About Credit Saison India
Credit Saison India is a company based in Bengaluru (India) founded in 2019. It operates as a FinTech, and Subscription Services. Credit Saison India has raised $144.49 million across 2 funding rounds from investors including Mizuho Financial Group. Credit Saison India offers products and services including Business Loans, Small Business Loans, Vyapari Loans, Home Loans, and Loan Against Property. Credit Saison India operates in a competitive market with competitors including FlexiLoans, DMI Finance, Oxyzo, Clix Capital and InCred, among others.
- Headquarter Bengaluru, India
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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- Legal Name Kisetsu Saison Finance (India) Private Limited
- Date of Incorporation 07 Jun, 2018
- Jurisdiction Bangaluru, Karnataka, India
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Annual Revenue
$1.41 M (USD)9082.1as on Mar 31, 2020
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Net Profit
$-1.75 M (USD)-173.4as on Mar 31, 2020
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EBITDA
$-1.98 M (USD)-231.29as on Mar 31, 2020
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Total Equity Funding
$144.49 M (USD)
in 2 rounds
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Latest Funding Round
$150 M (USD), Debt – Conventional
May 14, 2025
- Investors
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Employee Count
Employee Count
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Products & Services of Credit Saison India
Credit Saison India offers a comprehensive portfolio of products and services, including Business Loans, Small Business Loans, Vyapari Loans, Home Loans, and Loan Against Property. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Loans are provided for business growth and expansion needs.
Loans are offered to support small enterprises and startups.
Loans are designed for traders with quick approval processes.
Financing is provided for purchasing or constructing residential properties.
Funds are secured against property for personal or business.
Specialized loans are offered to medical professionals for needs.
Funding Insights of Credit Saison India
Credit Saison India has successfully raised a total of $144.49M across 2 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $150 million completed in May 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 2
- Last Round Debt – Conventional — $150.0M
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First Round
First Round
(08 Feb 2024)
- Investors Count 1
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| May, 2025 | Amount | Debt – Conventional - Credit Saison India | Valuation |
investors |
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| Feb, 2024 | Amount | Series D - Credit Saison India | Valuation | Mizuho Financial Group |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Credit Saison India
Credit Saison India has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Mizuho Financial Group. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Financial and strategic services are provided to businesses and institutions.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Credit Saison India
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Credit Saison India
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Credit Saison India Comparisons
Competitors of Credit Saison India
Credit Saison India operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as FlexiLoans, DMI Finance, Oxyzo, Clix Capital and InCred, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Business loans and financial products for MSMEs are provided.
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| domain | founded_year | HQ Location |
Personal, MSME, consumption, and EV loans are provided digitally.
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| domain | founded_year | HQ Location |
Financial solutions including loans are provided for SMEs and corporates.
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| domain | founded_year | HQ Location |
Lending platform for consumers and businesses is provided.
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| domain | founded_year | HQ Location |
Financial services are provided, specializing in personal and business loans.
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| domain | founded_year | HQ Location |
Online lending marketplace for business loans
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| Company Name | Domain | Founded year | HQ Location | Description |
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| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Credit Saison India
Frequently Asked Questions about Credit Saison India
When was Credit Saison India founded?
Credit Saison India was founded in 2019 and raised its 1st funding round 5 years after it was founded.
Where is Credit Saison India located?
Credit Saison India is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Who is the current CEO of Credit Saison India?
Presha Paragash is the current CEO of Credit Saison India.
Is Credit Saison India a funded company?
Credit Saison India is a funded company, having raised a total of $144.49M across 2 funding rounds to date. The company's 1st funding round was a Series D of $144.49M, raised on Feb 08, 2024.
What is the annual revenue of Credit Saison India?
Annual revenue of Credit Saison India is $1.41M as on Mar 31, 2020.
What does Credit Saison India do?
Credit Saison India, operating as Kisetsu Saison Finance (India) Private Limited, is involved in offering a range of financial services across India. Various lending solutions are provided, including business loans, small business loans, home loans, and loans against property. Operations are conducted through verticals such as embedded financing, wholesale financing, fintech partnerships, and branch-led solutions. The company serves multiple sectors, focusing on enabling credit growth for individuals and businesses. Innovative financial products are developed to meet personal and business credit needs with a tech-driven approach.
Who are the top competitors of Credit Saison India?
Credit Saison India's top competitors include InCred, FlexiLoans and Clix Capital.
What products or services does Credit Saison India offer?
Credit Saison India offers Business Loans, Small Business Loans, Vyapari Loans, Home Loans, and 2 more products and services.
Who are Credit Saison India's investors?
Credit Saison India has 1 investor. Key investors include Mizuho Financial Group.