Grain

Oakland, United States Founded: 2017 • Age: 9 yrs
Personal credit lines are provided via an app-based platform.
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About Grain

Grain is a company based in Oakland (United States) founded in 2017 by Christian-Robert Joseph, Patrick De Suza, and Carl-Alain Memnon. It operates as a SaaS (Software-as-a-Service). Grain has raised $1.03 million across 2 funding rounds from investors including Y Combinator and Leonis Investment. The company has 36 employees as of December 31, 2022. Grain offers products and services including Velex and Atlas. Grain operates in a competitive market with competitors including Upstart, Laurel Road, Tala, JIMU Group and Crest Financial, among others.

  • Headquarter Oakland, United States
  • Employees 36 as on 31 Dec, 2022
  • Founders Christian-Robert Joseph, Patrick De Suza, Carl-Alain Memnon
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Grain Technology, Inc.
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $1.03 M (USD)

    in 2 rounds

  • Latest Funding Round
    $900 K (USD), Seed

    Jun 01, 2020

  • Investors
  • Employee Count
    36

    as on Dec 31, 2022

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Products & Services of Grain

Grain offers a comprehensive portfolio of products and services, including Velex and Atlas. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Automated cash-flow scoring solution for better borrower qualification.

All-in-one portfolio management for various credit types.

Funding Insights of Grain

Grain has successfully raised a total of $1.03M across 2 strategic funding rounds. The most recent funding activity was a Seed round of $900 thousand completed in June 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 2
  • Last Round Seed — $900,000
  • First Round

    (01 Jun 2020)

  • Investors Count 2
Date Amount Transaction Name Valuation Lead Investors Investors
Jun, 2020 Amount Seed - Grain Valuation Y Combinator
Jun, 2020 Amount Seed - Grain Valuation Leonis Investment
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Grain

Grain has secured backing from 2 investors, including venture fund investors. Prominent investors backing the company include Y Combinator and Leonis Investment. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Investor Description Founded Year Domain Location
Early-stage startups are accelerated via funding and educational programs.
Founded Year Domain Location
Early-stage venture capital fund backed by Gabriel Jarrosson
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Grain

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Grain

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Grain Comparisons

Employees
+
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Competitors of Grain

Grain operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Upstart, Laurel Road, Tala, JIMU Group and Crest Financial, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Diversified loans are provided via an AI-enabled online marketplace.
domain founded_year HQ Location
Student loan refinancing, mortgages, and personal loans are offered online.
domain founded_year HQ Location
Fintech services for credit, savings, and payments are delivered globally.
domain founded_year HQ Location
Online lending marketplace for loans
domain founded_year HQ Location
Hosts a digital marketplace for consumer and business loans.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Grain

Frequently Asked Questions about Grain

When was Grain founded?

Grain was founded in 2017 and raised its 1st funding round 3 years after it was founded.

Where is Grain located?

Grain is headquartered in Oakland, United States. It is registered at Oakland, California, United States.

Who is the current CEO of Grain?

Christian-Robert Joseph is the current CEO of Grain. They have also founded this company.

Is Grain a funded company?

Grain is a funded company, having raised a total of $1.03M across 2 funding rounds to date. The company's 1st funding round was a Seed of $125K, raised on Jun 01, 2020.

How many employees does Grain have?

As of Dec 31, 2022, the latest employee count at Grain is 36.

What does Grain do?

Financial technologies are built by Grain to enhance access, process efficiency, and portfolio management for businesses. Solutions are focused on the financial sector, particularly in consumer and business credit management. Key products, Velex and Atlas, are designed to provide automated cash-flow scoring and comprehensive portfolio management, respectively. The transition to these products in 2023 is based on prior experience in consumer finance and partnerships with financial institutions.

Who are the top competitors of Grain?

Grain's top competitors include Upstart, Laurel Road and Tala.

What products or services does Grain offer?

Grain offers Velex and Atlas.

Who are Grain's investors?

Grain has 2 investors. Key investors include Y Combinator, and Leonis Investment.

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