Navachetana Microfin Services Private Limited - Company Profile

It is a financial services private limited company based in Haveri, Karnataka, India, established in 1995.
1995 Haveri, Karnataka, India Active
Last Updated:
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About Navachetana Microfin Services Private Limited

Navachetana Microfin Services Private Limited, a active private limited company, was established on 07 June 1995 in Haveri, Karnataka, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: U65922KA1995PTC017982. Registered under ROC Roc Bangalore. it is unlisted. It has an authorized capital of ₹100.00 Cr and a paid-up capital of ₹80.00 Cr.

Formerly known as Sree Santeshwara Credit And Investment Company Limited, Navachetana Microfin Services Limited. It upholds a compliant status. Employing 1,215 professional, Its leadership includes Nagendrappa Virupakshappa Mali (Managing Director), Chandrakala Nagendrappa Mali (Nominee Director). Past directors included Rudrappa Doddaholiyappa Gadiyappanavar, Ullas Mahesh Kooli, Shivanandappa Dolli. It holds ₹802.55 Cr open charges and ₹777.84 Cr settled loans. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at Ctsno.3341/26,1Stfloor,Navachetanaheights,1Stcross,Ashwin, I Nagar, Haveri, Karnataka, 581110.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
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  • Apps
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Company Details

  • CIN/LLPIN

    U65922KA1995PTC017982

  • Registration Number

    017982

  • Incorporation Date

    07 June 1995

  • Authorized Capital

    ₹100.00 Cr

  • Paid-Up Capital

    ₹80.00 Cr

  • ROC Code

    Roc Bangalore

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 100.00 Cr
  • Paid Up Capital ₹ 80.00 Cr
  • Company Age 30 Year, 8 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 802.55 Cr
  • Satisfied Charges ₹ 777.84 Cr
  • Revenue Growth **** 1938.77%
  • Profit Growth **** 2204.81%
  • Ebitda **** 1582.52%
  • Net Worth 1473.34%
  • Total Assets **** 1140.07%
Company report

Navachetana Microfin Services Private Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Navachetana Microfin Services Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Navachetana Microfin Services Private Limited?
Current Directors
Name Designation Appointment Date Status
Nagendrappa Virupakshappa Mali Managing Director 06 Aug 2008 Current
Chandrakala Nagendrappa Mali Nominee Director 22 Jul 2015 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 22 May 2025 Past
Pramod Abcsdd Director 31 Jul 2025 Past
Pramod Abcsdd Director 03 Mar 2009 Past
Pramod Abcsdd Director 03 Mar 2009 Past
Pramod Abcsdd Company Secretary - Past
Pramod Abcsdd Director 28 Oct 2019 Past

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Financial Performance of Navachetana Microfin Services.

Navachetana Microfin Services Private Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 1938.77% increase. The company also saw a substantial improvement in profitability, with a 2204.81% increase in profit. The company's net worth Soared by an impressive increase of 1473.34%.

Navachetana Microfin Services revenue growth over time
Navachetana Microfin Services profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 1938.77%
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Revenue from Operations
*******
 1977.14%
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*******
*******
Total Assets
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 1140.07%
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*******
Profit or Loss
*******
 2204.81%
*******
*******
*******
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Net Worth
*******
 1473.34%
*******
*******
*******
*******
EBITDA
*******
 1582.52%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Navachetana Microfin Services?

In 2023, Navachetana Microfin Services had a promoter holding of 99.95% and a public holding of 0.04%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹8,025,480,000.00

Satisfied Charges

₹7,778,386,000.00

Charges Breakdown by Lending Institutions
  • Others : 392.30 Cr
  • State Bank Of India : 110.00 Cr
  • Indian Overseas Bank : 93.25 Cr
  • Sidbi : 75.00 Cr
  • Indian Bank : 55.00 Cr
  • Others : 77.00 Cr
Latest Charge Details
Date Lender Amount Status
08 May 2025 Others ₹15.00 Cr Open
29 Mar 2025 Others ₹10.10 Cr Open
28 Mar 2025 Others ₹3.70 Cr Open
26 Mar 2025 Others ₹3.85 Cr Open
24 Mar 2025 Others ₹2.50 Cr Open

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How Many Employees Work at Navachetana Microfin Services?

Navachetana Microfin Services has a workforce of 1215 employees as of Apr 04, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Navachetana Microfin Services, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Navachetana Microfin Services's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Navachetana Microfin Services
Recent Activity within the Organization
  • Annual General Meeting

    The activity Navachetana Microfin Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records. was completed.

  • Charges

    Progress on A charge with Others of Rs. 20.00 Cr registered on 23 Sep 2024 with Charge ID 100988110 was modified on 30 Jun 2025. was documented.

  • Charges

    Progress on A charge with Others of Rs. 15.00 Cr registered on 12 Apr 2024 with Charge ID 100903986 was modified on 30 Jun 2025. was documented.

  • Charges

    The activity A charge with Others of Rs. 15.00 Cr registered on 26 Jun 2023 with Charge ID 100737265 was modified on 30 Jun 2025. was completed.

  • Charges

    The activity A charge registered on 18 Apr 2023 via Charge ID 100704743 with Karnataka State Financial Corporation was fully satisfied on 25 Jun 2025. was completed.

  • Charges

    Progress on A charge registered on 18 Mar 2022 via Charge ID 100547021 with Karnataka State Financial Corporation was fully satisfied on 25 Jun 2025. was documented.

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Frequently Asked Questions
What is the CIN of Navachetana Microfin Services Private Limited?

The CIN of Navachetana Microfin Services Private Limited is U65922KA1995PTC017982.

Where is Navachetana Microfin Services Private Limited headquartered?

Navachetana Microfin Services Private Limited is headquartered at Ctsno.3341/26,1Stfloor,Navachetanaheights,1Stcross,Ashwin, I Nagar, Haveri, Karnataka, 581110.

When was Navachetana Microfin Services Private Limited incorporated?

Navachetana Microfin Services Private Limited was incorporated on 07 June 1995.

Who are the current directors of Navachetana Microfin Services Private Limited?

The current directors of Navachetana Microfin Services Private Limited are

What is the primary industry of Navachetana Microfin Services Private Limited?

The primary industry of Navachetana Microfin Services Private Limited is Financial And Insurance Service.

Is Navachetana Microfin Services Private Limited a listed company?

Navachetana Microfin Services Private Limited is unlisted.

What is the capital structure of Navachetana Microfin Services Private Limited?

The authorized capital of Navachetana Microfin Services Private Limited is ₹100.00 Cr, and the paid-up capital is ₹80.00 Cr.

What is the compliance status of Navachetana Microfin Services Private Limited?

The compliance status of Navachetana Microfin Services Private Limited is Compliant.

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