FlexShopper

Boca Raton, United States Founded: 2003 • Age: 23 yrs Listed
Lease-to-own financing options are offered to shoppers through multiple channels.

About FlexShopper

FlexShopper is a company based in Boca Raton (United States) founded in 2003 by Morry F Rubin and George F Rubin. FlexShopper offers products and services including Laptops, Washing Machines, Smart TVs, and Gaming Consoles. FlexShopper operates in a competitive market with competitors including Afterpay, Zip, Klarna, Sunbit and Snap Finance, among others.

  • Headquarter Boca Raton, United States
  • Founders Morry F Rubin, George F Rubin
  • Stage Public
  • Sectors
    Financial Services
  • Website category Finance
  • Email
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  • Phone
    β€’β€’β€’β€’ β€’β€’β€’β€’
  • Website store.flexshopper.com
  • Social LinkedIn X Facebook Instagram
  • Legal Name Flexshopper, Inc.
Key Metrics
  • Annual Revenue
    $139.8 M (USD)
    19.51
    as on Dec 31, 2024
  • Net Profit
    -$179.27 K (USD)
    95.77
    as on Dec 31, 2024
  • EBITDA
    $32.39 M (USD)
    38.94
    as on Dec 31, 2024
  • Latest Funding Round
    $21.95M (USD), Post-IPO

    Jun 2016

  • Investors

Products & Services of FlexShopper

FlexShopper offers a comprehensive portfolio of products and services, including Laptops, Washing Machines, Smart TVs, and Gaming Consoles.

Laptops
Electronics

Devices for computing and productivity via lease options

Washing Machines
Appliances

Home laundry solutions with flexible payment plans

Smart TVs
Electronics

Television sets for entertainment and streaming

Gaming Consoles
Gaming

Systems for video games and interactive play

Funding Insights of FlexShopper

  • Total Rounds 6
  • Last Round Post-IPO β€” $21.95M
  • First Round $515,000

    (Nov 2013)

  • Investors Count 2

All 6 funding rounds of FlexShopper with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Jun 2016$21.95MPost-IPO––
–
Mar 2015$9.35MPost-IPO––
Mar 2015$100MDebt – Conventional––
Oct 2014$3.24MPost-IPO––
–
May 2014$6.5MPost-IPO––
–
Nov 2013$515,000Post-IPO––
–
Valuation history

2 investors in total: 2 institutional.

Investors in FlexShopper

FlexShopper has secured backing from 2 investors, including institutional and venture fund investors. Prominent investors backing the company include Waterfall Asset Management and Middlemarch Partners.

All
Venture Fund
Institutional
InvestorDescriptionFounded YearDomainLocation
-
–middlemarchllc.com-
Waterfall Asset Management is focused on asset-backed finance solutions.
2005waterfallam.comNew York, United States
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Investor details for FlexShopper

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People of FlexShopper

22 people are tracked at FlexShopper (6 in leadership, 5 in board & advisors, 11 in team).

NameRoleGroup
Morry F Rubin
Co-FounderLeadership
George F Rubin
Co-FounderLeadership
Rich House
CEOLeadership
Richard House Jr.
CEOLeadership
Inette Perez
Director Of Human ResourcesLeadership
Jeff Mueller
Vice President OperationsLeadership
Howard S. Dvorkin
ChairmanBoard & advisors
Sean Hinze
DirectorBoard & advisors
T. Scott King
DirectorBoard & advisors
James D. Allen
DirectorBoard & advisors
Thomas O. Katz
DirectorBoard & advisors
Jesus Ruda
Software EngineerTeam
Benjamin Friedman
Software Support EngineerTeam
Joseph Yanni
Senior Software Engineer | Development SupportTeam
Daniel Garavito
Information Technology ManagerTeam
Frantz S Kenol
IT Helpdesk Technician IITeam
Carlos Roman
Software Support EngineerTeam
Steven Orlinsky
Regional ManagerTeam
Juan Camacho
Regional ManagerTeam
Summer Cooper
HR GeneralistTeam

2 more people are available in the full profile.

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Complete people profiles for FlexShopper

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IPO & Listings of FlexShopper

FlexShopper is a publicly listed company on the NASDAQ with ticker symbol FPAY in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date24 Feb 2014
  • Listed onNASDAQ: FPAY
  • Listed entityFlexShopper, Inc.
  • Exchange sectorFinance
  • Share price$0.70 (+1.13% on the day) · 2025-09-29
  • Market capitalisation$15.0M
  • EPS (diluted, trailing year)$-0.22
  • Volume (last session)21,849
  • Analyst consensusNeutral

Financials of FlexShopper

Exchange-reported annual figures
YearRevenueNet incomeEBITDA
2024$139.8M-$179,270$32.4M
2023$117.0M-$4.2M$23.3M
2022$113.1M$13.5M$383,390
2021$125.4M$3.3M$12.7M
2020$134.0M-$1.1M$8.8M
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Detailed financial statements for FlexShopper

Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.

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Timeline of FlexShopper

4 dated milestones of FlexShopper across 13 years, from founding to its latest funding, stage changes and deals.

  1. Founded FlexShopper is founded.
  2. Funding First funding round of $515K.
  3. IPO Lists on the stock exchange (IPO).
  4. Funding Latest funding round, Post-IPO, of $21.9M.

Competitors of FlexShopper

FlexShopper operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Afterpay, Zip, Klarna, Sunbit and Snap Finance, among others.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
afterpay.com2014Melbourne, Australia$35.37M–
A buy now pay later service is offered by Afterpay.
zip.co2013Sydney, Australia–612
Payment solutions are provided for deferred purchasing by Zip.
klarna.com2005Stockholm, Sweden$3.19B369
Point-of-sale financing is facilitated through an online platform for purchases.
sunbit.com2016Los Angeles, United States$158.63M128
Point-of-sale financing is facilitated via an online platform for retailers.
snapfinance.com2012Salt Lake, United States$30.09M621
Merchandise financing is offered through partner stores.
sezzle.com2016Minneapolis, United States$17.51M365
Point-of-sale financing is enabled for installment purchases at partnered retailers.
uplift.com2014Sunnyvale, United States$146.2M119
Point-of-sale financing for travel bookings is offered by Uplift.
katapult.com2014New York, United States––
An online platform for point-of-sale financing is offered to retailers.
payjoy.com2015San Francisco, United States$204.62M101
Online platform for purchase financing
zilch.com2018London, United Kingdom$390.12M–
Direct-to-consumer ad-subsidised payments network
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Detailed competitors of FlexShopper

The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.

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  • Operating metrics
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Verified entity values are shown only after access is granted.

Web traffic of FlexShopper

The website of FlexShopper (flexshopper.com) receives about 300.3K visits a month and ranks #114,708 among all websites worldwide, #7,209 in Finance.

  • Monthly visits
    300.3K

    ▼ 8.1% vs previous month

  • Unique visitors
    166.9K

    per month

  • Global rank
    #114,708

    among all websites

  • Category rank
    #7,209

    Finance · Finance

Similar websites

Websites whose visitors overlap most with FlexShopper. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
leaseville.com
100%
199.6K#112,136View details
progleasing.com
98%
1.2M#31,741View details
buyontrust.com
buyontrust.com
98%
–#829,918–
nationalcreditdirect.com
98%
–#470,116View details
katapult.com
98%
263.8K#98,459View details
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
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All 31 similar websites and full traffic analytics for FlexShopper

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  • 31 similar websites
  • Audience overlap
  • Engagement analytics
  • Traffic by brand

Verified entity values are shown only after access is granted.

Latest news on Flexshopper

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Complete news archive for FlexShopper

Full article history, source details, and older brand coverage require an active premium plan.

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Similar companies to FlexShopper

10 companies that operate in the same segment as FlexShopper (Alternative Lending), ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
A peer-to-peer marketplace for business loans is operated and developed.
2010London, England, United KingdomUSD 372.67 MUSD 299.61 M726
Diversified loans are provided via an AI-enabled online marketplace.
2012Palo Alto, California, United StatesUSD 128.65 MUSD 1.04 B1,190
Various consumer loans and financial services are offered online.
2011San Francisco, California, United StatesUSD 3.04 BUSD 4.77 B5,000
Purchase financing solutions are offered to businesses via installment payments.
2019Dubai, Dubai, United Arab EmiratesUSD 837 M––
Financial services are provided, specializing in personal and business loans.
2016Mumbai, Maharashtra, IndiaUSD 349.23 MUSD 106.45 M1,749
Credit score checking and comparison platform for financial products
2007San Francisco, California, United StatesUSD 869.77 M––
Financial benefits platform for on-demand pay is provided to employees.
2018London, England, United KingdomUSD 133.02 M––
Payflow is recognized as a financial wellness application for employees.
2020Alcobendas, Comunidad De Madrid, SpainUSD 58.23 M––
Digital lending and instant credit lines are provided to individuals.
2016Gurugram, Haryana, IndiaUSD 115 MUSD 18.69 M81
Personal loans and lines of credit are provided by Mogo.
2008Vancouver, British Columbia, Canada–USD 49.45 M–
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Frequently Asked Questions about FlexShopper

FlexShopper was founded in 2003 and raised its 1st funding round 10 years after it was founded.

FlexShopper is headquartered in Boca Raton, United States. It is registered at Boca Raton, Florida, United States.

Rich House is the current CEO of FlexShopper.

Annual revenue of FlexShopper is $139.8M as on Dec 31, 2024.

FlexShopper was founded in 2003 and is headquartered in Boca Raton, United States. Operations are conducted in the lease-to-own financing sector, where payment plans are extended to consumers for up to 52 weeks. Services are delivered via the companys online store, integrations with third-party retailers, and automated kiosks in select physical locations. The platform supports access to a range of products without traditional credit checks.

FlexShopper's top competitors include Sunbit, Klarna and Zip.

FlexShopper offers Laptops, Washing Machines, Smart TVs, and Gaming Consoles.

Yes, FlexShopper is publicly traded on NASDAQ under the ticker symbol FPAY.

FlexShopper has 2 investors. Key investors include Waterfall Asset Management, and Middlemarch Partners.

The website of FlexShopper receives about 300 thousand visits a month and ranks #114,708 among all websites worldwide.

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