About Banknyou
Banknyou is a Financial Services company based in Gurugram (India) founded in 2017. It offers payment processing, collections, and banking services for businesses. It operates on a B2B model. Its Indian entity Valtique Fintech Private Limited reported revenue of ₹194 Cr. Banknyou offers products and services including BnY Collect, Payouts, Vendor Payments, Payment Link, and UPI Mandates. Its focus areas include FinTech, Neo Banking, Banking Services and API Solutions. Similar companies include Stripe, Razorpay, Flutterwave, PayU and Mintoak and 4 more; 7 of its 9 listed similar companies have raised funding.
Company details
BankNyou simplifies digital transactions by providing secure payment solutions like collections, payouts, and identity verification. It operates through APIs for seamless integration, serving businesses from startups to enterprises. Based in Delhi, India, it ensures compliance and 247 support, empowering global clients with innovative tools for efficient financial operations.
- Headquarters Gurugram, India
- SectorsFinancial Services
- Email••••••••
- Website banknyou.com
- Social LinkedIn
- Legal Name Nalsan Enterprises Private Limited
- Date of Incorporation 10 Jan, 2017
- Jurisdiction New Delhi, Delhi, India
- Annual Revenue₹194 Cr
FY 2025 · +95% YoY
- Net Profit₹21.64 Cr
FY 2025 · 11% margin
- EBITDA₹29.55 Cr
FY 2025 · 15% margin
Associated legal entities of Banknyou
Banknyou operates through Valtique Fintech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Valtique Fintech Private Limited CIN U15549DL2017PTC310380 | Active | 10 Jan 2017 | New Delhi, Delhi | ₹194 Cr | 50 | 3 | View details |
Products & Services of Banknyou
Banknyou offers a comprehensive portfolio of products and services, including BnY Collect, Payouts, Vendor Payments, Payment Link, and UPI Mandates.
Enables collection of payments via NEFT, RTGS, and UPI.
Facilitates quick payouts to customers and vendors.
Handles marketplace transactions and split payments.
Allows instant payments via shared links.
Supports electronic mandates for recurring payments.
Manages electronic NACH for secure payment setups.
Provides API-based neo banking for modern services.
Ensures fraud prevention through identity checks.
Board of directors of Valtique Fintech Private Limited (Banknyou)
Valtique Fintech Private Limited is the primary company behind Banknyou. The board of Valtique Fintech Private Limited currently have 3 directors; the longest-serving is Himanshu Miglani, appointed in 2025. 8 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Himanshu Miglani DIN 10832652 | Director | 08 Apr 2025 | 1 yr 6 mo | Valtique Fintech Private Limited |
| Vidit Sadh DIN 11133415 | Director | 18 Jun 2025 | 1 yr 4 mo | Valtique Fintech Private Limited |
| Rahul Gupta DIN 11213481 | Director | 25 Jul 2025 | 1 yr 2 mo | Valtique Fintech Private Limited |
Financials of Banknyou
Figures of Valtique Fintech Private Limited, the primary company behind Banknyou, for FY 2025. Revenue was ₹194 Cr (+95% year on year). Net profit was ₹21.64 Cr (11% margin). EBITDA was ₹29.55 Cr (15% margin). Revenue has grown at a compounded annual rate of +33% over three years and +49% over five years.
- ₹194 CrRevenue · FY 2025 · +95% YoY
- ₹21.64 CrNet profit · 11% margin
- ₹29.55 CrEBITDA · 15% margin
- ₹1 LakhPaid-up capital
- 50Employees (provident fund records)
- +33%Revenue CAGR, 3 years
- +49%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Valtique Fintech Private Limited are on its company page.
Detailed financial statements for Banknyou
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
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Verified entity values are shown only after access is granted.
Similar companies to Banknyou
Banknyou has 9 listed similar companies in our database, 7 of them funded. They include Stripe, Razorpay, Flutterwave, PayU and Mintoak, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| stripe.com | 2009 | San Francisco, United States | $9.81B | 5,904 | Payment processing and card issuance solutions are provided for businesses. | |
| razorpay.com | 2014 | Bengaluru, India | $741.62M | 2,641 | Payment and business banking solutions are provided for enterprises. | |
| flutterwave.com | 2016 | San Francisco, United States | $489.41M | – | Provider of payment processing solutions for businesses | |
| payu.com | 2002 | Amsterdam, Netherlands | $35.15M | 1,200 | Online payment processing and credit solutions are provided for businesses. | |
| mintoak.com | 2017 | Mumbai, India | $24.71M | 140 | Digital payments and engagement solutions are offered for MSMEs. | |
| aciworldwide.com | 1975 | Omaha, United States | – | 4,732 | Digital payments are processed and managed via specialized solutions. | |
| pinelabs.com | 1998 | Noida, India | $1.23B | 3,780 | Omnichannel payment solutions, loyalty programs, and business tools are provided. | |
| highradius.com | 2006 | Houston, United States | $484M | – | Autonomous finance and payment solutions are provided to businesses. | |
| globalpayments.com | 1967 | Atlanta, United States | – | 27,000 | Cloud-based payment processing is provided for eCommerce and businesses. |
Detailed similar companies of Banknyou
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- Full competitor set
- Operating metrics
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- Competitive positioning
Verified entity values are shown only after access is granted.
Top companies in Banking & FinTech Platforms
10 companies that operate in the same segment as Banknyou (Banking & FinTech Platforms), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | USD 2.71 M | 1,807 | |
Tide is recognized as a digital banking platform for businesses. | 2015 | London, England, United Kingdom | USD 180.56 M | – | 3,462 | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.15 B | USD 1.96 B | 2,516 | |
Banking solutions are provided for retail customers and businesses. | 2015 | London, England, United Kingdom | USD 1.73 B | USD 5.95 B | 20,299 | |
Internet first bank for individuals and businesses | 2015 | London, England, United Kingdom | USD 2.37 B | USD 2.31 M | 3,786 | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | – | 237 | |
Digital banking services are offered to consumers and businesses. | 2014 | London, England, United Kingdom | USD 1.01 B | USD 813.42 M | 2,835 | |
Payment and banking solutions are provided to users and banks. | 2015 | San Ramon, California, United States | USD 390 M | USD 532.2 K | 2,149 | |
SaaS-driven credit card and spend management solutions platform for businesses | 2017 | Draper, Utah, United States | USD 1.2 B | – | 5,356 | |
Digital banking services are provided for individuals and businesses. | 2014 | Blyth, England, United Kingdom | USD 852.48 M | – | 556 |
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Frequently Asked Questions about Banknyou
Banknyou was founded in 2017.
Banknyou is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
The primary company behind Banknyou, Valtique Fintech Private Limited, reported revenue of ₹194 Cr for FY 2025, up 95% year on year.
BankNyou simplifies digital transactions by providing secure payment solutions like collections, payouts, and identity verification. It operates through APIs for seamless integration, serving businesses from startups to enterprises. Based in Delhi, India, it ensures compliance and 247 support, empowering global clients with innovative tools for efficient financial operations.
Banknyou offers BnY Collect, Payouts, Vendor Payments, Payment Link, and 4 more products and services.
Banknyou operates through Valtique Fintech Private Limited.
The legal entities of Banknyou currently have 3 directors, including Rahul Gupta, Vidit Sadh, Himanshu Miglani.