Swarnodhayam Credits Private Limited Company Logo

Swarnodhayam Credits Private Limited - Company Profile

It is a financial services private limited company based in Trichy, Tamil Nadu, India, established in 1991.

1991 | Trichy, Tamil Nadu, India | Active
Last Updated:

About Swarnodhayam Credits Private Limited

Swarnodhayam Credits Private Limited, a active private limited company, was established on 19 August 1991 in Trichy, Tamil Nadu, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65921TN1991PTC021275. Registered under ROC Roc Chennai. it is unlisted. It has an authorized capital of ₹5.00 Cr and a paid-up capital of ₹3.53 Cr.

Formerly known as Pallava Credits Private Limited. It upholds a compliant status. Its leadership includes Sathiyanathan Devaraj (Director), Lewis Crispu (Director), Satish Devaraj (Managing Director). Past directors included Ramanathan Suthakar, Sathiyanathan Devaraj, Shirley. It holds ₹73.89 Cr open charges and ₹66.70 Cr settled loans. Its latest AGM occurred on 20 September 2024, with the balance sheet filed on 31 March 2024. It is based at Paripoorna Towers, No:9, Manoranjitham Street, Annamalai Nagar, Trichy, Tamil Nadu, 620018.

Company Details

  • CIN/LLPIN

    U65921TN1991PTC021275

  • Registration Number

    021275

  • Incorporation Date

    19 August 1991

  • Authorized Capital

    ₹5.00 Cr

  • Paid-Up Capital

    ₹3.53 Cr

  • ROC Code

    Roc Chennai

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Indicators

  • Authorised Capital ₹ 5.00 Cr
  • Paid Up Capital ₹ 3.53 Cr
  • Company Age 34 Year, 3 Months
  • Last Filing with ROC 31 Mar 2024
  • Open Charges ₹ 73.89 Cr
  • Satisfied Charges ₹ 66.70 Cr
  • Revenue Growth 84.37%
  • Profit Growth 123.77%
  • Ebitda 321.29%
  • Net Worth 12.69%
  • Total Assets 66.57%
Company report

Swarnodhayam Credits Private Limited

Company Report FY 2025-2026

Explore comprehensive insights into Swarnodhayam Credits Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Swarnodhayam Credits Private Limited?

Current Directors

NameDesignationAppointment DateStatus
Sathiyanathan DevarajDirector11 Sep 2009Current
Lewis CrispuDirector30 Sep 2022Current
Satish DevarajManaging Director07 Sep 2011Current

Past Directors

NameDesignationCessationStatus
Pramod AbcsddDirector01 Dec 2008Past
Pramod AbcsddAdditional Director30 Sep 2009Past
Pramod AbcsddAdditional Director30 Jul 2014Past
Pramod AbcsddAdditional Director30 Sep 2009Past
Pramod AbcsddDirector18 Jun 2020Past
Pramod AbcsddDirector01 Oct 2009Past

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Financial Performance of Swarnodhayam Credits.

Swarnodhayam Credits Private Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 84.37% increase. The company also saw a substantial improvement in profitability, with a 123.77% increase in profit. The company's net worth Soared by an impressive increase of 12.69%.

Swarnodhayam Credits revenue growth over time
Swarnodhayam Credits profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
84.37%
Revenue from Operations
98.20%
Total Assets
66.57%
Profit or Loss
123.77%
Net Worth
12.69%
EBITDA
321.29%

What is the Ownership and Shareholding Structure of Swarnodhayam Credits?

In 2023, Swarnodhayam Credits had a public holding of 34.27%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

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Charges (Loans)

Open Charges

₹738,917,000.00

Satisfied Charges

₹667,000,000.00

Charges Breakdown by Lending Institutions

  • Others : 38.05 Cr
  • State Bank Of India : 20.84 Cr
  • Tamilnad Mercantile Bank Limited : 5.00 Cr
  • The South Indian Bank Limited : 5.00 Cr
  • City Union Bank Limited : 4.00 Cr
  • Others : 1.00 Cr

Latest Charge Details

DateLenderAmountStatus
29 Sep 2025Others₹3.00 CrOpen
05 Aug 2025City Union Bank Limited₹3.00 CrOpen
30 May 2025Others₹2.00 CrOpen
13 May 2025Others₹2.00 CrOpen
13 Mar 2025Others₹6.50 MOpen

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How Many Employees Work at Swarnodhayam Credits?

Unlock and access historical data on people associated with Swarnodhayam Credits, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee growth trends for Swarnodhayam Credits Private Limited

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Swarnodhayam Credits, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Swarnodhayam Credits's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Swarnodhayam Credits

Recent Activity within the Organization

  • Charges

    The activity A charge registered on 27 Sep 2022 via Charge ID 100612896 with Others was fully satisfied on 03 Oct 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 3.00 Cr with Charge ID 101165168 was registered on 29 Sep 2025. was recorded as a recent event.

  • Charges

    The activity A charge registered on 16 Sep 2022 via Charge ID 100607280 with Others was fully satisfied on 24 Sep 2025. was completed.

  • Charges

    Progress on A charge registered on 31 Jul 2023 via Charge ID 100764298 with Others was fully satisfied on 22 Sep 2025. was documented.

  • Charges

    A charge with City Union Bank Limited amounted to Rs. 3.00 Cr with Charge ID 101139099 was registered on 05 Aug 2025. was recorded as a recent event.

  • Charges

    Progress on A charge registered on 18 Mar 2024 via Charge ID 100899213 with Others was fully satisfied on 23 Jul 2025. was documented.

Frequently Asked Questions

  • What is the CIN of Swarnodhayam Credits Private Limited?

    The CIN of Swarnodhayam Credits Private Limited is U65921TN1991PTC021275.

  • Where is Swarnodhayam Credits Private Limited headquartered?

    Swarnodhayam Credits Private Limited is headquartered at Paripoorna Towers, No:9, Manoranjitham Street, Annamalai Nagar, Trichy, Tamil Nadu, 620018.

  • When was Swarnodhayam Credits Private Limited incorporated?

    Swarnodhayam Credits Private Limited was incorporated on 19 August 1991.

  • Who are the current directors of Swarnodhayam Credits Private Limited?

    The current directors of Swarnodhayam Credits Private Limited are

  • What is the primary industry of Swarnodhayam Credits Private Limited?

    The primary industry of Swarnodhayam Credits Private Limited is Financial And Insurance Service.

  • Is Swarnodhayam Credits Private Limited a listed company?

    Swarnodhayam Credits Private Limited is unlisted.

  • What is the capital structure of Swarnodhayam Credits Private Limited?

    The authorized capital of Swarnodhayam Credits Private Limited is ₹5.00 Cr, and the paid-up capital is ₹3.53 Cr.

  • What is the compliance status of Swarnodhayam Credits Private Limited?

    The compliance status of Swarnodhayam Credits Private Limited is Compliant.

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