India's Richest People 2026 edition · 2 directors · Source: Hurun India
- #1,545 Sanjay Aggarwal ₹1,300 Cr
- #1,673 Puneet Agarwal ₹1,100 Cr
Revenue · FY 2024
₹481.72 Cr
▲ 577% YoY
Net profit · FY 2024
₹38.82 Cr
Net margin 8.1%
EBITDA · FY 2024
₹188.68 Cr
EBITDA margin 39.2%
Authorised capital
₹15 Cr
Registered with MCA
Paid-up capital
₹12.98 Cr
Issued & subscribed
Open charges
₹5,520.82 Cr
Satisfied ₹1,981.02 Cr
Company age
9 yrs
Est. 2017
Employees · EPFO
169
Provident fund records
About Whizdm Finance Private Limited
Data last updated:
Whizdm Finance Private Limited is a private limited company based in Bangalore, Karnataka, India, a subsidiary of Whizdm Innovations Private Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 27 March 2017 and has been in existence for over 9 years.
Its director Sanjay Aggarwal is #1,545 among India's richest people (2026). Its director Puneet Agarwal is #1,673 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65929KA2017PTC101703. Its GSTIN is 29AABCW9762H1ZQ (Karnataka).
The company has an authorised share capital of ₹15 Cr and a paid-up capital of ₹12.98 Cr. It is led by directors including Kavita Iyer and Sandeep Bhandari.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2024, the company reported a revenue of ₹481.72 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹38.82 Cr (net margin 8.1%) and EBITDA of ₹188.68 Cr (EBITDA margin 39.2%). Revenue has grown at a compounded annual rate (CAGR) of 227% over three years and 416% over five years.
The company has about 169 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: Money View and Whizdm Finance. As per MCA filings, the company has open charges of ₹5,520.82 Cr and satisfied charges of ₹1,981.02 Cr on record. Court records list 150 cases involving the company, including 150 filed against it; 103 cases are pending. The company has 6 deals on record (4 rights issues, 2 debt financings), with disclosed funding of ₹45 Cr; the latest was in March 2024. Its 6 peer companies in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 3 smaller; the largest is Master Trust Limited with revenue of ₹500.53 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website whizdmfinance.com.
Company details
CIN U65929KA2017PTC101703
Registration Number 101703
Incorporation Date 27 March 2017
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 29 September 2025
Date of Balance Sheet 31 March 2025
Parent Company Whizdm Innovations Private Limited
Compliance Status Active Compliant
Recognitions & Rankings of Whizdm Finance
Contact details
Whizdm Finance Private Limited's registered office is in Bangalore, Karnataka. Its website is whizdmfinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address17/1 3rd Floor The Address Building Outer Ring Road, Marathahalli Kadubeesanahalli Village, Bangalore, Karnataka, India – 560103
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Whizdm Finance Private Limited, buy the company report.
Comprehensive company report
Whizdm Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Whizdm Finance operates two associated brands: Money View and Whizdm Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Loans, credit cards, gold investments, insurance, and UPI are provided. | moneyview.in | |
| Online personal, business loans, and purchase financing are provided. | whizdmfinance.com |
Business activity
The main business activity of Whizdm Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Whizdm Finance Private Limited, buy the company report.
Financials of Whizdm Finance Private Limited
FY 2025 filings availableWhizdm Finance Private Limited reported revenue of ₹481.72 Cr (up 577% YoY) for FY 2024.
Revenue · FY 2024
₹481.72 Cr ▲ 577%
Net profit · FY 2024
₹38.82 Cr margin 8.1%
EBITDA · FY 2024
₹188.68 Cr margin 39.2%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 577%
3 years · compounded
▲ 227%
5 years · compounded
▲ 416%
EBITDA CAGR growth
1 year
▲ 649%
3 years · compounded
▲ 234%
5 years · compounded
▲ 328%
Revenue has grown at a compounded annual rate (CAGR) of 416% over five years, including 577% growth in the latest year. EBITDA rose 649% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹188.68 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹38.82 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 39.2% | ||||
| Net Profit Margin | 8.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Whizdm Finance Private Limited, buy the company report.
Board of directors and KMP of Whizdm Finance Private Limited
Whizdm Finance Private Limited currently reports 4 directors and 2 key managerial personnel. 3 former directors have served the organization.
Current Directors and KMP
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjay Aggarwal Also directs: Siff Ventures Private Limited, Moneyview Limited, Zeo Fin Technology Private Limited and 1 more | Ceo | 24 Apr 2024 | 2 Years 6 Months | Current |
| Kavita Iyer Also directs: Siff Ventures Private Limited | Director | 07 May 2024 | 2 Years 6 Months | Current |
| Sandeep Bhandari | Director | 24 Apr 2024 | 2 Years 6 Months | Current |
| Nagaraj Subrahmanya | Director | 27 Mar 2017 | 9 Years 7 Months | Current |
| Puneet Agarwal Also directs: Moneyview Limited, Zeo Fin Technology Private Limited | Director | 27 Mar 2017 | 9 Years 7 Months | Current |
| Rajkumar Goyal Sauravgoyal Also directs: Zeo Fin Technology Private Limited | Cfo | 01 Aug 2025 | 1 Years 3 Months | Current |
Peer comparison
Whizdm Finance Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Master Trust Limited | ₹500.53 Cr (FY 2024) | 48.0% | Ludhiana, Punjab, India | |||
| Light Microfinance Private Limited | ₹494.93 Cr (FY 2025) | -5.0% | New Delhi, Delhi, India | |||
| Keertana Finserv Limited | ₹485.5 Cr (FY 2025) | 75.0% | Kolkata, West Bengal, India | |||
| Whizdm Finance Private Limitedthis company | ₹481.72 Cr (FY 2024) | ₹38.82 Cr | 8.1% | 577.0% | 169 | Bangalore, Karnataka, India |
| Aurum Ventures Private Limited | ₹475.96 Cr (FY 2025) | 30.0% | Navi Mumbai, Maharashtra, India | |||
| Dayanand Munjal Investments Pvt Ltd | ₹472.77 Cr (FY 2025) | -1.0% | Haryana, India | |||
| Infina Finance Private Limited | ₹466.95 Cr (FY 2024) | 105.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Whizdm Finance Private Limited, buy the company report.
Auditor
Whizdm Finance Private Limited is audited by S C MEHRA & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S C MEHRA & ASSOCIATES | FY 2023 | 106156W |
Shareholding
The shareholding of Whizdm Finance Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Whizdm Finance Private Limited, buy the company report.
Charges & borrowings
Open charges
₹5,520.82 Cr
Satisfied charges
₹1,981.02 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 24 Dec 2025 | 101208804 | State Bank of India | ₹50 Cr | Open | |
| 19 Nov 2025 | 101197080 | Others | ₹15 Cr | Open | |
| 31 Oct 2025 | 101183286 | Others | ₹10 Cr | Open | |
| 31 Oct 2025 | 101183288 | Others | ₹10 Cr | Open | |
| 31 Oct 2025 | 101202884 | Others | ₹500 Cr | Open |
To see the full charge records of Whizdm Finance Private Limited, buy the company report.
Total charge records: 206 View all charges
Deals & funding
Whizdm Finance Private Limited has 6 deals on record (4 rights issues, 2 debt financings), with disclosed funding of ₹45 Cr; the latest was in March 2024.
Total deals
6
Rights issues
4
Debt financings
2
Disclosed funding
₹45 Cr
Deals on record (5 of 6)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2024 | Debt financing | ₹25 Cr | Investors: InnoVen Capital |
| Nov 2022 | Rights issue | ₹25 Cr | Investors: Moneyview Limited |
| Mar 2022 | Rights issue | ₹54.08 Cr | Investors: Moneyview Limited |
| Jan 2021 | Rights issue | ₹12 Cr | Investors: Moneyview Limited |
| Dec 2019 | Rights issue | ₹8 Cr | Investors: Moneyview Limited |
To see the full deal history of Whizdm Finance Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Whizdm Finance Private Limited has 150 court cases on record: 150 filed against it. 103 cases are pending and 47 are disposed.
Total cases
150
Filed against the company
150
Pending
103
Disposed
47
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 116 | 116 | 101 |
| High courts | 34 | 34 | 2 |
Cases on record (5 of 150)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, East Godavari, Andhra Pradesh | Civil suit | Filed against the company | Pending |
| District court, East Godavari, Andhra Pradesh | Civil suit | Filed against the company by an individual | Pending |
| District court, Rangareddy, Telangana | Civil suit | Filed against the company | Pending |
| District court, Chennai, Tamil Nadu | Civil suit | Filed against the company by an individual | Pending |
| District court, Rangareddy, Telangana | Civil suit | Filed against the company | Pending |
To see the full case history of Whizdm Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Whizdm Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Whizdm Finance Private Limited has a workforce of 169 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Employee count
169
Active EPFO establishments
1
Employee growth
37.4%
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 169 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 |
To see the full employee and EPFO history of Whizdm Finance Private Limited, buy the company report.
GST
Whizdm Finance has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AABCW9762H1ZQ | Karnataka | Active | 29 Aug 2019 |
To see the full GST registrations and return filing status of Whizdm Finance Private Limited, buy the company report.
Recent activity
Whizdm Finance Private Limited has 9 board changes on record since 2017: 6 appointments and 3 cessations. The latest: Rajkumar Goyal Sauravgoyal was appointed as CFO on 01 Aug 2025.
Charges
A charge with State Bank Of India amounted to Rs. 50.00 Cr with Charge ID 101208804 was registered on 24 Dec 2025.
Charges
A charge registered on 25 Jul 2024 via Charge ID 100958641 with Others was fully satisfied on 22 Dec 2025.
Charges
A charge registered on 30 Mar 2023 via Charge ID 100705399 with Others was fully satisfied on 22 Dec 2025.
Charges
A charge registered on 27 Jun 2024 via Charge ID 100941104 with Others was fully satisfied on 19 Dec 2025.
Charges
A charge registered on 31 Oct 2023 via Charge ID 100818036 with Others was fully satisfied on 19 Dec 2025.
Charges
A charge registered on 29 Mar 2024 via Charge ID 100899874 with Others was fully satisfied on 17 Dec 2025.
Charges
A charge registered on 19 Jun 2023 via Charge ID 100740500 with Others was fully satisfied on 17 Dec 2025.
Charges
A charge registered on 29 Nov 2023 via Charge ID 100823895 with Tata Capital Financial Services Limited was fully satisfied on 16 Dec 2025.
Charges
A charge registered on 30 Jul 2024 via Charge ID 100957946 with Others was fully satisfied on 12 Dec 2025.
Charges
A charge registered on 28 Jun 2023 via Charge ID 100747749 with Others was fully satisfied on 09 Dec 2025.
Charges
A charge registered on 28 Aug 2024 via Charge ID 100974435 with Others was fully satisfied on 08 Dec 2025.
Charges
A charge registered on 30 Apr 2024 via Charge ID 100918183 with Others was fully satisfied on 08 Dec 2025.
292 earlier events are in the company report.
From our blog
Frequently asked questions
Whizdm Finance is an active private limited company based in Bangalore, Karnataka, India. The company works in nbfc, within the financial services industry. It was incorporated on 27 March 2017 (9+ years old) and is registered under CIN U65929KA2017PTC101703.
Whizdm Finance has 6 current directors and KMP:
- Kavita Iyer - Director
- Sandeep Bhandari - Director
- Nagaraj Subrahmanya - Director
- Puneet Agarwal - Director
- Sanjay Aggarwal - Ceo
- Rajkumar Goyal Sauravgoyal - Cfo
The latest financial statements of Whizdm Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of Whizdm Finance is 29AABCW9762H1ZQ, registered in Karnataka.
The CIN (Corporate Identification Number) of Whizdm Finance is U65929KA2017PTC101703. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Whizdm Finance has 150 court cases on record: 150 filed against it. 103 are pending. Most are in the district courts.
Whizdm Finance was incorporated on 27 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Bangalore.
Whizdm Finance has 6 deals on record (4 rights issues, 2 debt financings), with disclosed funding of ₹45 Cr; the latest was in March 2024.
The peers of Whizdm Finance by revenue are Master Trust Limited, Light Microfinance Private Limited, Keertana Finserv Limited, Aurum Ventures Private Limited, Dayanand Munjal Investments Pvt Ltd and 1 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Rajkumar Goyal Sauravgoyal was appointed as CFO on 01 Aug 2025. Kavita Iyer ceased to be Additional Director on 26 Sep 2024. Sandeep Bhandari ceased to be Additional Director on 26 Sep 2024. Whizdm Finance has 9 board changes on record in total.
Whizdm Finance can be reached through the website whizdmfinance.com. Its registered office is in Bangalore, Karnataka, India.
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