MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-DL-02-0044198
Market Cap
₹250 Cr
USHAFIN-ST · NSE
Share Price
₹54.60
-4.96% today
Revenue
₹71.13 Cr
FY 2025-26 · +16.7% YoY
EBITDA
₹55.39 Cr
Margin 77.9%
Net Profit
₹22.43 Cr
FY 2025-26 · +68.1% YoY
P/E (TTM)
9.9x
P/B 1.1x
ROE
10.2%
ROCE 13.5%
Debt / Equity
0.82
Interest cover 43.6x
About Usha Financial Services Limited
Data last updated:
Usha Financial Services Limited is a public limited company based in Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 16 May 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN L74899DL1995PLC068604. Its GSTIN is 07AAACU0841J1ZG (Delhi). The company holds 2 GST registrations, all of them active. Its shares are listed on NSE: USHAFIN.
The company has an authorised share capital of ₹44 Cr and a paid-up capital of ₹43.48 Cr. It is led by directors including Rajesh Gupta (Managing Director) and Geeta Goswami.
Its last annual general meeting (AGM) was held on 09 September 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Plot No. 73 First Floor Patparganj, Industrial Area, Delhi, India – 110092.
As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹71.13 Cr, a growth of 16.7% compared to the previous year. For the same year it recorded a net profit of ₹22.43 Cr (net margin 31.5%) and EBITDA of ₹55.39 Cr (EBITDA margin 77.9%). The net worth stands at ₹229.68 Cr (up 10.2% YoY). Total assets are valued at ₹405.39 Cr (up 2.9% YoY).
The company has about 59 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Usha Financial. As per MCA filings, the company has open charges of ₹334.79 Cr and satisfied charges of ₹481.97 Cr on record. Court records list 18 cases involving the company, including 18 filed by the company; 18 cases are pending. The company has 20 deals on record (12 funding rounds, 5 secondary share transfers, 2 rights issues), with disclosed funding of ₹50.03 Cr; the latest was in October 2024. Its 10 peer companies in the BFSI industry (NBFC) are compared by revenue, 5 larger and 5 smaller; the largest is PFC Green Energy Limited with revenue of ₹73.95 Cr. The company has 12 MSME Form 1 returns on record between 2019 and 2024, listing 37 overdue payments to 9 micro and small suppliers.
Usha Financial Services Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-02-0044198). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ushafinancial.com.
Company Details of Usha Financial Services Limited
CIN L74899DL1995PLC068604
Registration Number 068604
Incorporation Date 16 May 1995
ROC Delhi
Listing Status Listed (NSE: USHAFIN)
Company Status Active
Date of Last AGM 09 September 2026
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-DL-02-0044198
CIN History of Usha Financial Services Limited
Usha Financial Services has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L74899DL1995PLC068604, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L74899DL1995PLC068604 | Current |
| U74899DL1995PTC068604 | Previous |
| U74899DL1995PLC068604 | Previous |
Recognitions & Rankings of Usha Financial Services
Contact Details
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressPlot No. 73 First Floor Patparganj, Industrial Area, Delhi, India – 110092
- IndustryFinancial Services, NBFC
Comprehensive company report
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Associated Brands with Usha Financial Services Limited
Usha Financial Services operates one associated brand: Usha Financial. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| NBFC offering loans to entrepreneurs, MSMEs, and individuals | ushafinancial.com |
Business Activity of Usha Financial Services Limited
The main business activity of Usha Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Usha Financial Services Limited FY 2025-26 filings available
Usha Financial Services Limited reported revenue of ₹71.13 Cr (up 16.7% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · StandaloneRevenue
₹71.13 Cr
+16.7% YoY
EBITDA
₹55.39 Cr
+30.3% YoY
Profit After Tax
₹22.43 Cr
+68.1% YoY
Net Worth
₹230 Cr
+10.2% YoY
Total Assets
₹405 Cr
+2.9% YoY
Total Debt
₹176 Cr
-5.2% YoY
Revenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 71.13 | 60.96 | 63.79 | 46.05 | 25.29 | 25.89 | 51.53 |
| Revenue growth | +16.7% | -4.4% | +38.5% | +82.1% | -2.3% | -49.8% | - |
| EBITDA | 55.39 | 42.51 | 46.94 | 35.38 | 16.22 | 16.15 | 35.90 |
| EBITDA margin | +77.9% | +69.7% | +73.6% | +76.8% | +64.1% | +62.4% | +69.7% |
| Profit before tax | 30.52 | 17.66 | 17.04 | 13.78 | 5.47 | 4.91 | 15.24 |
| Net profit | 22.43 | 13.34 | 12.67 | 10.15 | 4.14 | 3.85 | 11.22 |
| Net profit margin | +31.5% | +21.9% | +19.9% | +22.0% | +16.4% | +14.9% | +21.8% |
| EPS (₹) | 5.17 | 6.14 | 12.08 | 10.79 | 6.30 | 6.07 | 18.84 |
| Balance sheet | |||||||
| Total assets | 405 | 394 | 298 | 347 | 153 | 109 | 188 |
| Net worth | 230 | 209 | 106 | 82.08 | 47.67 | 43.52 | 38.46 |
| Total debt | 176 | 185 | 181 | 248 | 97.24 | 63.04 | 148 |
| Cash & bank | 6.16 | 10.08 | 7.75 | 0.07 | 0.94 | 2.80 | 29.81 |
| Net working capital | (16.78) | (26.13) | 229 | 235 | 109 | 59.06 | 146 |
| Cash flow | |||||||
| Cash from operations | 15.34 | (94.96) | 71.47 | (177) | (35.19) | (8.10) | (26.87) |
| Cash from investing | (7.81) | (2.02) | (8.06) | 1.78 | 0.20 | (2.20) | 0.10 |
| Cash from financing | (10.61) | 94.95 | (55.73) | 175 | 35.31 | (16.70) | 54.38 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 20.26 | 17.63 | 19.18 | 16.93 | 17.38 | 16.94 | 16.56 | 13.58 |
| Revenue growth (YoY) | +16.6% | +4.1% | +15.8% | +24.7% | +34.4% | - | - | - |
| Other income | 0.05 | 0.06 | 0.04 | 0.04 | 0.04 | 0.00 | 0.04 | 0.00 |
| Total expenses | 3.61 | 3.17 | 3.53 | 5.27 | 3.83 | 8.71 | 3.65 | 2.39 |
| EBITDA | 16.65 | 14.46 | 15.65 | 11.66 | 13.55 | 8.23 | 12.91 | 11.19 |
| EBITDA margin | +82.3% | +84.4% | +81.6% | +68.9% | +78.5% | +49.1% | +78.5% | +83.6% |
| Depreciation | 0.47 | 0.39 | 0.40 | 0.40 | 0.39 | 0.31 | 0.08 | 0.08 |
| Interest | 5.46 | 5.31 | 6.04 | 5.98 | 6.05 | 6.32 | 6.86 | 5.54 |
| Profit before tax | 10.77 | 8.82 | 9.25 | 5.32 | 7.15 | 1.60 | 6.01 | 5.57 |
| Tax | 2.75 | 2.28 | 2.67 | 1.35 | 1.79 | 0.62 | 1.46 | 1.38 |
Financial Statements
Figures in ₹ Cr; negatives in brackets. Updated 21 Oct 2026
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 20.26 | 17.63 | 19.18 | 16.93 | 17.38 | 16.94 | 16.56 | 13.58 |
| Revenue growth (YoY) | +16.6% | +4.1% | +15.8% | +24.7% | +34.4% | - | - | - |
| Other income | 0.05 | 0.06 | 0.04 | 0.04 | 0.04 | 0.00 | 0.04 | 0.00 |
| Total expenses | 3.61 | 3.17 | 3.53 | 5.27 | 3.83 | 8.71 | 3.65 | 2.39 |
| EBITDA | 16.65 | 14.46 | 15.65 | 11.66 | 13.55 | 8.23 | 12.91 | 11.19 |
| EBITDA margin | +82.3% | +84.4% | +81.6% | +68.9% | +78.5% | +49.1% | +78.5% | +83.6% |
| Depreciation | 0.47 | 0.39 | 0.40 | 0.40 | 0.39 | 0.31 | 0.08 | 0.08 |
| Interest | 5.46 | 5.31 | 6.04 | 5.98 | 6.05 | 6.32 | 6.86 | 5.54 |
| Profit before tax | 10.77 | 8.82 | 9.25 | 5.32 | 7.15 | 1.60 | 6.01 | 5.57 |
| Tax | 2.75 | 2.28 | 2.67 | 1.35 | 1.79 | 0.62 | 1.46 | 1.38 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 71.13 | 60.96 | 63.79 | 46.05 | 25.29 | 25.89 | 51.53 |
| Revenue growth | +16.7% | -4.4% | +38.5% | +82.1% | -2.3% | -49.8% | - |
| Other income | 0.17 | 0.04 | 0.17 | 0.14 | 0.03 | 0.00 | 0.01 |
| Total expenses | 15.74 | 18.45 | 16.85 | 10.67 | 9.07 | 9.74 | 15.63 |
| Employee cost | 0.32 | 0.53 | 1.92 | 1.43 | 1.33 | 2.28 | 3.25 |
| EBITDA | 55.39 | 42.51 | 46.94 | 35.38 | 16.22 | 16.15 | 35.90 |
| EBITDA margin | +77.9% | +69.7% | +73.6% | +76.8% | +64.1% | +62.4% | +69.7% |
| Depreciation | 1.59 | 0.56 | 0.27 | 0.23 | 0.32 | 0.46 | 0.50 |
| Interest | 23.45 | 24.33 | 29.80 | 21.51 | 10.46 | 10.78 | 20.17 |
| Profit before tax | 30.52 | 17.66 | 17.04 | 13.78 | 5.47 | 4.91 | 15.24 |
| Tax | 8.09 | 4.32 | 4.26 | 3.63 | 1.33 | 1.06 | 4.02 |
| Net profit | 22.43 | 13.34 | 12.67 | 10.15 | 4.14 | 3.85 | 11.22 |
| Net profit margin | +31.5% | +21.9% | +19.9% | +22.0% | +16.4% | +14.9% | +21.8% |
| EPS (₹) | 5.17 | 6.14 | 12.08 | 10.79 | 6.30 | 6.07 | 18.84 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 43.48 | 21.74 | 10.59 | 9.42 | 6.58 | 6.35 | 5.95 |
| Reserves & surplus | 186 | 187 | 95.44 | 72.66 | 41.09 | 37.17 | 32.51 |
| Shareholders' funds (net worth) | 230 | 209 | 106 | 82.08 | 47.67 | 43.52 | 38.46 |
| Secured loans | 53.95 | 41.34 | 180 | 211 | 90.84 | 58.74 | 93.21 |
| Unsecured loans | 122 | 144 | 1.40 | 36.90 | 6.40 | 4.30 | 55.22 |
| Total debt | 176 | 185 | 181 | 248 | 97.24 | 63.04 | 148 |
| Total liabilities | 405 | 394 | 298 | 347 | 153 | 109 | 188 |
| Assets | |||||||
| Gross block | 25.28 | 23.55 | 9.40 | 2.68 | 2.65 | 2.62 | 2.56 |
| Net block | 23.13 | 23.00 | 7.21 | 0.49 | 0.69 | 0.97 | 1.37 |
| Capital work in progress | 0.27 | 0.00 | 1.47 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.65 | 0.00 | 0.00 | 0.00 | 2.16 | 2.19 | 0.03 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 6.16 | 10.08 | 7.75 | 0.07 | 0.94 | 2.80 | 29.81 |
| Loans & advances | 1.29 | 0.64 | 259 | 260 | 120 | 64.63 | 182 |
| Total current assets | 7.47 | 10.74 | 267 | 260 | 121 | 67.43 | 212 |
| Total current liabilities | 24.25 | 36.87 | 37.74 | 25.63 | 11.69 | 8.37 | 65.87 |
| Net working capital | (16.78) | (26.13) | 229 | 235 | 109 | 59.06 | 146 |
| Total assets | 405 | 394 | 298 | 347 | 153 | 109 | 188 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 5.72 | 7.75 | 0.07 | 0.94 | 0.62 | 29.81 | 2.20 |
| Net cash from operating activities | 15.34 | (94.96) | 71.47 | (177) | (35.19) | (8.10) | (26.87) |
| Net cash from investing activities | (7.81) | (2.02) | (8.06) | 1.78 | 0.20 | (2.20) | 0.10 |
| Net cash from financing activities | (10.61) | 94.95 | (55.73) | 175 | 35.31 | (16.70) | 54.38 |
| Net change in cash | (3.09) | (2.03) | 7.68 | (0.86) | 0.31 | (27.01) | 27.61 |
| Closing cash | 6.16 | 10.08 | 7.75 | 0.07 | 0.94 | 2.80 | 29.81 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +16.7% | -4.4% | +38.5% | +82.1% | -2.3% | -49.8% | - |
| EBITDA growth | +30.3% | -9.4% | +32.7% | +118.1% | +0.4% | -55.0% | - |
| PBT growth | +72.8% | +3.6% | +23.7% | +151.9% | +11.4% | -67.8% | +9997.0% |
| Net income growth | +68.1% | +5.3% | +24.8% | +145.2% | +7.5% | -65.7% | - |
| Revenue CAGR (3Y) | +15.6% | +34.1% | +35.1% | -3.7% | - | - | - |
| EBITDA CAGR (3Y) | +16.1% | +37.9% | +42.7% | -0.5% | - | - | - |
| Profitability & leverage | |||||||
| Net income margin | +31.5% | +21.9% | +20.0% | +22.0% | +16.4% | +14.9% | +21.8% |
| Return on capital employed | +13.5% | +12.1% | +14.5% | +14.1% | +12.2% | +10.6% | +18.8% |
| Return on net worth | +10.3% | +8.5% | +13.6% | +15.7% | +9.1% | +9.4% | +29.2% |
| Debt / equity | 0.82 | 1.17 | 2.28 | 2.66 | 1.76 | 2.58 | 3.86 |
| Long-term debt / equity | 0.82 | 0.82 | 0.98 | 1.20 | 0.91 | 1.06 | 1.28 |
| Interest cover | 43.59 | 58.00 | 63.85 | 61.19 | 65.79 | 68.71 | 56.98 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 2.92 | 3.70 | 10.59 | 17.33 | 9.61 | 10.00 | 20.13 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 3,565.00 | 6,100.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 5.17 | 6.14 | 12.08 | 10.79 | 6.30 | 6.07 | 18.84 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 52.83 | 95.92 | 100.17 | 87.14 | 72.44 | 68.51 | 64.62 |
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You're viewing the latest exchange-filed financials for Usha Financial Services Limited. The full report adds 10+ years of line-item history, 20+ ratios, peer benchmarks and a downloadable PDF.
Board of Directors of Usha Financial Services Limited
Usha Financial Services has 6 current directors and 14 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajesh Gupta Also directs: Nupur Recyclers Limited, Nupur Extrusion Private Limited, S.D.M. Metalloys Limited and 5 more | Managing Director | 18 Mar 2015 | 11 Years 7 Months | Current |
| Geeta Goswami Also directs: Nupur Hospitality Private Limited, Nupur Nature Resorts Private Limited, BR Hands Investments Private Limited and 1 more | Director | 03 May 2017 | 9 Years 5 Months | Current |
| Nupur Gupta Also directs: Nupur Recyclers Limited | Director | 10 Aug 2022 | 4 Years 2 Months | Current |
| Nitesh Kumar Jha Also directs: Proxima Eduserve LLP | Director | 26 Feb 2026 | 0 Years 7 Months | Current |
| Nimisha Jain Also directs: Nupur Recyclers Limited, Frank Metals Recyclers Limited, Truenorth Automobiles Private Limited and 1 more | Director | 10 Jun 2024 | 2 Years 4 Months | Current |
| Sudhanshu Singhal Also directs: Profbrill Corp Advisory LLP, Parasrampuria Synthetics Limited, Gourmet Gateway India Limited and 1 more | Director | 03 Aug 2026 | 0 Years 2 Months | Current |
Peer Comparison of Usha Financial Services Limited
Usha Financial Services Limited is compared with the companies closest to it by revenue in the BFSI industry (NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| PFC Green Energy Limited | ₹73.95 Cr (FY 2018) | •••• | •••• | 14.0% | •••• | New Delhi, Delhi, India |
| Usha Financial Services Limited this company | ₹71.13 Cr (FY 2026) | •••• | •••• | 16.7% | •••• | Delhi, India |
| Piramal Finance Limited Listed | ₹66.02 Cr (FY 2024) | •••• | •••• | -99.0% | •••• | Mumbai, Maharashtra, India |
| Bharat Investment Growth Limited | ₹64.87 Cr (FY 2024) | •••• | •••• | -5.0% | •••• | Gurgaon, Haryana, India |
| Manphool Exports Ltd | ₹64.45 Cr (FY 2025) | •••• | •••• | 4438.0% | •••• | Kolkata, West Bengal, India |
| Pride Capital Private Limited | ₹64.11 Cr (FY 2025) | •••• | •••• | 177.0% | •••• | Mumbai, Maharashtra, India |
| Monedo Financial Services Private Limited | ₹59.96 Cr (FY 2025) | •••• | •••• | 202.0% | •••• | Mumbai, Maharashtra, India |
| Palash Securities Limited Listed | ₹49.54 Cr (FY 2025) | •••• | •••• | 20.0% | •••• | Sitapur, Uttar Pradesh, India |
| Areion Finserve Private Limited | ₹46.03 Cr (FY 2025) | •••• | •••• | 186.0% | •••• | Mumbai, Maharashtra, India |
| Avendus Wealth Management Private Limited | ₹46.02 Cr (FY 2018) | •••• | •••• | 69.0% | •••• | Mumbai, Maharashtra, India |
| Artline Finance Private Limited | ₹45.23 Cr (FY 2025) | •••• | •••• | 89.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Usha Financial Services by revenue in the BFSI industry (NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Usha Financial Services Limited
Usha Financial Services Limited is audited by KRA & Co. for the financial year 2024.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KRA & Co. | Locked | Locked | Locked |
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Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
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Shareholding Pattern of Usha Financial Services Limited
Shareholding for the quarter ended Sep 2026: promoters hold 75.00%, foreign institutional investors hold 2.00%, domestic institutional investors hold 0.50% and retail and other public shareholders hold 22.50%.
Sep 2026
QUARTER
75.00% Promoters
0.50% DII (Domestic Institutional)
2.00% FII (Foreign Institutional)
22.50% Retail & Others
Promoter holding - history
Now 75.00% · Sep 2026High 75.00% · Mar 2026Low 74.50% · Dec 2025
Shareholding trend - last 6 quarters
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 75.00% | 75.00% | 75.00% | 74.50% |
| Public | 25.00% | 25.00% | 25.00% | 25.50% |
Charges & Borrowings of Usha Financial Services Limited
Open charges
₹334.79 Cr
Satisfied charges
₹481.97 Cr
Breakdown by lending institutions
Latest charge details
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Sep 2026 | Others | ₹15 Cr | Open |
| 21 Sep 2026 | Others | ₹5 Cr | Open |
| 16 Sep 2026 | Others | ₹5 Cr | Open |
| 27 Aug 2026 | Others | ₹10 Cr | Open |
| 25 Aug 2026 | Others | ₹5 Cr | Open |
Total charge records: 127 View all charges
Deals & Funding of Usha Financial Services Limited
Usha Financial Services Limited has 20 deals on record (12 funding rounds, 5 secondary share transfers, 2 rights issues), with disclosed funding of ₹50.03 Cr; the latest was in October 2024.
Total deals
20
Funding rounds
12
Secondary share transfers
5
Rights issues
2
IPO
1
Disclosed funding
₹50.03 Cr
Deals on record (5 of 20)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Oct 2024 | IPO | ₹98.45 Cr | Investors: Jp Morgan, Compact Structure Fund, Moneywise Financial Services Private Limited |
| Jun 2024 | Funding round | ₹5.29 Cr | Investors: BR Hands Investments Private Limited , Uninav Developers Private Limited , 2 individuals |
| Jun 2023 | Funding round | ₹10.5 Cr | Investors: BR Hands Investments Private Limited , 3 individuals |
| May 2022 | Funding round | ₹18.23 Cr | Investors: BR Hands Investments Private Limited , 3 individuals |
| Mar 2020 | Secondary share transfer | Undisclosed | Buyer: Sumer Chand Garg HUF, an individual Seller: Uninav Developers Private Limited |
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Full deal history
All 20 deals with amounts, valuations, instruments and every party are in the company report.
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Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal Cases of Usha Financial Services Limited
Usha Financial Services Limited has 18 court cases on record: 18 filed by Usha Financial Services. All cases are pending. Status as checked between 21 Sep 2026 and 30 Sep 2026.
Total cases
18
Filed by the company
18
Pending
18
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 18 | 0 | 18 |
Cases on record (5 of 18)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Shahdara, Delhi | Cheque dishonour complaint | Filed by the company against Jigyasa Livelihood Promotions Micro Finance Foundation | Pending |
| District court, Shahdara, Delhi | Cheque dishonour complaint | Filed by the company against Seed Capital Private Limited | Pending |
| District court, Shahdara, Delhi | Cheque dishonour complaint | Filed by the company against Arth Micro Finance Private Limited | Pending |
| District court, Shahdara, Delhi | Cheque dishonour complaint | Filed by the company against Grihastha Finance Limited | Pending |
| District court, Shahdara, Delhi | Cheque dishonour complaint | Filed by the company against Grihastha Saving & Services Private Limited | Pending |
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Full case history
All 18 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
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- Opposite parties
- Decision dates and orders
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Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME Payment Delays by Usha Financial Services Limited
Usha Financial Services Limited has 12 MSME Form 1 returns on record between 2019 and 2024, listing 37 overdue payments to 9 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 9)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Seed Capital Private Limited | •••• | •••• | •••• |
| Sagar Deposits and Advances Limited | •••• | •••• | •••• |
| Grihastha Saving & Services Private Limited | •••• | •••• | •••• |
| Ved Jain and Associates | •••• | •••• | •••• |
| Habile Technologies Private Limited | •••• | •••• | •••• |
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Full MSME payment history
Every supplier, amount and due date from all 12 MSME Form 1 returns is in the company report.
- Every reported supplier due
- Amounts and due dates
- Reasons given in each return
- Period-by-period history
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Individuals and sole proprietors among the suppliers are not named. Amounts, due dates and filing dates are in the company report.
Employees and EPFO Compliance at Usha Financial Services Limited
Usha Financial Services Limited has a workforce of 59 employees as of Nov 26, 2025.
Employee count
59
Active EPFO establishments
1
Employee growth
43.9%
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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Recent Activity on Usha Financial Services Limited
Usha Financial Services Limited has 20 board changes on record since 2007: 7 appointments and 13 cessations. The latest: Sudhanshu Singhal was appointed as Director on 03 Aug 2026.
Charges
A charge registered on 23 Aug 2024 via Charge ID 100974969 with Others was fully satisfied on 12 Oct 2026.
Charges
A charge with Others amounted to Rs. 15.00 Cr with Charge ID 101403994 was registered on 25 Sep 2026.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101395081 was registered on 21 Sep 2026.
Charges
A charge with Others of Rs. 20.00 Cr registered on 30 Jul 2026 with Charge ID 101356667 was modified on 18 Sep 2026.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101399650 was registered on 16 Sep 2026.
AGM
Usha Financial Services Limited last Annual general meeting of members was held on 09 Sep 2026 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101385445 was registered on 27 Aug 2026.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101388408 was registered on 25 Aug 2026.
Charges
A charge with Others amounted to Rs. 7.00 Cr with Charge ID 101382841 was registered on 22 Aug 2026.
Charges
A charge with Others amounted to Rs. 4.26 Cr with Charge ID 101385582 was registered on 10 Aug 2026.
Appointed
Sudhanshu Singhal was appointed as Director.
Charges
A charge with Others amounted to Rs. 20.00 Cr with Charge ID 101356667 was registered on 30 Jul 2026.
235 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Usha Financial Services Limited
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Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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Subsidiaries & Group Companies of Usha Financial Services Limited
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Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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GST Compliance of Usha Financial Services Limited
Usha Financial Services has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACU0841J1ZG | Delhi | Active | 01 Jul 2017 |
| 09AAACU0841J1ZC | Uttar Pradesh | Active | 27 Feb 2025 |
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GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
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- Tax jurisdiction records
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MCA Filings & Documents of Usha Financial Services Limited
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MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Related news about Usha Financial Services Limited
Frequently Asked Questions about Usha Financial Services Limited
Usha Financial Services is an active public limited company based in Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 16 May 1995 (31+ years old) and is registered under CIN L74899DL1995PLC068604. Listed on NSE: USHAFIN.
Usha Financial Services reported revenue of ₹71.13 Cr for FY 2025-26 (up 16.7% YoY) based on standalone financials.
Usha Financial Services has 6 current directors:
- Rajesh Gupta - Managing Director
- Geeta Goswami - Director
- Nupur Gupta - Director
- Nitesh Kumar Jha - Director
- Nimisha Jain - Director
- Sudhanshu Singhal - Director
The GSTIN of Usha Financial Services is 07AAACU0841J1ZG, registered in Delhi. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AAACU0841J1ZC (Uttar Pradesh).
The CIN (Corporate Identification Number) of Usha Financial Services is L74899DL1995PLC068604. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Usha Financial Services is listed on NSE with symbol USHAFIN.
Usha Financial Services has 18 court cases on record: 18 filed by the company. 18 are pending.
Usha Financial Services was incorporated on 16 May 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.
Usha Financial Services has 20 deals on record (12 funding rounds, 5 secondary share transfers, 2 rights issues), with disclosed funding of ₹50.03 Cr; the latest was in October 2024.
The peers of Usha Financial Services by revenue are PFC Green Energy Limited, Piramal Finance Limited, Bharat Investment Growth Limited, Manphool Exports Ltd, Pride Capital Private Limited and 5 more, all in the BFSI industry (NBFC).
Sudhanshu Singhal was appointed as Director on 03 Aug 2026. Nitesh Kumar Jha was appointed as Director on 26 Feb 2026. Nimisha Jain was appointed as Director on 10 Jun 2024. Usha Financial Services has 20 board changes on record in total.
Yes, Usha Financial Services is registered as a small enterprise under Udyam registration (number: UDYAM-DL-02-0044198).