Credit Wise Capital Private Limited - Company Profile

It is a financial services private limited company based in Mumbai, Maharashtra, India, established in 2018.

2018 Mumbai, Maharashtra, India Active

Last Updated: December 10, 2025

About Credit Wise Capital Private Limited

Credit Wise Capital Private Limited, a active private limited company, was established on 08 March 2018 in Mumbai, Maharashtra, India. Engaging in asset financing companies within the financial and insurance service sector, it holds CIN: U65999MH2018PTC306086. Registered under ROC Roc Mumbai. it is unlisted. It has an authorized capital of ₹95.63 Cr and a paid-up capital of ₹88.96 Cr.

It upholds a compliant status. Employing 565 professional, Its leadership includes Soumya Jain (Director), Aalesh Piyush Avlani (Director), Gurpreet Singh Sodhi (Director). Past directors included Binal Girish Mehta, Aalesh Piyush Avlani, Hirak Sumatiprasad Joshi. It holds ₹574.00 Cr open charges and ₹387.95 Cr settled loans. Its latest AGM occurred on 30 September 2024, with the balance sheet filed on 31 March 2024. It is based at C 46-48, 4Th Floor, Paragon Centre Pandurang Budhkar Marg, Worli, Mumbai, Maharashtra, 400013.

Company Details

CIN/LLPIN
U65999MH2018PTC306086
Registration Number
306086
Incorporation Date
08 March 2018
Authorized Capital
₹95.63 Cr
Paid-Up Capital
₹88.96 Cr
ROC Code
Roc Mumbai
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 95.63 Cr as on 10-12-2025
Paid Up Capital ₹ 88.96 Cr as on 10-12-2025
Company Age 7 Year, 11 Months
Last Filing with ROC 31 Mar 2024
Open Charges ₹ 574.00 Cr as on 10-12-2025
Satisfied Charges ₹ 387.95 Cr as on 10-12-2025
Revenue Growth **** 50.76% (FY 2024)
Profit Growth **** 31.05% (FY 2024)
Ebitda **** 46.39% (FY 2024)
Net Worth 31.81% (FY 2024)
Total Assets -1.36% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Credit Wise Capital Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Credit Wise Capital Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Soumya Jain	Director	08 Mar 2018	Current
Aalesh Piyush Avlani	Director	22 Dec 2020	Current
Gurpreet Singh Sodhi	Director	28 Nov 2022	Current
Amit Kaushik Doshi	Director	10 May 2024	Current
Nathmal Golecha Alias Jain	Director	22 Dec 2020	Current
Atul Gupta	Nominee Director	07 Aug 2025	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Company Secretary	-	Past
Pramod Abcsdd	Additional Director	30 Nov 2021	Past
Pramod Abcsdd	Additional Director	29 Jul 2021	Past
Pramod Abcsdd	Additional Director	30 Nov 2021	Past
Pramod Abcsdd	Additional Director	29 Sep 2023	Past
Pramod Abcsdd	Additional Director	29 Sep 2024	Past

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Financial Performance of Credit Wise Capital.

Credit Wise Capital Private Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 50.76% increase. The company also saw a substantial improvement in profitability, with a 31.05% increase in profit. The company's net worth Soared by an impressive increase of 31.81%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

50.76%

*******

Revenue from Operations

*******

47.37%

*******

Total Assets

*******

-1.36%

*******

Profit or Loss

*******

31.05%

*******

Net Worth

*******

31.81%

*******

EBITDA

*******

46.39%

*******

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What is the Ownership and Shareholding Structure of Credit Wise Capital?

In 2024, Credit Wise Capital had a promoter holding of 40.54% and a public holding of 59.46%. The company had 2 Subsidiaries. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹5,740,000,000.00

Satisfied Charges

₹3,879,500,000.00

Charges Breakdown by Lending Institutions

Others : 519.00 Cr
Sbicap Trustee Company Limited : 40.00 Cr
Yes Bank Limited : 15.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
28 Nov 2025	Others	₹20.00 Cr	Open
31 Oct 2025	Others	₹20.00 Cr	Open
31 Oct 2025	Others	₹15.00 Cr	Open
27 Oct 2025	Others	₹10.00 Cr	Open
29 Sep 2025	Others	₹30.00 Cr	Open

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How Many Employees Work at Credit Wise Capital?

Credit Wise Capital has a workforce of 565 employees as of Sep 25, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Credit Wise Capital, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Credit Wise Capital's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Credit Wise Capital

Recent Activity within the Organization

Charges

Progress on A charge with Others amounted to Rs. 20.00 Cr with Charge ID 101194621 was registered on 28 Nov 2025. was documented.
28 Nov 2025
Charges

Progress on A charge registered on 30 Mar 2023 via Charge ID 100700647 with Others was fully satisfied on 17 Nov 2025. was documented.
17 Nov 2025
Charges

A charge registered on 15 Mar 2023 via Charge ID 100699825 with Others was fully satisfied on 04 Nov 2025. was recorded as a recent event.
04 Nov 2025
Charges

Progress on A charge with Others amounted to Rs. 20.00 Cr with Charge ID 101184965 was registered on 31 Oct 2025. was documented.
31 Oct 2025
Charges

A charge with Others amounted to Rs. 15.00 Cr with Charge ID 101182662 was registered on 31 Oct 2025. was recorded as a recent event.
31 Oct 2025
Charges

The activity A charge registered on 29 Aug 2023 via Charge ID 100785831 with Others was fully satisfied on 29 Oct 2025. was completed.
29 Oct 2025

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