About Unicreds Private Limited
Data last updated:
Unicreds Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Adventum Student Living Private Limited and recognised as a startup by DPIIT. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 17 October 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74999MH2020PTC348123. Its GSTIN is 27AACCU6987B1Z2 (Maharashtra).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Anupam Kumar Gupta and Amit Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A – 2401 Marathon Futurex Mafatlal Mills Compound N.M.Joshi Marg Lower Parel(E), Mumbai, Maharashtra, India – 400013.
As per the financials filed for FY 2024, the company reported a revenue of ₹4.89 Cr, a growth of 120% compared to the previous year. For the same year it recorded a net loss of ₹2.58 Cr (net margin -52.8%) and EBITDA of -₹2.52 Cr (EBITDA margin -51.5%).
The company has about 20 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: UniCreds. Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
For more details, the company can be reached via its website unicreds.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressA – 2401 Marathon Futurex Mafatlal Mills Compound N.M.Joshi Marg Lower Parel(E), Mumbai, Maharashtra, India – 400013
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Unicreds Private Limited
The main business activity of Unicreds is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Unicreds Private Limited FY 2025 filings available
Unicreds Private Limited reported revenue of ₹4.89 Cr (up 120% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Unicreds Private Limited
Revenue rose 120% in the latest year. EBITDA fell 126% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Unicreds Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | -₹2.52 Cr | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹2.58 Cr | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of Unicreds Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -51.5% | •••• | •••• | •••• |
| Net Profit Margin | -52.8% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Unicreds are in the company report.
Financial statements from FY 2021
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Unicreds Private Limited
Unicreds Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Wavell Investments Private Limited | ₹4.91 Cr (FY 2025) | •••• | •••• | 5.0% | •••• | Mumbai, Maharashtra, India |
| Incred Housing Finance Private Limited | ₹4.91 Cr (FY 2020) | •••• | •••• | -89.0% | •••• | Mumbai, Maharashtra, India |
| Salasar Weather Services Private Limited | ₹4.9 Cr (FY 2024) | •••• | •••• | 71.0% | •••• | Kolkata, West Bengal, India |
| Boi Merchant Bankers Limited | ₹4.9 Cr (FY 2025) | •••• | •••• | -30.0% | •••• | Mumbai, Maharashtra, India |
| Frontline Capital Analysts Private Limited | ₹4.89 Cr (FY 2025) | •••• | •••• | -28.0% | •••• | Bangalore, Karnataka, India |
| Unicreds Private Limited this company | ₹4.89 Cr (FY 2024) | •••• | •••• | 120.0% | •••• | Mumbai, Maharashtra, India |
| Versatile HR Solutions Private Limited | ₹4.88 Cr (FY 2025) | •••• | •••• | 21.0% | •••• | Gurgaon, Haryana, India |
| Dorupo Financial Services Private Limited | ₹4.88 Cr (FY 2025) | •••• | •••• | -20.0% | •••• | Mumbai, Maharashtra, India |
| L&T Access Distribution Services Limited | ₹4.88 Cr (FY 2016) | •••• | •••• | -27.0% | •••• | Mumbai, Maharashtra, India |
| Net Resources Investments Private Limited | ₹4.87 Cr (FY 2024) | •••• | •••• | 13.0% | •••• | Bangalore, Karnataka, India |
| Neoliv Capital Advisory Private Limited | ₹4.87 Cr (FY 2025) | •••• | •••• | 877.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Unicreds by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Unicreds Private Limited
Unicreds Private Limited is audited by M S K A & Associates for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| M S K A & Associates | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Unicreds Private Limited
Unicreds has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anupam Kumar Gupta | Director | 29 Jul 2024 | 2 Years 2 Months | Current |
| Amit Singh | Director | 17 Oct 2020 | 5 Years 11 Months | Current |
Ownership and Shareholding of Unicreds Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Unicreds Private Limited
Unicreds Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Unicreds Private Limited
Unicreds Private Limited has 1 court case on record: 1 filed by Unicreds. All case is pending. Status as checked on 21 Sep 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai City Civil Court, Maharashtra | Civil suit | Filed by the company against an individual | Pending |
Full case history
All 1 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME Payment Delays by Unicreds Private Limited
Unicreds Private Limited has 2 MSME Form 1 returns on record between 2023 and 2024, listing 8 overdue payments to 4 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (4 of 4)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | •••• | •••• | •••• |
| an individual supplier | •••• | •••• | •••• |
| Century Computers | •••• | •••• | •••• |
| an individual supplier | •••• | •••• | •••• |
Full MSME payment history
Every supplier, amount and due date from all 2 MSME Form 1 returns is in the company report.
- Every reported supplier due
- Amounts and due dates
- Reasons given in each return
- Period-by-period history
Verified entity values are shown only after access is granted.
Individuals and sole proprietors among the suppliers are not named. Amounts, due dates and filing dates are in the company report.
Associated Brands with Unicreds Private Limited
Unicreds operates one associated brand: UniCreds. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Serves as a platform offering tailored financial solutions to meet diverse user needs. | unicreds.com |
Employees and EPFO Compliance at Unicreds Private Limited
Unicreds Private Limited has a workforce of 20 employees as of Apr 07, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
News related to Unicreds Private Limited
Recent Activity on Unicreds Private Limited
Unicreds Private Limited has 5 board changes on record since 2020: 2 appointments and 3 cessations. The latest: Anupam Kumar Gupta ceased to be Additional Director on 29 Sep 2024.
Credit Ratings, Litigation & Regulatory Alerts for Unicreds Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Unicreds Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Unicreds Private Limited
Unicreds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AACCU6987B1Z2 | Maharashtra | Active | 12 Nov 2020 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Unicreds Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Unicreds Private Limited
Unicreds is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 17 October 2020 (6+ years old) and is registered under CIN U74999MH2020PTC348123.
Unicreds reported revenue of ₹4.89 Cr for FY 2024 (up 120% YoY).
Unicreds has 2 current directors:
- Anupam Kumar Gupta - Director
- Amit Singh - Director
Unicreds reported a net loss of ₹2.58 Cr (net margin -52.8%) and EBITDA of -₹2.52 Cr (EBITDA margin -51.5%) for FY 2024, as per its filed financial statements.
The GSTIN of Unicreds is 27AACCU6987B1Z2, registered in Maharashtra.
The CIN (Corporate Identification Number) of Unicreds is U74999MH2020PTC348123. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Unicreds has 1 court case on record: 1 filed by the company. 1 is pending.
Unicreds was incorporated on 17 October 2020, making it 6+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Unicreds by revenue are Wavell Investments Private Limited, Incred Housing Finance Private Limited, Salasar Weather Services Private Limited, Boi Merchant Bankers Limited, Frontline Capital Analysts Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Anupam Kumar Gupta ceased to be Additional Director on 29 Sep 2024. Anupam Kumar Gupta was appointed as Director on 29 Jul 2024. Emron Samuel Peres ceased to be Additional Director on 29 Jul 2024. Unicreds has 5 board changes on record in total.
Yes, Unicreds is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Unicreds has 2 MSME Form 1 returns on record between 2023 and 2024, listing 8 overdue payments to 4 micro and small suppliers. The latest return was filed on 01 May 2024.