About Team India Guaranty Limited
Data last updated: 13 July 2026
Team India Guaranty Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Bennett Coleman And Company Limited. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 27 November 1989, the company has been in operation for over 37 years.
Registered with ROC Mumbai under CIN L65920MH1989PLC054398. Listed on BSE: 511559 and NSE: TIMESGTY.
Capital: an authorised share capital of ₹25 Cr and a paid-up capital of ₹8.99 Cr. It is led by directors including Anita Rajendra Malusare and Sreedevi Pillai.
Last AGM: 12 September 2025. Financial statements filed for year ended 31 March 2025. Office: Mumbai, Maharashtra.
As per NSE-filed standalone financials for FY 2026, the company reported a revenue of ₹5.49 Cr, a growth of 55.53% compared to the previous year. The net worth stands at ₹48.53 Cr (up 1.6% YoY). Total assets are valued at ₹49.53 Cr (up 3.33% YoY).
The company has a workforce of approximately 2 employees as per the latest available data. It operates as a subsidiary of Bennett Coleman And Company Limited.
The company is associated with 1 brand - Times Guaranty. As per MCA filings, the company has open charges of ₹13.15 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website timesguarantylimited.com.
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Registered AddressA 201 Marathon Nextgen Innova, Ganpatrao Kadam Marg Veer Santaji Road Lower Parel West, Mumbai, Maharashtra, India – 400013
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Team India Guaranty Limited
Team India Guaranty Limited has one previous CIN (Corporate Identification Number): U65920MH1989PLC054398. The current CIN is L65920MH1989PLC054398, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65920MH1989PLC054398 | Current |
| U65920MH1989PLC054398 | Previous |
Associated Brands with Team India Guaranty Limited
Team India Guaranty Limited operates one associated brand: Times Guaranty. These brands represent Team India Guaranty Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Investment services to businesses and entrepreneurial ventures are provided. | timesguarantylimited.com |
Business Activity of Team India Guaranty Limited
Team India Guaranty Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
Detailed business activity records for Team India Guaranty Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Team India Guaranty Limited
Team India Guaranty Limited is audited by V.B. Goel & Co. (ICAI peer reviewed, certificate valid till 2029-03-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| V.B. Goel & Co. (ICAI peer reviewed, certificate valid till 2029-03-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Team India Guaranty Limited
Team India Guaranty Limited is currently managed by 6 directors, with 23 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anita Rajendra Malusare | Director | 29 Mar 2017 | 9 Years 3 Months | Current |
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Sreedevi Pillai
Also directs:
The Western India Plywoods Limited, Ifb Industries Ltd, Kohinoor Saw Mills Co Ltd and 3 more
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Director | 07 Nov 2024 | 1 Years 8 Months | Current |
|
Surajkumar Omprakash Saraogi
Also directs:
Sonajuri Tea Llp, Northeast Lifestyle Hotels Private Limited, Prime India Insurance Brokers Private Limited and 4 more
|
Director | 07 Nov 2024 | 1 Years 8 Months | Current |
|
Niru Shiv Kumar Kanodia
Also directs:
Has Lifestyle Limited, Pyarelal Textiles Limited, Fresh Meals India Private Limited and 1 more
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Director | 07 Nov 2024 | 1 Years 8 Months | Current |
| Satish Maruti Mangutkar | Director | 07 Nov 2024 | 1 Years 8 Months | Current |
|
Sanjiv Swarup
Also directs:
Bharat Wire Ropes Limited, Josts Engineering Company Limited, Responsive Industries Limited and 5 more
|
Additional Director | 29 May 2026 | 0 Years 1 Months | Current |
Financials of Team India Guaranty Limited FY 2026 filings available
Team India Guaranty Limited reported revenue of ₹5.49 Cr (up 55.53% YoY) for FY 2026.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹5.49 Cr | ₹3.53 Cr | ₹3.24 Cr | ₹1.96 Cr | ₹2.72 Cr | ₹8.74 Cr | ₹2.36 Cr |
| Interest Earned | ₹4.7 Cr | ₹3.32 Cr | ₹3.14 Cr | - | ₹1.68 Cr | ₹1.68 Cr | ₹1.02 Cr |
| Other Income | ₹60,000 | ₹17.53 Lakh | ₹96,000 | ₹2.37 Lakh | ₹14,000 | ₹77,000 | ₹1.24 Lakh |
| Total Income | ₹5.5 Cr | ₹3.7 Cr | ₹3.25 Cr | ₹1.98 Cr | ₹2.72 Cr | ₹8.75 Cr | ₹2.38 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹1.79 Cr | ₹10.05 Lakh | ₹19.69 Lakh | ₹18.68 Lakh | ₹17.59 Lakh | ₹17.35 Lakh | ₹19.13 Lakh |
| Finance Costs | ₹0 | ₹0 | ₹1,000 | ₹50,000 | ₹80,000 | ₹6.89 Lakh | ₹0 |
| Depreciation & Amortisation | ₹43,000 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Other Expenses | ₹2.06 Cr | ₹78.88 Lakh | ₹69.33 Lakh | ₹71.88 Lakh | ₹53.08 Lakh | ₹45.67 Lakh | ₹48.71 Lakh |
| Total Expenses | ₹4.11 Cr | ₹88.93 Lakh | ₹89.03 Lakh | ₹91.06 Lakh | ₹71.47 Lakh | ₹69.91 Lakh | ₹67.84 Lakh |
| Profit Before Exceptional Items & Tax | ₹1.39 Cr | ₹2.82 Cr | ₹2.36 Cr | ₹1.07 Cr | ₹2.01 Cr | ₹8.05 Cr | ₹1.7 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1.39 Cr | ₹2.82 Cr | ₹2.36 Cr | ₹1.07 Cr | ₹2.01 Cr | ₹8.05 Cr | ₹1.7 Cr |
| Total Tax Expense | ₹67.04 Lakh | ₹46.83 Lakh | ₹57.1 Lakh | ₹13.7 Lakh | ₹44.08 Lakh | ₹1.49 Cr | ₹38.01 Lakh |
| Net Profit | ₹71.67 Lakh | ₹2.35 Cr | ₹1.79 Cr | ₹93.65 Lakh | ₹1.57 Cr | ₹6.55 Cr | ₹1.32 Cr |
| Other Comprehensive Income | ₹4.73 Lakh | -₹1.08 Lakh | -₹1.36 Lakh | ₹90,000 | ₹3.02 Lakh | -₹87,000 | ₹0 |
| Total Comprehensive Income | ₹76.4 Lakh | ₹2.34 Cr | ₹1.78 Cr | ₹94.55 Lakh | ₹1.6 Cr | ₹6.54 Cr | ₹1.32 Cr |
| EBITDA (computed) | ₹1.39 Cr | ₹2.82 Cr | ₹2.36 Cr | ₹1.08 Cr | ₹2.01 Cr | ₹8.12 Cr | ₹1.7 Cr |
| Basic EPS | ₹0.85 | ₹2.60 | ₹1.98 | ₹1.05 | ₹1.77 | ₹7.29 | ₹1.46 |
| Diluted EPS | ₹0.85 | ₹2.60 | ₹1.98 | ₹1.05 | ₹1.77 | ₹7.29 | ₹1.46 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹49.53 Cr | ₹47.93 Cr | ₹45.5 Cr | ₹43.71 Cr |
| Property, Plant & Equipment | ₹3.26 Lakh | ₹0 | ₹0 | ₹0 |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹4.81 Cr | ₹2.18 Cr | ₹94.47 Lakh | ₹12.25 Lakh |
| Equity (Net Worth) | ₹48.53 Cr | ₹47.77 Cr | ₹45.43 Cr | ₹43.65 Cr |
| Equity Share Capital | ₹9 Cr | ₹9 Cr | ₹9 Cr | ₹9 Cr |
| Total Liabilities | ₹1 Cr | ₹16.72 Lakh | - | ₹6.1 Lakh |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹36.99 Cr | -₹81.11 Lakh | -₹79.13 Lakh | ₹8.64 Cr | ₹3.97 Cr |
| Investing Cash Flow | ₹39.62 Cr | ₹2.05 Cr | ₹1.61 Cr | -₹8.86 Cr | -₹2.98 Cr |
| Financing Cash Flow | ₹0 | ₹0 | ₹0 | ₹0 | -₹1.21 Cr |
| Capital Expenditure | ₹3.69 Lakh | ₹0 | ₹0 | ₹0 | ₹0 |
| Free Cash Flow (computed) | -₹37.03 Cr | -₹81.11 Lakh | -₹79.13 Lakh | ₹8.64 Cr | ₹3.97 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹2.63 Cr | ₹1.24 Cr | ₹82.22 Lakh | -₹21.89 Lakh | -₹22.45 Lakh |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹1.56 Cr | ₹1.36 Cr | ₹1.37 Cr | ₹1.26 Cr | ₹97.58 Lakh | ₹85.06 Lakh | ₹85.74 Lakh | ₹84.55 Lakh | ₹82.67 Lakh | ₹81.44 Lakh | ₹79.95 Lakh | ₹80.33 Lakh |
| Interest Earned | ₹1.54 Cr | ₹1.1 Cr | ₹1.24 Cr | ₹82 Lakh | ₹83.52 Lakh | ₹83.72 Lakh | ₹82.44 Lakh | ₹82.14 Lakh | ₹81.19 Lakh | ₹79.7 Lakh | ₹76.79 Lakh | ₹76.69 Lakh |
| Other Income | ₹15,000 | ₹0 | ₹0 | ₹44,000 | ₹17.34 Lakh | ₹1,000 | ₹18,000 | ₹1,000 | ₹5,000 | ₹0 | ₹90,000 | ₹1,000 |
| Total Income | ₹1.56 Cr | ₹1.36 Cr | ₹1.37 Cr | ₹1.26 Cr | ₹1.15 Cr | ₹85.07 Lakh | ₹85.92 Lakh | ₹84.56 Lakh | ₹82.72 Lakh | ₹81.44 Lakh | ₹80.85 Lakh | ₹80.34 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹1.18 Cr | ₹45.15 Lakh | ₹8.12 Lakh | ₹8.12 Lakh | ₹4.15 Lakh | ₹0 | ₹1.18 Lakh | ₹4.72 Lakh | ₹4.74 Lakh | ₹5.06 Lakh | ₹4.74 Lakh | ₹5.15 Lakh |
| Finance Costs | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹1,000 | ₹0 | ₹0 | ₹0 |
| Depreciation & Amortisation | ₹30,000 | ₹12,000 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Other Expenses | ₹74.37 Lakh | ₹42.74 Lakh | ₹49.13 Lakh | ₹39.65 Lakh | ₹24.67 Lakh | ₹15.91 Lakh | ₹25.32 Lakh | ₹12.98 Lakh | ₹23.65 Lakh | ₹8.05 Lakh | ₹23.77 Lakh | ₹13.86 Lakh |
| Total Expenses | ₹2.19 Cr | ₹92.28 Lakh | ₹57.25 Lakh | ₹47.77 Lakh | ₹28.82 Lakh | ₹15.91 Lakh | ₹26.5 Lakh | ₹17.7 Lakh | ₹28.4 Lakh | ₹13.11 Lakh | ₹28.51 Lakh | ₹19.01 Lakh |
| Profit Before Exceptional Items & Tax | -₹63.58 Lakh | ₹44.05 Lakh | ₹79.74 Lakh | ₹78.5 Lakh | ₹86.1 Lakh | ₹69.16 Lakh | ₹59.42 Lakh | ₹66.86 Lakh | ₹54.32 Lakh | ₹68.33 Lakh | ₹52.34 Lakh | ₹61.33 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹63.58 Lakh | ₹44.05 Lakh | ₹79.74 Lakh | ₹78.5 Lakh | ₹86.1 Lakh | ₹69.16 Lakh | ₹59.42 Lakh | ₹66.86 Lakh | ₹54.32 Lakh | ₹68.33 Lakh | ₹52.34 Lakh | ₹61.33 Lakh |
| Total Tax Expense | ₹4.99 Lakh | ₹26.6 Lakh | ₹12.77 Lakh | ₹22.68 Lakh | ₹14.19 Lakh | ₹11.56 Lakh | ₹9.92 Lakh | ₹11.16 Lakh | ₹15.75 Lakh | ₹19.27 Lakh | ₹10.35 Lakh | ₹11.73 Lakh |
| Net Profit | -₹68.57 Lakh | ₹17.45 Lakh | ₹66.97 Lakh | ₹55.82 Lakh | ₹71.91 Lakh | ₹57.6 Lakh | ₹49.5 Lakh | ₹55.7 Lakh | ₹38.57 Lakh | ₹49.06 Lakh | ₹41.99 Lakh | ₹49.6 Lakh |
| Other Comprehensive Income | ₹4.73 Lakh | ₹0 | ₹0 | ₹0 | -₹1.08 Lakh | ₹0 | ₹0 | ₹0 | -₹1.36 Lakh | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | -₹63.84 Lakh | ₹17.45 Lakh | ₹66.97 Lakh | ₹55.82 Lakh | ₹70.83 Lakh | ₹57.6 Lakh | ₹49.5 Lakh | ₹55.7 Lakh | ₹37.21 Lakh | ₹49.06 Lakh | ₹41.99 Lakh | ₹49.6 Lakh |
| EBITDA (computed) | -₹63.28 Lakh | ₹44.17 Lakh | ₹79.74 Lakh | ₹78.5 Lakh | ₹86.1 Lakh | ₹69.16 Lakh | ₹59.42 Lakh | ₹66.86 Lakh | ₹54.33 Lakh | ₹68.33 Lakh | ₹52.34 Lakh | ₹61.33 Lakh |
| Basic EPS | ₹-0.71 | ₹0.19 | ₹0.74 | ₹0.62 | ₹0.79 | ₹0.64 | ₹0.55 | ₹0.62 | ₹0.41 | ₹0.55 | ₹0.47 | ₹0.55 |
| Diluted EPS | ₹-0.71 | ₹0.19 | ₹0.74 | ₹0.62 | ₹0.79 | ₹0.64 | ₹0.55 | ₹0.62 | ₹0.41 | ₹0.55 | ₹0.47 | ₹0.55 |
Shareholding Pattern of Team India Guaranty Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 74.92%, foreign institutional investors hold 2.08%, domestic institutional investors hold 0.05%, retail and other public shareholders hold 22.95% of Team India Guaranty Limited. The company had 19,867 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% |
| Public | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% |
| Public | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% | 25.08% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | +0.00 | - |
Board & Governance of Team India Guaranty Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Team India Guaranty Limited has 6 directors - 2 independent and 1 executive. The board is chaired by Ashok Anant Paranjpe.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| Ashok Anant Paranjpe | Non-Executive - Independent Director · Chairperson | 2024-11-07 | 1 |
| Sreedevi Pillai | Non-Executive - Independent Director | 2024-11-07 | 3 |
| Satish Maruti Mangutkar | Non-Executive - Non Independent Director | 2024-11-07 | 1 |
| Surajkumar Omprakash Saraogi | Non-Executive - Non Independent Director | 2024-11-07 | 1 |
| Niru Shiv Kumar Kanodia | Executive Director · CEO | 2024-11-07 | 2 |
| Anita Rajendra Malusare | Non-Executive - Non Independent Director | 2025-03-29 | 1 |
| Committee | Members |
|---|---|
| Audit Committee | Ashok Anant Paranjpe (Chairperson), Surajkumar Omprakash Saraogi, Sreedevi Pillai |
| Nomination and remuneration committee | Sreedevi Pillai (Chairperson), Ashok Anant Paranjpe, Surajkumar Omprakash Saraogi |
| Stakeholders Relationship Committee | Surajkumar Omprakash Saraogi (Chairperson), Ashok Anant Paranjpe, Niru Shiv Kumar Kanodia |
| Risk Management Committee | Surajkumar Omprakash Saraogi (Chairperson), Sreedevi Pillai, Anita Rajendra Malusare |
| Corporate Social Responsibility Committee | Surajkumar Omprakash Saraogi (Chairperson), Ashok Anant Paranjpe, Niru Shiv Kumar Kanodia |
Charges & Borrowings of Team India Guaranty Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 18 Aug 2000 | The Thane Janata Sahakari Bank Ltd. | ₹2 Lakh | Open |
| 16 Dec 1998 | Abu Dhabi Commercial Bank Ltd. | ₹3 Cr | Open |
| 14 Mar 1997 | The Thane Janata Sahakari Bank Ltd. | ₹8.51 Lakh | Open |
| 19 Sep 1996 | The Thane Janata Sahakari Bank Ltd. | ₹2.46 Lakh | Open |
| 15 Jun 1995 | The Thane Janata Sahakari Bank Ltd. | ₹2.17 Lakh | Open |
Total charge records: 8 View all charges
Employees and EPFO Compliance at Team India Guaranty Limited
Team India Guaranty Limited has a workforce of 2 employees as of Apr 05, 2024.
Employee and EPFO history for Team India Guaranty Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
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GST Compliance of Team India Guaranty Limited
GST registrations and filing compliance for Team India Guaranty Limited
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Credit Ratings, Litigation & Regulatory Alerts for Team India Guaranty Limited
Credit ratings, litigation, and regulatory alerts for Team India Guaranty Limited
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MSME Payment Delays by Team India Guaranty Limited
MSME payment history for Team India Guaranty Limited
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Subsidiaries & Group Companies of Team India Guaranty Limited
Corporate group structure for Team India Guaranty Limited
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MCA Filings & Documents of Team India Guaranty Limited
MCA filings and documents for Team India Guaranty Limited
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Recent Activity on Team India Guaranty Limited
Frequently Asked Questions about Team India Guaranty Limited
Team India Guaranty Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 27 November 1989 (37+ years old) and is registered under CIN L65920MH1989PLC054398. Listed on BSE: 511559 and NSE: TIMESGTY. The company has 2 employees.
Team India Guaranty Limited reported revenue of ₹5.49 Cr for FY 2026 (up 55.53% YoY) based on standalone NSE filings.
The current directors of Team India Guaranty Limited are:
- Anita Rajendra Malusare - Director
- Sreedevi Pillai - Director
- Surajkumar Omprakash Saraogi - Director
- Niru Shiv Kumar Kanodia - Director
- Satish Maruti Mangutkar - Director
- Sanjiv Swarup - Additional Director
The primary industry of Team India Guaranty Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Yes. Team India Guaranty Limited is listed on both BSE (code: 511559) and NSE (symbol: TIMESGTY).
Team India Guaranty Limited can be reached at the registered office: A 201 Marathon Nextgen Innova, Ganpatrao Kadam Marg Veer Santaji Road Lower Parel West, Mumbai, Maharashtra, India – 400013, or through the website timesguarantylimited.com.