
About Niyogin
Niyogin is a publicly listed company based in Mumbai (India) founded in 1988. The company has 124 employees. Niyogin has completed 2 acquisitions, including Moneyfront and iServeU. Its Indian entity Niyogin Fintech Limited reported revenue of βΉ321 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include FlexiLoans, Bizongo and Lendingkart; 3 of its 3 listed competitors have raised funding.
Company details
Online lending marketplace for business loans. It provides an platform for business loans and agent-based payments. It offers loans such as unsecured loans, inventory financing, working capital loans, short-term SME loans, and more. It also enables businesses to repay loans before the loan term.
- Headquarters Mumbai, India
- Employees 124
- Stage Public
- SectorsFinancial Services
- Website category Finance · Accounting and Auditing
- Emailβ’β’β’β’β’β’β’β’
- Phoneβ’β’β’β’ β’β’β’β’
- Website niyogin.com
- Social LinkedIn X
- Legal Name Niyogin Fintech Limited
- Date of Incorporation 01 Feb, 1988
- Jurisdiction Chennai, Tamil Nadu, India
- Market Cap₹497 Cr
NIYOGIN · BSE
- Share Price₹44.85
-2.50% today
- Revenue₹287 Cr
FY 2025-26 · -5.6% YoY
- EBITDA₹4.44 Cr
Margin 1.6%
- Net Profit−₹0.39 Cr
FY 2025-26 · +97.6% YoY
- ROE0.1%
ROCE 5.3%
- Debt / Equity0.50
Interest cover -413.5x
- Latest Funding Round$35M (USD), Post-IPO
Jun 2020
- InvestorsWard Ferry
& 1 more
- Employee Count124
- Investments & AcquisitionsMoneyfront
& 1 more
Associated legal entities of Niyogin
Niyogin operates through Niyogin Fintech Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Niyogin Fintech Limited Listed CIN L65910TN1988PLC131102 | Active | 01 Feb 1988 | Chennai, Tamil Nadu | ₹321 Cr | 103 | 11 | View details |
Funding Insights of Niyogin
- Total Rounds 2
- Last Round Post-IPO β $35M
- First Round $36M
(May 2017)
- Investors Count 2
All 2 funding rounds of Niyogin with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2020 | $35M | Post-IPO | β | β | β |
| May 2017 | $36M | Post-IPO | β | β |
2 investors in total: 2 institutional.
Investors in Niyogin
Niyogin has secured backing from 2 investors, including institutional investors. Prominent investors backing the company include Ward Ferry and Sabre Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Diversified investment management services are provided in Hong Kong. | wardferry.com | Hong Kong, China | ||
Investment banking and consulting services are provided by Sabre Capital. | sabrecapital.com | Raleigh, United States |
Investor details for Niyogin
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Niyogin Fintech Limited (Niyogin)
Niyogin Fintech Limited is the primary company behind Niyogin. The board of Niyogin Fintech Limited currently have 8 directors; the longest-serving is Amit Rajpal, appointed in 2016. 30 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Amit Rajpal DIN 07557866 | Director | 05 Dec 2016 | 9 yrs 11 mo | Niyogin Fintech Limited |
| Kapil Kapoor DIN 00178966 | Director | 05 Dec 2016 | 9 yrs 11 mo | Niyogin Fintech Limited |
| Gaurav Makarand Patankar DIN 02640421 | Director | 10 Nov 2020 | 5 yrs 11 mo | Niyogin Fintech Limited |
| Tashwinder Harjap Singh DIN 06572282 | Managing Director | 02 Feb 2022 | 4 yrs 9 mo | Niyogin Fintech Limited |
| Samir Mohan Pandiri DIN 10749182 | Director | 27 Sep 2024 | 2 yrs 1 mo | Niyogin Fintech Limited |
| Sudip Vatsal Thakor DIN 07222787 | Director | 12 Nov 2024 | 1 yr 11 mo | Niyogin Fintech Limited |
| Katarina Racek DIN 10803186 | Director | 12 Nov 2024 | 1 yr 11 mo | Niyogin Fintech Limited |
| Nitin Jaiswal DIN 11148525 | Director | 09 Aug 2025 | 1 yr 3 mo | Niyogin Fintech Limited |
IPO & Listings of Niyogin
Niyogin is a publicly listed company on the BSE with ticker symbol NIYOGIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date17 Nov 2014
- Listed onBSE: 538772
- Listed entityNiyogin Fintech Limited
- Exchange sectorFinance
Financials of Niyogin
Exchange-reported figures of Niyogin Fintech Limited, the listed company behind Niyogin (BSE: NIYOGIN).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 287 | 304 | 196 | 110 | 103 | 50.15 | 27.91 |
| Revenue growth | -5.6% | +55.3% | +78.9% | +6.3% | +105.4% | +79.7% | - |
| EBITDA | 4.44 | (2.98) | (14.63) | (27.86) | (5.42) | (2.10) | (20.39) |
| EBITDA margin | +1.6% | -1.0% | -7.5% | -25.4% | -5.3% | -4.2% | -73.1% |
| Profit before tax | 3.41 | (22.27) | (26.12) | (28.13) | (7.73) | (7.25) | (24.64) |
| Net profit | (0.39) | (15.89) | (16.79) | (17.66) | (5.94) | (6.92) | (23.90) |
| Net profit margin | -0.1% | -5.2% | -8.6% | -16.1% | -5.8% | -13.8% | -85.6% |
| EPS (βΉ) | (0.04) | (1.43) | (1.76) | (1.87) | (0.63) | (0.74) | (2.78) |
| Balance sheet | |||||||
| Total assets | 557 | 425 | 342 | 287 | 311 | 313 | 242 |
| Net worth | 325 | 323 | 281 | 273 | 286 | 285 | 241 |
| Total debt | 225 | 96.04 | 53.92 | 0.07 | 0.29 | 0.29 | 0.22 |
| Cash & bank | 143 | 114 | 130 | 89.45 | 88.01 | 98.61 | 45.82 |
| Net working capital | 103 | 57.80 | 79.50 | 95.10 | 90.03 | 62.39 | 43.80 |
| Cash flow | |||||||
| Cash from operations | (80.95) | (86.00) | (36.82) | (58.37) | (69.93) | 110 | (104) |
| Cash from investing | (62.97) | (8.81) | (17.81) | 86.66 | 38.83 | (118) | 112 |
| Cash from financing | 124 | 91.49 | 69.55 | (2.70) | 0.36 | 46.85 | (1.13) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 65.58 | 71.97 | 63.10 | 70.10 | 81.75 | 69.85 | 111 | 72.52 |
| Revenue growth (YoY) | -19.8% | +3.0% | -43.3% | -3.3% | +62.2% | - | - | - |
| Other income | 1.18 | 5.43 | 17.89 | 6.18 | 4.39 | 2.26 | 2.00 | 0.37 |
| EBITDA | 4.33 | 6.05 | (7.13) | 2.75 | 1.33 | 0.26 | (1.25) | 1.32 |
| EBITDA margin | +6.6% | +8.4% | -11.3% | +3.9% | +1.6% | +0.4% | -1.1% | +1.8% |
| Depreciation | 3.65 | 2.69 | 2.62 | 2.67 | 2.33 | 2.33 | 2.44 | 2.57 |
| Interest | 8.01 | 7.38 | 6.31 | 5.33 | 4.15 | 3.30 | 3.56 | 3.17 |
| Profit before tax | (6.15) | 1.41 | 1.83 | 0.93 | (0.76) | (3.11) | (5.25) | (4.05) |
| Tax | (1.15) | 0.31 | 1.35 | 0.29 | 1.09 | (5.78) | (0.34) | 0.20 |
| Net profit | (5.00) | 1.10 | 0.48 | 0.64 | (1.85) | 2.67 | (4.91) | (4.25) |
| EPS (βΉ) | (0.24) | 0.06 | 0.01 | 0.02 | (0.14) | (0.02) | (0.50) | (0.44) |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 104 | 76.48 | 40.38 | 24.21 | 22.00 | 25.52 | 27.53 |
| Revenue growth | +35.3% | +89.4% | +66.8% | +10.1% | -13.8% | -7.3% | - |
| EBITDA | 6.51 | (2.11) | (6.11) | (7.94) | (5.75) | (3.87) | (19.66) |
| EBITDA margin | +6.3% | -2.8% | -15.1% | -32.8% | -26.1% | -15.2% | -71.4% |
| Profit before tax | 5.11 | (9.78) | (7.54) | (6.37) | (4.21) | (6.43) | (23.31) |
| Net profit | 5.11 | (9.78) | (7.54) | (6.37) | (4.21) | (6.43) | (23.31) |
| Net profit margin | +4.9% | -12.8% | -18.7% | -26.3% | -19.1% | -25.2% | -84.7% |
| EPS (βΉ) | 0.46 | (0.88) | (0.79) | (0.68) | (0.45) | (0.69) | (2.71) |
| Balance sheet | |||||||
| Total assets | 485 | 442 | 350 | 287 | 289 | 287 | 242 |
| Net worth | 361 | 353 | 305 | 287 | 289 | 287 | 242 |
| Total debt | 125 | 89.15 | 44.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank | 37.38 | 73.44 | 64.23 | 56.31 | 24.62 | 76.63 | 45.52 |
| Net working capital | 5.52 | 59.03 | 60.90 | 62.11 | 24.71 | 46.03 | 43.91 |
| Cash flow | |||||||
| Cash from operations | (62.41) | (79.64) | (65.40) | (30.60) | (52.72) | 103 | (103) |
| Cash from investing | (24.22) | (8.86) | (3.19) | 62.50 | 30.81 | (112) | 110 |
| Cash from financing | 35.56 | 97.85 | 66.53 | (0.54) | 0.18 | 46.89 | (0.76) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 29.19 | 26.06 | 25.62 | 26.50 | 25.29 | 23.34 | 20.12 | 16.94 |
| Revenue growth (YoY) | +15.4% | +11.7% | +27.3% | +56.4% | +57.8% | - | - | - |
| Other income | 0.62 | 3.88 | 8.27 | 1.19 | 1.12 | 1.04 | 0.73 | 0.10 |
| Total expenses | 23.94 | 23.82 | 28.26 | 22.23 | 22.68 | 24.16 | 20.72 | 16.84 |
| EBITDA | 5.25 | 2.24 | (2.64) | 4.27 | 2.61 | (0.82) | (0.60) | 0.10 |
| EBITDA margin | +18.1% | +8.7% | -10.3% | +16.2% | +10.4% | -3.5% | -3.0% | +0.6% |
| Depreciation | 0.22 | 0.23 | 0.24 | 0.24 | 0.25 | 0.15 | 0.35 | 0.28 |
| Interest | 4.83 | 4.35 | 4.17 | 3.47 | 2.88 | 2.40 | 2.67 | 2.03 |
| Profit before tax | 0.82 | 1.54 | 1.22 | 1.75 | 0.60 | (2.33) | (2.89) | (2.11) |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 65.58 | 71.97 | 63.10 | 70.10 | 81.75 | 69.85 | 111 | 72.52 |
| Revenue growth (YoY) | -19.8% | +3.0% | -43.3% | -3.3% | +62.2% | - | - | - |
| Other income | 1.18 | 5.43 | 17.89 | 6.18 | 4.39 | 2.26 | 2.00 | 0.37 |
| EBITDA | 4.33 | 6.05 | (7.13) | 2.75 | 1.33 | 0.26 | (1.25) | 1.32 |
| EBITDA margin | +6.6% | +8.4% | -11.3% | +3.9% | +1.6% | +0.4% | -1.1% | +1.8% |
| Depreciation | 3.65 | 2.69 | 2.62 | 2.67 | 2.33 | 2.33 | 2.44 | 2.57 |
| Interest | 8.01 | 7.38 | 6.31 | 5.33 | 4.15 | 3.30 | 3.56 | 3.17 |
| Profit before tax | (6.15) | 1.41 | 1.83 | 0.93 | (0.76) | (3.11) | (5.25) | (4.05) |
| Tax | (1.15) | 0.31 | 1.35 | 0.29 | 1.09 | (5.78) | (0.34) | 0.20 |
| Net profit | (5.00) | 1.10 | 0.48 | 0.64 | (1.85) | 2.67 | (4.91) | (4.25) |
| EPS (βΉ) | (0.24) | 0.06 | 0.01 | 0.02 | (0.14) | (0.02) | (0.50) | (0.44) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 287 | 304 | 196 | 110 | 103 | 50.15 | 27.91 |
| Revenue growth | -5.6% | +55.3% | +78.9% | +6.3% | +105.4% | +79.7% | - |
| Other income | 33.55 | 4.63 | 1.99 | 7.64 | 4.07 | 0.48 | 0.14 |
| Total expenses | 283 | 307 | 211 | 137 | 108 | 52.25 | 48.30 |
| Employee cost | 43.44 | 47.51 | 43.35 | 35.37 | 29.01 | 18.73 | 18.43 |
| EBITDA | 4.44 | (2.98) | (14.63) | (27.86) | (5.42) | (2.10) | (20.39) |
| EBITDA margin | +1.6% | -1.0% | -7.5% | -25.4% | -5.3% | -4.2% | -73.1% |
| Depreciation | 10.31 | 9.54 | 8.10 | 6.10 | 5.39 | 5.01 | 4.09 |
| Interest | 24.27 | 14.38 | 5.38 | 1.81 | 0.99 | 0.62 | 0.30 |
| Profit before tax | 3.41 | (22.27) | (26.12) | (28.13) | (7.73) | (7.25) | (24.64) |
| Tax | 3.04 | (5.94) | (1.28) | 0.26 | (0.12) | 0.17 | (0.13) |
| Net profit | (0.39) | (15.89) | (16.79) | (17.66) | (5.94) | (6.92) | (23.90) |
| Net profit margin | -0.1% | -5.2% | -8.6% | -16.1% | -5.8% | -13.8% | -85.6% |
| EPS (βΉ) | (0.04) | (1.43) | (1.76) | (1.87) | (0.63) | (0.74) | (2.78) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 111 | 111 | 95.14 | 94.34 | 94.21 | 93.50 | 85.99 |
| Reserves & surplus | 214 | 212 | 167 | 178 | 192 | 192 | 155 |
| Shareholders' funds (net worth) | 325 | 323 | 281 | 273 | 286 | 285 | 241 |
| Minority interest | 6.96 | 6.07 | 6.51 | 14.55 | 25.28 | 26.95 | 0.67 |
| Secured loans | 168 | 93.54 | 53.92 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 57.55 | 2.50 | 0.00 | 0.07 | 0.29 | 0.29 | 0.22 |
| Total debt | 225 | 96.04 | 53.92 | 0.07 | 0.29 | 0.29 | 0.22 |
| Total liabilities | 557 | 425 | 342 | 287 | 311 | 313 | 242 |
| Assets | |||||||
| Gross block | 165 | 150 | 141 | 131 | 116 | 136 | 19.58 |
| Net block | 128 | 120 | 116 | 111 | 101 | 125 | 13.51 |
| Capital work in progress | 16.73 | 12.28 | 1.45 | 0.20 | 0.00 | 0.08 | 0.07 |
| Investments | 1.26 | 3.89 | 1.63 | 7.02 | 62.89 | 80.26 | 59.72 |
| Inventories | 10.23 | 7.07 | 5.65 | 5.18 | 1.92 | 0.92 | 0.00 |
| Sundry debtors | 44.91 | 35.58 | 15.30 | 22.92 | 27.62 | 7.98 | 0.04 |
| Cash & bank balances | 143 | 114 | 130 | 89.45 | 88.01 | 98.61 | 45.82 |
| Loans & advances | 56.35 | 47.02 | 38.98 | 34.73 | 23.45 | 9.52 | 5.04 |
| Total current assets | 255 | 204 | 190 | 152 | 141 | 117 | 50.90 |
| Total current liabilities | 152 | 146 | 110 | 57.18 | 50.97 | 54.64 | 7.10 |
| Net working capital | 103 | 57.80 | 79.50 | 95.10 | 90.03 | 62.39 | 43.80 |
| Total assets | 557 | 425 | 342 | 287 | 311 | 313 | 242 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 74.58 | 77.89 | 62.98 | 37.38 | 68.12 | 28.59 | 1.24 |
| Net cash from operating activities | (80.95) | (86.00) | (36.82) | (58.37) | (69.93) | 110 | (104) |
| Net cash from investing activities | (62.97) | (8.81) | (17.81) | 86.66 | 38.83 | (118) | 112 |
| Net cash from financing activities | 124 | 91.49 | 69.55 | (2.70) | 0.36 | 46.85 | (1.13) |
| Net change in cash | (19.51) | (3.31) | 14.92 | 25.60 | (30.75) | 39.54 | 6.86 |
| Closing cash | 143 | 114 | 130 | 89.45 | 88.01 | 98.61 | 45.82 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -5.6% | +55.3% | +78.9% | +6.3% | +105.4% | +79.7% | - |
| EBITDA growth | +249.0% | +79.6% | +47.5% | -414.0% | -158.1% | +89.7% | - |
| PBT growth | +9998.0% | +14.7% | +7.2% | -263.9% | -6.6% | +70.6% | +9997.0% |
| Net income growth | +97.6% | +5.4% | +4.9% | -197.3% | +14.2% | +71.1% | - |
| Revenue CAGR (3Y) | +37.9% | +43.5% | +57.5% | +57.7% | - | - | - |
| EBITDA CAGR (3Y) | - | -18.1% | +91.0% | +11.0% | - | - | - |
| Profitability & leverage | |||||||
| Net income margin | +0.1% | -5.4% | -12.7% | -25.9% | -7.4% | -14.8% | -87.8% |
| Return on capital employed | +5.3% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Return on net worth | +0.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Debt / equity | 0.50 | 0.25 | 0.10 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-term debt / equity | 0.41 | 0.23 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | -413.46 | -114.86 | -23.67 | -5.33 | -9.16 | -8.72 | -1.23 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 2.03 | 2.12 | 1.45 | 0.95 | 0.85 | 0.65 | 1.43 |
| Inventory turnover | 37.09 | 48.59 | 36.57 | 33.01 | 75.41 | 110.07 | 0.00 |
| Debtors turnover | 7.97 | 12.15 | 10.36 | 4.64 | 6.02 | 12.63 | 701.25 |
| EPS (βΉ) | (0.04) | (1.43) | (1.76) | (1.87) | (0.63) | (0.74) | (2.78) |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 29.23 | 29.09 | 27.54 | 28.89 | 30.35 | 30.53 | 28.07 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 29.19 | 26.06 | 25.62 | 26.50 | 25.29 | 23.34 | 20.12 | 16.94 |
| Revenue growth (YoY) | +15.4% | +11.7% | +27.3% | +56.4% | +57.8% | - | - | - |
| Other income | 0.62 | 3.88 | 8.27 | 1.19 | 1.12 | 1.04 | 0.73 | 0.10 |
| Total expenses | 23.94 | 23.82 | 28.26 | 22.23 | 22.68 | 24.16 | 20.72 | 16.84 |
| EBITDA | 5.25 | 2.24 | (2.64) | 4.27 | 2.61 | (0.82) | (0.60) | 0.10 |
| EBITDA margin | +18.1% | +8.7% | -10.3% | +16.2% | +10.4% | -3.5% | -3.0% | +0.6% |
| Depreciation | 0.22 | 0.23 | 0.24 | 0.24 | 0.25 | 0.15 | 0.35 | 0.28 |
| Interest | 4.83 | 4.35 | 4.17 | 3.47 | 2.88 | 2.40 | 2.67 | 2.03 |
| Profit before tax | 0.82 | 1.54 | 1.22 | 1.75 | 0.60 | (2.33) | (2.89) | (2.11) |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 104 | 76.48 | 40.38 | 24.21 | 22.00 | 25.52 | 27.53 |
| Revenue growth | +35.3% | +89.4% | +66.8% | +10.1% | -13.8% | -7.3% | - |
| Other income | 14.43 | 1.90 | 1.36 | 2.10 | 2.39 | 0.48 | 0.09 |
| Total expenses | 96.99 | 78.59 | 46.49 | 32.15 | 27.75 | 29.39 | 47.19 |
| Employee cost | 17.60 | 22.41 | 20.92 | 17.45 | 17.79 | 15.12 | 17.67 |
| EBITDA | 6.51 | (2.11) | (6.11) | (7.94) | (5.75) | (3.87) | (19.66) |
| EBITDA margin | +6.3% | -2.8% | -15.1% | -32.8% | -26.1% | -15.2% | -71.4% |
| Depreciation | 0.96 | 1.02 | 0.82 | 0.47 | 0.71 | 2.83 | 3.45 |
| Interest | 14.87 | 8.55 | 1.97 | 0.06 | 0.14 | 0.21 | 0.29 |
| Profit before tax | 5.11 | (9.78) | (7.54) | (6.37) | (4.21) | (6.43) | (23.31) |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net profit | 5.11 | (9.78) | (7.54) | (6.37) | (4.21) | (6.43) | (23.31) |
| Net profit margin | +4.9% | -12.8% | -18.7% | -26.3% | -19.1% | -25.2% | -84.7% |
| EPS (βΉ) | 0.46 | (0.88) | (0.79) | (0.68) | (0.45) | (0.69) | (2.71) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 111 | 111 | 95.14 | 94.34 | 94.21 | 93.50 | 85.99 |
| Reserves & surplus | 249 | 242 | 191 | 193 | 195 | 193 | 156 |
| Shareholders' funds (net worth) | 361 | 353 | 305 | 287 | 289 | 287 | 242 |
| Secured loans | 125 | 89.15 | 44.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total debt | 125 | 89.15 | 44.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | - | - | 350 | 287 | 289 | 287 | 242 |
| Assets | |||||||
| Gross block | 10.69 | 11.21 | 11.85 | 8.55 | 8.61 | 9.25 | 10.44 |
| Net block | 1.94 | 2.67 | 3.59 | 0.53 | 0.75 | 1.64 | 4.39 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Investments | 170 | 159 | 147 | 151 | 205 | 193 | 67.49 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.78 | 1.82 | 0.39 | 0.31 | 0.21 | 0.21 | 0.00 |
| Cash & bank balances | 37.38 | 73.44 | 64.23 | 56.31 | 24.62 | 76.63 | 45.52 |
| Loans & advances | 17.11 | 18.87 | 19.22 | 15.16 | 7.52 | 5.36 | 4.92 |
| Total current assets | 55.27 | 94.13 | 83.84 | 71.78 | 32.35 | 82.20 | 50.44 |
| Total current liabilities | 49.75 | 35.10 | 22.94 | 9.67 | 7.64 | 36.17 | 6.53 |
| Net working capital | 5.52 | 59.03 | 60.90 | 62.11 | 24.71 | 46.03 | 43.91 |
| Total assets | 485 | 442 | 350 | 287 | 289 | 287 | 242 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 63.05 | 53.71 | 55.77 | 24.42 | 46.14 | 7.80 | 1.19 |
| Net cash from operating activities | (62.41) | (79.64) | (65.40) | (30.60) | (52.72) | 103 | (103) |
| Net cash from investing activities | (24.22) | (8.86) | (3.19) | 62.50 | 30.81 | (112) | 110 |
| Net cash from financing activities | 35.56 | 97.85 | 66.53 | (0.54) | 0.18 | 46.89 | (0.76) |
| Net change in cash | (51.07) | 9.34 | (2.06) | 31.35 | (21.72) | 38.34 | 6.61 |
| Closing cash | 37.38 | 73.44 | 64.23 | 56.31 | 24.62 | 76.63 | 45.52 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +35.3% | +89.4% | +66.8% | +10.1% | -13.8% | -7.3% | - |
| EBITDA growth | +408.5% | +65.5% | +23.1% | -38.1% | -48.6% | +80.3% | - |
| PBT growth | +9998.0% | -29.7% | -18.4% | -51.3% | +34.5% | +72.4% | -185.0% |
| Net income growth | +152.3% | -29.7% | -18.4% | -51.3% | +34.5% | +72.4% | - |
| Revenue CAGR (3Y) | +62.3% | +51.5% | +16.5% | -4.2% | -1.2% | +27.8% | +468.3% |
| EBITDA CAGR (3Y) | - | -28.4% | +16.4% | -26.1% | +5.3% | +21.8% | +60.4% |
| Profitability & leverage | |||||||
| Net income margin | +4.9% | -12.8% | -18.7% | -26.3% | -19.1% | -25.2% | -84.7% |
| Return on capital employed | +4.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Return on net worth | +1.3% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Debt / equity | 0.30 | 0.20 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-term debt / equity | 0.28 | 0.20 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | 267.93 | -273.16 | -28.43 | -0.71 | -2.17 | -3.13 | -1.25 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 10.77 | 6.80 | 4.09 | 3.07 | 2.73 | 2.64 | 2.65 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 90.72 | 70.93 | 119.26 | 101.19 | 116.14 | 247.62 | 0.00 |
| EPS (βΉ) | 0.46 | (0.88) | (0.79) | (0.68) | (0.45) | (0.69) | (2.71) |
| Dividend per share (βΉ) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 32.41 | 31.79 | 30.05 | 30.44 | 30.65 | 30.65 | 28.15 |
Investments & Acquisitions by Niyogin
Niyogin has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Moneyfront and iServeU.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Financial infrastructure platform is offered for banking and remittance services. | iserveu.in | Bhubaneswar, India | 2016 | Aug 2020 | $8M | |
Direct mutual fund investments are facilitated through an online platform. | moneyfront.in | Mumbai, India | 2016 | Sep 2018 | $1.67M |
Complete acquisition details for Niyogin
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Timeline of Niyogin
6 dated milestones of Niyogin across 32 years, from founding to its latest funding, stage changes and deals.
- Founded Niyogin is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $36.0M.
- Acquisition Acquires Moneyfront.
- Funding Latest funding round, Post-IPO, of $35.0M.
- Acquisition Acquires iServeU.
Competitors of Niyogin
Niyogin has 3 listed competitors in our database, 3 of them funded. They include FlexiLoans, Bizongo and Lendingkart.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| flexiloans.com | 2016 | Mumbai, India | $96.88M | 624 | Business loans and financial products for MSMEs are provided. | |
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | |
| lendingkart.com | 2014 | Ahmedabad, India | $260.24M | 790 | Provider of unsecured business loans and working capital financing to MSMEs |
Detailed competitors of Niyogin
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Web traffic of Niyogin
The website of Niyogin (niyogin.com) receives about 3.1K visits a month and ranks #3,643,752 among all websites worldwide, #7,765 in Accounting and Auditing.
- Monthly visits3.1K
▼ 36% vs previous month
- Unique visitors2K
per month
- Global rank#3,643,752
among all websites
- Category rank#7,765
Finance · Accounting and Auditing
- Bounce rate44%
- Pages per visit2.2
- Average visit18 sec
- DevicesDesktop 46% Β· Mobile 54%
Websites whose visitors overlap most with Niyogin. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| fibe.in | 100% | 602.3K | #52,786 | View details | |
| capacite.in | 82% | 16.2K | #1,713,554 | View details | |
| credmudra.com | 75% | #9,958,811 | View details | ||
| omnicard.in | 72% | 35K | #858,900 | View details | |
| futureconsumer.in | 68% | 8.4K | #2,211,272 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 12 similar websites and full traffic analytics for Niyogin
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- Audience overlap
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Top companies in Alternative Lending
3 companies that operate in the same segment as Niyogin (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Niyogin
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Frequently Asked Questions about Niyogin
Niyogin was founded in 1988 and raised its 1st funding round 29 years after it was founded.
Niyogin is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Niyogin has 124 employees.
The primary company behind Niyogin, Niyogin Fintech Limited, reported revenue of βΉ321 Cr for FY 2026, down 6% year on year.
Online lending marketplace for business loans. It provides an platform for business loans and agent-based payments. It offers loans such as unsecured loans, inventory financing, working capital loans, short-term SME loans, and more. It also enables businesses to repay loans before the loan term.
Niyogin's top competitors include FlexiLoans, Bizongo and Lendingkart.
Yes, Niyogin is publicly traded on BSE under the ticker symbol NIYOGIN.
Niyogin has made 2 acquisitions, including Moneyfront, and iServeU.
Niyogin has 2 investors. Key investors include Ward Ferry, and Sabre Capital.
Niyogin operates through Niyogin Fintech Limited.
The legal entities of Niyogin currently have 10 directors, including Samir Mohan Pandiri, Amit Rajpal, Kapil Kapoor and others.
