About The Parish Chit Co Ltd
Data last updated:
The Parish Chit Co Ltd is a public limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 16 October 1926 and has been in existence for over 100 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1926PLC000848. Its GSTIN is 32AABCT0027A1ZC (Kerala).
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.6 Cr. It is led by directors including Anto Cheenapilly Varghese (Managing Director) and Inchody Varghese Johnson.
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Parish Building Main Road Cherpu, Thrissur, Kerala, India – 680561.
As per the financials filed for FY 2022, the company reported a revenue of ₹1.12 Cr, a decline of 16% compared to the previous year. For the same year it recorded a net profit of ₹15.95 Lakh (net margin 14.2%) and EBITDA of ₹63.88 Lakh (EBITDA margin 56.9%). Revenue has declined at a compounded annual rate (CAGR) of 9% over three years and 9% over five years.
The company has about 8 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹12.62 Lakh on record. Court records list 132 cases involving the company, including 131 filed by the company and 1 filed against it; 6 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website parishchitcompany.com.
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- Website
- Social MediaLocked
- Registered AddressParish Building Main Road Cherpu, Thrissur, Kerala, India – 680561
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of The Parish Chit Co Ltd FY 2025 filings available
The Parish Chit Co Ltd reported revenue of ₹1.12 Cr (down 16% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR) of The Parish Chit Co Ltd
Revenue has declined at a compounded annual rate (CAGR) of 9% over five years, including a 16% fall in the latest year. EBITDA fell 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of The Parish Chit Co Ltd
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹1.12 Cr | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹63.88 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹15.95 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of The Parish Chit Co Ltd
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 56.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 14.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of The Parish Chit Co are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of The Parish Chit Co Ltd
The Parish Chit Co has 11 current directors and 37 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Inchody Varghese Johnson | Director | 21 Mar 2022 | 4 Years 7 Months | Current |
| Sebastian Vettah | Director | 21 Mar 2022 | 4 Years 7 Months | Current |
| Vincent Chemban Vareed Also directs: Parish Nidhi Limited | Director | 19 Dec 2018 | 7 Years 10 Months | Current |
| Pudukkattukaran John Joy | Director | 17 Nov 2023 | 2 Years 11 Months | Current |
| James Thalikulam Anthappan | Director | 17 Nov 2023 | 2 Years 11 Months | Current |
| Antony Also directs: Rose Gold Nidhi Limited, Easy Dhanam Nidhi Limited | Additional Director | 07 Nov 2025 | 0 Years 11 Months | Current |
Auditor Details of The Parish Chit Co Ltd
The Parish Chit Co Ltd is audited by R RAJAN ASSOCIATES for the financial year 2021.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| R RAJAN ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of The Parish Chit Co Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of The Parish Chit Co Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 22 Mar 2021 | The South Indian Bank Limited | ₹12.5 Lakh | Open |
| 02 Aug 1978 | Pullokarad Kochappu | ₹12,000 | Open |
Total charge records: 2 View all charges
Legal Cases of The Parish Chit Co Ltd
The Parish Chit Co Ltd has 132 court cases on record: 131 filed by The Parish Chit Co, 1 filed against it. 6 cases are pending and 126 are disposed. Status as checked between 29 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 131 | 0 | 6 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 132)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (EA) | Filed by the company against Bhadrasana Kuries Private Limited | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against Deepak Nitrite Limited | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
Full case history
All 132 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at The Parish Chit Co Ltd
The Parish Chit Co Ltd has a workforce of 8 employees as of Apr 09, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on The Parish Chit Co Ltd
The Parish Chit Co Ltd has 49 board changes on record since 2009: 12 appointments and 37 cessations. The latest: Algin Kada Subhash was appointed as Additional Director on 14 Jan 2026.
42 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for The Parish Chit Co Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by The Parish Chit Co Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of The Parish Chit Co Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of The Parish Chit Co Ltd
The Parish Chit Co has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCT0027A1ZC | Kerala | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of The Parish Chit Co Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about The Parish Chit Co Ltd
The Parish Chit Co is an active public limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 16 October 1926 (100+ years old) and is registered under CIN U65992KL1926PLC000848.
The Parish Chit Co reported revenue of ₹1.12 Cr for FY 2022 (down 16% YoY).
The Parish Chit Co has 11 current directors:
- Anto Cheenapilly Varghese - Managing Director
- Inchody Varghese Johnson - Director
- Sebastian Vettah - Director
- Vincent Chemban Vareed - Director
- Pudukkattukaran John Joy - Director
- James Thalikulam Anthappan - Director
- Antony - Additional Director
- Paul Kunduparamban Antony - Director
- Limson Jose - Director
- Jose Edathuruthikaran Augusty - Director
- Algin Kada Subhash - Additional Director
The Parish Chit Co reported a net profit of ₹15.95 Lakh (net margin 14.2%) and EBITDA of ₹63.88 Lakh (EBITDA margin 56.9%) for FY 2022, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of The Parish Chit Co is -9% over three years and -9% over five years. In the latest year (FY 2022) revenue fell 16%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of The Parish Chit Co is 32AABCT0027A1ZC, registered in Kerala.
The CIN (Corporate Identification Number) of The Parish Chit Co is U65992KL1926PLC000848. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The Parish Chit Co has 132 court cases on record: 131 filed by the company and 1 filed against it. 6 are pending. Most are in the district courts.
The Parish Chit Co was incorporated on 16 October 1926, making it 100+ years old. It is registered with the Registrar of Companies, Ernakulam.
Algin Kada Subhash was appointed as Additional Director on 14 Jan 2026. Antony was appointed as Additional Director on 07 Nov 2025. James Thalikulam Anthappan ceased to be Additional Director on 28 Aug 2024. The Parish Chit Co has 49 board changes on record in total.