- #492 Bhupinder Singh ₹7,100 Cr

About Incred Techinvest Private Limited
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Incred Techinvest Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Incred Financial Services Limited. It operates in the business and IT consulting segment of the business process outsourcing sector. It was incorporated on 06 July 2015 and has been in existence for over 11 years.
Its director Bhupinder Singh is #492 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U66309MH2015PTC355907. Its GSTIN is 27AAGCB3482J1ZG (Maharashtra). The company holds 3 GST registrations, of which 2 are active.
The company has an authorised share capital of ₹45.08 Cr and a paid-up capital of ₹45.06 Cr. It is led by directors Vikram Sundarlal Agarwal and Bhupinder Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Unit No. 1203 12th Floor B – Wing The Capital Bandra Kurla Complex, Mumbai, Maharashtra, India – 400051.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.46 Cr, a growth of 29% compared to the previous year. For the same year it recorded a net profit of ₹10.21 Cr (net margin 136.9%) and EBITDA of ₹6.91 Cr (EBITDA margin 92.6%). Revenue has grown at a compounded annual rate (CAGR) of 342% over three years and 169% over five years.
The company is associated with 2 brands: InCred and InstaPaisa. Court records list 2 cases involving the company, including 2 filed against it. The company has 7 deals on record (4 funding rounds, 3 secondary share transfers), with disclosed funding of ₹10.37 Cr; the latest was in September 2019.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website incred.com.
Company details
CIN history
Incred Techinvest has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U66309MH2015PTC355907, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U66309MH2015PTC355907 | Current |
| U67190MH2015PTC355907 | Previous |
| U67190DL2015PTC282441 | Previous |
Recognitions & Rankings of Incred Techinvest
Contact details
Incred Techinvest Private Limited's registered office is in Mumbai, Maharashtra.
- Social Media
- Registered AddressUnit No. 1203 12th Floor B – Wing The Capital Bandra Kurla Complex, Mumbai, Maharashtra, India – 400051
- IndustryBusiness Outsourcing, Business & IT Consulting
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Incred Techinvest operates two associated brands: InCred and InstaPaisa. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services are provided, specializing in personal and business loans. | incred.com | |
| B2C marketplace for personal loans | instapaisa.com |
Financials of Incred Techinvest Private Limited
FY 2025 filings availableIncred Techinvest Private Limited reported revenue of ₹7.46 Cr (up 29% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 169% over five years, including 29% growth in the latest year. EBITDA rose 386% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹6.91 Cr | ||||
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| Net Profit (PAT) | ₹10.21 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 92.6% | ||||
| Net Profit Margin | 136.9% | ||||
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To see the full financial statements and ratios of Incred Techinvest Private Limited, buy the company report.
Board of directors of Incred Techinvest Private Limited
Incred Techinvest has 2 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vikram Sundarlal Agarwal Also directs: Incred Capital Financial Services Limited, Cybri Infotech Private Limited, Oro Financial Consultants Private Limited and 5 more | Director | 11 Mar 2025 | 1 Years 7 Months | Current |
| Bhupinder Singh Also directs: Naab Restaurant LLP, Bhajji Da Dhaba Hospitality Private Limited, Y2x Hospitality Private Limited and 5 more | Director | 30 Jun 2016 | 10 Years 4 Months | Current |
Deals & funding
Incred Techinvest Private Limited has 7 deals on record (4 funding rounds, 3 secondary share transfers), with disclosed funding of ₹10.37 Cr; the latest was in September 2019.
Deals on record (5 of 7)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2019 | Funding round | ₹2 Cr | Investors: Incred Financial Services Limited |
| Apr 2019 | Secondary share transfer | Undisclosed | Buyer: Incred Financial Services Limited Seller: Bee Finance Limited |
| Jul 2018 | Secondary share transfer | Undisclosed | Buyer: Incred Financial Services Limited Seller: 3 individuals |
| Jun 2016 | Funding round | ₹7.37 Cr | Investors: Bee Finance Limited |
| Jun 2016 | Secondary share transfer | Undisclosed | Buyer: Bee Finance Limited, an individual Seller: 500 Global, 3 individuals |
To see the full deal history of Incred Techinvest Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Incred Techinvest Private Limited has 2 court cases on record: 2 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| NCLT | 2 | 2 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| NCLT, Mumbai | Company petition | Filed against the company by an individual | Disposed |
| NCLT, Mumbai | Company petition | Filed against the company by an individual | Disposed |
To see the full case history of Incred Techinvest Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Incred Techinvest Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Incred Techinvest has 3 GST registrations: 2 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAGCB3482J1ZG | Maharashtra | Active | 21 Apr 2021 |
| 07AAGCB3482J1ZI | Delhi | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Incred Techinvest Private Limited, buy the company report.
Recent activity
Incred Techinvest Private Limited has 11 board changes on record since 2016: 2 appointments and 9 cessations. The latest: Vikram Sundarlal Agarwal ceased to be Additional Director on 29 Sep 2025.
2 earlier events are in the company report.
News
Frequently asked questions
Incred Techinvest is an active private limited company based in Mumbai, Maharashtra, India. The company works in business and IT consulting, within the business outsourcing industry. It was incorporated on 06 July 2015 (11+ years old) and is registered under CIN U66309MH2015PTC355907.
Incred Techinvest has 2 current directors:
- Vikram Sundarlal Agarwal - Director
- Bhupinder Singh - Director
The latest financial statements of Incred Techinvest on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The GSTIN of Incred Techinvest is 27AAGCB3482J1ZG, registered in Maharashtra. The company has 3 GST registrations in all, of which 2 are active and 1 is cancelled or inactive. Other active GSTINs include 07AAGCB3482J1ZI (Delhi).
The CIN (Corporate Identification Number) of Incred Techinvest is U66309MH2015PTC355907. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Incred Techinvest has 2 court cases on record: 2 filed against it.
Incred Techinvest was incorporated on 06 July 2015, making it 11+ years old. It is registered with the Registrar of Companies, Mumbai.
Incred Techinvest has 7 deals on record (4 funding rounds, 3 secondary share transfers), with disclosed funding of ₹10.37 Cr; the latest was in September 2019.
Vikram Sundarlal Agarwal ceased to be Additional Director on 29 Sep 2025. Vikram Sundarlal Agarwal was appointed as Director on 11 Mar 2025. Kamlesh Rajaninath Dangi ceased to be Additional Director on 30 Sep 2022. Incred Techinvest has 11 board changes on record in total.
Incred Techinvest can be reached through the website incred.com. Its registered office is in Mumbai, Maharashtra, India.

