Startup India Government of India
Zeo Fin Technology Private Limited - internet in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹4.81 Cr
▲ 13% YoY
Net loss · FY 2025
₹17.03 Cr
Net margin -354.2%
EBITDA · FY 2025
-₹22.59 Cr
EBITDA margin -469.8%
Authorised capital
₹15.35 Cr
Registered with MCA
Paid-up capital
₹15.12 Lakh
Issued & subscribed
Company age
5 yrs
Est. 2021
Employees · EPFO
66
Provident fund records
Directors on board
3
As per MCA filings
About Zeo Fin Technology Private Limited
Data last updated:
Zeo Fin Technology Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 14 July 2021 and has been in existence for over 5 years.
Its director Sanjay Aggarwal is #1,545 among India's richest people (2026). Its director Puneet Agarwal is #1,673 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74999MH2021PTC363899. Its GSTIN is 27AABCZ7763P1ZD (Maharashtra). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹15.35 Cr and a paid-up capital of ₹15.12 Lakh. It is led by directors including Sanjay Aggarwal and Puneet Agarwal.
Its last annual general meeting (AGM) was held on 28 July 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.81 Cr, a growth of 13% compared to the previous year. For the same year it recorded a net loss of ₹17.03 Cr (net margin -354.2%) and EBITDA of -₹22.59 Cr (EBITDA margin -469.8%). Revenue has grown at a compounded annual rate (CAGR) of 86% over three years.
The company has about 66 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 1 brand: Jify. The company has 8 deals on record (5 funding rounds, 3 secondary share transfers), with disclosed funding of ₹79.81 Cr; the latest was in September 2024.
Zeo Fin Technology Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-19-0219771). For more details, the company can be reached via its website jify.co.
Company details
CIN U74999MH2021PTC363899
Registration Number 363899
Incorporation Date 14 July 2021
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 28 July 2026
Date of Balance Sheet 31 March 2026
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MH-19-0219771
Recognitions & Rankings of Zeo Fin Technology
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-19-0219771
India's Richest People 2026 edition · 2 directors · Source: Hurun India
- #1,545 Sanjay Aggarwal ₹1,300 Cr
- #1,673 Puneet Agarwal ₹1,100 Cr
Contact details
Zeo Fin Technology Private Limited's registered office is in Mumbai, Maharashtra. Its website is jify.co. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressOffice No. 19 1st Floor Vikas Center, S.V. Road Santacruz West, Mumbai, Maharashtra, India – 400054
- IndustryInternet, Online Financial Services
To see the full contact details of Zeo Fin Technology Private Limited, buy the company report.
Comprehensive company report
Zeo Fin Technology Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Zeo Fin Technology is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities |
To see the full business activity and turnover split of Zeo Fin Technology Private Limited, buy the company report.
Financials of Zeo Fin Technology Private Limited
FY 2026 filings availableZeo Fin Technology Private Limited reported revenue of ₹4.81 Cr (up 13% YoY) for FY 2025.
Revenue · FY 2025
₹4.81 Cr ▲ 13%
Net loss · FY 2025
₹17.03 Cr margin -354.2%
EBITDA · FY 2025
-₹22.59 Cr margin -469.8%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 13%
3 years · compounded
▲ 86%
EBITDA CAGR growth
1 year
▼ 41%
3 years · compounded
▼ 297%
Revenue has grown at a compounded annual rate (CAGR) of 86% over three years, including 13% growth in the latest year. EBITDA fell 41% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
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| Revenue from Operations | ||||
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| Total Expenses | ||||
| EBITDA | -₹22.59 Cr | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹17.03 Cr | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
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| Fixed Assets | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -469.8% | |||
| Net Profit Margin | -354.2% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
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| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
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| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Zeo Fin Technology Private Limited, buy the company report.
Board of directors of Zeo Fin Technology Private Limited
Zeo Fin Technology has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjay Aggarwal Also directs: Whizdm Finance Private Limited, Moneyview Limited, Siff Ventures Private Limited and 1 more | Director | 25 Sep 2024 | 2 Years 1 Months | Current |
| Puneet Agarwal Also directs: Whizdm Finance Private Limited, Moneyview Limited | Director | 25 Sep 2024 | 2 Years 1 Months | Current |
| Rajkumar Goyal Sauravgoyal Also directs: Whizdm Finance Private Limited | Director | 25 Oct 2024 | 2 Years 0 Months | Current |
Auditor
Zeo Fin Technology Private Limited is audited by Patel Senghani and Parvadiya for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Patel Senghani and Parvadiya | FY 2024 | 141365W |
Shareholding
The shareholding of Zeo Fin Technology Private Limited is on record for 3 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Zeo Fin Technology Private Limited, buy the company report.
Deals & funding
Zeo Fin Technology Private Limited has 8 deals on record (5 funding rounds, 3 secondary share transfers), with disclosed funding of ₹79.81 Cr; the latest was in September 2024.
Total deals
8
Funding rounds
5
Secondary share transfers
3
Disclosed funding
₹79.81 Cr
Deals on record (5 of 8)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2024 | Secondary share transfer | Undisclosed | Seller: 2 individuals |
| Jan 2023 | Funding round · Series A | ₹2.32 Cr | Investors: Culture Cap, 3 individuals |
| Oct 2022 | Secondary share transfer | Undisclosed | Seller: Amica Financial Technologies Private Limited |
| Jan 2022 | Funding round · Seed | ₹2.25 Cr | Investors: Amica Financial Technologies Private Limited |
| Jan 2022 | Funding round · Seed | ₹4.5 Cr | Investors: Accel India, Varanium Capital, Tholons Inc, an individual |
To see the full deal history of Zeo Fin Technology Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Zeo Fin Technology Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Zeo Fin Technology Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Zeo Fin Technology has 1 subsidiary company. This group structure data is as of FY 2024. The table lists each entity with its relationship and holding.
1
Subsidiary companies
Key subsidiaries
| Company Name | CIN | Shares held |
|---|---|---|
| Zeo Fin Capital Private Limited | U65999MH2023PTC398014 |
To see the full group structure of Zeo Fin Technology Private Limited, buy the company report.
Employees & EPFO
Zeo Fin Technology Private Limited has a workforce of 66 employees on its EPFO records as of Dec 11, 2024, across 1 active EPFO establishment.
Employee count
66
Active EPFO establishments
1
Employee growth
24.53%
GST
Zeo Fin Technology has 2 GST registrations: 1 active and 1 cancelled or inactive.
Total GSTINs
2
Active
1
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AABCZ7763P1ZD | Maharashtra | Active | 26 May 2022 |
To see the full GST registrations and return filing status of Zeo Fin Technology Private Limited, buy the company report.
Recent activity
Zeo Fin Technology Private Limited has 6 board changes on record since 2024: 3 appointments and 3 cessations. The latest: Rajkumar Goyal Sauravgoyal was appointed as Director on 25 Oct 2024.
AGM
Zeo Fin Technology Private Limited last Annual general meeting of members was held on 28 Jul 2026 as per latest MCA records.
Filing
Zeo Fin Technology Private Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Mumbai I.
Appointed
Rajkumar Goyal Sauravgoyal was appointed as Director.
Ceased
Anisha Yatin Dossa ceased to be Director.
Ceased
Anusha Ramakrishnan ceased to be Director.
Appointed
Puneet Agarwal was appointed as Director.
Appointed
Sanjay Aggarwal was appointed as Director.
Ceased
Utkarsh Ranjan Sain ceased to be Director.
Incorporation
14 Jul 2021
Zeo Fin Technology Private Limited was registered on 14 Jul 2021 with Roc Mumbai I & aged 5 years 3 months as per MCA records.
Frequently asked questions
Zeo Fin Technology is an active private limited company based in Mumbai, Maharashtra, India. The company works in online financial services, within the internet industry. It was incorporated on 14 July 2021 (5+ years old) and is registered under CIN U74999MH2021PTC363899.
Zeo Fin Technology has 3 current directors:
- Sanjay Aggarwal - Director
- Puneet Agarwal - Director
- Rajkumar Goyal Sauravgoyal - Director
The latest financial statements of Zeo Fin Technology on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 28 July 2026. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Zeo Fin Technology is 27AABCZ7763P1ZD, registered in Maharashtra. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Zeo Fin Technology is U74999MH2021PTC363899. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Zeo Fin Technology was incorporated on 14 July 2021, making it 5+ years old. It is registered with the Registrar of Companies, Mumbai.
Zeo Fin Technology has 8 deals on record (5 funding rounds, 3 secondary share transfers), with disclosed funding of ₹79.81 Cr; the latest was in September 2024.
Rajkumar Goyal Sauravgoyal was appointed as Director on 25 Oct 2024. Anisha Yatin Dossa ceased to be Director on 25 Sep 2024. Anusha Ramakrishnan ceased to be Director on 25 Sep 2024. Zeo Fin Technology has 6 board changes on record in total.
Yes, Zeo Fin Technology is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Zeo Fin Technology is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-19-0219771).
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