PayL8r

Manchester, United Kingdom Founded: 2014 • Age: 12 yrs
Online marketplace for purchase financing

About PayL8r

PayL8r is a company based in Manchester (United Kingdom) founded in 2014.. PayL8r has raised $55.15 million across 1 funding round from investors including Conister Bank. PayL8r offers products and services including Retail Finance, Merchant Integration, and Open Banking Tools. PayL8r operates in a competitive market with competitors including Klarna, Afterpay, Zilch, Laybuy and DivideBuy, among others.

  • Headquarter Manchester, United Kingdom
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Social Money Limited
  • Date of Incorporation 02 May, 2012
  • Jurisdiction ALTRINCHAM, GREATER MANCHESTER, UNITED KINGDOM
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $55.15 M (USD)

    in 1 rounds

  • Latest Funding Round
    $55.15 M (USD), Series C

    Jul 27, 2021

  • Investors
  • Employee Count
    Employee Count
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Products & Services of PayL8r

PayL8r offers a comprehensive portfolio of products and services, including Retail Finance, Merchant Integration, and Open Banking Tools. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Offers flexible payment plans for retail purchases up to £3,000

Enables businesses to add finance options at checkout seamlessly

Uses real-time data to evaluate customer credit fairly

People of PayL8r
Headcount 10-50
Employee Profiles 8
Employee Profiles
People
Lindsey O'Neill
Senior Talent Sourcing & Relations
People
Greg Bateman
Operations Manager
People
Jason B.
CTO
People
Kellyanne Porter
Collections Team Leader

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Funding Insights of PayL8r

PayL8r has successfully raised a total of $55.15M through 1 strategic funding round. The most recent funding activity was a Series C round of $55.15 million completed in July 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 1
  • Last Round Series C — $55.2M
  • First Round

    (27 Jul 2021)

  • Investors Count 1
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Series C - PayL8r Valuation Conister Bank
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in PayL8r

PayL8r has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Conister Bank. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Institutional
Investor Description Founded Year Domain Location
Offers savings accounts, personal loans, mortgages, and business finance services locally.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by PayL8r

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - PayL8r

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Payl8r Comparisons

Employees
+
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Competitors of PayL8r

PayL8r operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Klarna, Afterpay, Zilch, Laybuy and DivideBuy, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Point-of-sale financing is facilitated through an online platform for purchases.
domain founded_year HQ Location
A buy now pay later service is offered by Afterpay.
domain founded_year HQ Location
Direct-to-consumer ad-subsidised payments network
domain founded_year HQ Location
App-based platform for point of sale financing
domain founded_year HQ Location
Interest-free credit is offered for consumer purchases via retail partners.
domain founded_year HQ Location
POS financing solutions are offered to businesses through monthly subscriptions.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Frequently Asked Questions about PayL8r

When was PayL8r founded?

PayL8r was founded in 2014 and raised its 1st funding round 7 years after it was founded.

Where is PayL8r located?

PayL8r is headquartered in Manchester, United Kingdom. It is registered at Manchester, Greater Manchester, United Kingdom.

Is PayL8r a funded company?

PayL8r is a funded company, having raised a total of $55.15M across 1 funding round to date. The company's 1st funding round was a Series C of $55.15M, raised on Jul 27, 2021.

What does PayL8r do?

PayL8r was founded in 2014 in Manchester, United Kingdom, within the fintech sector focused on purchase financing. An online marketplace is operated to allow users to acquire products from various stores through installment payments, facilitated by payment cards or bank transfers. Tools are also supplied to merchants for integrating and accepting these installment options in their operations.

Who are the top competitors of PayL8r?

PayL8r's top competitors include Klarna, Afterpay and Zilch.

What products or services does PayL8r offer?

PayL8r offers Retail Finance, Merchant Integration, and Open Banking Tools.

Who are PayL8r's investors?

PayL8r has 1 investor. Key investors include Conister Bank.

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