Saraswati Commercial (India) Ltd - Company Profile

Q: Where is Saraswati Commercial (India) Ltd headquartered?

Saraswati Commercial (India) Ltd is headquartered at 209210, Arcadia Building, 2Nd Floor, Plot No. 195, Nariman Point,, Mumbai, Maharashtra, 400021.

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 1983.

1983 Mumbai, Maharashtra, India Active

Last Updated: December 22, 2025

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About Saraswati Commercial (India) Ltd

Saraswati Commercial (India) Ltd, a active public limited company, was established on 24 January 1983 in Mumbai, Maharashtra, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: L51909MH1983PLC166605. Registered under ROC Roc Mumbai. it is listed on BSE: 512020. It has an authorized capital of ₹8.25 Cr and a paid-up capital of ₹1.10 Cr.

It upholds a compliant status. In 2023, it reported revenue of ₹43.91 Cr and a net worth of ₹433.46 Cr. Its leadership includes Vaishali Rajesh Dhuri (Whole-Time Director), Sandeep Kejariwal (Director), Neha Bandyopadhyay (Director). Past directors included Umaidmal Kala Jamnalal, Nalin Kothari Sunderlal, Sandeep Kejariwal. It holds ₹135.00 Cr open charges and ₹10.00 Cr settled loans. Its latest AGM occurred on 25 September 2025, with the balance sheet filed on 31 March 2025. It is based at 209/210, Arcadia Building, 2Nd Floor, Plot No. 195, Nariman Point,, Mumbai, Maharashtra, 400021.

Company Details

CIN/LLPIN
L51909MH1983PLC166605
Registration Number
166605
Incorporation Date
24 January 1983
Authorized Capital
₹8.25 Cr
Paid-Up Capital
₹1.10 Cr
ROC Code
Roc Mumbai
Listing Status
Listed (BSE: 512020)
Company Status
Active

Key Metrics

Authorised Capital ₹ 8.25 Cr as on 22-12-2025
Paid Up Capital ₹ 1.10 Cr as on 22-12-2025
Company Age 43 Year, 29 Days
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 135.00 Cr as on 22-12-2025
Satisfied Charges ₹ 10.00 Cr as on 22-12-2025
Revenue Growth **** -64.90% (FY 2023)
Profit Growth **** -82.02% (FY 2023)
Ebitda **** -75.36% (FY 2023)
Net Worth 2.67% (FY 2023)
Total Assets **** 0.45% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Saraswati Commercial (India) Ltd — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Saraswati Commercial (India) Ltd?

Current Directors

Name	Designation	Appointment Date	Status
Vaishali Rajesh Dhuri	Whole-Time Director	09 Oct 2024	Current
Sandeep Kejariwal	Director	25 Jul 2019	Current
Neha Bandyopadhyay	Director	11 Feb 2025	Current
Rupal Anand Vora	Director	28 Apr 2021	Current
Vallabh Prasad Biyani	Director	11 Feb 2022	Current
Rohit Ashwin Kothari	Director	30 May 2025	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	25 Sep 2010	Past
Pramod Abcsdd	Ceo(Kmp)	11 Aug 2016	Past
Pramod Abcsdd	Additional Director	26 Sep 2019	Past
Pramod Abcsdd	Additional Director	28 Sep 2017	Past
Pramod Abcsdd	Additional Director	15 Mar 2025	Past
Pramod Abcsdd	Additional Director	23 Sep 2021	Past

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Financial Performance of Saraswati Commercial (India).

Saraswati Commercial (India) Ltd, for the financial year ended 2023, experienced significant reduction in revenue, with a 64.9% decrease. The company also saw a substantial fall in profitability, with a 82.02% decrease in profit. The company's net worth moved up by a moderate rise of 2.67%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-64.90%

*******

Revenue from Operations

*******

-64.89%

*******

Total Assets

*******

0.45%

*******

Profit or Loss

*******

-82.02%

*******

Net Worth

*******

2.67%

*******

EBITDA

*******

-75.36%

*******

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What is the Ownership and Shareholding Structure of Saraswati Commercial (India)?

In 2023, Saraswati Commercial (India) had a promoter holding of 72.33% and a public holding of 27.69%. The company had 2 Subsidiaries and 1 Associate company. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹1,350,000,000.00

Satisfied Charges

₹100,000,000.00

Charges Breakdown by Lending Institutions

Others : 135.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
04 Jan 2024	Others	₹50.00 Cr	Open
01 Nov 2022	Others	₹5.00 Cr	Open
28 Sep 2020	Others	₹30.00 Cr	Open
17 Sep 2019	Others	₹50.00 Cr	Open
30 Jan 2015	Jm Financial Products Limited	₹10.00 Cr	Satisfied

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How Many Employees Work at Saraswati Commercial (India)?

Unlock and access historical data on people associated with Saraswati Commercial (India), such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Saraswati Commercial (India), offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Saraswati Commercial (India)'s trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Saraswati Commercial (India)

Recent Activity within the Organization

Annual General Meeting

The activity Saraswati Commercial (India) Ltd last Annual general meeting of members was held on 25 Sep 2025 as per latest MCA records. was completed.
25 Sep 2025
Director Appointment

Rohit Ashwin Kothari was appointed as a Director was appointed as a Director on 30 May 2025 & has been associated with this company since 8 months 24 days . was recorded as a recent event.
30 May 2025
Balance Sheet

Saraswati Commercial (India) Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai. was recorded as a recent event.
31 Mar 2025
Director Appointment

The activity Neha Bandyopadhyay was appointed as a Director was appointed as a Director on 11 Feb 2025 & has been associated with this company since 1 year 10 days . was completed.
11 Feb 2025
Director Appointment

Progress on Vaishali Rajesh Dhuri was appointed as a Cfo was appointed as a Cfo on 10 Oct 2024 & has been associated with this company since 1 year 4 months . was documented.
10 Oct 2024
Director Appointment

Progress on Vaishali Rajesh Dhuri was appointed as a Whole-time director was appointed as a Whole-time director on 09 Oct 2024 & has been associated with this company since 1 year 4 months . was documented.
09 Oct 2024

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