About Charlie
Charlie is a Financial Services company based in San Francisco (United States) founded in 2016, and was acquired by Chime in August 2021. Expenses and income are tracked via AI text-based tool. It operates on a FinTech model. Charlie has raised $18 million across 2 funding rounds from investors including Chime and Propel Venture Partners. The company has 12 employees. Charlie offers products and services including Charlie App. Its focus areas include Personal Finance and Debt Management. Its legal entity is CHARLIE FINANCE CO. Its competitors include Freedom Financial Network, Payitoff and EarnUp; 3 of its 3 listed competitors have raised funding.
Company details
Charlie was created as a financial management tool focused on helping users become debt-free faster. It was designed to analyze transactions and provide personalized recommendations for debt repayment. The app aimed to simplify personal finance, reduce inequality, and improve overall financial well-being for everyday Americans. Operations were discontinued in August 2021 after the team joined Chime.
- Headquarters San Francisco, United States
- Employees 12
- Stage Acquired
- SectorsFinancial Services
- Email••••••••
- Website hicharlie.com
- Social LinkedIn X
- Acquired by Chime (Aug 2021)
- Legal Name Charlie Finance Co.
Products & Services of Charlie
Charlie offers a comprehensive portfolio of products and services, including Charlie App.
An app for managing debt and financial health.
Funding Insights of Charlie
Charlie has successfully raised a total of $18M across 2 strategic funding rounds. The most recent funding activity was a Series A round of $9 million completed in November 2018. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $18M
- Total Rounds 2
- Last Round Series A — $9M
- First Round $9M
(Nov 2018)
- Investors Count 1
All 2 funding rounds of Charlie with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Nov 2018 | $9M | Series A | – | Propel Venture Partners | – |
| Nov 2018 | $9M | Series A | – | – |
2 investors in total: 2 institutional.
Investors in Charlie
Charlie has secured backing from 2 investors, including venture fund investors. Prominent investors backing the company include Chime and Propel Venture Partners.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital funding is provided to firms across diverse sectors. | propel.vc | San Francisco, United States | ||
Digital banking services are offered to individuals via mobile apps. | 2012 | chime.com | San Francisco, United States |
Investor details for Charlie
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Timeline of Charlie
4 dated milestones of Charlie across 5 years, from founding to its latest funding, stage changes and deals.
- Founded Charlie is founded.
- Funding First funding round of $9.0M.
- Funding Latest funding round, Series A, of $9.0M.
- Exit Acquired by Chime.
Competitors of Charlie
Charlie has 3 listed competitors in our database, 3 of them funded. They include Freedom Financial Network, Payitoff and EarnUp.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| freedomfinancialnetwork.com | 2002 | San Mateo, United States | $235M | 2,152 | Debt consolidation and relief solutions are provided to individuals. | |
| payitoff.io | 2017 | New York, United States | $8.5M | API-enabled solutions for student loan repayment are offered to lenders. | ||
| earnup.com | 2014 | San Francisco, United States | $59.25M | 36 | Consumer debt is repaid online via automated micropayments. |
Detailed competitors of Charlie
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Charlie
The website of Charlie (hicharlie.com) receives about 3.3K visits a month.
- Monthly visits3.3K
▲ 77.7% vs previous month
Top companies in Alternative Lending
3 companies that operate in the same segment as Charlie (Alternative Lending) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | 1,487 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Charlie
Complete news archive for Charlie
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Charlie
Charlie was founded in 2016 and raised its 1st funding round 2 years after it was founded.
Charlie is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Charlie is a funded company, having raised a total of $18M across 2 funding rounds to date. The company's 1st funding round was a Series A of $9M, raised on Nov 2018.
Charlie has 12 employees.
Charlie was created as a financial management tool focused on helping users become debt-free faster. It was designed to analyze transactions and provide personalized recommendations for debt repayment. The app aimed to simplify personal finance, reduce inequality, and improve overall financial well-being for everyday Americans. Operations were discontinued in August 2021 after the team joined Chime.
Charlie's top competitors include Freedom Financial Network, EarnUp and Payitoff.
Charlie offers Charlie App.
Charlie has 2 investors. Key investors include Chime, and Propel Venture Partners.
Charlie operates through Charlie Finance Co..
Yes. Charlie was acquired by Chime in August 2021.