About EarnUp
EarnUp is a company based in San Francisco (United States) founded in 2014 by Matthew Cooper and Nadim Homsany.. EarnUp has raised $59.25 million across 7 funding rounds from investors including KeyBank, LendingTree and MetLife. The company has 36 employees as of December 31, 2022. EarnUp offers products and services including AI Advisor and Engagement Platform. EarnUp operates in a competitive market with competitors including Freedom Financial Network, Student Loan Hero, Charlie, Payitoff and Pillar, among others.
- Headquarter San Francisco, United States
- Employees 36 as on 31 Dec, 2022
- Founders Matthew Cooper, Nadim Homsany
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Sectors
Financial Services
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Email
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Phone
*********
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Website
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Social
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Annual Revenue
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Net Profit
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EBITDA
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Total Equity Funding
$59.25 M (USD)
in 7 rounds
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Latest Funding Round
$31 M (USD), Series C
Mar 15, 2022
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Investors
KeyBank
& 15 more
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Employee Count
36
as on Dec 31, 2022
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Products & Services of EarnUp
EarnUp offers a comprehensive portfolio of products and services, including AI Advisor and Engagement Platform. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Provides personalized financial advice by analyzing user banking data.
Helps institutions engage users for debt management and savings automation.
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Funding Insights of EarnUp
EarnUp has successfully raised a total of $59.25M across 7 strategic funding rounds. The most recent funding activity was a Series C round of $31 million completed in March 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 7
- Last Round Series C — $31.0M
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First Round
First Round
(17 Jun 2016)
- Investors Count 16
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar, 2022 | Amount | Series C - EarnUp | Valuation | LendingTree , KeyBank | |
| Feb, 2021 | Amount | Series B - EarnUp | Valuation | Bain Capital Ventures | |
| Sep, 2020 | Amount | Grant - EarnUp | Valuation |
investors |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in EarnUp
EarnUp has secured backing from 16 investors, including institutional and venture fund investors. Prominent investors backing the company include KeyBank, LendingTree and MetLife. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Venture capital fund focused on investing in multiple sectors
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Founded Year | Domain | Location | |
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Seed and early-stage startups are funded by SignalFire.
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Founded Year | Domain | Location | |
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Venture capital firm investing in early and growth stage technology companies.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by EarnUp
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - EarnUp
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Earnup Comparisons
Competitors of EarnUp
EarnUp operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Freedom Financial Network, Student Loan Hero, Charlie, Payitoff and Pillar, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Debt consolidation and relief solutions are provided to individuals.
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| domain | founded_year | HQ Location |
Online platform for Student debt tools, calculators, and repayment plans
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| domain | founded_year | HQ Location |
Expenses and income are tracked via AI text-based tool.
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| domain | founded_year | HQ Location |
API-enabled solutions for student loan repayment are offered to lenders.
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| domain | founded_year | HQ Location |
Loan management app
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| Company Name | Domain | Founded year | HQ Location | Description |
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| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Earnup
Frequently Asked Questions about EarnUp
When was EarnUp founded?
EarnUp was founded in 2014 and raised its 1st funding round 2 years after it was founded.
Where is EarnUp located?
EarnUp is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Is EarnUp a funded company?
EarnUp is a funded company, having raised a total of $59.25M across 7 funding rounds to date. The company's 1st funding round was a Grant of $150K, raised on Jun 17, 2016.
How many employees does EarnUp have?
As of Dec 31, 2022, the latest employee count at EarnUp is 36.
What does EarnUp do?
EarnUp was founded in 2014 in San Francisco, United States, as a fintech platform focused on debt management. Bank accounts are linked to monitor income and expenses, enabling micropayments toward debts when funds allow. Lenders integrate these tools as payment options for customers, which reduces operational costs associated with missed or late repayments in the consumer lending sector.
Who are the top competitors of EarnUp?
EarnUp's top competitors include Freedom Financial Network, Payitoff and Charlie.
What products or services does EarnUp offer?
EarnUp offers AI Advisor and Engagement Platform.
Who are EarnUp's investors?
EarnUp has 16 investors. Key investors include KeyBank, LendingTree, MetLife, Acumen, and Bain Capital Ventures.
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