About AppToPay
AppToPay is a Financial Services company based in Cardiff (United Kingdom) founded in 2018, and was acquired by Secure Trust Bank in November 2021. The company has 1 employees. AppToPay offers products and services including AppToPay and Retail Finance. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is APPTOPAY LTD. Its competitors include Zilch, Raylo Pay and Deko; 2 of its 3 listed competitors have raised funding.
Company details
Online platform offering buy now pay later POS financing loans for consumers. It allows users to make purchases by offering them loans and allowing them to repay the loan amount in installments over a certain tenure. It offers interest-free credit to its users once they are approved after applying for the loans, and also offers multiple purchase options up to the approved credit limit. It has biometric security for access, and its application is available for Android devices.
- Headquarters Cardiff, United Kingdom
- Employees 1
- Stage Acquired
- SectorsFinancial Services
- Website apptopay.com
- Social X Facebook
- Acquired by Secure Trust Bank (Nov 2021)
- Legal Name Apptopay Ltd
- Date of Incorporation 14 Feb, 2018
- Jurisdiction SOLIHULL, UNITED KINGDOM
- Investors
- Employee Count1
- Acquired bySecure Trust Bank
(Nov 2021)
Products & Services of AppToPay
AppToPay offers a comprehensive portfolio of products and services, including AppToPay and Retail Finance.
App for managing retail finance and payments on the go.
Provides loans and credit for consumer retail purchases.
Investors in AppToPay
AppToPay has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Secure Trust Bank.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Commercial bank | 1954 | securetrustbank.com | Solihull, United Kingdom |
Investor details for AppToPay
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Timeline of AppToPay
2 dated milestones of AppToPay across 3 years, from founding to its latest funding, stage changes and deals.
- Founded AppToPay is founded.
- Exit Acquired by Secure Trust Bank.
Competitors of AppToPay
AppToPay has 3 listed competitors in our database, 2 of them funded. They include Zilch, Raylo Pay and Deko.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| zilch.com | 2018 | London, United Kingdom | $566.17M | Direct-to-consumer ad-subsidised payments network | ||
| raylopay.com | 2018 | London, United Kingdom | $7.67M | 69 | POS financing solutions are offered to businesses through monthly subscriptions. | |
| dekopay.com | 2008 | London, United Kingdom | 48 | Purchase financing is enabled through a B2B2C multi-lender platform. |
Detailed competitors of AppToPay
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Top companies in Alternative Lending
2 companies that operate in the same segment as AppToPay (Alternative Lending) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M |
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Related news about Apptopay
Complete news archive for AppToPay
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Frequently Asked Questions about AppToPay
AppToPay was founded in 2018.
AppToPay is headquartered in Cardiff, United Kingdom. It is registered at Cardiff, Wales, United Kingdom.
AppToPay has 1 employees.
Online platform offering buy now pay later POS financing loans for consumers. It allows users to make purchases by offering them loans and allowing them to repay the loan amount in installments over a certain tenure. It offers interest-free credit to its users once they are approved after applying for the loans, and also offers multiple purchase options up to the approved credit limit. It has biometric security for access, and its application is available for Android devices.
AppToPay offers AppToPay and Retail Finance.
AppToPay has 1 investor. Key investors include Secure Trust Bank.
AppToPay operates through Apptopay Ltd.
Yes. AppToPay was acquired by Secure Trust Bank in November 2021.

