About Virutcham Microfinance Limited
Data last updated: 09 January 2026
Virutcham Microfinance Limited is a public limited company based in Madurai, Tamil Nadu, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 08 July 2008, the company has been in operation for over 18 years.
Registered with ROC Chennai under CIN U65929TN2008PLC068502.
Capital: an authorised share capital of ₹20 Cr and a paid-up capital of ₹18.02 Cr. It is led by directors including Alex Francisco Nicholas and Soosai Charles Selvaraj.
Last AGM: 14 August 2025. Financial statements filed for year ended 31 March 2025. Office: Plot No 1 Mullai Tower Mullai Nagar South Thanakkankulam Thirunagar, Madurai, Tamil Nadu, India – 625006.
As per the financials filed for FY 2025, the company reported a revenue of ₹23.84 Cr, a growth of 2% compared to the previous year.
The company has a workforce of approximately 228 employees as per the latest available data.
The company is associated with 1 brand - Virutcham Microfinance. As per MCA filings, the company has open charges of ₹131.5 Cr and satisfied charges of ₹237.87 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website virutcham.org.
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Registered AddressPlot No 1 Mullai Tower Mullai Nagar South Thanakkankulam Thirunagar, Madurai, Tamil Nadu, India – 625006
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IndustryFinancial Services, NBFC, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Virutcham Microfinance Limited
Virutcham Microfinance Limited operates one associated brand: Virutcham Microfinance. These brands represent Virutcham Microfinance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Microcredit solutions are provided to consumers through various loan types. | virutcham.org |
Competitors & Alternatives of Virutcham Microfinance Limited
Brands and companies operating in the same space as Virutcham Microfinance Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Svatantra Microfinance
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Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Spandana Sphoorty Financial
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Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
Chaitanya India Fin Credit
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Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
Asirvad Microfinance
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Micro loans for consumers are provided by Asirvad Microfinance. | Chennai, India, India | 2009 |
Business Activity of Virutcham Microfinance Limited
Virutcham Microfinance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Virutcham Microfinance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Virutcham Microfinance Limited
Virutcham Microfinance Limited is audited by S CHENTHILKUMAR & CO for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S CHENTHILKUMAR & CO | Locked | Locked | Locked |
Complete auditor history for Virutcham Microfinance Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Virutcham Microfinance Limited
Virutcham Microfinance Limited is currently managed by 4 directors, with 22 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Alex Francisco Nicholas | Director | 05 Jun 2014 | 12 Years 1 Months | Current |
| Soosai Charles Selvaraj | Managing Director | 10 Oct 2016 | 9 Years 9 Months | Current |
| Devesahayam Asokan | Director | 15 Jul 2015 | 11 Years 0 Months | Current |
|
John Ohilvi
Also directs:
Jaya Ohilvi Energy Private Limited, John Ohilvi Energy Private Limited, Amoha Real Solutions Private Limited and 1 more
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Director | 22 Dec 2023 | 2 Years 7 Months | Current |
Financials of Virutcham Microfinance Limited FY 2025 filings available
Virutcham Microfinance Limited reported revenue of ₹23.84 Cr (up 2.00% YoY) for FY 2025.
Ten-year financial statements for Virutcham Microfinance Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Virutcham Microfinance Limited
Shareholding and ownership data for Virutcham Microfinance Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Virutcham Microfinance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Aug 2025 | Others | ₹6 Cr | Open |
| 07 Aug 2025 | Others | ₹5 Cr | Open |
| 05 Mar 2025 | Others | ₹10 Cr | Open |
| 30 Jan 2025 | Others | ₹7 Cr | Open |
| 21 Jan 2025 | Others | ₹1 Cr | Open |
Total charge records: 116 View all charges
Employees and EPFO Compliance at Virutcham Microfinance Limited
Virutcham Microfinance Limited has a workforce of 228 employees as of Mar 31, 2024.
Employee and EPFO history for Virutcham Microfinance Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Virutcham Microfinance Limited
GST registrations and filing compliance for Virutcham Microfinance Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Virutcham Microfinance Limited
Credit ratings, litigation, and regulatory alerts for Virutcham Microfinance Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Virutcham Microfinance Limited
MSME payment history for Virutcham Microfinance Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Virutcham Microfinance Limited
Corporate group structure for Virutcham Microfinance Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Virutcham Microfinance Limited
MCA filings and documents for Virutcham Microfinance Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Virutcham Microfinance Limited
Frequently Asked Questions about Virutcham Microfinance Limited
Virutcham Microfinance Limited is an active public limited company in the financial services sector based in Madurai, Tamil Nadu, India. It was incorporated on 08 July 2008 (18+ years old) and is registered under CIN U65929TN2008PLC068502. The company has 228 employees.
Virutcham Microfinance Limited reported revenue of ₹23.84 Cr for FY 2025 (up 2.00% YoY).
The current directors of Virutcham Microfinance Limited are:
- Alex Francisco Nicholas - Director
- Soosai Charles Selvaraj - Managing Director
- Devesahayam Asokan - Director
- John Ohilvi - Director
The primary industry of Virutcham Microfinance Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Virutcham Microfinance Limited can be reached at the registered office: Plot No 1 Mullai Tower Mullai Nagar South Thanakkankulam Thirunagar, Madurai, Tamil Nadu, India – 625006, or through the website virutcham.org.
The authorised capital is ₹20 Cr, and the paid-up capital is ₹18.02 Cr.