About Credibly
Credibly is a company based in United States founded in 2010 by Edan King and Ryan Rosett. Credibly has raised $5.05 million across 5 funding rounds from investors including Flexpoint Ford, Small Business Administration and SunTrust Bank. Credibly has completed 1 acquisition, including ProApprove. Credibly offers products and services including Working Capital Loan, Merchant Cash Advance, Business Line of Credit, Equipment Financing, and Long-Term Loan. Credibly operates in a competitive market with competitors including Funding Circle, Upstart, Nav, Biz2Credit and Lendio, among others.
- Headquarter Michigan, United States
- Founders Edan King, Ryan Rosett
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Sectors
Financial Services
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Phone
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Website
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Social
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- Legal Name Retail Capital Llc
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Annual Revenue
Not available
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Net Profit
Not available
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EBITDA
Not available
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Total Equity Funding
$5.05 M (USD)
in 5 rounds
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Latest Funding Round
$260 M (USD), Debt – Conventional
May 13, 2026
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Investors
Flexpoint Ford
& 5 more
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Employee Count
Not available
- Investments & Acquisitions
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Products & Services of Credibly
Credibly offers a comprehensive portfolio of products and services, including Working Capital Loan, Merchant Cash Advance, Business Line of Credit, Equipment Financing, and Long-Term Loan.
Short-term funding to stabilize cash flow for businesses with steady revenue.
Advance based on future sales for businesses with fluctuating revenue.
Revolving credit up to $300,000 for on-demand business funding.
Loans for equipment purchase or repair to support business operations.
Extended funding for established businesses to achieve long-term goals.
People of Credibly
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Funding Insights of Credibly
Credibly has successfully raised a total of $5.05M across 5 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $260 million completed in May 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Credibly
Credibly has secured backing from 6 investors, including institutional and venture fund investors. Prominent investors backing the company include Flexpoint Ford, Small Business Administration and SunTrust Bank.
| Investor | Description | Founded Year | Domain | Location |
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Private equity firm focused on financial services and healthcare companies
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Financial assistance and development resources are provided to small businesses.
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Commercial banking services are offered to individuals and businesses.
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Investor details for Credibly
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Verified entity values are shown only after access is granted.
Investments & Acquisitions by Credibly
Credibly has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include ProApprove.
Investment portfolio details for Credibly
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- Portfolio identities
- Transaction dates
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| Company Name | Description | Domain | Location | Founded Year | Amount |
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Financial services are provided by ProApprove to support client needs.
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Locked | Locked | 2016 | Locked |
Complete acquisition details for Credibly
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- Transaction dates
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Financial Statements - Credibly
Detailed financials for Credibly
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Credibly Comparisons
Peer comparison for Credibly
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Competitors of Credibly
Credibly operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Funding Circle, Upstart, Nav, Biz2Credit and Lendio, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
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A peer-to-peer marketplace for business loans is operated and developed.
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Diversified loans are provided via an AI-enabled online marketplace.
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Business credit monitoring and financing are provided to small owners.
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Online marketplace for business loans
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Business loans are matched via an online lending marketplace.
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Student loan refinancing, mortgages, and personal loans are offered online.
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Detailed competitors of Credibly
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Latest news on Credibly
Complete news archive for Credibly
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Frequently Asked Questions about Credibly
Credibly was founded in 2010 and raised its 1st funding round 4 years after it was founded.
Credibly is headquartered in United States. It is registered at Michigan, United States.
Edan King is the current CEO of Credibly. They have also founded this company.
Credibly is a funded company, having raised a total of $5.05M across 5 funding rounds to date.
Credibly was founded in 2010 in Michigan, United States, as a provider of financing solutions for small businesses. An online platform is operated to deliver secured and unsecured business loans, merchant cash advances, business credit cards, fast cash advances, lines of credit for working capital, and small business loans. Tools are also supplied to partners for addressing customer financing requirements in the financial services sector.
Credibly's top competitors include Funding Circle, Upstart and Nav.
Credibly offers Working Capital Loan, Merchant Cash Advance, Business Line of Credit, Equipment Financing, and Long-Term Loan.
Credibly has made 1 acquisition, including ProApprove.
Credibly has 6 investors. Key investors include Flexpoint Ford, Small Business Administration, SunTrust Bank, Alostar Bank of Commerce, and Truist.