About Credit Wise Capital Private Limited
Data last updated: 05 June 2026
Credit Wise Capital Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It specialises in asset financing companies, a part of the broader financial services sector. Incorporated on 08 March 2018, the company has been in operation for over 8 years.
Registered with ROC Mumbai under CIN U65999MH2018PTC306086.
Capital: an authorised share capital of ₹95.63 Cr and a paid-up capital of ₹89.34 Cr. It is led by directors including Gurpreet Singh Sodhi and Soumya Jain.
Last AGM: 27 September 2025. Financial statements filed for year ended 31 March 2025. Office: C 46 – 48 4Th Floor Paragon Centre Pandurang Budhkar Marg Worli, Mumbai, Maharashtra, India – 400013.
As per the financials filed for FY 2025, the company reported a revenue of ₹127.25 Cr, a growth of 15% compared to the previous year.
The company has a workforce of approximately 565 employees as per the latest available data. Its group structure includes 2 subsidiaries.
The company is associated with 1 brand - Creditwise Capital. As per MCA filings, the company has open charges of ₹754.43 Cr and satisfied charges of ₹457.95 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website creditwisecapital.com.
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Registered AddressC 46 – 48 4Th Floor Paragon Centre Pandurang Budhkar Marg Worli, Mumbai, Maharashtra, India – 400013
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IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Credit Wise Capital Private Limited
Credit Wise Capital Private Limited operates one associated brand: CreditWise Capital. These brands represent Credit Wise Capital Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provider of loans and vehicle-related services via digital platforms | creditwisecapital.com |
Competitors & Alternatives of Credit Wise Capital Private Limited
Brands and companies operating in the same space as Credit Wise Capital Private Limited include Hinduja Leyland Finance, Bajaj Auto Finance, OTO and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Hinduja Leyland Finance
|
Vehicle and housing finance products are offered across India. | Chennai, India, India | 2008 |
Bajaj Auto Finance
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Auto finance loans are provided for two-wheelers, three-wheelers, and cars. | Pune, India, India | 1987 |
OTO
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Two-wheeler loans are provided via a fintech platform for purchases. | Bengaluru, India, India | 2018 |
Mahaveer Finance India
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Automotive loans and asset finance services are offered to clients. | Chennai, India, India | 1981 |
Kogta Financial India
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MSME loans, vehicle financing, and property-secured loans are provided. | Jaipur, India, India | 1996 |
Arman Financial Services
|
Auto loans are provided through financial services in India. | Ahmedabad, India, India | 1992 |
Bike Bazaar
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Online platform for buying and selling two-wheelers | Pune, India, India | 2017 |
Mufin Green Finance
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Consumer and SME loans are provided in India. | Delhi, India, India | 2016 |
Business Activity of Credit Wise Capital Private Limited
Credit Wise Capital Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Credit Wise Capital Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Credit Wise Capital Private Limited
Credit Wise Capital Private Limited is audited by Shaparia & Mehta Associates LLP for the financial year 2024. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Shaparia & Mehta Associates LLP | Locked | Locked | Locked |
Complete auditor history for Credit Wise Capital Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors and KMP of Credit Wise Capital Private Limited
Credit Wise Capital Private Limited currently reports 6 directors and 1 key managerial person. 6 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Gurpreet Singh Sodhi
Also directs:
Analyticsfox Softwares Private Limited
|
Director | 28 Nov 2022 | 3 Years 8 Months | Current |
| Soumya Jain | Director | 08 Mar 2018 | 8 Years 4 Months | Current |
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Aalesh Piyush Avlani
Also directs:
Lazr Ventures Llp, Analyticsfox Softwares Private Limited
|
Director | 22 Dec 2020 | 5 Years 7 Months | Current |
| Nathmal Golecha Alias Jain | Director | 22 Dec 2020 | 5 Years 7 Months | Current |
| Atul Gupta | Nominee Director | 07 Aug 2025 | 0 Years 11 Months | Current |
| Bhavika Dhansukh Gohil | Company Secretary | 25 Jul 2025 | 1 Years 0 Months | Current |
Financials of Credit Wise Capital Private Limited FY 2025 filings available
Credit Wise Capital Private Limited reported revenue of ₹127.25 Cr (up 15.00% YoY) for FY 2025.
Ten-year financial statements for Credit Wise Capital Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Ownership and Shareholding of Credit Wise Capital Private Limited
Shareholding and ownership data for Credit Wise Capital Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
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- FII and DII holdings
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Group Structure of Credit Wise Capital Private Limited
Credit Wise Capital Private Limited has 2 subsidiary companies. This group structure data is as of FY 2025. The corporate group structure reflects Credit Wise Capital Private Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Collect Pro Private Limited | U67100MH2019PTC330162 | Locked |
| Analyticsfox Softwares Private Limited | U72900MH2015PTC270486 | Locked |
Showing major subsidiaries. Total: 2.
Charges & Borrowings of Credit Wise Capital Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 23 Apr 2026 | Others | ₹50 Cr | Open |
| 27 Mar 2026 | Others | ₹25 Cr | Open |
| 18 Feb 2026 | Others | ₹25 Cr | Open |
| 02 Feb 2026 | Yes Bank Limited | ₹30 Cr | Open |
| 30 Dec 2025 | Others | ₹51 Cr | Open |
Total charge records: 117 View all charges
Employees and EPFO Compliance at Credit Wise Capital Private Limited
Credit Wise Capital Private Limited has a workforce of 565 employees as of Oct 09, 2025.
Employee and EPFO history for Credit Wise Capital Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Credit Wise Capital Private Limited
GST registrations and filing compliance for Credit Wise Capital Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Credit Wise Capital Private Limited
Credit ratings, litigation, and regulatory alerts for Credit Wise Capital Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Credit Wise Capital Private Limited
MSME payment history for Credit Wise Capital Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Credit Wise Capital Private Limited
Corporate group structure for Credit Wise Capital Private Limited
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- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Credit Wise Capital Private Limited
MCA filings and documents for Credit Wise Capital Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Credit Wise Capital Private Limited
Recent News on Credit Wise Capital Private Limited
Frequently Asked Questions about Credit Wise Capital Private Limited
Credit Wise Capital Private Limited is an active private limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 08 March 2018 (8+ years old) and is registered under CIN U65999MH2018PTC306086. The company has 565 employees.
Credit Wise Capital Private Limited reported revenue of ₹127.25 Cr for FY 2025 (up 15.00% YoY).
The current directors and KMP of Credit Wise Capital Private Limited are:
- Gurpreet Singh Sodhi - Director
- Soumya Jain - Director
- Aalesh Piyush Avlani - Director
- Nathmal Golecha Alias Jain - Director
- Atul Gupta - Nominee Director
- Bhavika Dhansukh Gohil - Company Secretary
- Amit Kaushik Doshi - Director
The primary industry of Credit Wise Capital Private Limited is financial services. The company specifically operates in asset financing companies. The company is currently active in this sector.
Yes, Credit Wise Capital Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Credit Wise Capital Private Limited can be reached at the registered office: C 46 – 48 4Th Floor Paragon Centre Pandurang Budhkar Marg Worli, Mumbai, Maharashtra, India – 400013, or through the website creditwisecapital.com.