About EarnUp
EarnUp is a company based in San Francisco (United States) founded in 2014 by Matthew Cooper and Nadim Homsany was acquired by Array in February 2026. EarnUp has raised $59.25 million across 7 funding rounds from investors including KeyBank, LendingTree and MetLife. The company has 36 employees as of December 31, 2022. EarnUp offers products and services including AI Advisor and Engagement Platform. EarnUp operates in a competitive market with competitors including Freedom Financial Network, Student Loan Hero, Charlie, Payitoff and Pillar, among others.
- Headquarter San Francisco, United States
- Employees 36 as on 31 Dec, 2022
- Founders Matthew Cooper, Nadim Homsany
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Financial Services
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Products & Services of EarnUp
EarnUp offers a comprehensive portfolio of products and services, including AI Advisor and Engagement Platform.
Provides personalized financial advice by analyzing user banking data.
Helps institutions engage users for debt management and savings automation.
People of EarnUp
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Funding Insights of EarnUp
EarnUp has successfully raised a total of $59.25M across 7 strategic funding rounds. The most recent funding activity was a Series C round of $31 million completed in March 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in EarnUp
EarnUp has secured backing from 17 investors, including institutional and venture fund investors. Prominent investors backing the company include KeyBank, LendingTree and MetLife.
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Seed and early-stage startups are funded by SignalFire.
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Venture capital firm investing in early and growth stage technology companies.
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Investor details for EarnUp
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Investments & Acquisitions by EarnUp
Investment portfolio details for EarnUp
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Financial Statements - EarnUp
Detailed financials for EarnUp
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Earnup Comparisons
Peer comparison for EarnUp
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Competitors of EarnUp
EarnUp operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Freedom Financial Network, Student Loan Hero, Charlie, Payitoff and Pillar, among others.
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Debt consolidation and relief solutions are provided to individuals.
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Online platform for Student debt tools, calculators, and repayment plans
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Expenses and income are tracked via AI text-based tool.
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API-enabled solutions for student loan repayment are offered to lenders.
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Loan management app
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Detailed competitors of EarnUp
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Latest news on Earnup
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Frequently Asked Questions about EarnUp
EarnUp was founded in 2014 and raised its 1st funding round 2 years after it was founded.
EarnUp is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
EarnUp is a funded company, having raised a total of $59.25M across 7 funding rounds to date.
As of Dec 31, 2022, the latest employee count at EarnUp is 36.
EarnUp was founded in 2014 in San Francisco, United States, as a fintech platform focused on debt management. Bank accounts are linked to monitor income and expenses, enabling micropayments toward debts when funds allow. Lenders integrate these tools as payment options for customers, which reduces operational costs associated with missed or late repayments in the consumer lending sector.
EarnUp's top competitors include Freedom Financial Network, Payitoff and Charlie.
EarnUp offers AI Advisor and Engagement Platform.
EarnUp has 17 investors. Key investors include KeyBank, LendingTree, MetLife, Acumen, and Array.