About Finirio
Finirio is a Financial Services company based in Thane (India) founded in 2018. It offers loans, balance transfers, and debt management through online applications. It operates on a B2C and D2C model in Financial Services and Technology sectors. Its Indian entity Finirio Technologies Private Limited reported revenue of ₹71.8 Lakh. Finirio offers products and services including Home Loan, Personal Loan, Loan Against Property, Working Capital, and Balance Transfer. Its focus areas include FinTech, Lending, Personal Loans and Online Applications. Its competitors include IndiaLends, Tala, Epimoney, i2i and IndiaP2P and 3 more; 7 of its 8 listed competitors have raised funding.
Company details
The company provides financial services including home loans, personal loans, and working capital options. It facilitates online applications with document collection at doorsteps, helping clients manage debts and investments. Testimonials indicate services for business professionals and individuals. No specific location is mentioned, focusing on efficient loan processes and eligibility checks.
- Headquarters Thane, India
- SectorsFinancial ServicesTechnology
- Website finirio.com
- Social Facebook
- Legal Name Finirio Technologies Private Limited
- Date of Incorporation 21 Feb, 2024
- Jurisdiction Thane, Maharashtra, India
- Annual Revenue₹71.8 Lakh
FY 2025
- Net Profit₹15,700
FY 2025 · 0% margin
- EBITDA₹21,200
FY 2025 · 0% margin
Associated legal entities of Finirio
Finirio operates through Finirio Technologies Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Finirio Technologies Private Limited CIN U62099MH2024PTC419740 | Active | 21 Feb 2024 | Thane, Maharashtra | ₹0.7 Cr | – | 2 | View details |
Products & Services of Finirio
Finirio offers a comprehensive portfolio of products and services, including Home Loan, Personal Loan, Loan Against Property, Working Capital, and Balance Transfer.
Provides housing loans with streamlined application and sanction process.
Offers loans for personal needs with quick eligibility checks.
Secured loans using property as collateral for various purposes.
Supports business operations with overdraft and credit facilities.
Transfers existing loans to lower interest rates efficiently.
Board of directors of Finirio Technologies Private Limited (Finirio)
Finirio Technologies Private Limited is the primary company behind Finirio. The board of Finirio Technologies Private Limited currently have 2 directors; the longest-serving is Smiriti Makharia, appointed in 2024.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Smiriti Makharia DIN 10500841 | Director | 21 Feb 2024 | 2 yrs 7 mo | Finirio Technologies Private Limited |
| Saurabh Agarwal Makharia DIN 10517281 | Director | 21 Feb 2024 | 2 yrs 7 mo | Finirio Technologies Private Limited |
Financials of Finirio
Figures of Finirio Technologies Private Limited, the primary company behind Finirio, for FY 2025. Revenue was ₹71.8 Lakh. Net profit was ₹15,700 (0% margin). EBITDA was ₹21,200 (0% margin).
- ₹71.8 LakhRevenue · FY 2025
- ₹15,700Net profit · 0% margin
- ₹21,200EBITDA · 0% margin
- ₹2 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Finirio Technologies Private Limited are on its company page.
Detailed financial statements for Finirio
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of Finirio
Finirio has 8 listed competitors in our database, 7 of them funded. They include IndiaLends, Tala, Epimoney, i2i and IndiaP2P, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| indialends.com | 2014 | Gurugram, India | $30.11M | 221 | Online platform providing loans and credit cards from various financial institutions | |
| tala.co | 2011 | Santa Monica, United States | $347.7M | 40 | Fintech services for credit, savings, and payments are delivered globally. | |
| epimoney.in | 1995 | Chennai, India | $36.84M | 623 | Consumer and business loans are facilitated via an online platform. | |
| i2ifunding.com | 2015 | Noida, India | $934,120 | 33 | Borrowers are connected with investors through P2P lending services. | |
| indiap2p.com | 2021 | Mumbai, India | – | 98 | Investors and borrowers are connected via a P2P lending platform. | |
| trillionloan.com | 2018 | Mumbai, India | $529,762 | 104 | Gold loans are facilitated via an online consumer marketplace. | |
| finzy.com | 2016 | Bengaluru, India | $7.79M | 23 | Online P2P marketplace for consumer and business loans is operated. | |
| xpedize.com | 2017 | Gurugram, India | $2.23M | 5 | SaaS-based dynamic discounting software connects suppliers, buyers, and investors. |
Detailed competitors of Finirio
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
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Verified entity values are shown only after access is granted.
Top companies in Consumer and SME Loans
10 companies that operate in the same segment as Finirio (Consumer and SME Loans), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Synchrony is engaged in providing credit cards and banking services. | 1993 | Salem, United States | USD 25 M | USD 19.12 B | 20,000 | |
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Full-stack marketplace services for car ownership are provided. | 2015 | Singapore, Singapore | USD 685.9 M | USD 806.83 M | 1,000 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | – | USD 1.9 B | 36,520 | |
Financial solutions including loans and insurance are offered. | 2007 | Pune, Maharashtra, India | – | USD 15.24 B | 126 | |
Household and business loans are provided with risk management support. | 2006 | Chennai, Tamil Nadu, India | USD 283.47 M | USD 288.73 M | 1,100 | |
Online gold, home, personal, and business loans are provided. | 1995 | Mumbai, Maharashtra, India | – | USD 1.38 B | 38,720 | |
An online lending platform for point-of-sale financing is provided. | 2013 | Bengaluru, Karnataka, India | USD 205.92 M | USD 3.93 M | 499 | |
Housing loans are extended to middle-income households in India. | 2010 | Gurugram, Haryana, India | USD 111.02 M | USD 162.86 M | 3,820 |
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Frequently Asked Questions about Finirio
Finirio was founded in 2018.
Finirio is headquartered in Thane, India. It is registered at Thane, Maharashtra, India.
The primary company behind Finirio, Finirio Technologies Private Limited, reported revenue of ₹71.8 Lakh for FY 2025.
The company provides financial services including home loans, personal loans, and working capital options. It facilitates online applications with document collection at doorsteps, helping clients manage debts and investments. Testimonials indicate services for business professionals and individuals. No specific location is mentioned, focusing on efficient loan processes and eligibility checks.
Finirio offers Home Loan, Personal Loan, Loan Against Property, Working Capital, and Balance Transfer.
Finirio operates through Finirio Technologies Private Limited.
The legal entities of Finirio currently have 2 directors, including Smiriti Makharia, Saurabh Agarwal Makharia.