Arma Karma

Colchester, United Kingdom Founded: 2019 • Age: 7 yrs Acquired By Bspoke Group
Subscription-based PC insurance platform for individuals

About Arma Karma

Arma Karma is a company based in Colchester (United Kingdom) founded in 2019 by Chris Frogner and Ben Smyth was acquired by Bspoke Group in March 2025. The company has 5 employees. Arma Karma offers products and services including Phone Insurance, Laptop Insurance, Tablet Insurance, Smartwatch Insurance, and Jewellery Insurance. Arma Karma operates in a competitive market with competitors including Superscript, Esure, QMetric Group, Ripe Thinking and CFC, among others.

  • Headquarter Colchester, United Kingdom
  • Employees 5
  • Founders Chris Frogner, Ben Smyth
  • Sectors
    Financial Services
  • Website category Finance · Insurance
  • Email
    β€’β€’β€’β€’β€’β€’β€’β€’
  • Website armakarma.insure
  • Social LinkedIn X Facebook Instagram Threads
  • Acquired by Bspoke Group (Mar 2025)
  • Legal Name Arma Karma Limited
  • Date of Incorporation 17 May, 2019
  • Jurisdiction COLCHESTER, ENGLAND
Key Metrics

Products & Services of Arma Karma

Arma Karma offers a comprehensive portfolio of products and services, including Phone Insurance, Laptop Insurance, Tablet Insurance, Smartwatch Insurance, and Jewellery Insurance.

Phone Insurance
Insurance Service

Monthly subscription for protecting mobile phones.

Laptop Insurance
Insurance Service

Coverage for laptops against damage and loss.

Tablet Insurance
Insurance Service

Subscription plan for tablet protection.

Smartwatch Insurance
Insurance Service

Insurance for smartwatches and wearable devices.

Jewellery Insurance
Insurance Service

Monthly coverage for personal jewelry items.

Investors in Arma Karma

Arma Karma has secured backing from 1 investor. Prominent investors backing the company include Bspoke Group.

All
InvestorDescriptionFounded YearDomainLocation
Multi-class niche and specialist insurance is provided via MGA businesses.
2022bspokegroup.co.ukLeeds, United Kingdom
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People of Arma Karma

2 people are tracked at Arma Karma (2 in leadership); the tracked headcount is 5.

NameRoleGroup
Chris Frogner
Co-Founder & CFOLeadership
Ben Smyth
Co-Founder & CEOLeadership
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Complete people profiles for Arma Karma

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Timeline of Arma Karma

2 dated milestones of Arma Karma across 6 years, from founding to its latest funding, stage changes and deals.

  1. Founded Arma Karma is founded.
  2. Exit Acquired by Bspoke Group.

Competitors of Arma Karma

Arma Karma operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Superscript, Esure, QMetric Group, Ripe Thinking and CFC, among others.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
gosuperscript.com2015London, United Kingdom$79.76M16
Online insurance is offered to small businesses and freelancers.
esure.com2000Reigate, United Kingdom––
Insurance provider for car, travel
qmetric.co.uk2010London, United Kingdom$9.02M338
Insurance provider
ripethinking.co.uk1998Manchester, United Kingdom–98
Property and casualty insurance is provided via an online platform.
cfcunderwriting.com1999London, United Kingdom–5
Online health and P&C insurance is provided for businesses.
quotemehappy.com2011London, United Kingdom––
Provides app-based insurance services for cars and homes, offering convenient coverage options.
whoopsie.uk2019Truro, United Kingdom––
Operates an internet-first platform for property and casualty insurance.
backmeup.co.uk2016Eastleigh, United Kingdom––
Mobile-first insurance provider for personal belongings.
swiftcover.com2005Cobham, United Kingdom––
Provides online quotes and policy management for car, home, and van insurance services.
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Detailed competitors of Arma Karma

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Web traffic of Arma Karma

The website of Arma Karma (armakarma.insure) receives about 16.7K visits a month and ranks #1,952,511 among all websites worldwide, #6,311 in Insurance.

  • Monthly visits
    16.7K

    ▲ 46.6% vs previous month

  • Unique visitors
    5.1K

    per month

  • Global rank
    #1,952,511

    among all websites

  • Category rank
    #6,311

    Finance · Insurance

Similar websites

Websites whose visitors overlap most with Arma Karma. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
homeprotect.co.uk
100%
287.3K#203,416View details

Latest news on Arma Karma

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Similar companies to Arma Karma

10 companies that operate in the same segment as Arma Karma (Insurance Providers), ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
General and life insurance products are provided across multiple categories.
2016Bengaluru, Karnataka, IndiaUSD 466.54 MUSD 1.12 B4,530
Insurance products for vehicles, health, travel, and life are offered.
2016Bengaluru, Karnataka, IndiaUSD 655.23 MUSD 216.04 M461
Provider of a cloud-based platform for life and P&C insurance
2015New York, New York, United StatesUSD 643.86 MUSD 615.2 M1,240
App-based health insurance is offered to individuals and businesses.
2016Paris, FranceUSD 863.12 M––
Online small business insurance policies are provided.
2016Palo Alto, California, United StatesUSD 1.2 B––
App-based comparison platform for financial products
2009San Francisco, California, United StatesUSD 123.3 MUSD 836.6 M650
Homeowners insurance coverage is delivered via an online platform.
2015Palo Alto, California, United StatesUSD 709.36 MUSD 468.6 M478
Online health insurance is provided to individuals and businesses.
2012New York, New York, United StatesUSD 1.63 BUSD 11.7 B2,400
Insurance plans are compared and purchased via an online marketplace.
2008Gurugram, Haryana, India–––
Provider of protection plans and repair services for gadgets and appliances
2011Mumbai, Maharashtra, IndiaUSD 53.15 MUSD 35.77 M336
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Frequently Asked Questions about Arma Karma

Arma Karma was founded in 2019.

Arma Karma is headquartered in Colchester, United Kingdom.

Ben Smyth is the current CEO of Arma Karma. They have also founded this company.

Arma Karma has 5 employees.

Subscription-based PC insurance platform for individuals. It offers quotes for phones, tablets, laptops, bikes, jewellery, sports equipment, musical instruments, and more. It also offers online claims settlement services.

Arma Karma's top competitors include Superscript, Esure and QMetric Group.

Arma Karma offers Phone Insurance, Laptop Insurance, Tablet Insurance, Smartwatch Insurance, and Jewellery Insurance.

Arma Karma has 1 investor. Key investors include Bspoke Group.

Arma Karma operates through Arma Karma Limited.

Yes. Arma Karma was acquired by Bspoke Group in March 2025.

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