About Gain Credit
Gain Credit is a company based in San Diego (United States) founded in 2003 by Steve Biafore. Gain Credit has raised $35 million across 3 funding rounds from investors including Crystal Financial, Mohr Davidow Ventures and Crosslink Capital. The company has 210 employees as of March 31, 2024. Gain Credit offers products and services including Drafty and Lending Stream. Gain Credit operates in a competitive market with competitors including Upstart, Figure, Laurel Road, Tala and Stonebriar Commercial Finance, among others.
- Headquarter San Diego, United States
- Employees 210 as on 31 Mar, 2024
- Founders Steve Biafore
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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- Legal Name Global Analytics India Private Limited
- Date of Incorporation 31 Dec, 2003
- Jurisdiction Chennai, Tamil Nadu, India
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Annual Revenue
$9.14 M (USD)11.02as on Mar 31, 2023
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Net Profit
$661.69 K (USD)2.13as on Mar 31, 2023
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EBITDA
$1.43 M (USD)0.81as on Mar 31, 2023
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Total Equity Funding
$35 M (USD)
in 3 rounds
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Latest Funding Round
$30 M (USD), Debt – Conventional
Jul 08, 2013
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Investors
Crystal Financial
& 4 more
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Employee Count
210
as on Mar 31, 2024
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Products & Services of Gain Credit
Gain Credit offers a comprehensive portfolio of products and services, including Drafty and Lending Stream.
Innovative borrowing option for responsible credit access.
Alternative to payday loans for consumer financial needs.
People of Gain Credit
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Funding Insights of Gain Credit
Gain Credit has successfully raised a total of $35M across 3 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $30 million completed in July 2013. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Gain Credit
Gain Credit has secured backing from 5 investors, including venture fund and institutional investors. Prominent investors backing the company include Crystal Financial, Mohr Davidow Ventures and Crosslink Capital.
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Debt financing is offered to US tech and offline companies.
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Venture capital investments are managed in technology and healthcare sectors by this firm.
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Venture capital is invested in various sectors by Crosslink Capital.
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Investor details for Gain Credit
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Investments & Acquisitions by Gain Credit
Investment portfolio details for Gain Credit
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Financial Statements - Gain Credit
Detailed financials for Gain Credit
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Gain Credit Comparisons
Peer comparison for Gain Credit
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Competitors of Gain Credit
Gain Credit operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Upstart, Figure, Laurel Road, Tala and Stonebriar Commercial Finance, among others.
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Diversified loans are provided via an AI-enabled online marketplace.
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Figure is recognized as a leading non-bank HELOC lender in the U.S.
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Student loan refinancing, mortgages, and personal loans are offered online.
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Fintech services for credit, savings, and payments are delivered globally.
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Commercial financing services are provided to U.S. businesses.
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Detailed competitors of Gain Credit
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Latest news on Gain Credit
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Frequently Asked Questions about Gain Credit
Gain Credit was founded in 2003 and raised its 1st funding round 6 years after it was founded.
Gain Credit is headquartered in San Diego, United States. It is registered at San Diego, California, United States.
Gain Credit is a funded company, having raised a total of $35M across 3 funding rounds to date.
As of Mar 31, 2024, the latest employee count at Gain Credit is 210.
Annual revenue of Gain Credit is $9.14M as on Mar 31, 2023.
Gain Credit was founded in 2003 and is headquartered in San Diego, United States. Operations are conducted in the alternative lending fintech sector across the UK and India. In the UK, Lending Stream is managed for four- to six-month emergency loans with instant decisions, while Drafty provides personal credit lines for millennials. In India, OYE! is operated as a one-year loan product for young workers new to credit.
Gain Credit's top competitors include Upstart, Figure and Laurel Road.
Gain Credit offers Drafty and Lending Stream.
Gain Credit has 5 investors. Key investors include Crystal Financial, Mohr Davidow Ventures, Crosslink Capital, Leapfrog Ventures, and QED Investors.