V.N. Credits Limited
About V.N. Credits Limited
Data last updated: 07 January 2026
V.N. Credits Limited is a public limited company based in New Delhi, Delhi, India. It specialises in asset financing companies, a part of the broader financial services sector. Incorporated on 17 February 1997, the company has been in operation for over 29 years.
Registered with ROC Delhi under CIN U65929DL1997PLC085203.
Capital: an authorised share capital of ₹3.5 Cr and a paid-up capital of ₹2.4 Cr. Formerly known as V.N. Credits Pvt Limited. It is led by directors including Vidhi Aggarwal and Nidhi Gupta.
Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: 3/2 Amar Park Zakhira New Roh Tak Road, New Delhi, Delhi, India – 110045.
As per the financials filed for FY 2024, the company reported a revenue of ₹59.22 Lakh, a growth of 96% compared to the previous year.
The company is associated with 1 brand - Paysay.
The current compliance status is marked as compliant by the Registrar of Companies.
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Registered Address3/2 Amar Park Zakhira New Roh Tak Road, New Delhi, Delhi, India – 110045
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IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of V.N. Credits Limited
V.N. Credits Limited has one previous CIN (Corporate Identification Number): L65929DL1997PLC085203. The current CIN is U65929DL1997PLC085203, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65929DL1997PLC085203 | Current |
| L65929DL1997PLC085203 | Previous |
Associated Brands with V.N. Credits Limited
V.N. Credits Limited operates one associated brand: PaySay. These brands represent V.N. Credits Limited's diversified market presence and brand portfolio.
Competitors & Alternatives of V.N. Credits Limited
Brands and companies operating in the same space as V.N. Credits Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
|
Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Tata Capital
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Diversified non-banking financial services are provided by Tata Capital. | Mumbai, India, India | 2007 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Muthoot Finance
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Consumer and SME loans are provided, secured by gold jewellery. | Ernakulam, India, India | 1887 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Business Activity of V.N. Credits Limited
V.N. Credits Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for V.N. Credits Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of V.N. Credits Limited
V.N. Credits Limited is audited by SHIKHA S & ASSOCIATES for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SHIKHA S & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for V.N. Credits Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of V.N. Credits Limited
V.N. Credits Limited is currently managed by 7 directors, with 9 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vidhi Aggarwal | Whole-Time Director | 01 Aug 2007 | 19 Years 0 Months | Current |
| Nidhi Gupta | Whole-Time Director | 01 Aug 2007 | 19 Years 0 Months | Current |
| Yogendra Sharma | Director | 21 Mar 2024 | 2 Years 4 Months | Current |
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Vipan Kumar Aggarwal
Also directs:
Bansal Credits Limited
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Whole-Time Director | 29 Sep 2001 | 24 Years 10 Months | Current |
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Nidhi Mittal
Also directs:
Niyamika Enterprises Llp, Terranurture Private Limited
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Director | 23 Sep 2025 | 0 Years 10 Months | Current |
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Hemant Kumar Gupta
Also directs:
Terranurture Private Limited, Magnetic Applications Private Limited, Magcent Foundation and 1 more
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Director | 23 Sep 2025 | 0 Years 10 Months | Current |
Financials of V.N. Credits Limited FY 2024 filings available
V.N. Credits Limited reported revenue of ₹59.22 Lakh (up 96.00% YoY) for FY 2024.
Ten-year financial statements for V.N. Credits Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of V.N. Credits Limited
Shareholding and ownership data for V.N. Credits Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings V.N. Credits Limited
V.N. Credits Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at V.N. Credits Limited
View historical data on people associated with V.N. Credits Limited, including employment history and EPFO contributions.
Employee and EPFO history for V.N. Credits Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of V.N. Credits Limited
GST registrations and filing compliance for V.N. Credits Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for V.N. Credits Limited
Credit ratings, litigation, and regulatory alerts for V.N. Credits Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by V.N. Credits Limited
MSME payment history for V.N. Credits Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of V.N. Credits Limited
Corporate group structure for V.N. Credits Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of V.N. Credits Limited
MCA filings and documents for V.N. Credits Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on V.N. Credits Limited
Frequently Asked Questions about V.N. Credits Limited
V.N. Credits Limited is an active public limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 17 February 1997 (29+ years old) and is registered under CIN U65929DL1997PLC085203.
V.N. Credits Limited reported revenue of ₹59.22 Lakh for FY 2024 (up 96.00% YoY).
The current directors of V.N. Credits Limited are:
- Vidhi Aggarwal - Whole-Time Director
- Nidhi Gupta - Whole-Time Director
- Yogendra Sharma - Director
- Vipan Kumar Aggarwal - Whole-Time Director
- Nidhi Mittal - Director
- Hemant Kumar Gupta - Director
- Indu Aggarwal - Director
The primary industry of V.N. Credits Limited is financial services. The company specifically operates in asset financing companies. The company is currently active in this sector.
V.N. Credits Limited can be reached at the registered office: 32 Amar Park Zakhira New Roh Tak Road, New Delhi, Delhi, India – 110045.
The authorised capital is ₹3.5 Cr, and the paid-up capital is ₹2.4 Cr.