About The Parish Chit Co Ltd
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The Parish Chit Co Ltd is a public limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 16 October 1926 and has been in existence for over 100 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1926PLC000848. Its GSTIN is 32AABCT0027A1ZC (Kerala).
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.6 Cr. It is led by directors including Anto Cheenapilly Varghese (Managing Director) and Inchody Varghese Johnson.
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Parish Building Main Road Cherpu, Thrissur, Kerala, India – 680561.
As per the financials filed for FY 2022, the company reported a revenue of ₹1.12 Cr, a decline of 16% compared to the previous year. For the same year it recorded a net profit of ₹15.95 Lakh (net margin 14.2%) and EBITDA of ₹63.88 Lakh (EBITDA margin 56.9%). Revenue has declined at a compounded annual rate (CAGR) of 9% over three years and 9% over five years.
The company has about 8 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹12.62 Lakh on record. Court records list 132 cases involving the company, including 131 filed by the company and 1 filed against it; 6 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website parishchitcompany.com.
Company details
Contact details
The Parish Chit Co Ltd's registered office is in Thrissur, Kerala. Its website is parishchitcompany.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressParish Building Main Road Cherpu, Thrissur, Kerala, India – 680561
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of The Parish Chit Co Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of The Parish Chit Co Ltd
FY 2025 filings availableThe Parish Chit Co Ltd reported revenue of ₹1.12 Cr (down 16% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 9% over five years, including a 16% fall in the latest year. EBITDA fell 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.12 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹63.88 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹15.95 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 56.9% | ||||
| Net Profit Margin | 14.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of The Parish Chit Co Ltd, buy the company report.
Board of directors of The Parish Chit Co Ltd
The Parish Chit Co has 11 current directors and 37 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Inchody Varghese Johnson | Director | 21 Mar 2022 | 4 Years 7 Months | Current |
| Sebastian Vettah | Director | 21 Mar 2022 | 4 Years 7 Months | Current |
| Vincent Chemban Vareed Also directs: Parish Nidhi Limited | Director | 19 Dec 2018 | 7 Years 10 Months | Current |
| Pudukkattukaran John Joy | Director | 17 Nov 2023 | 2 Years 11 Months | Current |
| James Thalikulam Anthappan | Director | 17 Nov 2023 | 2 Years 11 Months | Current |
| Antony Also directs: Rose Gold Nidhi Limited, Easy Dhanam Nidhi Limited | Additional Director | 07 Nov 2025 | 0 Years 11 Months | Current |
Auditor
The Parish Chit Co Ltd is audited by R RAJAN ASSOCIATES for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R RAJAN ASSOCIATES | FY 2021 | 003422S |
Shareholding
The shareholding of The Parish Chit Co Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of The Parish Chit Co Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 22 Mar 2021 | 100437559 | The South Indian Bank Limited | ₹12.5 Lakh | Open | |
| 02 Aug 1978 | 90015256 | Pullokarad Kochappu | ₹12,000 | Open |
Total charge records: 2 View all charges
Legal cases
The Parish Chit Co Ltd has 132 court cases on record: 131 filed by The Parish Chit Co, 1 filed against it. 6 cases are pending and 126 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 131 | 0 | 6 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 132)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (EA) | Filed by the company against Bhadrasana Kuries Pvt. Ltd. and 2 others | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Pending |
To see the full case history of The Parish Chit Co Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for The Parish Chit Co Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
The Parish Chit Co Ltd has a workforce of 8 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
GST
The Parish Chit Co has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCT0027A1ZC | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of The Parish Chit Co Ltd, buy the company report.
Recent activity
The Parish Chit Co Ltd has 49 board changes on record since 2009: 12 appointments and 37 cessations. The latest: Algin Kada Subhash was appointed as Additional Director on 14 Jan 2026.
42 earlier events are in the company report.
Frequently asked questions
The Parish Chit Co is an active public limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 16 October 1926 (100+ years old) and is registered under CIN U65992KL1926PLC000848.
The Parish Chit Co has 11 current directors:
- Anto Cheenapilly Varghese - Managing Director
- Inchody Varghese Johnson - Director
- Sebastian Vettah - Director
- Vincent Chemban Vareed - Director
- Pudukkattukaran John Joy - Director
- James Thalikulam Anthappan - Director
- Antony - Additional Director
- Paul Kunduparamban Antony - Director
- Limson Jose - Director
- Jose Edathuruthikaran Augusty - Director
- Algin Kada Subhash - Additional Director
The latest financial statements of The Parish Chit Co on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of The Parish Chit Co is 32AABCT0027A1ZC, registered in Kerala.
The CIN (Corporate Identification Number) of The Parish Chit Co is U65992KL1926PLC000848. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The Parish Chit Co has 132 court cases on record: 131 filed by the company and 1 filed against it. 6 are pending. Most are in the district courts.
The Parish Chit Co was incorporated on 16 October 1926, making it 100+ years old. It is registered with the Registrar of Companies, Ernakulam.
Algin Kada Subhash was appointed as Additional Director on 14 Jan 2026. Antony was appointed as Additional Director on 07 Nov 2025. James Thalikulam Anthappan ceased to be Additional Director on 28 Aug 2024. The Parish Chit Co has 49 board changes on record in total.
The Parish Chit Co can be reached through the website parishchitcompany.com. Its registered office is in Thrissur, Kerala, India.
The registered office of The Parish Chit Co is at Parish Building Main Road Cherpu, Thrissur, Kerala, India – 680561.