MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-UP-75-0025359
Layagold Fintech Limited
Layagold Fintech Limited - home appliances in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹1.67 Cr
▲ 213% YoY
Net profit · FY 2025
₹2.47 Lakh
Net margin 1.5%
EBITDA · FY 2025
₹6.08 Lakh
EBITDA margin 3.6%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
4
As per MCA filings
Last financials
Mar 2025
Balance sheet date
About Layagold Fintech Limited
Data last updated:
Layagold Fintech Limited is a public limited company based in Varanasi, Uttar Pradesh, India. It operates in the specialised retail segment of the home appliances and consumer durables sector. It was incorporated on 27 January 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U52300UP2020PLC126191.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Samriddhi Nivedita and Prashant Pandey.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at S – 2/1 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.67 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹2.47 Lakh (net margin 1.5%) and EBITDA of ₹6.08 Lakh (EBITDA margin 3.6%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years.
Layagold Fintech Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-UP-75-0025359).
Company details
CIN U52300UP2020PLC126191
Registration Number 126191
Incorporation Date 27 January 2020
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
MSME Classification Micro
Udyam Registration UDYAM-UP-75-0025359
Recognitions & Rankings of Layagold Fintech
Contact details
Layagold Fintech Limited's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressS – 2/1 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001
- IndustryHome Appliances, Specialized Stores, Retailers
To see the full contact details of Layagold Fintech Limited, buy the company report.
Comprehensive company report
Layagold Fintech Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Layagold Fintech is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Layagold Fintech Limited, buy the company report.
Financials of Layagold Fintech Limited
FY 2025 filings availableLayagold Fintech Limited reported revenue of ₹1.67 Cr (up 213% YoY) for FY 2025.
Revenue · FY 2025
₹1.67 Cr ▲ 213%
Net profit · FY 2025
₹2.47 Lakh margin 1.5%
EBITDA · FY 2025
₹6.08 Lakh margin 3.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 213%
3 years · compounded
▲ 19%
EBITDA CAGR growth
1 year
▲ 261%
3 years · compounded
▲ 76%
Revenue has grown at a compounded annual rate (CAGR) of 19% over three years, including 213% growth in the latest year. EBITDA rose 261% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹6.08 Lakh | ||||
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| Net Profit (PAT) | ₹2.47 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 3.6% | ||||
| Net Profit Margin | 1.5% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Layagold Fintech Limited, buy the company report.
Board of directors of Layagold Fintech Limited
Layagold Fintech has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Samriddhi Nivedita Also directs: Laya Nidhi Limited, Rudraaksh Microfinance Foundation | Director | 22 Aug 2023 | 3 Years 2 Months | Current |
| Prashant Pandey Also directs: Laya Nidhi Limited, Rudraaksh Microfinance Foundation | Director | 27 Jan 2020 | 6 Years 9 Months | Current |
| Kusum Pandey Also directs: Laya Nidhi Limited, Rudraaksh Microfinance Foundation | Director | 27 Jan 2020 | 6 Years 9 Months | Current |
| Anshu Srivastava | Director | 05 Apr 2023 | 3 Years 7 Months | Current |
Legal cases
No court or tribunal cases involving Layagold Fintech Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Layagold Fintech Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Layagold Fintech Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Layagold Fintech Limited has 5 board changes on record since 2020: 4 appointments and 1 cessation. The latest: Rakesh Kumar Sinha ceased to be Director on 22 Aug 2023.
AGM
Layagold Fintech Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Layagold Fintech Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Ceased
Rakesh Kumar Sinha ceased to be Director.
Appointed
Samriddhi Nivedita was appointed as Director.
Appointed
Anshu Srivastava was appointed as Director.
Appointed
Kusum Pandey was appointed as Director.
Appointed
Prashant Pandey was appointed as Director.
Incorporation
27 Jan 2020
Layagold Fintech Limited was registered on 27 Jan 2020 with Roc Uttar Pradesh I & aged 6 years 9 months as per MCA records.
Frequently asked questions
Layagold Fintech is an active public limited company based in Varanasi, Uttar Pradesh, India. The company works in specialized stores, within the home appliances industry. It was incorporated on 27 January 2020 (6+ years old) and is registered under CIN U52300UP2020PLC126191.
Layagold Fintech has 4 current directors:
- Samriddhi Nivedita - Director
- Prashant Pandey - Director
- Kusum Pandey - Director
- Anshu Srivastava - Director
The latest financial statements of Layagold Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Layagold Fintech is U52300UP2020PLC126191. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Layagold Fintech was incorporated on 27 January 2020, making it 6+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
Rakesh Kumar Sinha ceased to be Director on 22 Aug 2023. Samriddhi Nivedita was appointed as Director on 22 Aug 2023. Anshu Srivastava was appointed as Director on 05 Apr 2023. Layagold Fintech has 5 board changes on record in total.
Yes, Layagold Fintech is registered as a micro enterprise under Udyam registration (number: UDYAM-UP-75-0025359).
The registered office of Layagold Fintech is at S – 21 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001.
Layagold Fintech operates in the home appliances industry, in the specialized stores segment.
Layagold Fintech can be reached at its registered office: S – 21 – 27 C Bhuneshwar Nagar Ordely Bazar, Varanasi, Uttar Pradesh, India – 221001.
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