Swarnodhayam Credits Private Limited - Company Profile

It is a financial services private limited company based in Trichy, Tamil Nadu, India, established in 1991.
1991 Trichy, Tamil Nadu, India Active
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About Swarnodhayam Credits Private Limited

Swarnodhayam Credits Private Limited, a active private limited company, was established on 19 August 1991 in Trichy, Tamil Nadu, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65921TN1991PTC021275. Registered under ROC Roc Chennai. it is unlisted. It has an authorized capital of ₹5.00 Cr and a paid-up capital of ₹3.53 Cr.

Formerly known as Pallava Credits Private Limited. It upholds a compliant status. Its leadership includes Sathiyanathan Devaraj (Director), Lewis Crispu (Director), Satish Devaraj (Managing Director). Past directors included Ramanathan Suthakar, Sathiyanathan Devaraj, Shirley. It holds ₹78.99 Cr open charges and ₹70.60 Cr settled loans. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at Paripoorna Towers, No:9, Manoranjitham Street, Annamalai Nagar, Trichy, Tamil Nadu, 620018.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    U65921TN1991PTC021275

  • Registration Number

    021275

  • Incorporation Date

    19 August 1991

  • Authorized Capital

    ₹5.00 Cr

  • Paid-Up Capital

    ₹3.53 Cr

  • ROC Code

    Roc Chennai

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 5.00 Cr
  • Paid Up Capital ₹ 3.53 Cr
  • Company Age 34 Year, 6 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 78.99 Cr
  • Satisfied Charges ₹ 70.60 Cr
  • Revenue Growth **** 84.37%
  • Profit Growth **** 123.77%
  • Ebitda **** 321.29%
  • Net Worth 12.69%
  • Total Assets **** 66.57%
Company report

Swarnodhayam Credits Private Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Swarnodhayam Credits Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Swarnodhayam Credits Private Limited?
Current Directors
Name Designation Appointment Date Status
Sathiyanathan Devaraj Director 11 Sep 2009 Current
Lewis Crispu Director 30 Sep 2022 Current
Satish Devaraj Managing Director 07 Sep 2011 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 01 Dec 2008 Past
Pramod Abcsdd Additional Director 30 Sep 2009 Past
Pramod Abcsdd Additional Director 30 Jul 2014 Past
Pramod Abcsdd Additional Director 30 Sep 2009 Past
Pramod Abcsdd Director 18 Jun 2020 Past
Pramod Abcsdd Director 01 Oct 2009 Past

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Financial Performance of Swarnodhayam Credits.

Swarnodhayam Credits Private Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 84.37% increase. The company also saw a substantial improvement in profitability, with a 123.77% increase in profit. The company's net worth Soared by an impressive increase of 12.69%.

Swarnodhayam Credits revenue growth over time
Swarnodhayam Credits profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 84.37%
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*******
*******
Revenue from Operations
*******
 98.20%
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*******
*******
Total Assets
*******
 66.57%
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*******
Profit or Loss
*******
 123.77%
*******
*******
*******
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Net Worth
*******
 12.69%
*******
*******
*******
*******
EBITDA
*******
 321.29%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Swarnodhayam Credits?

In 2023, Swarnodhayam Credits had a public holding of 34.27%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹789,917,000.00

Satisfied Charges

₹706,000,000.00

Charges Breakdown by Lending Institutions
  • Others : 44.15 Cr
  • State Bank Of India : 20.84 Cr
  • Tamilnad Mercantile Bank Limited : 5.00 Cr
  • The South Indian Bank Limited : 5.00 Cr
  • City Union Bank Limited : 4.00 Cr
Latest Charge Details
Date Lender Amount Status
18 Dec 2025 Others ₹2.00 Cr Open
21 Nov 2025 Others ₹2.00 Cr Open
11 Oct 2025 Others ₹2.00 Cr Open
03 Oct 2025 Others ₹3.00 Cr Open
29 Sep 2025 Others ₹3.00 Cr Open

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How Many Employees Work at Swarnodhayam Credits?

Unlock and access historical data on people associated with Swarnodhayam Credits, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Swarnodhayam Credits, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Swarnodhayam Credits's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Swarnodhayam Credits
Recent Activity within the Organization
  • Charges

    The activity A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101202862 was registered on 18 Dec 2025. was completed.

  • Charges

    A charge registered on 24 Jul 2023 via Charge ID 100754822 with Dhanlaxmi Bank Limited was fully satisfied on 28 Nov 2025. was recorded as a recent event.

  • Charges

    Progress on A charge registered on 25 Nov 2024 via Charge ID 101013119 with Others was fully satisfied on 26 Nov 2025. was documented.

  • Charges

    Progress on A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101197190 was registered on 21 Nov 2025. was documented.

  • Charges

    Progress on A charge registered on 24 Jun 2022 via Charge ID 100605643 with Others was fully satisfied on 14 Nov 2025. was documented.

  • Charges

    The activity A charge registered on 04 Sep 2024 via Charge ID 101011785 with Others was fully satisfied on 10 Nov 2025. was completed.

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Frequently Asked Questions
What is the CIN of Swarnodhayam Credits Private Limited?

The CIN of Swarnodhayam Credits Private Limited is U65921TN1991PTC021275.

Where is Swarnodhayam Credits Private Limited headquartered?

Swarnodhayam Credits Private Limited is headquartered at Paripoorna Towers, No:9, Manoranjitham Street, Annamalai Nagar, Trichy, Tamil Nadu, 620018.

When was Swarnodhayam Credits Private Limited incorporated?

Swarnodhayam Credits Private Limited was incorporated on 19 August 1991.

Who are the current directors of Swarnodhayam Credits Private Limited?

The current directors of Swarnodhayam Credits Private Limited are

What is the primary industry of Swarnodhayam Credits Private Limited?

The primary industry of Swarnodhayam Credits Private Limited is Financial And Insurance Service.

Is Swarnodhayam Credits Private Limited a listed company?

Swarnodhayam Credits Private Limited is unlisted.

What is the capital structure of Swarnodhayam Credits Private Limited?

The authorized capital of Swarnodhayam Credits Private Limited is ₹5.00 Cr, and the paid-up capital is ₹3.53 Cr.

What is the compliance status of Swarnodhayam Credits Private Limited?

The compliance status of Swarnodhayam Credits Private Limited is Compliant.

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