About CreditWise Capital
CreditWise Capital is a company based in Mumbai (India) founded in 2018 by Gurpreet Singh Sodhi and Aalesh Avlani.. CreditWise Capital has raised $36.45 million across 6 funding rounds from investors including Arvog, PitchRight Ventures and Chanvim Plastics. The company has 565 employees as of September 25, 2025. CreditWise Capital offers products and services including CWC Lending, CWC Cash, CWC Care, and CWC Alliance. CreditWise Capital operates in a competitive market with competitors including Bajaj Auto Finance, Hinduja Leyland Finance, OTO, Bike Bazaar and Mufin Green Finance, among others.
- Headquarter Mumbai, India
- Employees 565 as on 25 Sep, 2025
- Founders Gurpreet Singh Sodhi, Aalesh Avlani
- Stage Minicorn
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Sectors
Financial Services
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Email
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Phone
*********
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Website
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Social
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- Legal Name Credit Wise Capital Private Limited
- Date of Incorporation 08 Mar, 2018
- Jurisdiction Mumbai, Maharashtra, India
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Annual Revenue
$11.32 M (USD)50.76as on Mar 31, 2024
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Net Profit
$235.88 K (USD)31.05as on Mar 31, 2024
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EBITDA
$3.81 M (USD)46.39as on Mar 31, 2024
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Total Equity Funding
$36.45 M (USD)
in 6 rounds
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Latest Funding Round
$23.31 M (USD), Series A
May 31, 2025
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Investors
Arvog
& 66 more
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Employee Count
565
as on Sep 25, 2025
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Products & Services of CreditWise Capital
CreditWise Capital offers a comprehensive portfolio of products and services, including CWC Lending, CWC Cash, CWC Care, and CWC Alliance. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Offers hassle-free approvals for two-wheeler and super bike loans.
Provides instant personal loans up to ₹50,000 with minimal documentation.
Delivers health insurance with no-cost EMI payment options.
Includes life and vehicle insurance for comprehensive coverage.
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Funding Insights of CreditWise Capital
CreditWise Capital has successfully raised a total of $36.45M across 6 strategic funding rounds. The most recent funding activity was a Series A round of $23.31 million completed in May 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 6
- Last Round Series A — $23.3M
- First Round First Round
- Investors Count 67
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| May, 2025 | Amount | Series A - CreditWise Capital | Valuation | Trident Growth Partners |
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| Jun, 2024 | Amount | Angel Round - CreditWise Capital | Valuation | Parminder Singh |
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| Nov, 2023 | Amount | Seed - CreditWise Capital | Valuation |
investors |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in CreditWise Capital
CreditWise Capital has secured backing from 67 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Arvog, PitchRight Ventures and Chanvim Plastics. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Venture debt funding is extended to firms in various sectors.
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Founded Year | Domain | Location | |
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Seed-stage venture capital investments are targeted by Singhvi Heritage.
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Founded Year | Domain | Location | |
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Early-stage venture capital firm investing in diverse sectors with a founder-first approach.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by CreditWise Capital
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - CreditWise Capital
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Creditwise Capital Comparisons
Competitors of CreditWise Capital
CreditWise Capital operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Bajaj Auto Finance, Hinduja Leyland Finance, OTO, Bike Bazaar and Mufin Green Finance, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Auto finance loans are provided for two-wheelers, three-wheelers, and cars.
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| domain | founded_year | HQ Location |
Vehicle and housing finance products are offered across India.
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| domain | founded_year | HQ Location |
Two-wheeler loans are provided via a fintech platform for purchases.
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| domain | founded_year | HQ Location |
Online platform for buying and selling two-wheelers
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| domain | founded_year | HQ Location |
Consumer and SME loans are provided in India.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Creditwise Capital
Frequently Asked Questions about CreditWise Capital
When was CreditWise Capital founded?
CreditWise Capital was founded in 2018 and raised its 1st funding round 1 year after it was founded.
Where is CreditWise Capital located?
CreditWise Capital is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Who is the current CEO of CreditWise Capital?
Gurpreet Singh Sodhi is the current CEO of CreditWise Capital. They have also founded this company.
Is CreditWise Capital a funded company?
CreditWise Capital is a funded company, having raised a total of $36.45M across 6 funding rounds to date. The company's 1st funding round was a Seed of $2.63M, raised on Feb 06, 2019.
How many employees does CreditWise Capital have?
As of Sep 25, 2025, the latest employee count at CreditWise Capital is 565.
What is the annual revenue of CreditWise Capital?
Annual revenue of CreditWise Capital is $11.32M as on Mar 31, 2024.
What does CreditWise Capital do?
Provider of loans and vehicle-related services via digital platforms. It offers loan options for two-wheelers and personal needs, alongside health, motor, and life insurance products. It also provides vehicle servicing with pickup and delivery, plus roadside assistance. The company utilizes digital lending, underwriting, and collection methods.
Who are the top competitors of CreditWise Capital?
CreditWise Capital's top competitors include Hinduja Leyland Finance, Bajaj Auto Finance and OTO.
What products or services does CreditWise Capital offer?
CreditWise Capital offers CWC Lending, CWC Cash, CWC Care, and CWC Alliance.
Who are CreditWise Capital's investors?
CreditWise Capital has 67 investors. Key investors include Arvog, PitchRight Ventures, Chanvim Plastics, Unified Programming Interfaces, and Mehta Energy.
What is CreditWise Capital's valuation?
The valuation of CreditWise Capital is $68.59M as of Nov 2023.