Amalolbhava Kuries Private Limited
About Amalolbhava Kuries Private Limited
Data last updated:
Amalolbhava Kuries Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 14 June 2000 and has been in existence for over 26 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2000PTC013999. Its GSTIN is 32AADCA9339A1Z4 (Kerala).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹6.16 Lakh. It is led by directors including Roy Rippon Mutturuthil (Managing Director) and Sindhu Unnikrishnan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kalavath Towers Plarivattom, Ernakulam, Kerala, India – 682025.
As per the financials filed for FY 2024, the company reported a revenue of ₹28.78 Lakh, a decline of 15% compared to the previous year. For the same year it recorded a net loss of ₹1.61 Lakh (net margin -5.6%) and EBITDA of -₹1.44 Lakh (EBITDA margin -5%). Revenue has declined at a compounded annual rate (CAGR) of 6% over three years and 2% over five years.
Court records list 15 cases involving the company, including 13 filed by the company and 2 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Amalolbhava Kuries Private Limited's registered office is in Ernakulam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressKalavath Towers Plarivattom, Ernakulam, Kerala, India – 682025
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Amalolbhava Kuries Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Amalolbhava Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Amalolbhava Kuries Private Limited, buy the company report.
Financials of Amalolbhava Kuries Private Limited
FY 2025 filings availableAmalolbhava Kuries Private Limited reported revenue of ₹28.78 Lakh (down 15% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 2% over five years, including a 15% fall in the latest year. EBITDA fell 289% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹1.44 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1.61 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -5% | ||||
| Net Profit Margin | -5.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Amalolbhava Kuries Private Limited, buy the company report.
Board of directors of Amalolbhava Kuries Private Limited
Amalolbhava Kuries has 7 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sindhu Unnikrishnan | Director | 14 Jun 2000 | 26 Years 4 Months | Current |
| Roy Rippon Mutturuthil | Managing Director | 14 Jun 2000 | 26 Years 4 Months | Current |
| Lilly Joseph | Director | 23 Aug 2001 | 25 Years 2 Months | Current |
| Augustine Kannamthara Pappu | Director | 25 Jun 2000 | 26 Years 4 Months | Current |
| Kasperemmanuel Pothady Xavier | Director | 25 Jun 2000 | 26 Years 4 Months | Current |
| Mary Silvester | Director | 25 Jun 2000 | 26 Years 4 Months | Current |
Peer comparison
Amalolbhava Kuries Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mangaldayak Chit Funds Pvt Ltd | ₹29.09 Lakh (FY 2021) | -43.0% | Hyderabad, Telangana, India | |||
| Veliyath Kuries Private Limited | ₹29 Lakh (FY 2025) | -8.0% | Ernakulam, Kerala, India | |||
| Amalolbhava Kuries Private Limitedthis company | ₹28.78 Lakh (FY 2024) | -₹1.61 Lakh | -5.6% | -15.0% | Ernakulam, Kerala, India | |
| Radhae Urban Multipurose Nidhi Limited | ₹28.75 Lakh (FY 2022) | 402.0% | Aurangabad, Maharashtra, India | |||
| Harshasri Chits Private Limited | ₹28.71 Lakh (FY 2025) | 46.0% | Luxettipet, Telangana, India | |||
| Sai Priya Chit Fund Pvt Ltd | ₹28.67 Lakh (FY 2018) | -59.0% | Guntur, Andhra Pradesh, India | |||
| Chennai Royal Chit Funds Private Limited | ₹28.66 Lakh (FY 2024) | -4.0% | Chennai, Tamil Nadu, India | |||
| Laya Nidhi Limited | ₹28.63 Lakh (FY 2024) | 23.0% | Varanasi, Uttar Pradesh, India |
To see the full peer comparison of Amalolbhava Kuries Private Limited, buy the company report.
Auditor
Amalolbhava Kuries Private Limited is audited by KRISHNAN AND BABU CHARTERED ACCOUNTANTS for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KRISHNAN AND BABU CHARTERED ACCOUNTANTS | FY 2023 | 009701S |
Shareholding
The shareholding of Amalolbhava Kuries Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Amalolbhava Kuries Private Limited, buy the company report.
Legal cases
Amalolbhava Kuries Private Limited has 15 court cases on record: 13 filed by Amalolbhava Kuries, 2 filed against it. 1 case is pending and 14 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 12 | 0 | 1 |
| High courts | 3 | 2 | 0 |
Cases on record (5 of 15)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against individuals | Pending |
| High Court of Kerala | Court case (RP) | Filed against the company | Disposed |
| High Court of Kerala | Writ petition | Filed against the company | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of Amalolbhava Kuries Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Amalolbhava Kuries Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Amalolbhava Kuries has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCA9339A1Z4 | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Amalolbhava Kuries Private Limited, buy the company report.
Recent activity
Amalolbhava Kuries Private Limited has 7 board changes on record since 2000: 7 appointments. The latest: Lilly Joseph was appointed as Director on 23 Aug 2001.
Frequently asked questions
Amalolbhava Kuries is an active private limited company based in Ernakulam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 14 June 2000 (26+ years old) and is registered under CIN U65992KL2000PTC013999.
Amalolbhava Kuries has 7 current directors:
- Roy Rippon Mutturuthil - Managing Director
- Sindhu Unnikrishnan - Director
- Lilly Joseph - Director
- Augustine Kannamthara Pappu - Director
- Kasperemmanuel Pothady Xavier - Director
- Mary Silvester - Director
- Mini Syamaprasad - Director
The latest financial statements of Amalolbhava Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Amalolbhava Kuries is 32AADCA9339A1Z4, registered in Kerala.
The CIN (Corporate Identification Number) of Amalolbhava Kuries is U65992KL2000PTC013999. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Amalolbhava Kuries has 15 court cases on record: 13 filed by the company and 2 filed against it. 1 is pending. Most are in the district courts.
Amalolbhava Kuries was incorporated on 14 June 2000, making it 26+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Amalolbhava Kuries by revenue are Mangaldayak Chit Funds Pvt Ltd, Veliyath Kuries Private Limited, Radhae Urban Multipurose Nidhi Limited, Harshasri Chits Private Limited, Sai Priya Chit Fund Pvt Ltd and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Lilly Joseph was appointed as Director on 23 Aug 2001. Augustine Kannamthara Pappu was appointed as Director on 25 Jun 2000. Kasperemmanuel Pothady Xavier was appointed as Director on 25 Jun 2000. Amalolbhava Kuries has 7 board changes on record in total.
The registered office of Amalolbhava Kuries is at Kalavath Towers Plarivattom, Ernakulam, Kerala, India – 682025.
Amalolbhava Kuries operates in the financial services industry, in the microfinance institutions segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
