About Arthmate Financing India Private Limited
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Arthmate Financing India Private Limited is a private limited company based in Kolkata, West Bengal, India, a subsidiary of Arthmatetech Private Limited. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 14 July 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U23209WB1994PTC063940. Its GSTIN is 06AACCM0451C2Z4 (Haryana). The company holds 3 GST registrations, of which 2 are active.
The company has an authorised share capital of ₹125 Cr and a paid-up capital of ₹65.2 Cr. It was formerly known as Mamta Projects Pvt Ltd. It is led by directors including Lakhan Singh and Mohammed Khalid.
Its last annual general meeting (AGM) was held on 22 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bengal Eco Intelligent Park, Kolkata, West Bengal.
As per the financials filed for FY 2023, the company reported a revenue of ₹132.29 Cr, a growth of 37% compared to the previous year. For the same year it recorded a net profit of ₹5.53 Cr (net margin 4.2%) and EBITDA of ₹40.5 Cr (EBITDA margin 30.6%). Revenue has grown at a compounded annual rate (CAGR) of 821% over three years and 381% over five years.
The company has about 105 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Arthmate. As per MCA filings, the company has open charges of ₹181.83 Cr and satisfied charges of ₹94.72 Cr on record. Court records list 1,612 cases involving the company, including 1,575 filed by the company and 37 filed against it; 1,593 cases are pending. The company has 12 deals on record (6 secondary share transfers, 3 rights issues, 3 funding rounds), with disclosed funding of ₹66 Cr; the latest was in March 2024. Its 5 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 2 smaller; the largest is Uc Inclusive Credit Private Limited with revenue of ₹134.1 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website arthmate.com.
Company details
Contact details
Arthmate Financing India Private Limited's registered office is in Kolkata, West Bengal. Its website is arthmate.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressUnit No. 11 D1 And D2 11th Floor, Bengal Eco Intelligent Park Em 03, Kolkata, West Bengal, India – 700091
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Arthmate Financing India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Arthmate Financing India operates one associated brand: Arthmate. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provider of digital lending solutions and embedded finance services for SMEs and financial institutions | arthmate.com |
Business activity
The main business activity of Arthmate Financing India is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Arthmate Financing India Private Limited, buy the company report.
Financials of Arthmate Financing India Private Limited
FY 2025 filings availableArthmate Financing India Private Limited reported revenue of ₹132.29 Cr (up 37% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 381% over five years, including 37% growth in the latest year. EBITDA fell 14% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹132.29 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹40.5 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹5.53 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
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| Inventories | |||||
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Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 30.6% | ||||
| Net Profit Margin | 4.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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To see the full financial statements and ratios of Arthmate Financing India Private Limited, buy the company report.
Board of directors and KMP of Arthmate Financing India Private Limited
Arthmate Financing India Private Limited currently reports 3 directors and 1 key managerial person. 9 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Baljeet Kaur Also directs: Infinai 888 Systems Private Limited, Arthmatetech Private Limited, Access Cfo Solutions Private Limited and 2 more | Cfo | 07 May 2019 | 7 Years 5 Months | Current |
| Chanakya Chirag Agarwal Also directs: NSP Innovaiontech LLP, Psnbk Advisors LLP, Oceanview Capital I Advisors LLP and 5 more | Additional Director | 24 Oct 2025 | 1 Years 0 Months | Current |
| Lakhan Singh Also directs: Splitx India Private Limited, Onura Supply Chain Fincore Private Limited, Onura Fintech Private Limited and 3 more | Director | 27 Oct 2025 | 1 Years 0 Months | Current |
| Mohammed Khalid | Director | 09 Dec 2025 | 0 Years 10 Months | Current |
Peer comparison
Arthmate Financing India Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Uc Inclusive Credit Private Limited | ₹134.1 Cr (FY 2025) | 40.0% | Bangalore, Karnataka, India | |||
| Amrit Malwa Capital Limited | ₹133.67 Cr (FY 2025) | 13.0% | Jalandhar, Punjab, India | |||
| Cimmco Vinimay Pvt Ltd | ₹132.39 Cr (FY 2023) | -80.0% | Kolkata, West Bengal, India | |||
| Arthmate Financing India Private Limitedthis company | ₹132.29 Cr (FY 2023) | ₹5.53 Cr | 4.2% | 37.0% | 105 | Kolkata, West Bengal, India |
| Lend Lease Company (India) Limited | ₹131.98 Cr (FY 2025) | 296.0% | Kolkata, West Bengal, India | |||
| Up Money Limited | ₹130.1 Cr (FY 2024) | 21.0% | Ludhiana, Punjab, India |
To see the full peer comparison of Arthmate Financing India Private Limited, buy the company report.
Auditor
Arthmate Financing India Private Limited is audited by Saraf Tushar & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Saraf Tushar & Co. | FY 2023 | 329380E |
Shareholding
The shareholding of Arthmate Financing India Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Arthmate Financing India Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Jun 2025 | 101111164 | Others | ₹30 Cr | Open | |
| 24 Apr 2025 | 101094023 | Others | ₹1.76 Cr | Open | |
| 22 Apr 2025 | 101110394 | Others | ₹86 Lakh | Open | |
| 28 Mar 2025 | 101200521 | Others | ₹1.9 Cr | Open | |
| 10 Mar 2025 | 101063258 | Others | ₹50,000 | Open |
To see the full charge records of Arthmate Financing India Private Limited, buy the company report.
Total charge records: 40 View all charges
Deals & funding
Arthmate Financing India Private Limited has 12 deals on record (6 secondary share transfers, 3 rights issues, 3 funding rounds), with disclosed funding of ₹66 Cr; the latest was in March 2024.
Deals on record (5 of 12)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2024 | Rights issue | ₹77.76 Cr | Investors: Arthmatetech Private Limited |
| Jun 2022 | Rights issue | ₹19.6 Cr | Investors: Arthmatetech Private Limited |
| May 2022 | Secondary share transfer | Undisclosed | Buyer: Arthmatetech Private Limited Seller: Sadha Enterprise (I) Private Limited, Resilient Innovations Private Limited |
| Apr 2022 | Funding round | ₹60 Cr | Investors: Arthmatetech Private Limited |
| Nov 2021 | Secondary share transfer | Undisclosed | Buyer: Arthmatetech Private Limited Seller: Sadha Enterprise (I) Private Limited |
To see the full deal history of Arthmate Financing India Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Arthmate Financing India Private Limited has 1,612 court cases on record: 1,575 filed by Arthmate Financing India, 37 filed against it. 1,593 cases are pending and 19 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1,607 | 33 | 1,592 |
| High courts | 5 | 4 | 1 |
Cases on record (5 of 1,612)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Jaipur Metro II, Rajasthan | Civil suit | Filed against the company by Pinkcity Fincap Private Limited | Pending |
| District court, South East, Delhi | Commercial suit | Filed against the company by M/S Savein Fintech Private Limited (Through Its Authorized Representative) | Pending |
| District court, New Delhi, Delhi | Court case (CS (COMM.)) | Filed against the company by Infocom Network Private Limited | Pending |
| District court, South West, Delhi | Cheque dishonour complaint | Filed by the company against Kanchan Fashion | Pending |
| District court, North Twenty Four Parganas, West Bengal | Civil suit | Filed against the company by VGM Consultants Ltd | Pending |
To see the full case history of Arthmate Financing India Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Arthmate Financing India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Arthmate Financing India Private Limited has a workforce of 105 employees on its EPFO records as of Mar 28, 2024, across 1 active EPFO establishment.
GST
Arthmate Financing India has 3 GST registrations: 2 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AACCM0451C2Z4 | Haryana | Active | 16 Nov 2020 |
| 07AACCM0451C1Z3 | Delhi | Active | 11 Jan 2024 |
To see the full GST registrations and return filing status of Arthmate Financing India Private Limited, buy the company report.
Recent activity
Arthmate Financing India Private Limited has 14 board changes on record since 2018: 7 appointments and 7 cessations. The latest: Mohammed Khalid was appointed as Director on 09 Dec 2025.
72 earlier events are in the company report.
Frequently asked questions
Arthmate Financing India is an active private limited company based in Kolkata, West Bengal, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 14 July 1994 (32+ years old) and is registered under CIN U23209WB1994PTC063940.
Arthmate Financing India has 4 current directors and KMP:
- Chanakya Chirag Agarwal - Additional Director
- Lakhan Singh - Director
- Mohammed Khalid - Director
- Baljeet Kaur - Cfo
The latest financial statements of Arthmate Financing India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 22 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Arthmate Financing India is 06AACCM0451C2Z4, registered in Haryana. The company has 3 GST registrations in all, of which 2 are active and 1 is cancelled or inactive. Other active GSTINs include 07AACCM0451C1Z3 (Delhi).
The CIN (Corporate Identification Number) of Arthmate Financing India is U23209WB1994PTC063940. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Arthmate Financing India has 1,612 court cases on record: 1,575 filed by the company and 37 filed against it. 1,593 are pending. Most are in the district courts.
Arthmate Financing India was incorporated on 14 July 1994, making it 32+ years old. It is registered with the Registrar of Companies, Kolkata.
Arthmate Financing India has 12 deals on record (6 secondary share transfers, 3 rights issues, 3 funding rounds), with disclosed funding of ₹66 Cr; the latest was in March 2024.
The peers of Arthmate Financing India by revenue are Uc Inclusive Credit Private Limited, Amrit Malwa Capital Limited, Cimmco Vinimay Pvt Ltd, Lend Lease Company (India) Limited, Up Money Limited, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Mohammed Khalid was appointed as Director on 09 Dec 2025. Lakhan Singh was appointed as Director on 27 Oct 2025. Chanakya Chirag Agarwal was appointed as Additional Director on 24 Oct 2025. Arthmate Financing India has 14 board changes on record in total.
Arthmate Financing India can be reached through the website arthmate.com. Its registered office is in Kolkata, West Bengal, India.
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