Grain

Oakland, United States Founded: 2017 • Age: 9 yrs
Personal credit lines are provided via an app-based platform.
Annual revenue - Latest available
Total funding $1.0M 2 rounds
Employees 36 Tracked headcount
Investors 2 Known backers
Products 2 Services tracked
Competitors 7 Brand Intelligence

About Grain

Grain is a company based in Oakland (United States) founded in 2017 by Christian-Robert Joseph, Patrick De Suza, and Carl-Alain Memnon. It operates as a SaaS (Software-as-a-Service). Grain has raised $1.03 million across 2 funding rounds from investors including Y Combinator and Leonis Investment. The company has 36 employees as of December 31, 2022. Grain offers products and services including Velex and Atlas. Grain operates in a competitive market with competitors including Upstart, Laurel Road, Tala, JIMU Group and Crest Financial, among others.

  • Headquarter Oakland, United States
  • Employees 36 as on 31 Dec, 2022
  • Founders Christian-Robert Joseph, Patrick De Suza, Carl-Alain Memnon
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
    Locked
  • Website
    Locked
  • Social
    Locked
  • Legal Name Grain Technology, Inc.
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    Not available
  • Net Profit
    Not available
  • EBITDA
    Not available
  • Total Equity Funding
    $1.03 M (USD)

    in 2 rounds

  • Latest Funding Round
    $900 K (USD), Seed

    Jun 01, 2020

  • Investors
  • Employee Count
    36

    as on Dec 31, 2022

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Products & Services of Grain

Grain offers a comprehensive portfolio of products and services, including Velex and Atlas.

Product name locked
Category locked
Primary

Automated cash-flow scoring solution for better borrower qualification.

Product name locked
Category locked
Locked

All-in-one portfolio management for various credit types.

Funding Insights of Grain

Grain has successfully raised a total of $1.03M across 2 strategic funding rounds. The most recent funding activity was a Seed round of $900 thousand completed in June 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Grain

Grain has secured backing from 2 investors, including venture fund investors. Prominent investors backing the company include Y Combinator and Leonis Investment.

All
Venture Fund
Investor Description Founded Year Domain Location
Early-stage startups are accelerated via funding and educational programs.
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Early-stage venture capital fund backed by Gabriel Jarrosson
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Investor details for Grain

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Investments & Acquisitions by Grain

Investments
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Investment portfolio details for Grain

Portfolio company identities, transaction dates, round details, and investment values require an active premium plan.

  • Portfolio identities
  • Transaction dates
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Financial Statements - Grain

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Detailed financials for Grain

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Grain Comparisons

Grain Primary company
Description
Personal credit lines are provided via an app-based platform...
Location
Oakland, United States
Founded Year
2017
Annual Revenue
Not available
Net Profit
Not available
EBITDA
Not available
Employees
36
As of 2022
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Peer comparison for Grain

Named peer metrics, headcount, funding, location, and side-by-side benchmarks require an active premium plan.

  • Named peers
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Competitors of Grain

Grain operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Upstart, Laurel Road, Tala, JIMU Group and Crest Financial, among others.

Company Name Domain Founded year HQ Location Description
Locked Locked Locked
Diversified loans are provided via an AI-enabled online marketplace.
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Student loan refinancing, mortgages, and personal loans are offered online.
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Fintech services for credit, savings, and payments are delivered globally.
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Online lending marketplace for loans
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Hosts a digital marketplace for consumer and business loans.
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Detailed competitors of Grain

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Latest news on Grain

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Complete news archive for Grain

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Frequently Asked Questions about Grain

Grain was founded in 2017 and raised its 1st funding round 3 years after it was founded.

Grain is headquartered in Oakland, United States. It is registered at Oakland, California, United States.

Christian-Robert Joseph is the current CEO of Grain. They have also founded this company.

Grain is a funded company, having raised a total of $1.03M across 2 funding rounds to date.

As of Dec 31, 2022, the latest employee count at Grain is 36.

Financial technologies are built by Grain to enhance access, process efficiency, and portfolio management for businesses. Solutions are focused on the financial sector, particularly in consumer and business credit management. Key products, Velex and Atlas, are designed to provide automated cash-flow scoring and comprehensive portfolio management, respectively. The transition to these products in 2023 is based on prior experience in consumer finance and partnerships with financial institutions.

Grain's top competitors include Upstart, Laurel Road and Tala.

Grain offers Velex and Atlas.

Grain has 2 investors. Key investors include Y Combinator, and Leonis Investment.

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