) founded in 2008. Digital marketing, advertising, and market research services are offered. The company has 152 employees. Its Indian entity Pb Fintech Limited reported revenue of ₹7,166 Cr. Its focus areas include Marketing Services and Full Service Marketing Agency.

Company details

ETechAces was established in 2008 as an information technology and services firm in Gurugram, India. Operations focus on digital marketing, advertising, and market research, alongside password management solutions. Financial empowerment tools are provided through online platforms such as Policybazaar. The company serves clients in the IT sector with consulting and related services from its base in Gurugram.

  • Headquarters Gurugram, India
  • Employees 152
  • Stage Public
  • Sectors
    Business Services
  • Website etechaces.com
  • Legal Name Pb Fintech Limited
  • Date of Incorporation 04 Jun, 2008
  • Jurisdiction Gurgaon, Haryana, India
Key Metrics
  • Market Cap
    ₹46,969 Cr

    POLICYBZR · NSE

  • Share Price
    ₹1,023.00

    +0.79% today

  • Revenue
    ₹6,794 Cr

    FY 2025-26 · +36.5% YoY

  • EBITDA
    ₹508 Cr

    Margin 7.5%

  • Net Profit
    ₹670 Cr

    FY 2025-26 · +118.2% YoY

  • P/E (TTM)
    62.8x

    P/B 6.4x

  • ROE
    7.8%

    ROCE 8.3%

  • Debt / Equity
    0.05

    Interest cover 10.1x

  • Employee Count
    152

Board of directors of Pb Fintech Limited (Etechaces)

Pb Fintech Limited is the primary company behind Etechaces. The board of Pb Fintech Limited currently have 8 directors; the longest-serving is Yashish Dahiya, appointed in 2008. 14 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Yashish Dahiya
DIN 00706336
Director10 Jun 200818 yrs 4 moPb Fintech Limited
Alok Bansal
DIN 01653526
Whole-time director20 Oct 20179 yrsPb Fintech Limited
Kitty Agarwal
DIN 07624308
Nominee Director07 Feb 20188 yrs 8 moPb Fintech Limited
Sarbvir Singh
DIN 00509959
Whole-time director05 Jun 20206 yrs 4 moPb Fintech Limited
Veena Vikas Mankar
DIN 00004168
Director19 Jun 20215 yrs 4 moPb Fintech Limited
Nilesh Bhaskar Sathe
DIN 02372576
Director19 Jun 20215 yrs 4 moPb Fintech Limited
Dhruv Shringi
DIN 00334986
Director06 Aug 20242 yrs 2 moPb Fintech Limited
Jyotsana Vempati Aggarwal
DIN 07018413
Director11 May 20265 moPb Fintech Limited

IPO & Listings of Etechaces

Etechaces is a publicly listed company on the NSE with ticker symbol POLICYBZR in India, operating in the IT - Software sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • Listed onNSE: POLICYBZR
  • Listed entityPb Fintech Limited
  • Exchange sectorIT - Software

Financials of Etechaces

Exchange-reported figures of Pb Fintech Limited, the listed company behind Etechaces (NSE: POLICYBZR).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹6,794 Cr
+36.5% YoY
EBITDA
₹508 Cr
+792.1% YoY
Profit After Tax
₹670 Cr
+118.2% YoY
Net Worth
₹7,312 Cr
+13.7% YoY
Total Assets
₹7,770 Cr
+13.8% YoY
Total Debt
₹360 Cr
+11.8% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue6,7944,9773,4382,5581,425887771
Revenue growth+36.5%+44.8%+34.4%+79.5%+60.7%+15.0%-
EBITDA50857.00(188)(662)(902)(160)(320)
EBITDA margin+7.5%+1.2%-5.5%-25.9%-63.3%-18.0%-41.5%
Profit before tax70738777.11(488)(833)(142)(295)
Net profit67030766.95(487)(831)(178)(376)
Net profit margin+9.9%+6.2%+2.0%-19.1%-58.4%-20.1%-48.7%
EPS (₹)14.487.671.48(10.82)(18.53)(6,589.55)(80,007.63)
Balance sheet
Total assets7,7706,8256,1655,7365,5962,1231,388
Net worth7,3126,4325,8715,4765,4121,9921,266
Total debt360322253227159109108
Cash & bank7607937357633,7001,8101,106
Net working capital2,0842,5093,8193,0424,9251,7941,121
Cash flow
Cash from operations41.49(183)8.65(299)(1,568)28.71(364)
Cash from investing22549230146.41(2,125)(1,202)79.18
Cash from financing(81.24)(72.69)(56.83)(42.50)3,6217591,031
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1,8882,0611,7711,6141,3481,5081,2921,167
Revenue growth (YoY)+40.1%+36.7%+37.1%+38.2%+33.4%---
Other income93.0410485.3687.33100101100106
EBITDA13721215997.8234.3911227.56(7.81)
EBITDA margin+7.2%+10.3%+9.0%+6.1%+2.6%+7.4%+2.1%-0.7%
Depreciation40.1234.8733.7633.8633.4833.2933.5729.39
Interest11.139.789.319.238.779.179.318.98
Profit before tax17927220114292.3517185.0860.25
Tax15.6710.7411.647.177.690.7813.589.27
Net profit16326118913584.6617071.5050.98
EPS (₹)3.505.614.082.891.823.651.551.09
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue20815311013410312361.11
Revenue growth+35.8%+39.1%-17.8%+30.0%-16.4%+102.0%-
EBITDA(170)(282)(204)(264)(409)(22.55)(57.31)
EBITDA margin-81.5%-183.8%-185.1%-196.9%-396.8%-18.3%-93.8%
Profit before tax46.6714.0244.25(74.15)(300)27.3418.93
Net profit24.40(6.28)32.22(85.38)(310)1.97(19.24)
Net profit margin+11.7%-4.1%+29.2%-63.7%-300.0%+1.6%-31.5%
EPS (₹)0.900.270.80(1.65)(6.67)833.662,564.03
Balance sheet
Total assets8,2257,9617,7377,3746,9092,9582,047
Net worth8,1977,9587,7297,3636,8952,9412,043
Total debt27.231.004.818.0310.7613.512.06
Cash & bank2265775044893,2431,7511,068
Net working capital7581,4632,7012,0704,4491,7711,111
Cash flow
Cash from operations(135)(103)42.64(4.95)(56.73)70.77(12.91)
Cash from investing(14.56)31695.32(180)(3,748)(1,283)(267)
Cash from financing0.09(2.50)(3.49)(3.48)3,6427761,050
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue39865.1453.6649.3840.1946.8538.8937.63
Revenue growth (YoY)+890.3%+39.0%+38.0%+31.2%+33.7%---
Other income55.1859.8854.0552.4856.4674.4065.3867.73
Total expenses30.3210586.5699.3987.6214285.3698.14
EBITDA368(39.52)(32.90)(50.01)(47.43)(95.55)(46.47)(60.51)
EBITDA margin+92.4%-60.7%-61.3%-101.3%-118.0%-203.9%-119.5%-160.8%
Depreciation0.880.920.890.910.860.840.820.81
Interest0.800.820.820.830.290.040.050.09
Profit before tax42118.6219.440.737.88(22.03)18.046.32
Tax13.470.843.690.040.66(5.32)4.110.93

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 26 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1,8882,0611,7711,6141,3481,5081,2921,167
Revenue growth (YoY)+40.1%+36.7%+37.1%+38.2%+33.4%---
Other income93.0410485.3687.33100101100106
EBITDA13721215997.8234.3911227.56(7.81)
EBITDA margin+7.2%+10.3%+9.0%+6.1%+2.6%+7.4%+2.1%-0.7%
Depreciation40.1234.8733.7633.8633.4833.2933.5729.39
Interest11.139.789.319.238.779.179.318.98
Profit before tax17927220114292.3517185.0860.25
Tax15.6710.7411.647.177.690.7813.589.27
Net profit16326118913584.6617071.5050.98
EPS (₹)3.505.614.082.891.823.651.551.09
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue6,7944,9773,4382,5581,425887771
Revenue growth+36.5%+44.8%+34.4%+79.5%+60.7%+15.0%-
Other income37248538125912570.7584.27
Total expenses6,2864,9203,6263,2192,3271,0461,091
Employee cost2,4661,9591,6441,5401,256554521
EBITDA50857.00(188)(662)(902)(160)(320)
EBITDA margin+7.5%+1.2%-5.5%-25.9%-63.3%-18.0%-41.5%
Depreciation13612188.7263.8242.8441.3847.30
Interest37.5834.0526.7221.6013.7611.6612.05
Profit before tax70738777.11(488)(833)(142)(295)
Tax37.2434.4612.70(0.02)(0.48)8.339.19
Net profit67030766.95(487)(831)(178)(376)
Net profit margin+9.9%+6.2%+2.0%-19.1%-58.4%-20.1%-48.7%
EPS (₹)14.487.671.48(10.82)(18.53)(6,589.55)(80,007.63)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital92.5491.8590.2490.0289.901.231.11
Reserves & surplus7,2196,3415,7815,3865,3221,9901,265
Shareholders' funds (net worth)7,3126,4325,8715,4765,4121,9921,266
Minority interest5.735.545.448.500.000.000.00
Secured loans0.000.000.000.000.000.000.00
Unsecured loans360322253227159109108
Total debt360322253227159109108
Total liabilities7,7706,8256,1655,7365,5962,1231,388
Assets
Gross block869753585474321212206
Net block441418359313205125147
Capital work in progress0.000.000.000.000.000.000.00
Investments3,2112,1731,3586223731381.99
Inventories0.000.000.000.000.000.000.00
Sundry debtors1,7291,000634677361173179
Cash & bank balances7607937357633,7001,8101,106
Loans & advances5321,4223,0132,1201,18318.7024.55
Total current assets3,0203,2144,3823,5605,2442,0021,309
Total current liabilities937706564518320208188
Net working capital2,0842,5093,8193,0424,9251,7941,121
Total assets7,7706,8256,1655,7365,5962,1231,388
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash56132572.34367439853107
Net cash from operating activities41.49(183)8.65(299)(1,568)28.71(364)
Net cash from investing activities22549230146.41(2,125)(1,202)79.18
Net cash from financing activities(81.24)(72.69)(56.83)(42.50)3,6217591,031
Net change in cash186236253(295)(71.37)(415)746
Closing cash7607937357633,7001,8101,106
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+36.5%+44.8%+34.4%+79.5%+60.7%+15.0%-
EBITDA growth+792.1%+130.3%+71.6%+26.7%-465.2%+50.1%-
PBT growth+82.9%+401.5%+9998.0%+41.5%-487.2%+51.9%+12.6%
Net income growth+118.2%+358.5%+113.7%+41.4%-366.1%+52.5%-
Revenue CAGR (3Y)+38.5%+51.7%+57.1%+49.1%+42.5%+38.5%+104.6%
EBITDA CAGR (3Y)--+5.6%+27.4%+39.0%+44.9%+36.3%
Profitability & leverage
Net income margin+9.9%+7.1%+1.9%-19.1%-58.5%-17.0%-39.4%
Return on capital employed+8.3%+4.4%+1.5%0.0%0.0%0.0%0.0%
Return on net worth+7.9%+3.7%+0.9%0.0%0.0%0.0%0.0%
Debt / equity0.050.050.040.040.040.070.11
Long-term debt / equity0.040.040.040.030.030.060.09
Interest cover10.09-52.98-9.66-2.98-1.46-5.80-3.28
Efficiency & per share
Fixed asset turnover8.377.446.496.445.354.244.26
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover4.986.095.244.935.345.044.98
EPS (₹)14.487.671.48(10.82)(18.53)(6,589.55)(80,007.63)
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)158.02140.06130.12121.67120.3987,304.613,32,835.79
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue39865.1453.6649.3840.1946.8538.8937.63
Revenue growth (YoY)+890.3%+39.0%+38.0%+31.2%+33.7%---
Other income55.1859.8854.0552.4856.4674.4065.3867.73
Total expenses30.3210586.5699.3987.6214285.3698.14
EBITDA368(39.52)(32.90)(50.01)(47.43)(95.55)(46.47)(60.51)
EBITDA margin+92.4%-60.7%-61.3%-101.3%-118.0%-203.9%-119.5%-160.8%
Depreciation0.880.920.890.910.860.840.820.81
Interest0.800.820.820.830.290.040.050.09
Profit before tax42118.6219.440.737.88(22.03)18.046.32
Tax13.470.843.690.040.66(5.32)4.110.93
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue20815311013410312361.11
Revenue growth+35.8%+39.1%-17.8%+30.0%-16.4%+102.0%-
Other income22330025219511456.0286.88
Total expenses378435314398513146118
Employee cost13716923838248413076.15
EBITDA(170)(282)(204)(264)(409)(22.55)(57.31)
EBITDA margin-81.5%-183.8%-185.1%-196.9%-396.8%-18.3%-93.8%
Depreciation3.583.283.053.743.903.809.20
Interest2.830.310.691.001.182.331.44
Profit before tax46.6714.0244.25(74.15)(300)27.3418.93
Tax5.231.498.060.00(0.56)8.339.18
Net profit24.40(6.28)32.22(85.38)(310)1.97(19.24)
Net profit margin+11.7%-4.1%+29.2%-63.7%-300.0%+1.6%-31.5%
EPS (₹)0.900.270.80(1.65)(6.67)833.662,564.03
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital92.5491.8590.2490.0289.901.231.11
Reserves & surplus8,1047,8667,6397,2736,8052,9402,042
Shareholders' funds (net worth)8,1977,9587,7297,3636,8952,9412,043
Secured loans0.000.000.000.000.000.000.00
Unsecured loans27.231.004.818.0310.7613.512.06
Total debt27.231.004.818.0310.7613.512.06
Total liabilities8,2257,9617,7377,3746,9092,9582,047
Assets
Gross block32.7223.4623.4322.6622.7724.1710.98
Net block28.572.735.728.0011.4915.733.48
Capital work in progress0.000.000.000.000.000.000.00
Investments6,3285,3704,8403,9032,4161,146914
Inventories0.000.000.000.000.000.000.00
Sundry debtors2.800.661.810.895.5611.957.76
Cash & bank balances2265775044893,2431,7511,068
Loans & advances6019852,2641,5931,21748.2952.94
Total current assets8301,5632,7702,0834,4651,8121,129
Total current liabilities72.0899.4968.9013.2715.6141.0117.54
Net working capital7581,4632,7012,0704,4491,7711,111
Total assets8,2257,9617,7377,3746,9092,9582,047
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash37416429.4321838181747.16
Net cash from operating activities(135)(103)42.64(4.95)(56.73)70.77(12.91)
Net cash from investing activities(14.56)31695.32(180)(3,748)(1,283)(267)
Net cash from financing activities0.09(2.50)(3.49)(3.48)3,6427761,050
Net change in cash(149)210134(188)(163)(436)770
Closing cash2265775044893,2431,7511,068
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+35.8%+39.1%-17.8%+30.0%-16.4%+102.0%-
EBITDA growth+39.8%-38.2%+22.7%+35.5%-1715.6%+60.7%-
PBT growth+232.9%-68.3%+9998.0%+75.3%-+44.4%+9998.0%
Net income growth+488.5%-119.5%+137.7%+72.4%-+110.2%-
Revenue CAGR (3Y)+15.8%+14.1%-3.7%+30.0%+27.4%+16.0%-16.5%
EBITDA CAGR (3Y)-13.7%-11.7%+108.4%+66.4%+118.1%-19.4%-
Profitability & leverage
Net income margin+19.9%+8.2%+32.8%-55.3%-290.4%+15.4%+16.0%
Return on capital employed+0.4%-0.0%+0.5%0.0%0.0%+0.2%-1.1%
Return on net worth+0.3%-0.1%+0.4%0.0%0.0%+0.1%-1.2%
Debt / equity0.000.000.000.000.000.000.00
Long-term debt / equity0.000.000.000.000.000.000.00
Interest cover-1.63-0.11-0.33-0.37-0.29-8.84-2.17
Efficiency & per share
Fixed asset turnover7.426.544.795.914.407.027.88
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover120.45124.2481.7041.6011.7912.5210.28
EPS (₹)0.900.270.80(1.65)(6.67)833.662,564.03
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)177.15173.28171.31163.58153.391,28,938.865,37,323.26

Web traffic of Etechaces

The website of Etechaces (etechaces.com) receives about 1.5K visits a month.

  • Monthly visits
    1.5K

    ▼ 66.8% vs previous month

Top companies in Marketing & Outreach Platforms

2 companies that operate in the same segment as Etechaces (Marketing & Outreach Platforms) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Digital marketing, data analytics, and IT services are provided globally.
1981Bengaluru, Karnataka, IndiaUSD 19.08 B323,580
Provider of influencer marketing services
2009Mumbai, Maharashtra, IndiaUSD 16.48 MUSD 31.68 M434
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Related news about Etechaces

IRDAI Open To Extending Feedback Period On Distribution Reforms Consultation Paper ( PB Fintech )
Exchange Update • 5 days ago
POLICYBZR: Rs. 21.04 Crores BSE Block Trade; for ~ 199,175 Shares, at Rs. 1056.30
Exchange Update • 12 days ago
IRDAI Plans To Start Distribution Reforms As Soon As January, Considering Effective Dates Of January 1 And April 1.
Exchange Update • 18 days ago
PB Fintech: Nomura on PB Fintech Neutral, Target Price ₹1,100, cut from ₹1,590; FY28/29F net profit estimates cut 72%/51% by assuming POSP business exit, revising take rates for proposed commission caps and cutting FY28F/29F expenses 40%/48%; FY26–50F DCF revenue CAGR lowered to 13.2% from 15.1%.
Exchange Update • 19 days ago
Insurance Brokers Face Margin Pressure As Higher Costs And Lower Payouts May Trigger Consolidation - Newspaper ( PB Fintech )
Exchange Update • 20 days ago
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Frequently Asked Questions about Etechaces

Etechaces was founded in 2008.

Etechaces is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.

Etechaces has 152 employees.

The primary company behind Etechaces, Pb Fintech Limited, reported revenue of ₹7,166 Cr for FY 2026, up 36% year on year.

ETechAces was established in 2008 as an information technology and services firm in Gurugram, India. Operations focus on digital marketing, advertising, and market research, alongside password management solutions. Financial empowerment tools are provided through online platforms such as Policybazaar. The company serves clients in the IT sector with consulting and related services from its base in Gurugram.

Yes, Etechaces is publicly traded on NSE under the ticker symbol POLICYBZR.

Etechaces operates through Pb Fintech Limited.

The legal entities of Etechaces currently have 10 directors, including Yashish Dahiya, Alok Bansal, Kitty Agarwal and others.

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