Ultimo Credit Pvt Ltd. - Company Profile

It is a financial services private limited company based in Saltlake, West Bengal, India, established in 1989.
1989 Saltlake, West Bengal, India Active
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About Ultimo Credit Pvt Ltd.

Ultimo Credit Pvt Ltd., a active private limited company, was established on 08 February 1989 in Saltlake, West Bengal, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65999WB1989PTC046178. Registered under ROC Roc Kolkata. it is unlisted. It has an authorized capital of ₹2.00 Cr and a paid-up capital of ₹1.95 Cr.

It upholds a compliant status. Employing 65 professional, Its leadership includes Subhro Kumar Gupta (Director), Mir Golam Nabi (Director), Swapan Kumar Chakraborty (Managing Director). Past directors included Biplab Ghose, Ram Gopal Kanodia, Sushil Kumar Kanodia. It holds ₹38.00 Cr open charges and ₹6.00 Cr settled loans. Its latest AGM occurred on 28 June 2025, with the balance sheet filed on 31 March 2025. It is based at Signet Tower, 10Th Floor, Dn-2, Salt Lake Sector-V, Saltlake, West Bengal, 700091.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
    **********

Company Details

  • CIN/LLPIN

    U65999WB1989PTC046178

  • Registration Number

    046178

  • Incorporation Date

    08 February 1989

  • Authorized Capital

    ₹2.00 Cr

  • Paid-Up Capital

    ₹1.95 Cr

  • ROC Code

    Roc Kolkata

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 2.00 Cr
  • Paid Up Capital ₹ 1.95 Cr
  • Company Age 37 Year, 25 Days
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 38.00 Cr
  • Satisfied Charges ₹ 6.00 Cr
  • Revenue Growth **** 10.88%
  • Profit Growth **** -12.78%
  • Ebitda **** 4.42%
  • Net Worth 16.68%
  • Total Assets **** 17.95%
Company report

Ultimo Credit Pvt Ltd.

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Ultimo Credit Pvt Ltd. — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Ultimo Credit Pvt Ltd.?
Current Directors
Name Designation Appointment Date Status
Subhro Kumar Gupta Director 02 Jun 2023 Current
Mir Golam Nabi Director 07 Mar 2015 Current
Swapan Kumar Chakraborty Managing Director 05 Sep 2013 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 07 Mar 2015 Past
Pramod Abcsdd Director 02 Jun 2011 Past
Pramod Abcsdd Director 02 Jun 2011 Past
Pramod Abcsdd Director 22 Jan 2020 Past
Pramod Abcsdd Director 22 Jan 2020 Past
Pramod Abcsdd Additional Director 17 Jan 2026 Past

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Financial Performance of Ultimo Credit.

Ultimo Credit Pvt Ltd., for the financial year ended 2023, experienced significant growth in revenue, with a 10.88% increase. The company also saw a substantial fall in profitability, with a 12.78% decrease in profit. The company's net worth Soared by an impressive increase of 16.68%.

Ultimo Credit revenue growth over time
Ultimo Credit profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
********
 10.88%
*******
*******
*******
*******
Revenue from Operations
*******
 10.88%
*******
*******
*******
*******
Total Assets
*******
 17.95%
*******
*******
*******
*******
Profit or Loss
*******
 -12.78%
*******
*******
*******
*******
Net Worth
*******
 16.68%
*******
*******
*******
*******
EBITDA
*******
 4.42%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Ultimo Credit?

In 2023, Ultimo Credit had a public holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹380,000,000.00

Satisfied Charges

₹60,000,000.00

Charges Breakdown by Lending Institutions
  • Others : 38.00 Cr
Latest Charge Details
Date Lender Amount Status
01 Nov 2025 Others ₹3.00 Cr Open
15 Oct 2025 Others ₹2.00 Cr Open
25 Mar 2022 Others ₹8.00 Cr Open
28 Mar 2012 Others ₹25.00 Cr Open
06 Jul 2022 The South Indian Bank Limited ₹6.00 Cr Satisfied

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How Many Employees Work at Ultimo Credit?

Ultimo Credit has a workforce of 65 employees as of Apr 05, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Ultimo Credit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Ultimo Credit's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Ultimo Credit
Recent Activity within the Organization
  • Charges

    Progress on A charge with Others amounted to Rs. 3.00 Cr with Charge ID 101186089 was registered on 01 Nov 2025. was documented.

  • Charges

    The activity A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101177788 was registered on 15 Oct 2025. was completed.

  • Annual General Meeting

    Progress on Ultimo Credit Pvt Ltd. last Annual general meeting of members was held on 28 Jun 2025 as per latest MCA records. was documented.

  • Balance Sheet

    Progress on Ultimo Credit Pvt Ltd. has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata. was documented.

  • Charges

    The activity A charge registered on 06 Jul 2022 via Charge ID 100598822 with The South Indian Bank Limited was fully satisfied on 16 Dec 2024. was completed.

  • Charges

    Progress on A charge with Others of Rs. 8.00 Cr registered on 25 Mar 2022 with Charge ID 100552941 was modified on 30 Sep 2023. was documented.

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Frequently Asked Questions
What is the CIN of Ultimo Credit Pvt Ltd.?

The CIN of Ultimo Credit Pvt Ltd. is U65999WB1989PTC046178.

Where is Ultimo Credit Pvt Ltd. headquartered?

Ultimo Credit Pvt Ltd. is headquartered at Signet Tower, 10Th Floor, Dn-2, Salt Lake Sector-V, Saltlake, West Bengal, 700091.

When was Ultimo Credit Pvt Ltd. incorporated?

Ultimo Credit Pvt Ltd. was incorporated on 08 February 1989.

Who are the current directors of Ultimo Credit Pvt Ltd.?

The current directors of Ultimo Credit Pvt Ltd. are

What is the primary industry of Ultimo Credit Pvt Ltd.?

The primary industry of Ultimo Credit Pvt Ltd. is Financial And Insurance Service.

Is Ultimo Credit Pvt Ltd. a listed company?

Ultimo Credit Pvt Ltd. is unlisted.

What is the capital structure of Ultimo Credit Pvt Ltd.?

The authorized capital of Ultimo Credit Pvt Ltd. is ₹2.00 Cr, and the paid-up capital is ₹1.95 Cr.

What is the compliance status of Ultimo Credit Pvt Ltd.?

The compliance status of Ultimo Credit Pvt Ltd. is Compliant.

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