Carmoola

London, United Kingdom Founded: 2021 • Age: 5 yrs
Used car loans are facilitated through an iOS app-based marketplace.
Annual revenue - Latest available
Total funding $65.3M 6 rounds
Employees 8 Tracked headcount
Investors 12 Known backers
Products 5 Services tracked
Competitors 9 Brand Intelligence

About Carmoola

Carmoola is a company based in London (United Kingdom) founded in 2021 by Roman Sumnikov, Igor Gordiichuk, Amy Mckechnie, and Aidan Rushby. Carmoola has raised $65.3 million across 6 funding rounds from investors including NatWest, Jaguar Land Rover and Chenavari. The company has 8 employees as of November 30, 2022. Carmoola offers products and services including Hire Purchase, Personal Contract Purchase, Refinance, Car Finance Calculator, and Eligibility Checker. Carmoola operates in a competitive market with competitors including Oodle Car Finance, Zuto, Moneybarn, CarMoney and FinanceAcar, among others.

  • Headquarter London, United Kingdom
  • Employees 8 as on 30 Nov, 2022
  • Founders Roman Sumnikov, Igor Gordiichuk, Amy Mckechnie, Aidan Rushby
  • Sectors
    Transportation, Automotive & Logistics
    Financial Services
  • Email
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  • Phone
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  • Website
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  • Social
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  • Legal Name Carmoola Limited
  • Date of Incorporation 03 Nov, 2020
  • Jurisdiction LONDON, ENGLAND
Operational Areas
Transportation, Automotive & Logistics → Automotive Retail, Aftermarket & Services Unlock Sub-Sector Unlock Segment
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Transportation, Automotive & Logistics → Automotive Retail, Aftermarket & Services Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    Not available
  • Net Profit
    Not available
  • EBITDA
    Not available
  • Total Equity Funding
    $65.3 M (USD)

    in 6 rounds

  • Latest Funding Round
    $407.89 M (USD), Debt – Conventional

    Jun 25, 2025

  • Investors
    NatWest

    & 11 more

  • Employee Count
    8

    as on Nov 30, 2022

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Products & Services of Carmoola

Carmoola offers a comprehensive portfolio of products and services, including Hire Purchase, Personal Contract Purchase, Refinance, Car Finance Calculator, and Eligibility Checker.

Product name locked
Category locked
Primary

Allows spreading car cost over time to own outright.

Product name locked
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Flexible agreement to return, own, or trade the vehicle.

Product name locked
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Process to switch lenders and pay off existing loans.

Product name locked
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Estimates interest and monthly payments for loans.

Product name locked
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Assesses loan eligibility without credit impact.

People of Carmoola

Headcount 10-50
Employee Profiles 26
Employee Profiles
People
Jack Wright
Customer Operations Executive
People
Rachel Kaplan
Brand & Marketing Director
People
Dmytro Shamenko
Head of Infrastructure
People
Sviatoslav Malinovskyi
Technical Lead

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Funding Insights of Carmoola

Carmoola has successfully raised a total of $65.3M across 6 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $407.89 million completed in June 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Carmoola

Carmoola has secured backing from 12 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include NatWest, Jaguar Land Rover and Chenavari.

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Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Venture capital fund investing in early-stage start-ups
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Investments are made in proptech, fintech, SaaS, and multiple sectors.
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Venture capital and startup studio firm focused on transportation tech companies
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Investor details for Carmoola

Investor domains, locations, round participation, and complete history require an active premium plan.

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  • Investor locations
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Investments & Acquisitions by Carmoola

Investments
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Investment portfolio details for Carmoola

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  • Portfolio identities
  • Transaction dates
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Financial Statements - Carmoola

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Detailed financials for Carmoola

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  • Profit trends
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Carmoola Comparisons

Carmoola Primary company
Description
Used car loans are facilitated through an iOS app-based mark...
Location
London, United Kingdom
Founded Year
2021
Annual Revenue
Not available
Net Profit
Not available
EBITDA
Not available
Employees
8
As of 2022
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Peer comparison for Carmoola

Named peer metrics, headcount, funding, location, and side-by-side benchmarks require an active premium plan.

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Competitors of Carmoola

Carmoola operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Oodle Car Finance, Zuto, Moneybarn, CarMoney and FinanceAcar, among others.

Company Name Domain Founded year HQ Location Description
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Automotive finance for used car purchases is offered online.
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Tailor-made auto finance options are provided online for car buyers.
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Direct automobile loans are offered in the UK by Moneybarn.
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Car loans and leasing are facilitated through an online platform.
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Car finance options are aggregated and compared for user selections.
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Detailed competitors of Carmoola

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  • Domains and locations
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Latest news on Carmoola

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Complete news archive for Carmoola

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Frequently Asked Questions about Carmoola

Carmoola was founded in 2021 and raised its 1st funding round 1 year after it was founded.

Carmoola is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.

Aidan Rushby is the current CEO of Carmoola. They have also founded this company.

Carmoola is a funded company, having raised a total of $65.3M across 6 funding rounds to date.

As of Nov 30, 2022, the latest employee count at Carmoola is 8.

Carmoola was founded in 2021 in London, United Kingdom. An app-based marketplace for used car loans is operated, targeting the fintech and automotive sectors. Users are connected to car dealerships or digital platforms for vehicle purchases with integrated finance options. Payment plans are customized based on user needs via the iOS application. Operations remain focused on the UK market, streamlining access to automotive financing.

Carmoola's top competitors include Oodle Car Finance, Zuto and CarMoney.

Carmoola offers Hire Purchase, Personal Contract Purchase, Refinance, Car Finance Calculator, and Eligibility Checker.

Carmoola has 12 investors. Key investors include NatWest, Jaguar Land Rover, Chenavari, QED Investors, and Venture Friends.

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