About Up Money Limited
Data last updated: 16 February 2026
Up Money Limited is a public limited company based in Ludhiana, Punjab, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 06 February 1995, the company has been in operation for over 31 years.
Registered with ROC Chandigarh under CIN L65921PB1995PLC015742.
Capital: an authorised share capital of ₹50 Cr and a paid-up capital of ₹48.39 Cr. Formerly known as Sukhjit Finance Ltd. It is led by directors including Parveen Kaur Chawla and Khushvinder Bir Singh.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 13 & 23 Nehru Sidhant Kendra Feroze Gandhi Market, Ludhiana, Punjab, India – 141001.
As per the financials filed for FY 2024, the company reported a revenue of ₹130.1 Cr, a growth of 21% compared to the previous year.
The company has a workforce of approximately 613 employees as per the latest available data.
The company is associated with 1 brand - Up Money. As per MCA filings, the company has open charges of ₹642.69 Cr and satisfied charges of ₹899.69 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website upmoney.in.
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Registered Address13 & 23 Nehru Sidhant Kendra Feroze Gandhi Market, Ludhiana, Punjab, India – 141001
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Up Money Limited
Up Money Limited has one previous CIN (Corporate Identification Number): L65921PB1995PLC015742. The current CIN is U65921PB1995PLC015742, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921PB1995PLC015742 | Current |
| L65921PB1995PLC015742 | Previous |
Associated Brands with Up Money Limited
Up Money Limited operates one associated brand: Up Money. These brands represent Up Money Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Loan products are offered to rural and semi-urban customers. | upmoney.in |
Competitors & Alternatives of Up Money Limited
Brands and companies operating in the same space as Up Money Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
|
Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
|
Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Dvara KGFS
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Loans for consumers and SMEs are provided alongside financial services. | Chennai, India, India | 2008 |
Business Activity of Up Money Limited
Up Money Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Board of Directors of Up Money Limited
Up Money Limited is currently managed by 9 directors, with 13 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Parveen Kaur Chawla
Also directs:
Up Housing Development Private Limited
|
Director | 02 Feb 2016 | 10 Years 5 Months | Current |
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Khushvinder Bir Singh
Also directs:
Parmeshwari Silk Mills Limited, Munish Forge Limited
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Director | 24 Sep 2020 | 5 Years 9 Months | Current |
| Kirandeep Kaur | Director | 01 Oct 2018 | 7 Years 9 Months | Current |
| Priyanka Chawla | Director | 01 Oct 2018 | 7 Years 9 Months | Current |
| Ajit Singh Chawla | Managing Director | 29 Sep 2015 | 10 Years 9 Months | Current |
| Sumel Chawla | Whole-Time Director | 01 Jul 2017 | 9 Years 0 Months | Current |
Financials of Up Money Limited FY 2025 filings available
Up Money Limited reported revenue of ₹130.1 Cr (up 21% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.
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Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Charges & Borrowings of Up Money Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Jul 2025 | Indian Overseas Bank | ₹25 Cr | Open |
| 28 Jul 2025 | Others | ₹2 Cr | Open |
| 19 Jul 2025 | Others | ₹7.5 Cr | Open |
| 26 Jun 2025 | Others | ₹3 Cr | Open |
| 31 May 2025 | Others | ₹5 Cr | Open |
Total charge records: 282 View all charges
Employees and EPFO Compliance at Up Money Limited
View historical data on people associated with Up Money Limited, including employment history and EPFO contributions.
Employee Count & EPFO Data of Up Money Limited
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GST Compliance of Up Money Limited
GSTIN & GST Filing Data of Up Money Limited
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Credit Ratings, Litigation & Regulatory Alerts for Up Money Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Up Money Limited
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MSME Payment Delays by Up Money Limited
MSME Payment Delays by Up Money Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Up Money Limited
Subsidiaries & Group Companies of Up Money Limited
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MCA Filings & Documents of Up Money Limited
MCA Filings & Documents of Up Money Limited
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Recent Activity on Up Money Limited
Frequently Asked Questions about Up Money Limited
Up Money Limited is an active public limited company in the financial services sector based in Ludhiana, Punjab, India. It was incorporated on 06 February 1995 (31+ years old) and is registered under CIN U65921PB1995PLC015742. The company has 613 employees.
Up Money Limited reported revenue of ₹130.1 Cr for FY 2024 (up 21.00% YoY).
The current directors of Up Money Limited are:
- Parveen Kaur Chawla
- Khushvinder Bir Singh
- Sumel Chawla
- Kirandeep Kaur
- Priyanka Chawla
- Ajit Singh Chawla
- Kanika Bedi
- Sumel Singh Chawla
- Kanika Ahuja
The primary industry of Up Money Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Up Money Limited can be reached at the registered office: 13 & 23 Nehru Sidhant Kendra Feroze Gandhi Market, Ludhiana, Punjab, India – 141001, or through the website upmoney.in.
The authorised capital is ₹50 Cr, and the paid-up capital is ₹48.39 Cr.