About Joe
Joe is a Financial Services company based in Paris (France) founded in 2020 by Kevin Ohana and Yohan Elbase, and was acquired by La Banque Postale in March 2023. App-based platform for point of sale financing. Joe has raised $125 thousand across 1 funding round from investors including Y Combinator and La Banque Postale. Its chief executive, as recorded, is Kevin Ohana. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its competitors include Pledg and Cresh; 1 of its 2 listed competitors has raised funding.
Company details
Joe was founded in 2020 in Paris, France, as a fintech company focused on point-of-sale financing. An app-based platform is provided to facilitate installment payments for both online and offline purchases. Tools for budget tracking and expense management are included. The application is accessible on iOS and Android devices, supporting users in financial planning across retail sectors.
- Headquarters Paris, France
- Founders Kevin Ohana, Yohan Elbase
- Stage Acquired
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website ww12.joe-app.com/?usid=24&utid=12625848138
- Social LinkedIn Facebook
- Acquired by La Banque Postale (Mar 2023)
- Total Equity Funding$125K (USD)
in 1 rounds
- Latest Funding Round$125K (USD), Seed
Jun 2022
- InvestorsY Combinator
& 1 more
- Acquired byLa Banque Postale
(Mar 2023)
Funding Insights of Joe
Joe has successfully raised a total of $125K through 1 strategic funding round. The most recent funding activity was a Seed round of $125 thousand completed in June 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $125,000
- Total Rounds 1
- Last Round Seed — $125,000
- First Round $125,000
(Jun 2022)
- Investors Count 1
All 1 funding rounds of Joe with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2022 | $125,000 | Seed | – | Y Combinator | – |
2 investors in total: 2 institutional.
Investors in Joe
Joe has secured backing from 2 investors, including venture fund and institutional investors. Prominent investors backing the company include Y Combinator and La Banque Postale.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Early-stage startups are accelerated via funding and educational programs. | ycombinator.com | Mountain View, United States | ||
Retail banking and insurance services are provided by La Banque Postale. | 2006 | labanquepostale.fr | Paris, France |
Investor details for Joe
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People of Joe
2 people are tracked at Joe (2 in leadership).
| Name | Role | Group |
|---|---|---|
Kevin Ohana | Co-Founder & CEO | Leadership |
Yohan Elbase | Co-Founder | Leadership |
Complete people profiles for Joe
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Timeline of Joe
3 dated milestones of Joe across 3 years, from founding to its latest funding, stage changes and deals.
- Founded Joe is founded.
- Funding First funding round of $125K.
- Exit Acquired by La Banque Postale.
Competitors of Joe
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| pledg.co | 2015 | Puteaux, France | $99.71M | Online payment financing solutions for e-merchants | ||
| cresh.eu | 2017 | Paris, France | Platform offering point-of-sale financing solutions |
Detailed competitors of Joe
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Frequently Asked Questions about Joe
Joe was founded in 2020 and raised its 1st funding round 2 years after it was founded.
Joe is headquartered in Paris, France.
Kevin Ohana is the CEO of Joe, as recorded in our data. They have also founded this company.
Joe is a funded company, having raised a total of $125K across 1 funding round to date. The company's 1st funding round was a Seed of $125K, raised on Jun 2022.
Joe was founded in 2020 in Paris, France, as a fintech company focused on point-of-sale financing. An app-based platform is provided to facilitate installment payments for both online and offline purchases. Tools for budget tracking and expense management are included. The application is accessible on iOS and Android devices, supporting users in financial planning across retail sectors.
Joe has 2 investors. Key investors include Y Combinator, and La Banque Postale.
Yes. Joe was acquired by La Banque Postale in March 2023.