About Whizdm Finance Private Limited
Data last updated: 08 January 2026
Whizdm Finance Private Limited is a private limited company based in Bangalore South, Karnataka, India, a subsidiary of Whizdm Innovations Private Limited and recognised as a startup by DPIIT. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 27 March 2017, the company has been in operation for over 9 years.
Registered with ROC Bangalore under CIN U65929KA2017PTC101703.
Capital: an authorised share capital of ₹15 Cr and a paid-up capital of ₹12.98 Cr. It is led by directors including Kavita Iyer and Sandeep Bhandari.
Last AGM: 29 September 2025. Financial statements filed for year ended 31 March 2025. Office: Bangalore South, Karnataka.
As per the financials filed for FY 2024, the company reported a revenue of ₹481.72 Cr, reflecting significant growth compared to the previous year.
The company has a workforce of approximately 31 employees as per the latest available data. It operates as a subsidiary of Whizdm Innovations Private Limited.
The company is associated with 2 brands - Money View, Whizdm Finance. As per MCA filings, the company has open charges of ₹5,520.82 Cr and satisfied charges of ₹1,981.02 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website whizdmfinance.com.
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Registered Address17/1 3Rd Floor The Address Building Outer Ring Road, Marathahalli Kadubeesanahalli Village, Bangalore South, Karnataka, India – 560103
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Whizdm Finance Private Limited
Whizdm Finance Private Limited operates two associated brands: Money View and Whizdm Finance. These brands represent Whizdm Finance Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Loans, credit cards, gold investments, insurance, and UPI are provided. | moneyview.in | |
| Online personal, business loans, and purchase financing are provided. | whizdmfinance.com |
Competitors & Alternatives of Whizdm Finance Private Limited
Brands and companies operating in the same space as Whizdm Finance Private Limited include InCred, Stashfin, Kissht and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
InCred
|
Financial services are provided, specializing in personal and business loans. | Mumbai, India, India | 2016 |
Stashfin
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Digital lending and instant credit lines are provided to individuals. | Gurugram, India, India | 2016 |
Kissht
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Personal, business, and property loans are provided by Kissht. | Mumbai, India, India | 2015 |
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
Clix Capital
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Lending platform for consumers and businesses is provided. | Gurugram, India, India | 2016 |
CASHe
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Online instant personal loans are provided to salaried professionals. | Mumbai, India, India | 2016 |
Branch
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Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States, United States | 2015 |
Finnable
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Online personal loans with minimal documentation are offered digitally. | Bengaluru, India, India | 2015 |
Usha Financial
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NBFC offering loans to entrepreneurs, MSMEs, and individuals | Delhi, India, India | 2006 |
DMI Finance
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Personal, MSME, consumption, and EV loans are provided digitally. | Delhi, India, India | 2008 |
Business Activity of Whizdm Finance Private Limited
Whizdm Finance Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Whizdm Finance Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Whizdm Finance Private Limited
Whizdm Finance Private Limited is audited by S C MEHRA & ASSOCIATES for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S C MEHRA & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Whizdm Finance Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors and KMP of Whizdm Finance Private Limited
Whizdm Finance Private Limited currently reports 4 directors and 2 key managerial personnel. 3 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Sanjay Aggarwal
Also directs:
Siff Ventures Private Limited, Moneyview Limited, Zeo Fin Technology Private Limited and 1 more
|
Ceo | 24 Apr 2024 | 2 Years 4 Months | Current |
|
Kavita Iyer
Also directs:
Siff Ventures Private Limited
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Director | 07 May 2024 | 2 Years 3 Months | Current |
| Sandeep Bhandari | Director | 24 Apr 2024 | 2 Years 4 Months | Current |
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Nagaraj Subrahmanya
Also directs:
Avanti Microfinance Private Limited
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Director | 27 Mar 2017 | 9 Years 5 Months | Current |
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Puneet Agarwal
Also directs:
Moneyview Limited, Zeo Fin Technology Private Limited
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Director | 27 Mar 2017 | 9 Years 5 Months | Current |
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Rajkumar Goyal Sauravgoyal
Also directs:
Moneyview Limited, Zeo Fin Technology Private Limited
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Cfo | 01 Aug 2025 | 1 Years 0 Months | Current |
Financials of Whizdm Finance Private Limited FY 2025 filings available
Whizdm Finance Private Limited reported revenue of ₹481.72 Cr (up 577.00% YoY) for FY 2024.
Ten-year financial statements for Whizdm Finance Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Whizdm Finance Private Limited
Shareholding and ownership data for Whizdm Finance Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Whizdm Finance Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 24 Dec 2025 | State Bank of India | ₹50 Cr | Open |
| 19 Nov 2025 | Others | ₹15 Cr | Open |
| 31 Oct 2025 | Others | ₹10 Cr | Open |
| 31 Oct 2025 | Others | ₹10 Cr | Open |
| 31 Oct 2025 | Others | ₹500 Cr | Open |
Total charge records: 206 View all charges
Employees and EPFO Compliance at Whizdm Finance Private Limited
Whizdm Finance Private Limited has a workforce of 31 employees as of Apr 08, 2024.
Employee and EPFO history for Whizdm Finance Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Whizdm Finance Private Limited
GST registrations and filing compliance for Whizdm Finance Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Whizdm Finance Private Limited
Credit ratings, litigation, and regulatory alerts for Whizdm Finance Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Whizdm Finance Private Limited
MSME payment history for Whizdm Finance Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Whizdm Finance Private Limited
Corporate group structure for Whizdm Finance Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Whizdm Finance Private Limited
MCA filings and documents for Whizdm Finance Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Whizdm Finance Private Limited
Frequently Asked Questions about Whizdm Finance Private Limited
Whizdm Finance Private Limited is an active private limited company in the financial services sector based in Bangalore South, Karnataka, India. It was incorporated on 27 March 2017 (9+ years old) and is registered under CIN U65929KA2017PTC101703. The company has 31 employees.
Whizdm Finance Private Limited reported revenue of ₹481.72 Cr for FY 2024 (up 577.00% YoY).
The current directors and KMP of Whizdm Finance Private Limited are:
- Sanjay Aggarwal - Ceo
- Kavita Iyer - Director
- Sandeep Bhandari - Director
- Nagaraj Subrahmanya - Director
- Puneet Agarwal - Director
- Rajkumar Goyal Sauravgoyal - Cfo
The primary industry of Whizdm Finance Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes, Whizdm Finance Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Whizdm Finance Private Limited can be reached at the registered office: 171 3Rd Floor The Address Building Outer Ring Road, Marathahalli Kadubeesanahalli Village, Bangalore South, Karnataka, India – 560103, or through the website whizdmfinance.com.