About Wishfin Insurance Web Aggregator Private Limited
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Wishfin Insurance Web Aggregator Private Limited is a private limited company based in New Delhi, Delhi, India, a subsidiary of Mywish Marketplaces Private Limited. It operates in the general insurance providers segment of the financial services sector. It was incorporated on 22 August 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U66000DL2017PTC322513. Its GSTIN is 09AACCW0640B1ZS (Uttar Pradesh).
The company has an authorised share capital of ₹4.9 Cr and a paid-up capital of ₹3.73 Cr. It is led by directors including Puru Vashishtha and Mohd Shuaib.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Innov8 Ras Vilas Lower Ground Floor, Salcon Rasvilas D – 1 Saket District Center, New Delhi, Delhi, India – 110017.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.14 Lakh, a decline of 10% compared to the previous year. For the same year it recorded a net loss of ₹12.81 Lakh (net margin -309.3%) and EBITDA of -₹12.31 Lakh (EBITDA margin -297.2%). Revenue has declined at a compounded annual rate (CAGR) of 61% over three years and 44% over five years.
The company has about 1 employee on its provident fund (EPFO) records.
The company is associated with 1 brand: Wishfin. The company has 3 deals on record (2 acquisitions, 1 rights issue); the latest was in November 2019. The company has 12 MSME Form 1 returns on record between 2019 and 2024, listing 128 overdue payments to 7 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website wishpolicy.com.
Company details
Contact details
Wishfin Insurance Web Aggregator Private Limited's registered office is in New Delhi, Delhi. Its website is wishpolicy.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressInnov8 Ras Vilas Lower Ground Floor, Salcon Rasvilas D – 1 Saket District Center, New Delhi, Delhi, India – 110017
- IndustryFinancial Services, General Insurance Providers
To see the full contact details of Wishfin Insurance Web Aggregator Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Wishfin Insurance Web Aggregator operates one associated brand: Wishfin. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Online platform for comparing and applying for loans and credit cards | wishfin.com |
Business activity
The main business activity of Wishfin Insurance Web Aggregator is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Wishfin Insurance Web Aggregator Private Limited, buy the company report.
Financials of Wishfin Insurance Web Aggregator Private Limited
FY 2025 filings availableWishfin Insurance Web Aggregator Private Limited reported revenue of ₹4.14 Lakh (down 10% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 44% over five years, including a 10% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹4.14 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹12.31 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹12.81 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
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| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -297.2% | ||||
| Net Profit Margin | -309.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
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| Net Profit Growth | |||||
To see the full financial statements and ratios of Wishfin Insurance Web Aggregator Private Limited, buy the company report.
Board of directors of Wishfin Insurance Web Aggregator Private Limited
Wishfin Insurance Web Aggregator has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Puru Vashishtha | Director | 22 Aug 2017 | 9 Years 2 Months | Current |
| Mohd Shuaib Also directs: Smart Junction Private Limited | Director | 13 May 2024 | 2 Years 6 Months | Current |
| Gangesh Malhotra Also directs: Smart Junction Private Limited | Director | 13 May 2024 | 2 Years 6 Months | Current |
Auditor
Wishfin Insurance Web Aggregator Private Limited is audited by S.SANNIGRAHI & CO. for the financial year 2025.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S.SANNIGRAHI & CO. | FY 2025 | 004995C |
Shareholding
The shareholding of Wishfin Insurance Web Aggregator Private Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Wishfin Insurance Web Aggregator Private Limited, buy the company report.
Deals & funding
Wishfin Insurance Web Aggregator Private Limited has 3 deals on record (2 acquisitions, 1 rights issue); the latest was in November 2019.
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2019 | Rights issue | ₹3.25 Cr | Investors: Mywish Marketplaces Private Limited |
| Apr 2019 | Acquisition | ₹2 Cr | Buyer: Mywish Marketplaces Private Limited |
| Dec 2017 | Acquisition | ₹40 Lakh | Buyer: Mywish Marketplaces Private Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Wishfin Insurance Web Aggregator Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
Wishfin Insurance Web Aggregator Private Limited has 12 MSME Form 1 returns on record between 2019 and 2024, listing 128 overdue payments to 7 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 7)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| E2e Networks Limited | |||
| International Business Advisors LLP | |||
| Nayyar Maniar Sharma & Associates LLP | |||
| Iba Outsourcing Services LLP | |||
| Avis Esolutions Private Limited |
To see the full MSME payment records of Wishfin Insurance Web Aggregator Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Employees & EPFO
Wishfin Insurance Web Aggregator Private Limited has a workforce of 1 employees on its EPFO records as of Oct 2022, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2022-23 | 1 |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 |
To see the full employee and EPFO history of Wishfin Insurance Web Aggregator Private Limited, buy the company report.
GST
Wishfin Insurance Web Aggregator has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AACCW0640B1ZS | Uttar Pradesh | Active | 10 Sep 2018 |
To see the full GST registrations and return filing status of Wishfin Insurance Web Aggregator Private Limited, buy the company report.
Recent activity
Wishfin Insurance Web Aggregator Private Limited has 5 board changes on record since 2017: 3 appointments and 2 cessations. The latest: Gangesh Malhotra was appointed as Director on 13 May 2024.
Frequently asked questions
Wishfin Insurance Web Aggregator is an active private limited company based in New Delhi, Delhi, India. The company works in general insurance providers, within the financial services industry. It was incorporated on 22 August 2017 (9+ years old) and is registered under CIN U66000DL2017PTC322513.
Wishfin Insurance Web Aggregator has 3 current directors:
- Puru Vashishtha - Director
- Mohd Shuaib - Director
- Gangesh Malhotra - Director
The latest financial statements of Wishfin Insurance Web Aggregator on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Wishfin Insurance Web Aggregator is 09AACCW0640B1ZS, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Wishfin Insurance Web Aggregator is U66000DL2017PTC322513. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Wishfin Insurance Web Aggregator was incorporated on 22 August 2017, making it 9+ years old. It is registered with the Registrar of Companies, Delhi.
Wishfin Insurance Web Aggregator has 3 deals on record (2 acquisitions, 1 rights issue); the latest was in November 2019.
Gangesh Malhotra was appointed as Director on 13 May 2024. Mohd Shuaib was appointed as Director on 13 May 2024. Reem Saied ceased to be Additional Director on 27 Sep 2018. Wishfin Insurance Web Aggregator has 5 board changes on record in total.
Wishfin Insurance Web Aggregator has 12 MSME Form 1 returns on record between 2019 and 2024, listing 128 overdue payments to 7 micro and small suppliers. The latest return was filed on 29 Apr 2024.
Wishfin Insurance Web Aggregator can be reached through the website wishpolicy.com. Its registered office is in New Delhi, Delhi, India.
The registered office of Wishfin Insurance Web Aggregator is at Innov8 Ras Vilas Lower Ground Floor, Salcon Rasvilas D – 1 Saket District Center, New Delhi, Delhi, India – 110017.
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