About Light
Light is a Financial Services company based in Ahmedabad (India) founded in 2009 by Deepak Amin, Aviral Saini, and Rakesh Kumar. Consumer loans are provided to individuals in India. It operates on a FinTech model. Light has raised $34.6 million across 3 funding rounds from investors including Abler Nordic, British International Investment and Nordic Microfinance Initiative. The company has 3,637 employees. Its chief executive, as recorded, is Rakesh Kumar. Its Indian entity Light Microfinance Private Limited reported revenue of ₹495 Cr. Light offers products and services including Technology Driven Loans and MSE Growth Financing. Its focus areas include Non-Banking Financial Companies and Microfinance. Its competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed competitors has raised funding.
Company details
Light Microfinance Private Limited is established as a non-banking finance company in India, focusing on providing transparent and accessible financial solutions. Operations are centered in rural and semi-urban areas across multiple states. Technology-driven approaches are utilized, including proprietary IP and algorithms, alongside multi-cloud solutions. Services are extended to micro and small enterprises, aiming to empower growth and enrich lives. Community initiatives, such as free eye check-up camps, are also organized to support holistic development.
- Headquarters Ahmedabad, India
- Employees 3,637
- Founders Deepak Amin, Aviral Saini, Rakesh Kumar
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website lightfinance.com
- Social LinkedIn X Facebook YouTube
- Legal Name Light Microfinance Private Limited
- Date of Incorporation 20 Sep, 1994
- Jurisdiction Delhi, India
- Annual Revenue₹495 Cr
FY 2025 · -5% YoY
- Net Profit₹4.82 Cr
FY 2025 · 1% margin
- EBITDA₹230 Cr
FY 2025 · 46% margin
- Total Equity Funding$34.6M (USD)
in 3 rounds
- InvestorsAbler Nordic
& 4 more
- Employee Count3,637
Associated legal entities of Light
Light operates through Light Microfinance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Light Microfinance Private Limited CIN U67120DL1994PTC216764 | Active | 20 Sep 1994 | New Delhi, Delhi | ₹495 Cr | 3,637 | 12 | View details |
Products & Services of Light
Light offers a comprehensive portfolio of products and services, including Technology Driven Loans and MSE Growth Financing.
Loans are provided using advanced technological solutions.
Financing is offered to energize MSE growth.
Apps and channels of Light
its YouTube channel Light Finance has 1.2K subscribers and 30 videos.
Videos from Light
The most watched videos on Light's YouTube channel, Light Finance (1.2K subscribers). Click a video to play it here.
More on Light Finance.
Funding Insights of Light
Light has successfully raised a total of $34.6M across 3 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $34.6M
- Total Rounds 3
- First Round $10M
(Jul 2021)
- Investors Count 5
All 3 funding rounds of Light with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Feb 2023 | Seed | – | – | ||
| Sep 2022 | $24.6M | Series B | – | British International Investment | |
| Jul 2021 | $10M | Series A | – | – |
5 investors in total: 5 institutional.
Investors in Light
Light has secured backing from 5 investors, including venture fund investors. Prominent investors backing the company include Abler Nordic, British International Investment and Nordic Microfinance Initiative.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investing in financial institutions for inclusion in Africa and Asia. | 2008 | ablernordic.com | Oslo, Norway | |
Government agency focused on small and medium-sized businesses | bii.co.uk | |||
Investment management services and private equity funds are offered. | nmimicro.no | |||
Investment management firm and venture capital fund focused on multiple sectors | triplejump.eu | |||
Impact investing in agriculture, water access, and microfinance across emerging markets. | incofin.com |
Investor details for Light
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Light Microfinance Private Limited (Light)
Light Microfinance Private Limited is the primary company behind Light. The board of Light Microfinance Private Limited currently have 9 directors; the longest-serving is Rakesh Kumar, appointed in 2011. 23 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rakesh Kumar DIN 03430670 | Director | 01 Feb 2011 | 15 yrs 9 mo | Light Microfinance Private Limited |
| Aviral Saini DIN 03534719 | Director | 01 Jun 2011 | 15 yrs 5 mo | Light Microfinance Private Limited |
| Deepak Ishwarbhai Amin DIN 01289453 | Managing Director | 15 Feb 2019 | 7 yrs 8 mo | Light Microfinance Private Limited |
| Daksha Niranjan Shah DIN 00376899 | Director | 12 Aug 2024 | 2 yrs 2 mo | Light Microfinance Private Limited |
| Parul Hariharan DIN 09802386 | Nominee Director | 12 Nov 2024 | 1 yr 11 mo | Light Microfinance Private Limited |
| Arvind Kodikal DIN 07623915 | Nominee Director | 11 Feb 2025 | 1 yr 8 mo | Light Microfinance Private Limited |
| Paresh Jashwantrai Vora DIN 01688636 | Director | 11 Feb 2025 | 1 yr 8 mo | Light Microfinance Private Limited |
| Lise Lindback DIN 09655122 | Nominee Director | 27 May 2025 | 1 yr 5 mo | Light Microfinance Private Limited |
| Hiten Mukundbhai Parikh DIN 01686215 | Director | 30 Jan 2026 | 9 mo | Light Microfinance Private Limited |
People of Light
3 people are tracked at Light (3 in leadership); the tracked headcount is 3,637.
| Name | Role | Group |
|---|---|---|
| Co-Founder & Managing Director | Leadership | |
| Co-Founder | Leadership | |
| Co-Founder & CEO | Leadership |
Complete people profiles for Light
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Light
Figures of Light Microfinance Private Limited, the primary company behind Light, for FY 2025. Revenue was ₹495 Cr (-5% year on year). Net profit was ₹4.82 Cr (1% margin). EBITDA was ₹230 Cr (46% margin). Revenue has grown at a compounded annual rate of +44% over three years and +45% over five years.
- ₹495 CrRevenue · FY 2025 · -5% YoY
- ₹4.82 CrNet profit · 1% margin
- ₹230 CrEBITDA · 46% margin
- ₹108 CrPaid-up capital
- 3,637Employees (provident fund records)
- +44%Revenue CAGR, 3 years
- +45%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Light Microfinance Private Limited are on its company page.
Detailed financial statements for Light
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Light
3 dated milestones of Light across 14 years, from founding to its latest funding, stage changes and deals.
- Founded Light is founded.
- Funding First funding round of $10.0M.
- Funding Latest funding round, Seed,.
Competitors of Light
Light has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed competitors of Light
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Light
The website of Light (lightfinance.com) receives about 2.5K visits a month.
- Monthly visits2.5K
▼ 13.2% vs previous month
Websites whose visitors overlap most with Light. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| lightmoney.in | 100% | View details | |||
| gyanshala.org | 97% | #10,130,168 | View details | ||
| pitti.in | 97% | 8.3K | #1,569,917 | View details | |
| eimcoelecon.in | 94% | 20.5K | #1,184,545 | View details | |
| chavdainfra.com | 91% | 3K | #4,084,566 | View details |
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Light (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Light
Complete news archive for Light
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- Full article archive
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Frequently Asked Questions about Light
Light was founded in 2009 and raised its 1st funding round 12 years after it was founded.
Light is headquartered in Ahmedabad, India. It is registered at Ahmedabad, Gujarat, India.
Rakesh Kumar is the CEO of Light, as recorded in our data. They have also founded this company.
Light is a funded company, having raised a total of $34.6M across 3 funding rounds to date. The company's 1st funding round was a Series A of $10M, raised on Jul 2021.
Light has 3,637 employees.
The primary company behind Light, Light Microfinance Private Limited, reported revenue of ₹495 Cr for FY 2025, down 5% year on year.
Light Microfinance Private Limited is established as a non-banking finance company in India, focusing on providing transparent and accessible financial solutions. Operations are centered in rural and semi-urban areas across multiple states. Technology-driven approaches are utilized, including proprietary IP and algorithms, alongside multi-cloud solutions. Services are extended to micro and small enterprises, aiming to empower growth and enrich lives. Community initiatives, such as free eye check-up camps, are also organized to support holistic development.
Light's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Light offers Technology Driven Loans and MSE Growth Financing.
Light has 5 investors. Key investors include Abler Nordic, British International Investment, Nordic Microfinance Initiative, Triple Jump, and Incofin Investment Management.
Light operates through Light Microfinance Private Limited.
The legal entities of Light currently have 10 directors, including Rakesh Kumar, Aviral Saini, Deepak Ishwarbhai Amin and others.