MSME (Udyam registered) Ministry of MSME
- Udyam number
- UDYAM-MH-18-0017601
Ruloans Financial Services Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹59.96 Cr
▲ 202% YoY
Net profit · FY 2025
₹14.77 Cr
Net margin 24.6%
EBITDA · FY 2025
₹31.46 Cr
EBITDA margin 52.5%
Authorised capital
₹30 Cr
Registered with MCA
Paid-up capital
₹9.75 Cr
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
4
As per MCA filings
Active GSTINs
1
GST registered
About Ruloans Financial Services Private Limited
Data last updated:
Ruloans Financial Services Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 24 May 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65999MH2018PTC309853. Its GSTIN is 27AAICR9672G1ZT (Maharashtra).
The company has an authorised share capital of ₹30 Cr and a paid-up capital of ₹9.75 Cr. It is led by directors including Kaushik Ashok Mehta (Managing Director) and Phalguni Kaushik Mehta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹59.96 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹14.77 Cr (net margin 24.6%) and EBITDA of ₹31.46 Cr (EBITDA margin 52.5%). Revenue has grown at a compounded annual rate (CAGR) of 429% over three years and 224% over five years.
Court records list 25 cases involving the company, including 23 filed by the company and 2 filed against it; 25 cases are pending.
Ruloans Financial Services Private Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-MH-18-0017601). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ruloansfinancial.com.
Company details
CIN U65999MH2018PTC309853
Registration Number 309853
Incorporation Date 24 May 2018
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification MSME
Udyam Registration UDYAM-MH-18-0017601
Key People
Kaushik Ashok Mehta Managing Director Phalguni Kaushik Mehta Director Pavan Ashok Hukkeri Director Recognitions & Rankings of Ruloans Financial Services
Contact details
Ruloans Financial Services Private Limited's registered office is in Mumbai, Maharashtra. Its website is ruloansfinancial.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressOffice No 102 First Floor Metro Avenue, Pareira Hill Road Andheri Kurla Road Andheri East, Mumbai, Maharashtra, India – 400099
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Ruloans Financial Services Private Limited, buy the company report.
Comprehensive company report
Ruloans Financial Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Ruloans Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ruloans Financial Services Private Limited, buy the company report.
Financials of Ruloans Financial Services Private Limited
FY 2025 filings availableRuloans Financial Services Private Limited reported revenue of ₹59.96 Cr (up 202% YoY) for FY 2025.
Revenue · FY 2025
₹59.96 Cr ▲ 202%
Net profit · FY 2025
₹14.77 Cr margin 24.6%
EBITDA · FY 2025
₹31.46 Cr margin 52.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 202%
3 years · compounded
▲ 429%
5 years · compounded
▲ 224%
EBITDA CAGR growth
3 years · compounded
▲ 567%
5 years · compounded
▲ 238%
Revenue has grown at a compounded annual rate (CAGR) of 224% over five years, including 202% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
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| Revenue from Operations | |||||
| Other Income | |||||
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| Depreciation and Amortisation | |||||
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| Total Expenses | |||||
| EBITDA | ₹31.46 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹14.77 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
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| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 52.5% | ||||
| Net Profit Margin | 24.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ruloans Financial Services Private Limited, buy the company report.
Board of directors of Ruloans Financial Services Private Limited
Ruloans Financial Services has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Phalguni Kaushik Mehta | Director | 24 May 2018 | 8 Years 5 Months | Current |
| Pavan Ashok Hukkeri | Director | 06 Aug 2019 | 7 Years 2 Months | Current |
| Kaushik Ashok Mehta | Managing Director | 24 May 2018 | 8 Years 5 Months | Current |
| Mayank Jaysinh Ashar Also directs: Chaitanya Fintech LLP | Director | 06 Aug 2019 | 7 Years 2 Months | Current |
Peer comparison
Ruloans Financial Services Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Gagandeep Credit Capital Private Limited | ₹60.54 Cr (FY 2024) | -54.0% | Mumbai, Maharashtra, India | |||
| Vanchinad Finance Private Limited | ₹60.45 Cr (FY 2025) | -3.0% | Ernakulam, Kerala, India | |||
| Lumax Finance Private Limited | ₹60.41 Cr (FY 2025) | 25.0% | New Delhi, Delhi, India | |||
| RSD Finance Ltd | ₹60.14 Cr (FY 2019) | 29.0% | Jamshedpur, Jharkhand, India | |||
| Trinity Finsec Private Limited | ₹60.14 Cr (FY 2025) | 62.0% | Mumbai, Maharashtra, India | |||
| Ruloans Financial Services Private Limitedthis company | ₹59.96 Cr (FY 2025) | ₹14.77 Cr | 24.6% | 202.0% | Mumbai, Maharashtra, India | |
| Gunjan Tie-Up Pvt Ltd | ₹59.49 Cr (FY 2025) | 7.0% | Kolkata, West Bengal, India | |||
| Richbond Capital Private Limited | ₹59.28 Cr (FY 2025) | 56.0% | Mumbai, Maharashtra, India | |||
| Thakur Fininvest Private Limited | ₹59.13 Cr (FY 2018) | -50.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Ruloans Financial Services Private Limited, buy the company report.
Auditor
Ruloans Financial Services Private Limited is audited by Gunvant Shah & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Gunvant Shah & Co. | FY 2023 | 103408W |
Shareholding
The shareholding of Ruloans Financial Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ruloans Financial Services Private Limited, buy the company report.
Legal cases
Ruloans Financial Services Private Limited has 25 court cases on record: 23 filed by Ruloans Financial Services, 2 filed against it. All cases are pending.
Total cases
25
Filed by the company
23
Filed against the company
2
Pending
25
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 24 | 1 | 24 |
| High courts | 1 | 1 | 1 |
Cases on record (5 of 25)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Central, Delhi | Court case (Insolvency) | Filed against the company by an individual | Pending |
| High Court for State of Telangana | Writ petition | Filed against the company | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against an individual | Pending |
To see the full case history of Ruloans Financial Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ruloans Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Ruloans Financial Services has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAICR9672G1ZT | Maharashtra | Active | 27 Nov 2021 |
To see the full GST registrations and return filing status of Ruloans Financial Services Private Limited, buy the company report.
Recent activity
Ruloans Financial Services Private Limited has 8 board changes on record since 2018: 5 appointments and 3 cessations. The latest: Ashish Runwal was appointed as CEO on 01 Feb 2024.
AGM
Ruloans Financial Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Ruloans Financial Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Appointed
Ashish Runwal was appointed as CEO.
Ceased
Kaushik Ashok Mehta ceased to be Director.
Ceased
Mayank Jaysinh Ashar ceased to be Additional Director.
Ceased
Pavan Ashok Hukkeri ceased to be Additional Director.
Appointed
Mayank Jaysinh Ashar was appointed as Director.
Appointed
Pavan Ashok Hukkeri was appointed as Director.
Appointed
Kaushik Ashok Mehta was appointed as Managing Director.
Appointed
Phalguni Kaushik Mehta was appointed as Director.
Incorporation
24 May 2018
Ruloans Financial Services Private Limited was registered on 24 May 2018 with Roc Mumbai & aged 8 years 5 months as per MCA records.
Frequently asked questions
Ruloans Financial Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 24 May 2018 (8+ years old) and is registered under CIN U65999MH2018PTC309853.
Ruloans Financial Services has 4 current directors:
- Kaushik Ashok Mehta - Managing Director
- Phalguni Kaushik Mehta - Director
- Pavan Ashok Hukkeri - Director
- Mayank Jaysinh Ashar - Director
The latest financial statements of Ruloans Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Ruloans Financial Services is 27AAICR9672G1ZT, registered in Maharashtra.
The CIN (Corporate Identification Number) of Ruloans Financial Services is U65999MH2018PTC309853. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ruloans Financial Services has 25 court cases on record: 23 filed by the company and 2 filed against it. 25 are pending. Most are in the district courts.
Ruloans Financial Services was incorporated on 24 May 2018, making it 8+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Ruloans Financial Services by revenue are Gagandeep Credit Capital Private Limited, Vanchinad Finance Private Limited, Lumax Finance Private Limited, RSD Finance Ltd, Trinity Finsec Private Limited and 3 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Ashish Runwal was appointed as CEO on 01 Feb 2024. Kaushik Ashok Mehta ceased to be Director on 27 Aug 2020. Mayank Jaysinh Ashar ceased to be Additional Director on 23 Dec 2019. Ruloans Financial Services has 8 board changes on record in total.
Yes, Ruloans Financial Services is registered as an MSME under Udyam registration (number: UDYAM-MH-18-0017601).
Ruloans Financial Services can be reached through the website ruloansfinancial.com. Its registered office is in Mumbai, Maharashtra, India.
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