About Light Microfinance Private Limited
Data last updated: 16 April 2026
Light Microfinance Private Limited is a private limited company based in New Delhi, Delhi, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 20 September 1994, the company has been in operation for over 32 years.
Registered with ROC Delhi under CIN U67120DL1994PTC216764.
Capital: an authorised share capital of ₹154.5 Cr and a paid-up capital of ₹107.8 Cr. Formerly known as ` and K.K.Finbuilds Private Limited. It is led by directors including Lise Lindback and Daksha Niranjan Shah.
Last AGM: 23 September 2025. Financial statements filed for year ended 31 March 2025. Office: 308 Aggarwal Tower Plot No. 2 Sector – 5 Dwarka, New Delhi, Delhi, India – 110075.
As per the financials filed for FY 2025, the company reported a revenue of ₹494.93 Cr, a decline of 5% compared to the previous year.
The company has a workforce of approximately 3,637 employees as per the latest available data. Its group structure includes 1 subsidiary.
The company is associated with 3 brands - Lightmoney, Light Microfinance, Light. As per MCA filings, the company has open charges of ₹1,937.34 Cr and satisfied charges of ₹3,409.36 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website lightmicrofinance.com.
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Registered Address308 Aggarwal Tower Plot No. 2 Sector – 5 Dwarka, New Delhi, Delhi, India – 110075
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Light Microfinance Private Limited
Light Microfinance Private Limited has undergone 2 name changes throughout its history. The company was previously known as `, and K.K.Finbuilds Private Limited. The current legal name is Light Microfinance Private Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Light Microfinance Private Limited | Current |
| ` | Previous |
| K.K.Finbuilds Private Limited | Previous |
CIN History of Light Microfinance Private Limited
Light Microfinance Private Limited has one previous CIN (Corporate Identification Number): U67120RJ1994PTC008808. The current CIN is U67120DL1994PTC216764, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67120DL1994PTC216764 | Current |
| U67120RJ1994PTC008808 | Previous |
Associated Brands with Light Microfinance Private Limited
Light Microfinance Private Limited operates multiple associated brands including LightMoney, Light Microfinance, and Light. These brands represent Light Microfinance Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides customized loans, working capital, and financial solutions to individuals and businesses. | lightmoney.in | |
| Microloans are extended to rural women for economic upliftment. | lightmicrofinance.com | |
| Consumer loans are provided to individuals in India. | lightfinance.com |
Competitors & Alternatives of Light Microfinance Private Limited
Brands and companies operating in the same space as Light Microfinance Private Limited include AU Small Finance Bank, Ujjivan Small Finance Bank, ESAF and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
AU Small Finance Bank
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Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | Jaipur, India, India | 1996 |
Ujjivan Small Finance Bank
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Small finance services are extended to underserved segments in India. | Bengaluru, India, India | 2005 |
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Jana Small Finance Bank
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Microfinance bank | Bengaluru, India, India | 1999 |
Suryoday
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Small finance bank offering savings accounts, deposits, and loan products | Mumbai, India, India | 2008 |
Equitas Small Finance Bank
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Small finance bank | Chennai, India, India | 2007 |
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
Utkarsh Bank
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Small finance bank | Varanasi, India, India | 2009 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Business Activity of Light Microfinance Private Limited
Light Microfinance Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Light Microfinance Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Light Microfinance Private Limited
Light Microfinance Private Limited is audited by CNK and Associates LLP for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| CNK and Associates LLP | Locked | Locked | Locked |
Complete auditor history for Light Microfinance Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Light Microfinance Private Limited
Light Microfinance Private Limited currently reports 7 directors and 2 key managerial personnel. 21 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Lise Lindback
Also directs:
Light Capital Private Limited, Sub-K Impact Solutions Limited
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Nominee Director | 27 May 2025 | 1 Years 2 Months | Current |
| Daksha Niranjan Shah | Director | 12 Aug 2024 | 2 Years 0 Months | Current |
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Paresh Jashwantrai Vora
Also directs:
Wheels India Niswarth Foundation
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Director | 11 Feb 2025 | 1 Years 6 Months | Current |
| Aviral Saini | Cfo | 04 Sep 2020 | 5 Years 11 Months | Current |
| Arvind Kodikal | Nominee Director | 11 Feb 2025 | 1 Years 6 Months | Current |
| Parul Hariharan | Nominee Director | 12 Nov 2024 | 1 Years 9 Months | Current |
Financials of Light Microfinance Private Limited FY 2025 filings available
Light Microfinance Private Limited reported revenue of ₹494.93 Cr (down 5.00% YoY) for FY 2025.
Ten-year financial statements for Light Microfinance Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Light Microfinance Private Limited
Shareholding and ownership data for Light Microfinance Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Group Structure of Light Microfinance Private Limited
Light Microfinance Private Limited has 1 subsidiary company. This group structure data is as of FY 2025. The corporate group structure reflects Light Microfinance Private Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Light Capital Private Limited | U66190DL2025PTC448062 | Locked |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Light Microfinance Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 11 Mar 2026 | Others | ₹20 Cr | Open |
| 27 Jan 2026 | Others | ₹40 Cr | Open |
| 29 Dec 2025 | Others | ₹10 Cr | Open |
| 12 Dec 2025 | Others | ₹54.32 Cr | Open |
| 10 Dec 2025 | Others | ₹10 Cr | Open |
Total charge records: 270 View all charges
Employees and EPFO Compliance at Light Microfinance Private Limited
Light Microfinance Private Limited has a workforce of 3,637 employees as of Sep 26, 2025.
Employee and EPFO history for Light Microfinance Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Light Microfinance Private Limited
GST registrations and filing compliance for Light Microfinance Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Light Microfinance Private Limited
Credit ratings, litigation, and regulatory alerts for Light Microfinance Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Light Microfinance Private Limited
MSME payment history for Light Microfinance Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Light Microfinance Private Limited
Corporate group structure for Light Microfinance Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Light Microfinance Private Limited
MCA filings and documents for Light Microfinance Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Light Microfinance Private Limited
Frequently Asked Questions about Light Microfinance Private Limited
Light Microfinance Private Limited is an active private limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 20 September 1994 (32+ years old) and is registered under CIN U67120DL1994PTC216764. The company has 3,637 employees.
Light Microfinance Private Limited reported revenue of ₹494.93 Cr for FY 2025 (down 5.00% YoY).
The current directors and KMP of Light Microfinance Private Limited are:
- Lise Lindback - Nominee Director
- Daksha Niranjan Shah - Director
- Paresh Jashwantrai Vora - Director
- Aviral Saini - Cfo
- Arvind Kodikal - Nominee Director
- Parul Hariharan - Nominee Director
- Deepak Ishwarbhai Amin - Managing Director
- Rakesh Kumar - Ceo
- Hiten Mukundbhai Parikh - Additional Director
The primary industry of Light Microfinance Private Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Light Microfinance Private Limited can be reached at the registered office: 308 Aggarwal Tower Plot No. 2 Sector – 5 Dwarka, New Delhi, Delhi, India – 110075, or through the website lightmicrofinance.com.
The authorised capital is ₹154.5 Cr, and the paid-up capital is ₹107.8 Cr.