DroomCredit

Delhi, India Founded: 2017 • Age: 9 yrs
An online marketplace is facilitated for availing auto loans.

About DroomCredit

DroomCredit is a Transportation, Automotive & Logistics company based in Delhi (India) founded in 2017. An online marketplace is facilitated for availing auto loans. It operates in the Transportation, Automotive & Logistics and Financial Services sectors. The company has 127 employees. Its Indian entity Droom Technology Private Limited reported revenue of ₹169 Cr. DroomCredit offers products and services including Car Loan, Bike Loan, Scooter Loan, EMI Calculator, and Free Credit Score. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its competitors include CreditMate, Kuwy and Perpetuity Capital; 3 of its 3 listed competitors have raised funding.

Company details

DroomCredit was founded in 2017 in Delhi, India, within the fintech sector focused on auto financing. An online platform is operated where users access loan options by processing PAN details, credit scores, and income statements through a proprietary algorithm-based credit risk engine. EMI options are checked, and lenders are selected accordingly. A self-service panel is offered to lenders for managing eligibility criteria and loan lifecycles.

  • Headquarters Delhi, India
  • Employees 127
  • Sectors
    Transportation, Automotive & Logistics
    Financial Services
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website droomcredit.com
  • Social LinkedIn X Facebook Instagram YouTube
  • Legal Name Droom Technology Limited
  • Date of Incorporation 09 Sep, 2014
  • Jurisdiction Faridabad, Haryana, India
Key Metrics
  • Annual Revenue
    ₹169 Cr

    FY 2025 · +88% YoY

  • Net Loss
    -₹46.35 Cr

    FY 2025 · -27% margin

  • EBITDA
    -₹43.46 Cr

    FY 2025 · -26% margin

  • Employee Count
    127

Products & Services of DroomCredit

DroomCredit offers a comprehensive portfolio of products and services, including Car Loan, Bike Loan, Scooter Loan, EMI Calculator, and Free Credit Score.

Car Loan
Loan Service

Provides financing options for purchasing cars.

Bike Loan
Loan Service

Offers loans for buying bikes and motorcycles.

Scooter Loan
Loan Service

Facilitates loans for scooter acquisitions.

EMI Calculator
Financial Tool

Tool to calculate equated monthly installments for loans.

Free Credit Score
Credit Service

Service for checking and monitoring personal credit scores.

Apps and channels of DroomCredit

its YouTube channel Droom - India's Most Trusted Automobile Platform has 30K subscribers and 30 videos.

Droom - India's Most Trusted Automobile Platform
YouTube 30K subscribers 30 videos Autos & Vehicles
Open channel

Videos from DroomCredit

The most watched videos on DroomCredit's YouTube channel, Droom - India's Most Trusted Automobile Platform (30K subscribers). Click a video to play it here.

BMW Z4 sdrive35i || Droom || Droom Rental || 2025 #bmw
205 views
Droom Rental || Droom || 2025 || #droomrental
178 views
Mastering Self-Inspection: A Step-by-Step Guide for Car Sellers | Droom
157 views
How OBV works for Businesses | Droom Cloud Services | Vehicle Pricing Service
152 views

More on Droom - India's Most Trusted Automobile Platform.

Board of directors of Droom Technology Private Limited (DroomCredit)

Droom Technology Private Limited is the primary company behind DroomCredit. The board of Droom Technology Private Limited currently have 3 directors; the longest-serving is Amarpreet Singh, appointed in 2019. 11 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Amarpreet Singh
DIN 08193931
Whole-time director07 Jan 20197 yrs 9 moDroom Technology Private Limited
Sandeep Aggarwal
DIN 01078744
Whole-time director29 Jul 20206 yrs 2 moDroom Technology Private Limited
Rishab Suresh Malik
DIN 01788466
Director16 Oct 20215 yrsDroom Technology Private Limited

Financials of DroomCredit

Figures of Droom Technology Private Limited, the primary company behind DroomCredit, for FY 2025. Revenue was ₹169 Cr (+88% year on year). Net loss was -₹46.35 Cr (-27% margin). EBITDA was -₹43.46 Cr (-26% margin). Revenue has grown at a compounded annual rate of -24% over three years and -1% over five years.

  • ₹169 CrRevenue · FY 2025 · +88% YoY
  • -₹46.35 CrNet loss · -27% margin
  • -₹43.46 CrEBITDA · -26% margin
  • ₹19.38 CrPaid-up capital
  • 127Employees (provident fund records)
  • -24%Revenue CAGR, 3 years
  • -1%Revenue CAGR, 5 years

Balance sheet, profit and loss, cash flow and ratios of Droom Technology Private Limited are on its company page.

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Detailed financial statements for DroomCredit

Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.

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Competitors of DroomCredit

DroomCredit has 3 listed competitors in our database, 3 of them funded. They include CreditMate, Kuwy and Perpetuity Capital.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
creditmate.in2016Mumbai, India$2.65M80
Overdue payments are collected from borrowers for multiple lenders.
kuwy.in2017Chennai, India$7.02M471
Automotive financing is provided via an app-based marketplace.
perpetuitycapital.in2017Kolkata, India$124,97740
Online auto loans for vehicles are provided through digital platforms.
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Detailed competitors of DroomCredit

The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.

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Web traffic of DroomCredit

The website of DroomCredit (droomcredit.com) receives about 2.7K visits a month.

  • Monthly visits
    2.7K

    ▲ 33.2% vs previous month

Similar websites

Websites whose visitors overlap most with DroomCredit. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
aeoncredit.co.in
100%
#819,343View details
creditfair.in
85%
21.5K#928,666View details

Top companies in Automotive Retail & Aftersales

3 companies that operate in the same segment as DroomCredit (Automotive Retail & Aftersales) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
General and life insurance products are provided across multiple categories.
2016Bengaluru, Karnataka, IndiaUSD 462.45 MUSD 1.12 B4,589
Insurance products for vehicles, health, travel, and life are offered.
2016Bengaluru, Karnataka, IndiaUSD 746.17 MUSD 216.04 M1,306
Retailer of inspected, certified pre-owned vehicles with service and finance options
2015Gurugram, Haryana, IndiaUSD 741.46 MUSD 446.48 M5,812
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Related news about Droomcredit

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Complete news archive for DroomCredit

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Frequently Asked Questions about DroomCredit

DroomCredit was founded in 2017.

DroomCredit is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.

DroomCredit has 127 employees.

The primary company behind DroomCredit, Droom Technology Private Limited, reported revenue of ₹169 Cr for FY 2025, up 88% year on year.

DroomCredit was founded in 2017 in Delhi, India, within the fintech sector focused on auto financing. An online platform is operated where users access loan options by processing PAN details, credit scores, and income statements through a proprietary algorithm-based credit risk engine. EMI options are checked, and lenders are selected accordingly. A self-service panel is offered to lenders for managing eligibility criteria and loan lifecycles.

DroomCredit's top competitors include CreditMate, Kuwy and Perpetuity Capital.

DroomCredit offers Car Loan, Bike Loan, Scooter Loan, EMI Calculator, and Free Credit Score.

DroomCredit operates through Droom Technology Private Limited.

The legal entities of DroomCredit currently have 3 directors, including Rishab Suresh Malik, Amarpreet Singh, Sandeep Aggarwal.

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