About CreditWise Capital
CreditWise Capital is a Financial Services company based in Mumbai (India) founded in 2018 by Gurpreet Singh Sodhi and Aalesh Avlani. CreditWise Capital has raised $36.45 million across 6 funding rounds from investors including Arvog, PitchRight Ventures and Chanvim Plastics. The company has 565 employees. CreditWise Capital was last valued at $68.59 million in November 2023. Its chief executive, as recorded, is Gurpreet Singh Sodhi. CreditWise Capital offers products and services including CWC Lending, CWC Cash, CWC Care, and CWC Alliance. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity in India is Credit Wise Capital Private Limited (U65999MH2018PTC306086). Its competitors include Bajaj Auto Finance, Hinduja Leyland Finance and OTO; 3 of its 3 listed competitors have raised funding.
Company details
Provider of loans and vehicle-related services via digital platforms. It offers loan options for two-wheelers and personal needs, alongside health, motor, and life insurance products. It also provides vehicle servicing with pickup and delivery, plus roadside assistance. The company utilizes digital lending, underwriting, and collection methods.
- Headquarters Mumbai, India
- Employees 565
- Founders Gurpreet Singh Sodhi, Aalesh Avlani
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website creditwisecapital.com
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name Credit Wise Capital Private Limited
- Date of Incorporation 08 Mar, 2018
- Jurisdiction Mumbai, Maharashtra, India
- Net Profit₹4.03 Cr
FY 2025 · 0% margin
- EBITDA₹4.93 Cr
FY 2025 · 0% margin
- Total Equity Funding$36.45M (USD)
in 6 rounds
- Latest Funding Round$23.31M (USD), Series A
May 2025
- InvestorsArvog
& 66 more
- Employee Count565
Associated legal entities of CreditWise Capital
CreditWise Capital operates through Credit Wise Capital Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Credit Wise Capital Private Limited CIN U65999MH2018PTC306086 | Active | 08 Mar 2018 | Mumbai, Maharashtra | 565 | 7 | View details |
Products & Services of CreditWise Capital
CreditWise Capital offers a comprehensive portfolio of products and services, including CWC Lending, CWC Cash, CWC Care, and CWC Alliance.
Offers hassle-free approvals for two-wheeler and super bike loans.
Provides instant personal loans up to ₹50,000 with minimal documentation.
Delivers health insurance with no-cost EMI payment options.
Includes life and vehicle insurance for comprehensive coverage.
Apps and channels of CreditWise Capital
CreditWise Capital publishes 2 mobile apps with over 100K+ downloads; its YouTube channel Credit Wise Capital has 274 subscribers and 10 videos.
Videos from CreditWise Capital
The most watched videos on CreditWise Capital's YouTube channel, Credit Wise Capital (274 subscribers). Click a video to play it here.
More on Credit Wise Capital.
Funding Insights of CreditWise Capital
CreditWise Capital has successfully raised a total of $36.45M across 6 strategic funding rounds. The most recent funding activity was a Series A round of $23.31 million completed in May 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $36.45M
- Total Rounds 6
- Last Round Series A — $23.31M
- Investors Count 67
All 6 funding rounds of CreditWise Capital with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| May 2025 | $23.31M | Series A | – | Trident Growth Partners | – |
| Jun 2024 | $23,944 | Angel Round | – | Parminder Singh | – |
| Nov 2023 | $2.63M | Seed | $68.59M | – | |
| Sep 2021 | $4.49M | Seed | $62.94M | Ivor Braganza | |
| Oct 2020 | $6M | Seed | – | Mayank Shah | |
| Feb 2019 | Seed | – | – |
| Date | Valuation | Stage |
|---|---|---|
| Nov 2023 | $68.59M | •••••••• |
| Sep 2021 | $62.94M | •••••••• |
Last known valuation $68.59M (Nov 2023). 67 investors in total: 16 institutional and 51 angel.
Investors in CreditWise Capital
CreditWise Capital has secured backing from 67 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Arvog, PitchRight Ventures and Chanvim Plastics.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture debt funding is extended to firms in various sectors. | Bengaluru, India | |||
Seed-stage venture capital investments are targeted by Singhvi Heritage. | Chennai, India | |||
Early-stage venture capital firm investing in diverse sectors with a founder-first approach. | 2016 | pitchright.ventures | Mumbai, India | |
Venture capital funding is provided to innovative startups in India. | Mumbai, India | |||
Venture capital fund focused on tech startups | Kolkata, India | |||
Venture capital fund focused on seed-stage investments | Mumbai, India | |||
Venture capital firm focused on multiple sectors | Bengaluru, India | |||
Venture capital fund investing in early-stage tech startups | ||||
Venture capital firm focused on early-stage companies | gauravsinghviventures.com | Surat, India | ||
Chanvim Plastics is involved in plastics manufacturing and related operations. |
Investor details for CreditWise Capital
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Credit Wise Capital Private Limited (CreditWise Capital)
Credit Wise Capital Private Limited is the primary company behind CreditWise Capital. The board of Credit Wise Capital Private Limited currently have 6 directors; the longest-serving is Soumya Jain, appointed in 2018. 7 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Soumya Jain DIN 07589872 | Director | 08 Mar 2018 | 8 yrs 8 mo | Credit Wise Capital Private Limited |
| Aalesh Piyush Avlani DIN 08570278 | Director | 22 Dec 2020 | 5 yrs 10 mo | Credit Wise Capital Private Limited |
| Nathmal Golecha Alias Jain DIN 02183886 | Director | 22 Dec 2020 | 5 yrs 10 mo | Credit Wise Capital Private Limited |
| Gurpreet Singh Sodhi DIN 09791527 | Director | 28 Nov 2022 | 3 yrs 11 mo | Credit Wise Capital Private Limited |
| Amit Kaushik Doshi DIN 07659571 | Director | 10 May 2024 | 2 yrs 6 mo | Credit Wise Capital Private Limited |
| Atul Gupta DIN 06940578 | Nominee Director | 07 Aug 2025 | 1 yr 3 mo | Credit Wise Capital Private Limited |
People of CreditWise Capital
11 people are tracked at CreditWise Capital (10 in leadership, 1 in team); the tracked headcount is 565.
| Name | Role | Group |
|---|---|---|
| Co-Founder & CEO | Leadership | |
| Co-Founder and Executive Director | Leadership | |
Soham Avalani | Leadership | |
Yashkumar P Golechha | Leadership | |
Rakesh G Surana | Leadership | |
Anup Agrawal | Leadership | |
Sameer Parekh | Leadership | |
Bipin Shah | Leadership | |
Astha Anil Jain | Leadership | |
Bindu Jayesh Shah | Leadership | |
Namrata Kaur Gidda | Talent Acquisition Manager | Team |
Complete people profiles for CreditWise Capital
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of CreditWise Capital
Figures of Credit Wise Capital Private Limited, the primary company behind CreditWise Capital, for FY 2025. Net profit was ₹4.03 Cr (0% margin). EBITDA was ₹4.93 Cr (0% margin).
- ₹4.03 CrNet profit · 0% margin
- ₹4.93 CrEBITDA · 0% margin
- ₹104 CrPaid-up capital
- 565Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Credit Wise Capital Private Limited are on its company page.
Detailed financial statements for CreditWise Capital
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of CreditWise Capital
4 dated milestones of CreditWise Capital across 7 years, from founding to its latest funding, stage changes and deals.
- Founded CreditWise Capital is founded.
- Funding First funding round.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series A, of $23.3M.
Competitors of CreditWise Capital
CreditWise Capital has 3 listed competitors in our database, 3 of them funded. They include Bajaj Auto Finance, Hinduja Leyland Finance and OTO.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| bajajautofinance.com | 1987 | Pune, India | $10M | 109,163 | Auto finance loans are provided for two-wheelers, three-wheelers, and cars. | |
| hindujaleylandfinance.com | 2008 | Chennai, India | $276.07M | 14,664 | Vehicle and housing finance products are offered across India. | |
| otocapital.in | 2018 | Bengaluru, India | $29.66M | 229 | Two-wheeler loans are provided via a fintech platform for purchases. |
Detailed competitors of CreditWise Capital
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of CreditWise Capital
The website of CreditWise Capital (creditwisecapital.com) receives about 1.8K visits a month.
- Monthly visits1.8K
▼ 62.9% vs previous month
Top companies in Insurance Technology & Support Services
2 companies that operate in the same segment as CreditWise Capital (Insurance Technology & Support Services) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Insurance products for vehicles, health, travel, and life are offered. | 2016 | Bengaluru, Karnataka, India | USD 746.17 M | USD 216.04 M | 1,306 | |
API-enabled insurance distribution platform is provided for B2C companies. | 2011 | Noida, Uttar Pradesh, India | USD 120.6 M | USD 42.44 M | 408 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Creditwise Capital
Complete news archive for CreditWise Capital
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about CreditWise Capital
CreditWise Capital was founded in 2018 and raised its 1st funding round 1 year after it was founded.
CreditWise Capital is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Gurpreet Singh Sodhi is the CEO of CreditWise Capital, as recorded in our data. They have also founded this company.
CreditWise Capital is a funded company, having raised a total of $36.45M across 6 funding rounds to date.
CreditWise Capital has 565 employees.
Annual revenue of CreditWise Capital is $11.32M as on Mar 31, 2024.
Provider of loans and vehicle-related services via digital platforms. It offers loan options for two-wheelers and personal needs, alongside health, motor, and life insurance products. It also provides vehicle servicing with pickup and delivery, plus roadside assistance. The company utilizes digital lending, underwriting, and collection methods.
CreditWise Capital's top competitors include Hinduja Leyland Finance, Bajaj Auto Finance and OTO.
CreditWise Capital offers CWC Lending, CWC Cash, CWC Care, and CWC Alliance.
CreditWise Capital has 67 investors. Key investors include Arvog, PitchRight Ventures, Chanvim Plastics, Unified Programming Interfaces, and Mehta Energy.
The valuation of CreditWise Capital is $68.59M as of Nov 2023.
CreditWise Capital operates through Credit Wise Capital Private Limited.