About Credmudra
Credmudra is a Financial Services company based in Bhopal (India) founded in 2022 by Varun Gaur, Lavit Dighe, and Parul Shrivastava. Online platform for short-term personal and business loans with digital approvals. It operates on a B2C and Marketplace model. Its chief executive, as recorded, is Lavit Dighe. Its Indian entity Zappian Fintech Private Limited reported revenue of ₹1.64 Cr. Credmudra offers products and services including Personal Loan, Business Loan, Debt Consolidation, and Medical Loan. Its focus areas include FinTech, Lending Tech, Short-term Loans and Personal Loans. Its competitors include Epimoney, IndiaLends and i2i; 2 of its 3 listed competitors have raised funding.
Company details
Credmudra is a digital financial platform that connects users with lenders for short-term loans, including personal, business, and debt consolidation options. It operates through a 100 paperless process, offering instant approvals and customization from INR 1000 to 1,00,000. Based in Mumbai and Bhopal, India, it focuses on financial inclusion for individuals in underserved areas, ensuring transparency and security in loan matching.
- Headquarters Bhopal, India
- Employees 1
- Founders Varun Gaur, Lavit Dighe, Parul Shrivastava
- SectorsFinancial Services
- Website credmudra.com
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name Zappian Fintech Private Limited
- Date of Incorporation 27 Sep, 2022
- Jurisdiction Bhopal, Madhya Pradesh, India
- Annual Revenue₹1.64 Cr
FY 2025 · +204% YoY
- Net Loss-₹7.4 Lakh
FY 2025 · -4% margin
- EBITDA-₹5.5 Lakh
FY 2025 · -3% margin
- Employee Count1
Associated legal entities of Credmudra
Credmudra operates through Zappian Fintech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Zappian Fintech Private Limited CIN U74999MP2022PTC062894 | Active | 27 Sep 2022 | Bhopal, Madhya Pradesh | ₹1.6 Cr | 3 | View details |
Products & Services of Credmudra
Credmudra offers a comprehensive portfolio of products and services, including Personal Loan, Business Loan, Debt Consolidation, and Medical Loan.
Provides quick online personal loans with minimal documentation.
Offers short-term loans for business needs and expansion.
Service to consolidate debts through matched lender options.
Facilitates loans for medical expenses with fast digital approval.
Apps and channels of Credmudra
its YouTube channel Credmudra has 154 subscribers and 15 videos.
Videos from Credmudra
The most watched videos on Credmudra's YouTube channel, Credmudra (154 subscribers). Click a video to play it here.
More on Credmudra.
Board of directors of Zappian Fintech Private Limited (Credmudra)
Zappian Fintech Private Limited is the primary company behind Credmudra. The board of Zappian Fintech Private Limited currently have 3 directors; the longest-serving is Mohammad Arif Khan, appointed in 2022. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Mohammad Arif Khan DIN 06590634 | Director | 27 Sep 2022 | 4 yrs 1 mo | Zappian Fintech Private Limited |
| Parul Shrivastava DIN 08701224 | Director | 07 Jun 2024 | 2 yrs 5 mo | Zappian Fintech Private Limited |
| Lavit Harish Dighe DIN 10665584 | Director | 07 Jun 2024 | 2 yrs 5 mo | Zappian Fintech Private Limited |
People of Credmudra
4 people are tracked at Credmudra (3 in leadership, 1 in team); the tracked headcount is 1.
| Name | Role | Group |
|---|---|---|
Varun Gaur | Co-Founder | Leadership |
| Co-Founder, CEO | Leadership | |
| Co-Founder | Leadership | |
Rupesh Malviya | Marketing Lead - SMS & Email | Team |
Complete people profiles for Credmudra
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Financials of Credmudra
Figures of Zappian Fintech Private Limited, the primary company behind Credmudra, for FY 2025. Revenue was ₹1.64 Cr (+204% year on year). Net loss was -₹7.4 Lakh (-4% margin). EBITDA was -₹5.5 Lakh (-3% margin).
- ₹1.64 CrRevenue · FY 2025 · +204% YoY
- -₹7.4 LakhNet loss · -4% margin
- -₹5.5 LakhEBITDA · -3% margin
- ₹1 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Zappian Fintech Private Limited are on its company page.
Detailed financial statements for Credmudra
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Competitors of Credmudra
Credmudra has 3 listed competitors in our database, 2 of them funded. They include Epimoney, IndiaLends and i2i.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| epimoney.in | 1995 | Chennai, India | 623 | Consumer and business loans are facilitated via an online platform. | ||
| indialends.com | 2014 | Gurugram, India | $30.11M | 221 | Online platform providing loans and credit cards from various financial institutions | |
| i2ifunding.com | 2015 | Noida, India | $934,120 | 33 | Borrowers are connected with investors through P2P lending services. |
Detailed competitors of Credmudra
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- Operating metrics
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Web traffic of Credmudra
Websites that share an audience with Credmudra (credmudra.com).
Websites whose visitors overlap most with Credmudra. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| chqbook.com | 85% | 2.6K | #6,458,802 | View details | |
| niyogin.com | 75% | 3.1K | #3,643,752 | View details | |
| getzype.com | 70% | 44.6K | #511,704 | View details | |
| credy.in | 66% | 1.9K | #8,297,999 | View details | |
| nowofloan.com | 64% | 48K | #358,572 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 14 similar websites and full traffic analytics for Credmudra
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- 14 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Credmudra (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Frequently Asked Questions about Credmudra
Credmudra was founded in 2022.
Credmudra is headquartered in Bhopal, India. It is registered at Bhopal, Madhya Pradesh, India.
Lavit Dighe is the CEO of Credmudra, as recorded in our data. They have also founded this company.
Credmudra has 1 employees.
The primary company behind Credmudra, Zappian Fintech Private Limited, reported revenue of ₹1.64 Cr for FY 2025, up 204% year on year.
Credmudra is a digital financial platform that connects users with lenders for short-term loans, including personal, business, and debt consolidation options. It operates through a 100 paperless process, offering instant approvals and customization from INR 1000 to 1,00,000. Based in Mumbai and Bhopal, India, it focuses on financial inclusion for individuals in underserved areas, ensuring transparency and security in loan matching.
Credmudra's top competitors include Epimoney, i2i and IndiaLends.
Credmudra offers Personal Loan, Business Loan, Debt Consolidation, and Medical Loan.
Credmudra operates through Zappian Fintech Private Limited.
The legal entities of Credmudra currently have 3 directors, including Mohammad Arif Khan, Parul Shrivastava, Lavit Harish Dighe.